Copa fare class D refundable?
 

I've just booked a flight with Copa travelling Business (D). I just read the fare rules for cancellations and this is what it said.

25. PENALTIES

25.1 CANCELLATIONS BEFORE DEPARTURE CANCELLATIONS PERMITTED. NOTE - TICKET IS REFUNDABLE. CHANGE FEE APPLY AFTER DEPARTURE TICKET IS NON-REFUNDABLE. NOTE - THE UNUSED AMOUNT WILL BE RETURNED TO THE PASSENGER IN THE FORM OF A NON REFUNDABLE TRAVEL VOUCHER WHICH MAY BE APPLIED TOWARDS THE PURCHASE OF A TICKET VALID FOR TRANSPORTATION VIA CM ONLY. CHANGE FEE APPLY CHANGES ANY TIME CHARGE USD 115.00 FOR NO-SHOW/REFUND/REISSUE/ REVALIDATION. WAIVED FOR ILLNESS OF PASSENGER OR FAMILY MEMBER OR DEATH OF PASSENGER. NOTE - A MEDICAL CERTIFICATE MUST BE PRESENTED IN CASE OF DEATH OR ILLNES. --------- CHILDREN AND INFANTS DISCOUNTS APPLIES SEE CHILD DISCOUNTS RESTRICTIONS. --------- SAME DAY CHANGE OF FLIGHT APPLIES CHARGE USD 25.00 SEE ADV RES/TICKETING RESTRICTION. --------- FOR AIRPORT USE AIRPORT STANDBY NOT PERMITTED.


From what I can gather I can cancell anytime before departures for a refund. My question is will I be charged the $115 fee and will the refund be to my card or a travel voucher?

I would appreicate any help. I'm not likley to cancel my reservation but just incase! Thank you.

Double posting is a violation of FT rules.

Identical Thread in UA Forum.