Jun 14, 2014, 1:49 pm
Last edit by: beltway
Update - March 28, 2016: Confirmed that Citi is changing this card from 5x to 2x on the restaurant, fast food, and bookstore (inc. Amazon) categories.
Letter sent to cardholders:
Should I cancel my Forward card? What happens if I do?
Letter sent to cardholders:
Should I cancel my Forward card? What happens if I do?
Closing a Forward card, or any card that earns TYP, triggers a 60-day expiration clock on TYP earned with that card. (See Citi ThankYou points - cancel, downgrade & expiration considerations.) As long as the Forward card has no annual fee, there is little downside to keeping it open.
Can I see the number of TYP earned on an individual purchase?No. The best you can do is visit the Account Details page for your card to see how the merchant for a given transaction was categorized.
Citi Forward (5X categories changed to 2X June, 2016)
Mar 4, 2009, 4:00 pm
#1
Original Poster
Join Date: Jun 2006
Location: ROC;SIN
Programs: ROP
Posts: 426
Citi Forward (5X categories changed to 2X June, 2016)
Does this sound familiar? Citi MTVu? 
There are two versions of this card, one standalone and the other cobranded with myspace.
Both Cards:
Generic Version:
MySpace Version:
The myspace version looks really bad, without even taking into account having to carry around a card that says myspace on it. The site is giving instant approvals, though signing up for e-statements during approval may force registration of a new citicards.com account. I wasn't able to have it take my existing login.
This could be a good card for these that dines out frequently or buys lots of stuff from amazon. I know, no miles, and TYP aren't what they used to be, but I think 5% TYP makes up for some of that.
There are two versions of this card, one standalone and the other cobranded with myspace.
Both Cards:
- Visa
- No Student Requirement
- Quarter percent purchase APR reduction when making a purchase, staying under the credit line and paying on time three billing periods in a row
- 100 ThankYou Points each billing period for paying on time and staying under the credit line
- 5 ThankYou Points for every $1 spent on restaurants, books, music and movies
- 1 ThankYou Point for every $1 spent on other purchases
- 0% APR on both purchases and balance transfers for 6 months (though balance transfers do incur a 3% uncapped fee, min $5) (Not sure if this is for both or just the generic version)
Generic Version:
- 6,000 bonus ThankYou points after spending $50 in 3 months
- 5,000 bonus ThankYou points when you sign up for paperless statements within 3 months
MySpace Version:
- Citi Forward by MySpace: 100 ThankYou Points for completing each chosen socially responsible act
The myspace version looks really bad, without even taking into account having to carry around a card that says myspace on it. The site is giving instant approvals, though signing up for e-statements during approval may force registration of a new citicards.com account. I wasn't able to have it take my existing login.
This could be a good card for these that dines out frequently or buys lots of stuff from amazon. I know, no miles, and TYP aren't what they used to be, but I think 5% TYP makes up for some of that.
Mar 4, 2009, 5:47 pm
#3
Join Date: May 2008
Programs: AA PLT 2MM
Posts: 2,026
Interesting card, but, what really is a TYP worth these days? You can't redeem them to cash at 1 cpm, perhaps the only thing that you can get 1 cpm is for flights now -- and way down from the previous 2 or 3. So, I really argue if it's a 5% card.
For the restaurants I could be interested in getting this. But, I'm not going to waste one of my every 60 day applications to get this, as churning the AAdvantage card(s) still reign supreme IMO.
Now... one other thing... what is a chosen socially responsible act?
For the restaurants I could be interested in getting this. But, I'm not going to waste one of my every 60 day applications to get this, as churning the AAdvantage card(s) still reign supreme IMO.
Now... one other thing... what is a chosen socially responsible act?
Mar 4, 2009, 7:33 pm
#4
Moderator: Mileage Run, InterContinental Hotels
Join Date: May 2004
Posts: 5,911
Mar 5, 2009, 12:10 pm
#6
FlyerTalk Evangelist
Join Date: Mar 2000
Posts: 17,404
Interesting card, but, what really is a TYP worth these days? You can't redeem them to cash at 1 cpm, perhaps the only thing that you can get 1 cpm is for flights now -- and way down from the previous 2 or 3. So, I really argue if it's a 5% card.
