zzrayzz

Well cc prestige links & application are still up

vincewy

What's the odd of getting it approved if I just got Premier Card 2 months ago? I don't need the sign-on bonus but the benefits alone would be worth getting.

sdsearch

The odds are basically the same ir you'd gotten a non-TYP Citi card 2 months ago. Unlike some other banks, Citi doesn't deny you if they won't give you the signup bonus, they just don't give you the signup bonus.

So your odds of getting approved are simply based on credit approval factors. Which include what for some seems to act like a "1 application every 65 days" restriction at Citi (though in theory it's supposed be "2 applications every 65 days"). So if you're more than 65 days since you applied for that Premier, and you haven't applied for any other Citi cards since, there should be no Citi application timing issues for you.

mia

Prestige removed from main Citi card site overnight: https://www.citi.com/credit-cards/co...l-credit-cards

flyershmlyer

and this: "Oops! page not found"

https://www.citi.com/credit-cards/cr...-prestige-card

Safetravel3

mia

This may be true for you, but there are many, many people who travel enough to value credit card perqs, but not enough to have mid-tier or lifetime status. This is particularly true for those who are just starting the heavy travel phase of a career.

akr1970akr

I think when they were introducing the product they needed some real differentiating attributes versus the other flagship cards. The 4NF, Admirals Club, Golf Rounds, etc. were not available in that cohort, so it could a) appeal to those who wanted those things, and presumably there was some market research / focus group testing picking them to begin with and b) since it wasn't a 'me too' product it might have a chance of getting people already carrying flagship cards to pick it up too. Our household has CSR and Prestige for example.

We love the 4NF - its basically the only way to get discounts if one is always traveling at peak times like Xmas, Labor Day etc. For a variety of reasons we are always forced into that, so its valuable for us.

I also like how easy the airline travel credit is to use. It seems like that kind of triggered the wave of easy to use credits among the upper end cards. Personally, I think the Amex structure is a little off market now.

mia

Bear in mind that in the first year the Fourth Night Free benefit was provided by MasterCard, rather than by Citi. The decision to continue it (with a different agency) suggests that it achieved their objectives, and subsequent tweaks were an attempt to improve service and make it sustainable. The loss of the AA benefits was probably not anticipated, and they have not managed to find suitable replacements.

Safetravel3

Safetravel3

akr1970akr

Hmmm. Thanks for that backstory mia. I had not realized that. I do feel that first year there was more issues getting the 4NF statement credit to "flow through" but they were also more loosey goosey on what they would let us book. Some properties have condo's within their hotel complexes, and now we have been told 'no' on those bookings whereras in the beginning we got one of those once. I'm not sure if that was deliberate, oversight, or just a course correction over time as the program kinks got worked out.

Still overall, I'm fine with losing the taxes/resort fees/exact 4th night if they just keep the system the way it is now. Heck, cap it to X times a year, if its the road warrior consultant types who might be 10% of card holders getting 90% of the aggregate statement credit dollar value.

mikesyr18

It doesn't seem like a premium card such as the Prestige fits Corbat's business model going forward.

The average consumer doesn't want a card like the Prestige, and the Prestige costs Citi oceans full of cash every year because of the type of card it caters to.

akr1970akr

What card do you like / use for your situation?

Safetravel3