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New Citi “Custom Cash” card - 5% in top eligible category

New Citi “Custom Cash” card - 5% in top eligible category

Old Apr 9, 2024, 11:00 am
  #151  
 
Join Date: Oct 2022
Posts: 98
Originally Posted by LAX
Does anyone know which credit bureau Citi pulls from if I want to apply for this card? TIA.

LAX
I've had them just pull Equifax for me, but they could pull Experian or both. Perhaps someone in California can provide a more accurate data point for you there.
OrangeRange is offline  
Old Apr 10, 2024, 12:10 am
  #152  
LAX
 
Join Date: Nov 2004
Location: Los Angeles, CA; Philadelphia, PA
Programs: OZ Diamond
Posts: 6,156
Originally Posted by OrangeRange
I've had them just pull Equifax for me, but they could pull Experian or both. Perhaps someone in California can provide a more accurate data point for you there.
Thanks. Does it pull different bureaus based on location?

LAX
LAX is offline  
Old Apr 10, 2024, 11:55 am
  #153  
 
Join Date: Nov 2016
Location: SEA
Programs: DL DM
Posts: 290
Originally Posted by LAX
Thanks. Does it pull different bureaus based on location?

LAX
Yes. Many (most?) companies pull from different bureaus depending upon the primary address of the applicant. For example, as a Washington state resident, most credit card applications seem to pull Transunion (including Citi).
Biscoff27 is offline  
Old Apr 26, 2024, 11:12 pm
  #154  
LAX
 
Join Date: Nov 2004
Location: Los Angeles, CA; Philadelphia, PA
Programs: OZ Diamond
Posts: 6,156
I am ready to apply for this card, but not in any hurry. Is the current $200 SUB the best ever on this card? If there had been better offer in the past, I am willing to wait for it. TIA.

LAX
LAX is offline  
Old Apr 27, 2024, 9:39 pm
  #155  
 
Join Date: Nov 2016
Location: SEA
Programs: DL DM
Posts: 290
Originally Posted by LAX
I am ready to apply for this card, but not in any hurry. Is the current $200 SUB the best ever on this card? If there had been better offer in the past, I am willing to wait for it. TIA.

LAX
There was a 30k ($300) offer in late 2021, but it has not returned in the last two years. Aside from those few months, it has been 20k ($200) since it was introduced.
Biscoff27 is offline  
Old Apr 27, 2024, 9:47 pm
  #156  
 
Join Date: Apr 2009
Posts: 696
Originally Posted by Biscoff27
There was a 30k ($300) offer in late 2021, but it has not returned in the last two years. Aside from those few months, it has been 20k ($200) since it was introduced.
That was when it first came out, and I think it was in-branch only. But yeah, we haven't seen that in years.
MisterBill is offline  
Old Apr 27, 2024, 11:17 pm
  #157  
LAX
 
Join Date: Nov 2004
Location: Los Angeles, CA; Philadelphia, PA
Programs: OZ Diamond
Posts: 6,156
Originally Posted by Biscoff27
There was a 30k ($300) offer in late 2021, but it has not returned in the last two years. Aside from those few months, it has been 20k ($200) since it was introduced.
Originally Posted by MisterBill
That was when it first came out, and I think it was in-branch only. But yeah, we haven't seen that in years.
Thanks. Even if the in-branch offer makes a come back, it would be difficult for me to do in short notice. I guess I will just apply when I get a chance.

LAX
LAX is offline  

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