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[Consolidated] Which Canadian credit card should I get?

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[Consolidated] Which Canadian credit card should I get?

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Old Jan 3, 2011, 10:49 am
  #16  
 
Join Date: Jan 2011
Location: YYZ
Programs: UA 1K; AC 50K; Marriott Titanium
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Thanks. I've made the appropriate changes.
kiloohm is offline  
Old Jan 3, 2011, 10:53 am
  #17  
 
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Originally Posted by kiloohm
Thanks. I've made the appropriate changes.
You probably should also mention the CIBC Aventura cards under the "1:1 conversion" section. Also, the Amex cards only have 1:1 with Aeroplan. Finally, the SPG Amex has 1:1.25 with many, many airlines.
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Old Jan 5, 2011, 3:00 pm
  #18  
 
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Another way to avoid the fee is get a checking account that waives the fees for the credit card and also waives the fee for the account if you maintain a certain balance.
evanderm is offline  
Old Jan 6, 2011, 10:53 am
  #19  
 
Join Date: Sep 2007
Posts: 415
Originally Posted by Laura8
I did some research and this one looks good...but it has an income requirement, and right now I don't make that much money (I may in the future, but not yet...)
The gold version may be a better fit: http://capitalone.ca/credit-card/rew..._07_T_PRDLGOVW

Don't worry too much about the income requirement. As long as you've got a good credit history CapitalOne is not likely to refuse you.
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Old Jan 18, 2011, 12:07 pm
  #20  
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Interesting that you are missing my favourite three Canadian Credit Cards

American Express Starwood SPG Card (Annual Fee: $120 it was $0 at first) - SPG points

TD American Airlines Visa Platinum Card (Annual Fee: $120) - AA
B of A Alaska Airlines Platinum Master Card (Anual Fee $120) - AS *lots of sign up benefits
smilee is offline  
Old Jan 22, 2011, 10:38 am
  #21  
 
Join Date: Aug 2005
Location: US, CA, HK
Programs: UNITED 1P
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I thought amex cards cannot be churned? At least US SPG cards could not be churned before... umm....

Originally Posted by RoninTech
... We churn these cards to keep getting miles (signup, spend, cancel before 1 year is up, repeat) for free.

Last edited by mia; Jan 22, 2011 at 11:11 am Reason: Quotation etiquette
nanirina is offline  
Old Jan 22, 2011, 12:52 pm
  #22  
 
Join Date: Jul 2009
Location: Alberta, Canada
Programs: Aeroplan
Posts: 1,013
Originally Posted by nanirina
I thought amex cards cannot be churned?
Definitely not our experience up here.
RoninTech is offline  
Old Aug 4, 2011, 12:18 pm
  #23  
 
Join Date: Aug 2011
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Which Canadian card? Need assistance.

Our current credit card company is changing their program, so we're looking for a new card. Any assistance would be appreciated.

We charge about $5000 per mo and pay the balance off each month. Don't mind paying a yearly fee if the rewards are worth it.

Looking for airline points to Europe mainly.
Northyvr is offline  
Old Aug 4, 2011, 1:08 pm
  #24  
 
Join Date: Dec 2010
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Programs: AMEX AC CX UA AA DL
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http://www.flyertalk.com/forum/air-c...-aerogold.html
beep88 is offline  
Old Aug 4, 2011, 1:17 pm
  #25  
 
Join Date: Aug 2011
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Current card is actually mbna travel rewards, not cibc aerogold.
Northyvr is offline  
Old Aug 5, 2011, 11:25 am
  #26  
 
Join Date: Aug 2004
Location: YYZ
Programs: AA LT Plat, AC 25K, Marriott Plat, Hilton Diamond
Posts: 1,137
I'd recommend the SPG Amex and/or the RBC Avion if you prefer miles/points, and/or the CapOne Aspire World MC if you prefer travel "cash".
nabeelj is offline  
Old Jan 10, 2012, 7:53 am
  #27  
 
Join Date: Jan 2012
Posts: 1
Opportunities for Canadians?

I have a Canadian friend who I'd like to assist in taking advantage of the travel-hacking game.

Are there any good credit card opportunities that exist for resident Canadians? Or, any other good opportunities that my friend could benefit from?

I'm assuming that many of the credit card offers frequently discussed are available to American citizens with a valid SSN, am I correct in that assumption?

He and his family would be flying out of Toronto's Pearson International Airport, so they should have plenty of airline options.

Thank you so much in advance for any help you guys can provide. I really appreciate it.
mmd643 is offline  
Old Jan 10, 2012, 7:56 am
  #28  
 
Join Date: Dec 2007
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Originally Posted by mmd643
I'm assuming that many of the credit card offers frequently discussed are available to American citizens with a valid SSN, am I correct in that assumption?
Canadian banks issued CC are only available to Canadian residents.
NA-Flyer is offline  
Old Jan 10, 2012, 8:08 am
  #29  
 
Join Date: Oct 2009
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The Great White North Capital One Delta AMEX is a contender.

http://skymilesoffers.delta.com/intl...d_partners.php
AlohaDaveKennedy is offline  
Old Jan 10, 2012, 10:03 am
  #30  
 
Join Date: Aug 2007
Location: YTO
Posts: 594
Ask specific questions; do specific searches

You will find the info you seek. Where credit cards are discussed, you will find a few threads specific to Canadians. I read your question and instead of knowing a good answer for you, I immediately think of a half-dozen questions.

Where does your friend want to go?
What airline is your friend loyal to (if any)?
How much travelling will your friend do per year?
How much money can your friend spend on cards per year?

My own mix includes AAdvantage, RBC Infinite Avion VISA, AMEX Platinum (for lounge access), BMO World Elite Mastercard (churned) for the signing bonus and Priority Pass lounges. The RBC would be a bad choice if I flew AC instead of AA. For Air Canada travellers, the CIBC Infinite VISA and the AMEX Platinum (or maybe the Amex Aeroplan Platinum) are candidates.

Pore through the credit card threads and you'll find info you seek.

Good luck! (to your friend)
yyzAAguy is offline  


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