edealinfo12345

http://www.nymag.com/strategist/arti...dit-cards.html

What a superb article in the above link! Unfortunately, not even a single Citi credit card made it to the list. The only exception was a "debatable" card, the Citi Double Cash. What's going wrong with Citi. How come they are so non competitive? Even Capital One made it to the list!

sdsearch

In my opinion, it's a silly article, because it creates the list not by ranking cards along one measure, but by this every more-common-in-newspaper-articles approach of "if you're think of person, you might like this" "if you're this other kind of person, you might like this other thing" "if you're another kind of person, you might like this yet other thing" etc etc.

So they weren't really listing the best credit cards in a list. They were creating zillion of categories, and listing the supposedly best credit card for that situation.

But the problem, is, none of the categories said "I don't want to worry about which card to use, I just the most cashback". If they had made that one of the categories, what else besides Citi DoubleCash could have won? On FT, where people who don't have businesses figure out how to apply for business cards, yes, the Amex Blue Business Plus might edge over DoubleCash, but in magazine aimed at the public, that would not be on the radar. You'll notice they didn't mention Amex BBP at all, even though it's the only other 2%-on-everything card out there besides DoubleCash.

So it's obvious that whoever wrote that article was not thinking about people who just want cash back, and the most of it.

yugi

The article is really stupid. They didn't even mention US Bank Altitude Go, which is no AF card, which gets 4% cashback on restaurants, which is better than Savor. Also not mentioned Altitude Reserve, which is better than CSR, IMO.
Citi has some great cards, such as Prestige, Premier, Rewards+ and DC.

FriscoHeavy

We put 99% of our daily spend on the AA Executive Card and it works well. I don’t have anything to complain about, really.

I find it to be a very solid card for us and think it deserves to be on a list somewhere.

I still prefer to Sapphire Reserve, but happy wife, happy life (she loves lounge access).

mikesyr18

Let's stick to the facts here.

4% cash back on dining purchases is also offered on the Savor (although there's an annual fee). You're thinking of the Savor One which offers 3% back on dining.

Citi's points program has one domestic airline partner, JetBlue. They have no hotel partners. International flyers make up a small percentage of the total flyer count.

There are plenty of 2% cash back cards out there, some that have no annual fee, unlike the Double Cash.

Citi's cards are nothing special for 80% of the population.






Source: https://www.bts.dot.gov/newsroom/201...nes-us-flights

mia

International frequent flyer programs can be used for travel on domestic airlines, as has been discussed in this forum several times.

There is no annual fee for Citi Double Cash.

mikesyr18

My apologies, I meant foreign exchange fee.

Not everyone wants to jump through hoops to use partner airlines and the works. I've tried and haven't had luck.

akr1970akr

My TYP earning Sears card is the best card I have. I'm glad its not being trumpeted in mass media.

DiMAn0684

Citi DC + Premier is an underrated setup, especially if you're a JetBlue flyer. For $95 AF (which you're likely going to be able to reduce / eliminate via retention offer) you have 3x on restaurants / gas / supermarkets / some travel + 2x on everything else. Wait til there's a transfer promo, which Citi offers pretty regularly, and you're getting a lot of value out of a pretty simple setup.

yugi

Also worth to mention that Citi DC cashback can be coverted to TYP 1:1, and there is no limit, unlike Amex BBP.
Also good, if you don't want to redeem for miles, you can redeem for for gift cards, by transferring to SYWR, and then cashing for GCs. If you have Rewards+ you can get up to 2.66% effective cashback.
Another few mostly unknown cards are Sears and the discontinued AT&T Access More, which are both great.

mia

A Double Cash TY Rewards account does not offer transfers to airlines (aside from JetBlue at an unfavorable rate). The only way I know to make the points transferable is to Share them with a Prestige or Premier account, and Sharing is capped at 100,000 points per year. Is there another way to make the points transferable?

roundtree

I called in and had a helpful customer support specialist combine my Prestige and DC TYP accounts.

jebr

Yeah, the whole article was a bit weird, and was extremely light on non-AF cards. Even in the retailer-only section, they said that the Amazon card was the only one to get, even though the Target card offers the same 5% back at Target as the Amazon card does at Amazon! There's a lot of love for the Chase cards with the "experts," and it seems as though that blinds them to other options that may be better. I'm quite happy with the rewards earned on my Citi Double Cash and Citi Costco cards.

RedSun

If you are a FT member, you should know that Citi DC is one of the best all-around card out there. You really need to read...

Some other Citi cards are good too and some members find value form them....

RedSun

The FACT is that.

1. Citi DC has no fee. It is the best all-round card out there.
2. Citi TY point transfer partners are still impressive. The best one is probably Turkish. You can find some values from time to time.
3. It is never optimal to transfer any reward points to hotels. No need at all.
4. TY points can also be redeemed for cash value at travel portal. Along with the Reward+ card, you get more redemption value.

Citi cards are special. If you see Citi is relevant for 20% of US population, that is still huge....