Dec 27, 2020, 9:16 pm
Last edit by: yugi
What counted as online purchase with Sears card (alphabetical order)
Credit Line Increases
This is very odd, but according to the Chatbot on the website:
Q. When requesting a credit limit increase, is the credit inquiry a hard or soft credit inquiry?
A. Unfortunately, until we process the request, there isn't a way for us to know if a credit line increase request will be a soft or hard hit on your credit report. For this reason, we have to receive your permission to pull a copy of your credit report before we process the increase request. If you process the request online, you will see a message stating "By submitting this form, you authorize Citibank, N.A. to obtain your credit report."
To request an increase online:
In order to request an increase, you will need to go to your “Credit Home” page, and find “Available Credit” at the top of the page. Then, click on the link that says “Request Increase” to begin the process.
- Amazon purchase or re-load
- Carters.com (Merchandise-CHILDRENS / INFANTS WEAR STORE)
- Costco.com
- Ebay seller fees (direct entry) (MCC: N/A)
- Fluz (MCC varies, YMMV)
- Gift Card Mall
- Homedepot.com (Merchandise-HOME SUPPLY WAREHOUSE STORES)
- Iherb.com (Merchandise-MISC FOOD STORE,SPECIALTY,CONVENIENCE)
- Kygunco.com (Merchandise-DURABLE GOODS, NOT ELSEWHERE CLASSIFIED)
- Lockedloaded.com (Merchandise-SPORTING GOODS STORES)
- MileagePlusX (MCC varies)
- Pirateship.com (Services-COURIER SERVICE, FREIGHT FORWARDERS)
- Plastiq (Restaurants-UTILITIES-ELECTRIC,GAS,SANITARY,WATER)
- Scholastic.com (Organizations-MISC SCHOOLS / EDUCATIONAL SERVICES)
- Usmint.gov (Services-MISC GOVERNMENT SERVICES)
- united.com (Air Travel-UNITED AIRLINES)
- Fluz (MCC varies, YMMV)
- Geico.com (Services-INSURANCE-SALES / UNDERWRITING)
- Paypal (MCC varies)
- Cable, Satellite, TV (Restaurants-CABLE,SATELLITE,PAY TV/RADIO SERVICES)
- Telecom (Restaurants-TELEPHONE SERVICE)
- Telecom (Services-TELEPHONE SERVICE/EQUIPMENT)
- Utilities (Restaurants-UTILITIES-ELECTRIC,GAS,SANITARY,WATER)
- VRBO
Credit Line Increases
This is very odd, but according to the Chatbot on the website:
Q. When requesting a credit limit increase, is the credit inquiry a hard or soft credit inquiry?
A. Unfortunately, until we process the request, there isn't a way for us to know if a credit line increase request will be a soft or hard hit on your credit report. For this reason, we have to receive your permission to pull a copy of your credit report before we process the increase request. If you process the request online, you will see a message stating "By submitting this form, you authorize Citibank, N.A. to obtain your credit report."
To request an increase online:
In order to request an increase, you will need to go to your “Credit Home” page, and find “Available Credit” at the top of the page. Then, click on the link that says “Request Increase” to begin the process.
Citi Sears Cards (2014 - 2023)
Jun 1, 2022, 9:30 am
#631
Join Date: Mar 2013
Location: EWR
Programs: World of Hyatt, Marriott Bonvoy, Hilton Honors, UA Mileage Plus
Posts: 1,254
Has anyone had their SUB post for this card? The statement credit offers post almost immediately after hitting spend but I was supposed to get $40 after spending $50 on a SUB that never came from back in November and my wife signed up for the $225 for $1500 and it’s been about 3 weeks and nothing yet.
Jun 2, 2022, 11:09 am
#632
Join Date: Jan 2014
Posts: 141
A quick question. I got an email for Shop Your Way Mastercard promotion. The terms is below:
"Earn a $75 statement credit for every $500 spent, up to $225, on eligible purchases* made wherever Mastercard® is accepted in the first 90 days after you are approved for a new Shop Your Way Mastercard®++. Valid on new accounts opened 5/8/22 - 1/28/23."
