Citi AA churn - impact on Amex, BoA, Chase et.al. application strategy?
Feb 27, 2020, 2:12 pm
#151
Join Date: Jul 2011
Posts: 162
@bobert24
1) NLL Amex links are targeted referral links that are sent from time to time. People share them on doctorofcredit. I just saw there are new NLL targeted for Amex business plat reported by middleagemiles. My DW got her third gold card that way.
1) NLL Amex links are targeted referral links that are sent from time to time. People share them on doctorofcredit. I just saw there are new NLL targeted for Amex business plat reported by middleagemiles. My DW got her third gold card that way.
Any thoughts?
Feb 28, 2020, 5:53 am
#152
Join Date: Jan 2012
Posts: 219
If it is worth getting for you, do it. As far as getting a 2nd in a short period, I think that is too risky. I am in it for the long term, so I prefer going slower. If you want a 2nd, I’d wait six months or a year, if NLL still works.
In the past, there were some cards that you could get multiple in a short time. But not so much today. I take risks from time to time, but I don’t want to burn bridges with amex, chase or citi.
As far as getting a plat, If it makes sense for you, get the plat, but the fee is high.
May 6, 2020, 9:16 am
#153
Join Date: Mar 2011
Location: BDL, JFK
Posts: 658
In my continuing quest to churn but still get below 5/24 next year I have successfully applied for the US Bank Business Cash Rewards card https://bizcards.usbank.com/credit/b...ash-rewards.do.
$500 cash back after $4500 spend in 150 days. Only got a $5k CL but very happy since I already have 4 other business cards.
$500 cash back after $4500 spend in 150 days. Only got a $5k CL but very happy since I already have 4 other business cards.
May 15, 2020, 11:54 am
#154
Original Poster
Join Date: Jan 2014
Posts: 1,269
In my continuing quest to churn but still get below 5/24 next year I have successfully applied for the US Bank Business Cash Rewards card https://bizcards.usbank.com/credit/b...ash-rewards.do.
$500 cash back after $4500 spend in 150 days. Only got a $5k CL but very happy since I already have 4 other business cards.
$500 cash back after $4500 spend in 150 days. Only got a $5k CL but very happy since I already have 4 other business cards.
May 15, 2020, 12:09 pm
#155
Join Date: Mar 2011
Location: BDL, JFK
Posts: 658
I'm in CT where there are US Banks. Sole proprietorship but with a real income of 70k, no business or other account with US Bank. It was not an instant decision but got email approval a week later. I am lol/24 now although most of that was in2019.
Last edited by Robl; May 15, 2020 at 12:20 pm Reason: clarity
Jun 29, 2020, 3:16 pm
#156
Join Date: Mar 2011
Location: BDL, JFK
Posts: 658
Got the BOA Business Advantage Cash Rewards with $500 after 5k spend and 3% CB on select categories https://secure.bankofamerica.com/applynow/welcome.go. Surprised I got instant approved when I already had a BOA Business Platinum card. Business Advantage Cash Re
Mar 2, 2021, 10:28 am
#158
Join Date: Mar 2011
Location: BDL, JFK
Posts: 658
My business card churn continues. I applied for the Barclay JetBlue business card when it had the 100,000 SUB. 2 letters, submission of copies of my driver's license, social security card and utility bill plus a phone call to "security" got me approved with a whopping $1000 CL. Anyway come June I fall below 5/24 and plan to hit Chase hard.
Mar 23, 2021, 10:13 pm
#159
Join Date: Feb 2010
Location: London / Los Angeles
Programs: Hilton Diamond, IHG Diamond Ambassador, Marriott Platinum, Hyatt Globalist, BA Silver
Posts: 1,631
Citi Product Change - impact on chase 5/24?
I just product changed my Citi American Airlines Platinum Card to the Costco card. I am told I am getting a new account number which makes sense since it is mastercard to visa.
Can anyone confirm whether this will show up as a new credit card on my credit history?
I am about to go under 5/24 for chase and do not want a new credit card to show on my account. I also do not want my credit report to show a closed credit cared account.
Can anyone confirm whether this will show up as a new credit card on my credit history?
I am about to go under 5/24 for chase and do not want a new credit card to show on my account. I also do not want my credit report to show a closed credit cared account.
Mar 27, 2021, 1:20 am
#160
Join Date: Feb 2012
Posts: 4,477
Product change is a very slow process at Citi, can take 2 months past your request. So if you decide not to risk the impact on your Chase app, you can cancel the PC. Unfortunately, I have no relevant experiences with Chase to contribute.
Mar 28, 2021, 12:56 pm
#161
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
So it shouldn't have any long-term impact on Chase 5/24, but it may have some temporary short-term impact.
Mar 29, 2021, 12:07 am
#162
Join Date: Feb 2010
Location: London / Los Angeles
Programs: Hilton Diamond, IHG Diamond Ambassador, Marriott Platinum, Hyatt Globalist, BA Silver
Posts: 1,631
It depends what you mean by "new". It will show up as a credit card account that wasn't there before on your credit history, but it should inherit the open date from the original card. There may be some overlap time when both cards show on the credit report, but if so then shortly afterwards the old card should disappear from the list of currently open cards. The old card shouldn't show as a closed credit card account, but in case it does it should show an explanatory note that it was converted to another account.
So it shouldn't have any long-term impact on Chase 5/24, but it may have some temporary short-term impact.
So it shouldn't have any long-term impact on Chase 5/24, but it may have some temporary short-term impact.
Aug 11, 2021, 5:01 pm
#163
Join Date: Mar 2011
Location: BDL, JFK
Posts: 658
i finally fell below 5/24 and took advantage of the fantastic CSP 100k offer. Having made that spend I applied and was approved for a Spark Cash business card ($700 after 6k spend 1 1/2% CB on all purchases). Its not the same as the Aadvantage churn but still fun.
Aug 11, 2021, 9:51 pm
#164
Join Date: Apr 2007
Posts: 1,857
Shameless plug: for those of you looking to get the CSP, don't forget to check the referrals thread.
Aug 11, 2021, 11:58 pm
#165
Join Date: Feb 2012
Posts: 4,477
The "AA fiasco" was 1.5 yrs ago. Yes, it was mostly quiet time, but AmEx did come out with some tempting SUBs and updated products in the meantime.