Negative changes to Citi Prestige insurance and protection benefits , 29 July 2018.
Jun 7, 2018, 2:43 am
#46
Join Date: May 2013
Posts: 378
Jun 7, 2018, 7:20 am
#47
Join Date: Mar 2017
Programs: HHonors, TrueBlue, Delta SkyMiles, Hyatt Discoverist, Starwood Preferred Guest, American Airlines.
Posts: 2,035
Historically, those who had a Citi Gold account were able to get $100 off the annual fee. When Citi came out with Priority, the $100 annual fee discount extended to that account as well.
Citi is often generous with retention offers, so as a cardholder with no assets, you may still be able to get ~ $100 off the annual fee either as a statement credit or as a points credit for meeting a certain criteria.
Citi is often generous with retention offers, so as a cardholder with no assets, you may still be able to get ~ $100 off the annual fee either as a statement credit or as a points credit for meeting a certain criteria.
Jun 7, 2018, 7:31 pm
#48
Join Date: May 2013
Posts: 258
I have a reduced annual fee and I'm still trying to decide whether to keep this card or not. Maybe I'll wait until I renew GE again. Has anyone renewed theirs yet? I got the credit in late 2013 (I believe), my GE expires March of 2019. I can renew any time now that it's less than one year out. Do I need to wait exactly 5 yrs to get the credit on Prestige?
Jun 7, 2018, 8:19 pm
#49
Join Date: Jun 2014
Location: FL
Programs: AA EXP, Hyatt Diamond, SPG Plat, IC Plat Amb, HH Diamond, Marriott Platinum
Posts: 1,299
I have a reduced annual fee and I'm still trying to decide whether to keep this card or not. Maybe I'll wait until I renew GE again. Has anyone renewed theirs yet? I got the credit in late 2013 (I believe), my GE expires March of 2019. I can renew any time now that it's less than one year out. Do I need to wait exactly 5 yrs to get the credit on Prestige?
Jun 10, 2018, 7:10 am
#50
Join Date: Apr 2005
Location: ATL
Posts: 802
I have had this card since it came out and have NEVER used it for a 4 night stay. The only way I can see someone using it is if they "Vacation" instead of "Travel". I travel for fun and almost never stay in one place more than 1 or 2 nights. For someone who vacations, then certainly you can use this benefit.
Jun 10, 2018, 7:51 am
#51
Original Member
Join Date: May 1998
Location: NYC
Programs: AA 2MM, Bonvoy LTT, Hilton Diamond
Posts: 14,636
I have had this card since it came out and have NEVER used it for a 4 night stay. The only way I can see someone using it is if they "Vacation" instead of "Travel". I travel for fun and almost never stay in one place more than 1 or 2 nights. For someone who vacations, then certainly you can use this benefit.
Jun 10, 2018, 8:30 am
#52
Join Date: Apr 2005
Location: ATL
Posts: 802
I have both CSR and Amex Platinum in addition to Citi Prestige. I got the $350 Prestige year in branch and have the Schwab Platinum which gives me $200 per year off of the annual fee. I kept the Prestige because it covered my girlfriend with travel insurance which the CSR does not. Now that Citi has eliminated that perk, I will probably drop it when the annual fee comes due.
Jun 10, 2018, 9:06 am
#53
Join Date: Jun 2014
Location: FL
Programs: AA EXP, Hyatt Diamond, SPG Plat, IC Plat Amb, HH Diamond, Marriott Platinum
Posts: 1,299
I have both CSR and Amex Platinum in addition to Citi Prestige. I got the $350 Prestige year in branch and have the Schwab Platinum which gives me $200 per year off of the annual fee. I kept the Prestige because it covered my girlfriend with travel insurance which the CSR does not. Now that Citi has eliminated that perk, I will probably drop it when the annual fee comes due.
Jun 10, 2018, 2:27 pm
#54
Join Date: Jul 2008
Programs: *A
Posts: 1,390
I have both CSR and Amex Platinum in addition to Citi Prestige. I got the $350 Prestige year in branch and have the Schwab Platinum which gives me $200 per year off of the annual fee. I kept the Prestige because it covered my girlfriend with travel insurance which the CSR does not. Now that Citi has eliminated that perk, I will probably drop it when the annual fee comes due.
Jun 23, 2018, 3:10 pm
#55
Join Date: Jan 2016
Location: LAX/JFK/SFO
Programs: Amex Plat, Hyatt, IHG cards
Posts: 120
I can't find the link, but I downloaded a Costco Visa benefits guide that says it is effective July 29, 2018. The trip cancellation benefit says it applies to Traveling Companions.
Now the cap is only $3k per trip per Covered Traveler, and there's no delay protection. But it seems rather harsh on Prestige customers that Costco keeps non-family companion coverage when Prestige is losing it!
My AF posted last night, and I requested a PC to Double Cash today. I've already redeemed all TYs.
When should I expect my AF to be refunded? And would I get the full $450...or only 10 or 11 12ths of it?
If it matters, the rep said I had 11 days for the benefit changes to apply, and that August 12 was the last day I could cancel the request.
Now the cap is only $3k per trip per Covered Traveler, and there's no delay protection. But it seems rather harsh on Prestige customers that Costco keeps non-family companion coverage when Prestige is losing it!
My AF posted last night, and I requested a PC to Double Cash today. I've already redeemed all TYs.
When should I expect my AF to be refunded? And would I get the full $450...or only 10 or 11 12ths of it?
If it matters, the rep said I had 11 days for the benefit changes to apply, and that August 12 was the last day I could cancel the request.
Jun 24, 2018, 2:43 pm
#56
Join Date: May 2013
Posts: 258
I miss the days of flight points and companion air tickets every year, along with the lounge access. But I get why that was not sustainable.
Last edited by voodoogirl; Jun 25, 2018 at 3:48 am