I checked sears website (https://www.sears.com/en_us/hybrid/c...apply-now.html). It looks a normal signup bonus. Is this card worth a 5/24 slot? Can this card be converted to Citi Sears (Thankyou points) card? Thanks!
"Earn a $75 statement credit for every $500 spent, up to $225, on eligible purchases* made wherever Mastercard® is accepted in the first 90 days after you are approved for a new Shop Your Way Mastercard®++. Valid on new accounts opened 5/8/22 - 1/28/23."
I checked sears website (https://www.sears.com/en_us/hybrid/c...apply-now.html). It looks a normal signup bonus. Is this card worth a 5/24 slot? Can this card be converted to Citi Sears (Thankyou points) card? Thanks!
Jun 25, 2022, 6:28 pm
#633
Join Date: Oct 2015
Posts: 226
2022 - options...
Presume there is a path to still get the Sears card? Always seeing promotions of interest....is this card worth adding to the quiver?
Jun 25, 2022, 6:53 pm
#634
Join Date: Jul 2020
Posts: 123
You can sign up here, there’s currently an excellent $225 sign up bonus offer going on: https://www.shopyourway.com/mp/app/19375/l/card
The main draw of this card is all of the crazy 5-20x bonus offers that they give you. The offers usually post as statement credits, but I’ve been getting a few for bonus SYW points as well recently. These offers stack if you have more than one at a time, and they also stack with the regular 5x/3x/2x categories.
Only thing is I’ve seen some people say they signed up and haven’t got any offers for a couple months. When I signed up I did the $40 sign up bonus then stopped using it for a while. Then after like 8 months they started sending me a bunch of offers for various categories and they haven’t stopped since.
Edit: More info on the $225 offer from DoC https://www.doctorofcredit.com/citi-...th-1500-spend/
Jun 26, 2022, 6:15 am
#635
Join Date: Oct 2015
Posts: 226
A quick question. I got an email for Shop Your Way Mastercard promotion. The terms is below:
"Earn a $75 statement credit for every $500 spent, up to $225, on eligible purchases* made wherever Mastercard® is accepted in the first 90 days after you are approved for a new Shop Your Way Mastercard®++. Valid on new accounts opened 5/8/22 - 1/28/23."
I checked sears website (https://www.sears.com/en_us/hybrid/c...apply-now.html). It looks a normal signup bonus. Is this card worth a 5/24 slot? Can this card be converted to Citi Sears (Thankyou points) card? Thanks!
"Earn a $75 statement credit for every $500 spent, up to $225, on eligible purchases* made wherever Mastercard® is accepted in the first 90 days after you are approved for a new Shop Your Way Mastercard®++. Valid on new accounts opened 5/8/22 - 1/28/23."
I checked sears website (https://www.sears.com/en_us/hybrid/c...apply-now.html). It looks a normal signup bonus. Is this card worth a 5/24 slot? Can this card be converted to Citi Sears (Thankyou points) card? Thanks!
Jun 26, 2022, 6:17 am
#636
Join Date: Oct 2015
Posts: 226
You can’t get the ThankYou version anymore, but you can can still get the Shop Your Way version. Points can be redeemed at Sears/Kmart or for various gift cards from Raise via the SYW portal. I’ve been redeeming for Walmart GCs for a while now.
You can sign up here, there’s currently an excellent $225 sign up bonus offer going on: https://www.shopyourway.com/mp/app/19375/l/card
The main draw of this card is all of the crazy 5-20x bonus offers that they give you. The offers usually post as statement credits, but I’ve been getting a few for bonus SYW points as well recently. These offers stack if you have more than one at a time, and they also stack with the regular 5x/3x/2x categories.
Only thing is I’ve seen some people say they signed up and haven’t got any offers for a couple months. When I signed up I did the $40 sign up bonus then stopped using it for a while. Then after like 8 months they started sending me a bunch of offers for various categories and they haven’t stopped since.