For the restaurants I could be interested in getting this. But, I'm not going to waste one of my every 60 day applications to get this, as churning the AAdvantage card(s) still reign supreme IMO.
For the restaurants I could be interested in getting this. But, I'm not going to waste one of my every 60 day applications to get this, as churning the AAdvantage card(s) still reign supreme IMO.
Mar 6, 2009, 7:04 am
#7
Join Date: Dec 2007
Location: Los Angeles, CA
Programs: AA Platinum, SPG Platinum, Marriott Platinum
Posts: 345
Citi Forward Visa 5 TYP For Restaurants
I just came across the Citi Forward Visa. They are offering 5 TYPs for purchases at restaurants, book stores, movies, and music. You also get 5,000 points for signing up and 6,000 after $50 in purchases. I spend a lot of money at restaurants and am using the Citi Premier Pass card to pay, which only gets me 2 TYPs (1 purchase point & 1 flight point transferred). I know the HHonors AMEX recently discontinued their restaurant bonus. Is this the best card available for restaurant purchases?
Mar 6, 2009, 10:03 am
#8
Join Date: Apr 2008
Posts: 101
YES! I've been a huge advocate of this card (in its prior incarnation, the mtvU Thankyou card). I actually get more TY points per month than I get with the PPE card, even taking into account how often I fly (twice a week). I eat out virtually every day because of my job, so I end up spending more on restaurants than anything else, even flights. It's the best card I've ever owned and no heavy traveler/restaurant maven should go without it.
Mar 6, 2009, 12:01 pm
#9
Join Date: Jan 2009
Location: LAX
Posts: 558
There was already another thread posted here a few days ago:
http://www.flyertalk.com/forum/other...ies-music.html
Also, the Citi MTVu card was not the prior incarnation of this card. The MTVu card still exists, and you can still apply for it. Only main difference is that MTVu is for students and you can get TYP for sending in grades. You also get 75 more points per month my paying you bill on time for the Forward card.
http://www.flyertalk.com/forum/other...ies-music.html
Also, the Citi MTVu card was not the prior incarnation of this card. The MTVu card still exists, and you can still apply for it. Only main difference is that MTVu is for students and you can get TYP for sending in grades. You also get 75 more points per month my paying you bill on time for the Forward card.
Mar 8, 2009, 11:52 am
#10
Original Poster
Join Date: Jun 2006
Location: ROC;SIN
Programs: ROP
Posts: 426
TY network has a student loan cashout option that would yield the full 5%. Useful for these with student loans.
Not sure how they can ensure that the check goes only to a student loan and not any other kind of loan though.
Not sure how they can ensure that the check goes only to a student loan and not any other kind of loan though.
Mar 12, 2009, 9:51 am
#11
Join Date: Jan 2009
Posts: 24
Citi Forward TYP good for travel?
Some credit card ads say TYP can be redeemed for gift cards, etc. while some say they can be redeemed for travel miles.
I thought all TY points could be redeemed for travel miles regardless of which card you used?
I thought all TY points could be redeemed for travel miles regardless of which card you used?
Mar 14, 2009, 10:54 am
#12
Join Date: Apr 2002
Posts: 587
I just converted my Citi MTVu card to this one and I'm not sure if the bonus points are only for new card members ? I didn't want to apply for a new account since I have some new inquiries on my reports. At least I'll gain 75 points per month just for paying the bill on time. Great card for eating out.
Mar 14, 2009, 1:17 pm
#13
FlyerTalk Evangelist
Join Date: Feb 2002
Location: San Francisco/Tel Aviv/YYZ
Programs: CO 1K-MM
Posts: 10,762
TY network has a student loan cashout option that would yield the full 5%. Useful for these with student loans.
Not sure how they can ensure that the check goes only to a student loan and not any other kind of loan though.
Not sure how they can ensure that the check goes only to a student loan and not any other kind of loan though.
Mar 28, 2009, 5:08 pm
#15
Join Date: Sep 2005
Location: New England
Programs: AA Exec Plat, Hyatt Globalist, Jetblue Mosaic (past)
Posts: 298
The mtvU card DOES include purchases from Amazon.com (although I believe not third parties through Amazon). Can't be sure but given how closely it resembles the mtvU card I'd say pretty good bet that it does.