Prestige secondary card fee
Dec 17, 2017, 4:08 pm
#2
Join Date: Dec 2007
Location: San Francisco, CA
Programs: AA Exec Plat, Hyatt LT Global Elitist, Bonvyoed LT Titanium, Hilton Gold, UA Silver
Posts: 479
Just order it, get it in the mail, then cancel it and get the fee refunded. Citi does not issue different card numbers for additional card holders so even though the secondary card is "cancelled" it will still work.
Dec 18, 2017, 7:29 am
#3
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
Dec 18, 2017, 1:25 pm
#5
Join Date: Dec 2007
Location: San Francisco, CA
Programs: AA Exec Plat, Hyatt LT Global Elitist, Bonvyoed LT Titanium, Hilton Gold, UA Silver
Posts: 479
Could they see it? Probably. All I can tell you is that I personally have used this method with both Citi and Chase without incident for quite some time, including at present with EMV chip-based transactions. Never been denied or had an issue.
Dec 18, 2017, 1:39 pm
#6
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
If you can be bothered, it would be interesting if you would find a Citi transaction made (in person, not online or by telephone) with your spouse's cancelled card, expand the online entry, and see whose name appears in the Card Member field.
Nov. 07, 2017 STARBUCKS STORE 08267 MIAMI FL
Transaction Type: Purchases
Posted Date: Nov. 07, 2017
Category: Restaurants - FAST FOOD RESTAURANTS
Reference Number: XXXXXXXX
Card Member: Whose name appears here?
Merchant Country: United States
Transaction Type: Purchases
Posted Date: Nov. 07, 2017
Category: Restaurants - FAST FOOD RESTAURANTS
Reference Number: XXXXXXXX
Card Member: Whose name appears here?
Merchant Country: United States
Dec 19, 2017, 5:57 am
#7
Join Date: Apr 2002
Posts: 2,946
If your intent to get the card for your wife is for the Priority Pass, that will be cancelled if you cancel her card. If that is not the intent, pay the $50 and be done with it. No need to fool around for $50. With that said, you can always ask if there is a retention offer for the secondary card. Keep in mind that the annual fee for secondary cards are prorated based upon when you opened your account, so at least for the first year, it may actually be less than $50.
Dec 19, 2017, 8:31 am
#8
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
A previous version of Prestige (or Chairman) offered a free AU card without the Priority Pass benefit. You might ask if this is available as an unpublished option.
Dec 21, 2017, 9:41 am
#9
Original Member
Join Date: May 1998
Location: NYC
Programs: AA 2MM, Bonvoy LTT, Hilton Diamond
Posts: 14,636
The point is Citi can determine the cancelled AU card is being used. Whether they decide to come back and charge the AU fee once they see the cancelled card is still being used despite primary cancelling AU card and getting AU fee refund is a different issue.
Jun 5, 2018, 9:02 am
#10
Original Poster
Join Date: Sep 2012
Posts: 59
Just to update, I did get the authorized user card for my wife it was a pretty low prorated rate as I was near to the renewal time anyway. Renewal for both is now next month and I will cancel the second card and test if this method works. There’s no downside... worse case will reinstate the second card if it doesn’t. Stay tuned...
Aug 31, 2018, 6:25 am
#12
Original Poster
Join Date: Sep 2012
Posts: 59
Yea, I called to cancel the secondary card and they gave me a retention offer to keep it, so I did. Failed experiment but it worked out for me. Also now that prestige is closed for new users I wonder if they are still issuing new secondary cards?