Last edit by: yugi
What counted as online purchase with Sears card (alphabetical order)
Credit Line Increases
This is very odd, but according to the Chatbot on the website:
Q. When requesting a credit limit increase, is the credit inquiry a hard or soft credit inquiry?
A. Unfortunately, until we process the request, there isn't a way for us to know if a credit line increase request will be a soft or hard hit on your credit report. For this reason, we have to receive your permission to pull a copy of your credit report before we process the increase request. If you process the request online, you will see a message stating "By submitting this form, you authorize Citibank, N.A. to obtain your credit report."
To request an increase online:
In order to request an increase, you will need to go to your Credit Home page, and find Available Credit at the top of the page. Then, click on the link that says Request Increase to begin the process.
- Amazon purchase or re-load
- Carters.com (Merchandise-CHILDRENS / INFANTS WEAR STORE)
- Costco.com
- Ebay seller fees (direct entry) (MCC: N/A)
- Fluz (MCC varies, YMMV)
- Gift Card Mall
- Homedepot.com (Merchandise-HOME SUPPLY WAREHOUSE STORES)
- Iherb.com (Merchandise-MISC FOOD STORE,SPECIALTY,CONVENIENCE)
- Kygunco.com (Merchandise-DURABLE GOODS, NOT ELSEWHERE CLASSIFIED)
- Lockedloaded.com (Merchandise-SPORTING GOODS STORES)
- MileagePlusX (MCC varies)
- Pirateship.com (Services-COURIER SERVICE, FREIGHT FORWARDERS)
- Plastiq (Restaurants-UTILITIES-ELECTRIC,GAS,SANITARY,WATER)
- Scholastic.com (Organizations-MISC SCHOOLS / EDUCATIONAL SERVICES)
- Usmint.gov (Services-MISC GOVERNMENT SERVICES)
- united.com (Air Travel-UNITED AIRLINES)
- Fluz (MCC varies, YMMV)
- Geico.com (Services-INSURANCE-SALES / UNDERWRITING)
- Paypal (MCC varies)
- Cable, Satellite, TV (Restaurants-CABLE,SATELLITE,PAY TV/RADIO SERVICES)
- Telecom (Restaurants-TELEPHONE SERVICE)
- Telecom (Services-TELEPHONE SERVICE/EQUIPMENT)
- Utilities (Restaurants-UTILITIES-ELECTRIC,GAS,SANITARY,WATER)
- VRBO
Credit Line Increases
This is very odd, but according to the Chatbot on the website:
Q. When requesting a credit limit increase, is the credit inquiry a hard or soft credit inquiry?
A. Unfortunately, until we process the request, there isn't a way for us to know if a credit line increase request will be a soft or hard hit on your credit report. For this reason, we have to receive your permission to pull a copy of your credit report before we process the increase request. If you process the request online, you will see a message stating "By submitting this form, you authorize Citibank, N.A. to obtain your credit report."
To request an increase online:
In order to request an increase, you will need to go to your Credit Home page, and find Available Credit at the top of the page. Then, click on the link that says Request Increase to begin the process.
Citi Sears Card
#31
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, AA, WN, BA, AS, TK, Radisson, Hyatt, IHG, Hilton, Wyndham
Posts: 1,912
I have not got any TYP offers yet. I was reading Miles to Memories blog, and some users told me that the offers started coming after about 1 year.
#32
Join Date: Aug 2007
Posts: 142
My offer is a little different. It's 10% cash back on groceries, gas, and restaurants with a minimum spending of $800 and maximum spending of $2500, per month. So that's $80 to $250 cash back per month, from 7/1/18 to 9/30/18. My card is NOT TYP. I had the card for 14 years and the offers started about 2 years ago or a little longer. Credits are applied as a statement credit to my account. I love the offers and I don't want to change the card to TYP as the offers may stop!!
#33
Join Date: May 2015
Location: LAX, BUR
Programs: AS,AA,JB, HH Gold, Starriott Titanium Elite, Hyatt Explorist, Global Entry
Posts: 1,918
I'm 2/3rds of the way through the above offer and another 10X TYP offer arrived today, spend $700 - $1000 on travel 8/1 to 9/30. Get 7K to 10K TYPs.