Edit: More info on the $225 offer from DoC https://www.doctorofcredit.com/citi-...th-1500-spend/
You can sign up here, there’s currently an excellent $225 sign up bonus offer going on: https://www.shopyourway.com/mp/app/19375/l/card
The main draw of this card is all of the crazy 5-20x bonus offers that they give you. The offers usually post as statement credits, but I’ve been getting a few for bonus SYW points as well recently. These offers stack if you have more than one at a time, and they also stack with the regular 5x/3x/2x categories.
Only thing is I’ve seen some people say they signed up and haven’t got any offers for a couple months. When I signed up I did the $40 sign up bonus then stopped using it for a while. Then after like 8 months they started sending me a bunch of offers for various categories and they haven’t stopped since.
Edit: More info on the $225 offer from DoC https://www.doctorofcredit.com/citi-...th-1500-spend/
Jun 30, 2022, 1:15 pm
#637
Join Date: Mar 2013
Location: EWR
Programs: World of Hyatt, Marriott Bonvoy, Hilton Honors, UA Mileage Plus
Posts: 1,254
I just received 10% back gas, groceries, restaurants, up to $1500 spend a month, July-September. $450 max cashback.
Hope the $50 for $1000 spend offers continue every month as well. Those don’t show up until the 15th usually.
Hope the $50 for $1000 spend offers continue every month as well. Those don’t show up until the 15th usually.
Last edited by jags86; Jun 30, 2022 at 1:25 pm
Jun 30, 2022, 1:18 pm
#638
Join Date: Apr 2022
Posts: 16
I got 15x GGR, up to $600 per month Jul-Sep
Jul 1, 2022, 12:01 am
#639
Join Date: Oct 2014
Posts: 136
I also received GGR - 10x, July-Sept, $1000 min spend, max of $1500 (15k points bonus).
Just curious, anyone have a data point on how Kroger Boost's online grocery purchase/delivery codes when ordering groceries?
Just curious, anyone have a data point on how Kroger Boost's online grocery purchase/delivery codes when ordering groceries?
Jul 1, 2022, 6:57 pm
#640
Join Date: Oct 2014
Posts: 136
New today is a 2nd offer - 20x on Home Improvement. Max of 25k points ($1,250 spend), must spend more than $1k. Between 7/1 and 8/31. This is NOT a monthly thing, it's the entire time period.
Jul 1, 2022, 11:59 pm
#641
Join Date: Feb 2017
Programs: Hilton Diamond, IHG Platinum Ambassador, Singapore Airlines Kris Gold
Posts: 49
Any brilliant idea maximizing this offer short of renovating my kitchen or replacing washer and dryer?
Jul 2, 2022, 2:20 am
#642
Join Date: Mar 2011
Location: Window Seat
Programs: National Executive, HHonors Gold, IHG Platinum, Hyatt Visitor
Posts: 2,495
How is this card still going? There are like 3 Kmarts left in the domestic United States and less than 30 Sears left in the domestic United States. When you go into these few still open stores they no longer push the credit card and the last Sears I went to didn't even have any applications.
Jul 2, 2022, 7:03 am
#643
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,951
Jul 2, 2022, 7:19 am
#644
Join Date: Apr 2022
Posts: 16
You should be able to buy visa gift cards at Lowes if you can use the $$ for general spending
Jul 2, 2022, 9:51 pm
#645
Join Date: Mar 2011
Location: Window Seat
Programs: National Executive, HHonors Gold, IHG Platinum, Hyatt Visitor
Posts: 2,495
Unless many people who actively charged up this card when Sears still had a lot of stores, are still paying down balances and this is to keep them engaged. It has to be a strategic move by Citi to keep this going.
Also thinking without this card, the entire Shop Your Way thing would be a dead program at this point so maybe from Sears point of view (since Shop Your Way is something they still own and operate) they are looking at this as a reason to keep it going.
