agreed. me and my fiance both got fia cards in the past month with credit of 750+, i had 3 HP in the past 3 months, fiance had 0. neither of us recieved instant approval, and didn't call reconsideration, but both recieved the cards within 7-10 days

Just got an offer of 5% cash back on up to $500 spend through 3/31 for Airfare | Hotels | Travel agencies | Car rentals | Cruises on my existing card. You can check if you are targeted by going here and clicking on "Don't have one?".

Can u use it for car rental - this card benefits are stringent as far as I know. I am wondering about using the Chase Sapphire or AMEX true earnings for car rental - any tips?

Off-topic, but for car rentals use Chase United Explorer or any other card that offers primary insurance coverage. Most cards offer secondary coverage.

uh, YES!

We have had a very frustrating experience attempting to use this card. It is declined all the time -- at local establishments, trusted vendors, etc.

Customer service is extremely poor. You are not getting American Express or Fidelity customer service, you get Bank of America generic service.

My advice for those who value quality of life, happiness and sanity: stay away from the Fidelity American Express Investment Rewards card. We're switching to the Citibank double cash back card (or whatever it is called).

MORE THAN POOR! I would not have come aboard this thread.

Idk if anyone else in 2015 has been getting crazy security sensitivity from Fidelity but I've been annoyed lately.

I've called Fidelity over 10 times already this year about blocked charges, it has never happened to me for the decades I used AE.

What pissed me off was most of times I called, it was a denied repeating charge. Subscriptions and repeated vendors used for the company.

AE Fidelity assures me it won't happen again and than I call back in 2 hours saying it denied again.

AE Fidelity is BOfA's garbage support.

--------

On the side of my rant, definitely keep us posted if you run into any issues on the Citi card. I'm considering to switch

I've had very good experiences with this card. I do remember getting declined once for a high 3-figure purchase when I had just decided to switch and make it my primary card, but I got a call from customer service before I was even out of the store (I paid with a different card). Have had to dispute a few charges, again with no problem. I have a lot of money with Fidelity, but I doubt that has anything to do with it; I don't think I get a different customer service line.

Has anyone ever attempted to pay the card in a BofA branch office? If so, how'd it work out?

Is it just me or the declines on this card has gone through the roof? I had 0 fraud these past few years and my simple repeating merchants (for the business) were declined.

Sometimes they decline charges as little as 3 figures.

Doesn't work last time I tried a few months ago. BofA system does NOT see the FIA cards. I think UNTIL the FIA card is shown on your BofA log in, you would not be able to pay it at a branch. As of now, my BofA log in only lists the 123 and AS cards. FIA has its own log in despite it claims it is now merged to BofA system but everything seems to remain the same.

So if you've been banned by BofA, does that mean this card is inaccessible?

I'm in good standing with Fido, but BofA wants no part of my business, whatsoever. No credit. No deposit. No FreakingFlyer!

But FreakingFlyer wants a Fido Amexico.

What in the world did you do to get banned, I never heard of anyone getting banned

I suggest you to use Citi Premier for car rentals. 3 points starting on Apr 19th, and I think it also gives you primary coverage. The coverage is worldwide, same as Chase cards. The coverage also includes luxury cars up to $100k (twice the Chase coverage).

Prestige is secondary rental insurance in the US.

Yes, Prestige is secondary, but I heard that Premier becoming primary from Apr 19th.