#34
Join Date: Sep 2011
Programs: Virgin Atlantic Silver, IHG Diamond, Bonvoy Gold, Hilton Diamond, AA Platinum Pro
Posts: 1,372
#35
Join Date: May 2015
Location: LAX, BUR
Programs: AS,AA,JB, HH Gold, Starriott Titanium Elite, Hyatt Explorist, Global Entry
Posts: 1,918
Do you have the Sears MC?
I posted this back a couple of page back,
"I switched my earnings to TYPs in early 2017,
the first offer (April -May 2017) was for 100 bonus TYPs per $1 up to 2500 TYPs.
Oct-Dec 2017 was 10X on $300 -$900 up to 9000 TYPs per month.
March-April 2018 $500 = 5000 bonus TYPs
April - June 2018 10X on $500-$1500 up to 15000 TYPs per month.
After June I'll have earned 79.5K TYPs
I have a Citi Premier and this Sears MC is the Best TYP card I have."
Add in the current 30K per month x3 offer .
I posted this back a couple of page back,
"I switched my earnings to TYPs in early 2017,
the first offer (April -May 2017) was for 100 bonus TYPs per $1 up to 2500 TYPs.
Oct-Dec 2017 was 10X on $300 -$900 up to 9000 TYPs per month.
March-April 2018 $500 = 5000 bonus TYPs
April - June 2018 10X on $500-$1500 up to 15000 TYPs per month.
After June I'll have earned 79.5K TYPs
I have a Citi Premier and this Sears MC is the Best TYP card I have."
Add in the current 30K per month x3 offer .
#36
Join Date: Sep 2011
Programs: Virgin Atlantic Silver, IHG Diamond, Bonvoy Gold, Hilton Diamond, AA Platinum Pro
Posts: 1,372
Do you have the Sears MC?
I posted this back a couple of page back,
"I switched my earnings to TYPs in early 2017,
the first offer (April -May 2017) was for 100 bonus TYPs per $1 up to 2500 TYPs.
Oct-Dec 2017 was 10X on $300 -$900 up to 9000 TYPs per month.
March-April 2018 $500 = 5000 bonus TYPs
April - June 2018 10X on $500-$1500 up to 15000 TYPs per month.
After June I'll have earned 79.5K TYPs
I have a Citi Premier and this Sears MC is the Best TYP card I have."
Add in the current 30K per month x3 offer .
I posted this back a couple of page back,
"I switched my earnings to TYPs in early 2017,
the first offer (April -May 2017) was for 100 bonus TYPs per $1 up to 2500 TYPs.
Oct-Dec 2017 was 10X on $300 -$900 up to 9000 TYPs per month.
March-April 2018 $500 = 5000 bonus TYPs
April - June 2018 10X on $500-$1500 up to 15000 TYPs per month.
After June I'll have earned 79.5K TYPs
I have a Citi Premier and this Sears MC is the Best TYP card I have."
Add in the current 30K per month x3 offer .
I also have the Premier and make good use of it.
#37
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,251
Citi Sears Mastercard Questions
For those rare people who have a Citi Sears Mastercard....
a) are you able to manage the card from a normal Citibank / Citicards login ? or does it have its own Citi Retail Card Services log in? Or even worse, is from DNSB?
b) how bad is the customer service? can one get CitiCards help? or use a chat function?
If Sears goes into Chap 11 this wknd, and gets liquidated (as creditors are pushing for), there may be no more opportunities to get this odd ball card.
Citi asserted to investors again this morning that they will be very aggressive in retaining these Sears card customers, and I have envied the TYP offers I hear people get for ongoing spend on this
a) are you able to manage the card from a normal Citibank / Citicards login ? or does it have its own Citi Retail Card Services log in? Or even worse, is from DNSB?
b) how bad is the customer service? can one get CitiCards help? or use a chat function?
If Sears goes into Chap 11 this wknd, and gets liquidated (as creditors are pushing for), there may be no more opportunities to get this odd ball card.
Citi asserted to investors again this morning that they will be very aggressive in retaining these Sears card customers, and I have envied the TYP offers I hear people get for ongoing spend on this
#38
Join Date: Jan 2015
Posts: 174
For those rare people who have a Citi Sears Mastercard....
a) are you able to manage the card from a normal Citibank / Citicards login ? or does it have its own Citi Retail Card Services log in? Or even worse, is from DNSB?
b) how bad is the customer service? can one get CitiCards help? or use a chat function?
If Sears goes into Chap 11 this wknd, and gets liquidated (as creditors are pushing for), there may be no more opportunities to get this odd ball card.
Citi asserted to investors again this morning that they will be very aggressive in retaining these Sears card customers, and I have envied the TYP offers I hear people get for ongoing spend on this
a) are you able to manage the card from a normal Citibank / Citicards login ? or does it have its own Citi Retail Card Services log in? Or even worse, is from DNSB?
b) how bad is the customer service? can one get CitiCards help? or use a chat function?
If Sears goes into Chap 11 this wknd, and gets liquidated (as creditors are pushing for), there may be no more opportunities to get this odd ball card.
Citi asserted to investors again this morning that they will be very aggressive in retaining these Sears card customers, and I have envied the TYP offers I hear people get for ongoing spend on this
b) Customer service has always been fine; same as other Citi cards as far as I know.
I will miss this card if it goes away. Last year I got the 10x TYP on up to $4500 each month for 3 months. Earned way more on this than I have on my Premier, including the 60,000 bonus.
#39
Join Date: May 2015
Location: LAX, BUR
Programs: AS,AA,JB, HH Gold, Starriott Titanium Elite, Hyatt Explorist, Global Entry
Posts: 1,918
Got the same 3rd quarter 10X offer this week for Oct, Nov, Dec. up to 30K TYPs per month.
#40
With today's bankruptcy announcement, is there Any way to convert a Sears Citi Card to another type?
This is my 2nd oldest account (20yrs) and would prefer to leave it on my credit profile even though it sits in my sock drawer 364 days a year.
This is my 2nd oldest account (20yrs) and would prefer to leave it on my credit profile even though it sits in my sock drawer 364 days a year.
#41
FlyerTalk Evangelist
Join Date: Aug 2009
Location: ZOA, SFO, HKG
Programs: UA 1K 0.9MM, Marriott Gold, HHonors Gold, Hertz PC, SBux Gold, TSA Pre✓
Posts: 13,809
Having that in mind - you should wait and see the outcome of Sears' bankruptcy. AFAICT, Citi is not affected by this yet. So it is not yet a moment to be panic.
#42
Join Date: Oct 2018
Posts: 12
How to max out a grocery spending category
So I own one of the highly coveted sears mastercard that earns me 10x the thank you points on gas groceries and restaurant categories every so often. My problem is that I usually have to spend at least 800 a month to get the bonus and even with a family of 4 and 2 drivers I find it tough to reach that. My question is does anyone know of any grocery stores that sell 3rd party gift cards that I can purchase with a credit card? My local shoprite and stop and shop wont let me. Im in ny btw
#43
A FlyerTalk Posting Legend, Moderator, Information Desk, Ambassador, Alaska Airlines


Join Date: Dec 2006
Location: FAI
Programs: AS MVP Gold100K, AS 1MM, Maika`i Card, AGR, HH Gold, Hertz PC, Marriott Titanium LTG, CO, 7H, BA, 8E
Posts: 42,803
Welcome to Flyertalk @Champy.
Please follow the redirect as we relocate your query.
~beckoa, co-moderator Information Desk
Please follow the redirect as we relocate your query.
~beckoa, co-moderator Information Desk
#44
Join Date: Oct 2014
Posts: 132
Edit - If you have the Sears Platinum card, it appears like you may be able to enroll in either one from their website. Top right - I Want To - drop down has options for both the Thank You program and the SYW program to enroll for me. I have no idea if it will trigger a new card or not - this is interesting. There also appears to be 2 different Sears TY cards in reviewing the linked T&C for the programs - one that just earns 1 TY point everywhere, and one (Select) that earns 1 TY point everywhere and 2 TY points at Sears, Kmart, supermarkets, drugstores, and gas stations. Does anyone reading this have the Select, was product changed to it, or know anything about it?
No idea on how it would count against anything. I suppose I should call to ask, I've been wanting to convert it to a TY card, but never got around to doing so.
I suspect Citi is prepared for a Sears failure. They probably wouldn't hand over $400ish million to keep the business without some protection clauses, especially when Sears decline and bankruptcy has all but been guaranteed for far longer than this most recent renegotiation's timeline. In fact, I wouldnt be surprised if the recent card conversion they did to turn the regular sears store cards into mastercards was them taking advance action to help reduce a large backlog of conversion work happening in the event of a bankruptcy terminating the contract in some way.
Last edited by brajalle; Oct 16, 18 at 6:36 am
#45
Join Date: Aug 2007
Posts: 142