Dec 27, 2020, 9:16 pm
Last edit by: yugi
What counted as online purchase with Sears card (alphabetical order)
Credit Line Increases
This is very odd, but according to the Chatbot on the website:
Q. When requesting a credit limit increase, is the credit inquiry a hard or soft credit inquiry?
A. Unfortunately, until we process the request, there isn't a way for us to know if a credit line increase request will be a soft or hard hit on your credit report. For this reason, we have to receive your permission to pull a copy of your credit report before we process the increase request. If you process the request online, you will see a message stating "By submitting this form, you authorize Citibank, N.A. to obtain your credit report."
To request an increase online:
In order to request an increase, you will need to go to your “Credit Home” page, and find “Available Credit” at the top of the page. Then, click on the link that says “Request Increase” to begin the process.
- Amazon purchase or re-load
- Carters.com (Merchandise-CHILDRENS / INFANTS WEAR STORE)
- Costco.com
- Ebay seller fees (direct entry) (MCC: N/A)
- Fluz (MCC varies, YMMV)
- Gift Card Mall
- Homedepot.com (Merchandise-HOME SUPPLY WAREHOUSE STORES)
- Iherb.com (Merchandise-MISC FOOD STORE,SPECIALTY,CONVENIENCE)
- Kygunco.com (Merchandise-DURABLE GOODS, NOT ELSEWHERE CLASSIFIED)
- Lockedloaded.com (Merchandise-SPORTING GOODS STORES)
- MileagePlusX (MCC varies)
- Pirateship.com (Services-COURIER SERVICE, FREIGHT FORWARDERS)
- Plastiq (Restaurants-UTILITIES-ELECTRIC,GAS,SANITARY,WATER)
- Scholastic.com (Organizations-MISC SCHOOLS / EDUCATIONAL SERVICES)
- Usmint.gov (Services-MISC GOVERNMENT SERVICES)
- united.com (Air Travel-UNITED AIRLINES)
- Fluz (MCC varies, YMMV)
- Geico.com (Services-INSURANCE-SALES / UNDERWRITING)
- Paypal (MCC varies)
- Cable, Satellite, TV (Restaurants-CABLE,SATELLITE,PAY TV/RADIO SERVICES)
- Telecom (Restaurants-TELEPHONE SERVICE)
- Telecom (Services-TELEPHONE SERVICE/EQUIPMENT)
- Utilities (Restaurants-UTILITIES-ELECTRIC,GAS,SANITARY,WATER)
- VRBO
Credit Line Increases
This is very odd, but according to the Chatbot on the website:
Q. When requesting a credit limit increase, is the credit inquiry a hard or soft credit inquiry?
A. Unfortunately, until we process the request, there isn't a way for us to know if a credit line increase request will be a soft or hard hit on your credit report. For this reason, we have to receive your permission to pull a copy of your credit report before we process the increase request. If you process the request online, you will see a message stating "By submitting this form, you authorize Citibank, N.A. to obtain your credit report."
To request an increase online:
In order to request an increase, you will need to go to your “Credit Home” page, and find “Available Credit” at the top of the page. Then, click on the link that says “Request Increase” to begin the process.
Citi Sears Cards (2014 - 2023)
Oct 14, 2020, 2:02 pm
#316
Join Date: Jul 2020
Posts: 124
I have 3 offers overlapping one of another. Will they combine my purchases to meet the requirements for all 3 offers? Or I have to individually meet the requirement for each one?
25x on utilities
12500 bonus for spending $2000
Up for 25000 bonus for spending at least $1500 on grocery/gas every month
25x on utilities
12500 bonus for spending $2000
Up for 25000 bonus for spending at least $1500 on grocery/gas every month
Oct 18, 2020, 9:58 am
#317
Join Date: Sep 2017
Posts: 332
With the 25x on utilities, is that per bill? It says min $100 Spend to get the 25x. Last month my electric bill was less than a hundred so had to pay extra to make sure I got the 25x. This month same with the electric ($60) but I have the water bill as well. Both combined will be over $300. But not sure if they do them separately or if it will be the total of the two...So not sure if I should round up the electric again ..
Oct 18, 2020, 11:48 am
#318
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
No More Conversion to Sears TY?
We called and tried to convert out new Sears MC card. But the rep said there is no more conversion path to TY card. Is this something new?
We already have two Sears TY cards. One receives good TY promotion, but the other has received nothing. Not sure how to get the 2nd involved. Would some new spending activate the TY promotions?
We already have two Sears TY cards. One receives good TY promotion, but the other has received nothing. Not sure how to get the 2nd involved. Would some new spending activate the TY promotions?
Oct 18, 2020, 11:54 am
#319
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
Oct 18, 2020, 2:15 pm
#320
Join Date: Jul 2020
Posts: 124
With the 25x on utilities, is that per bill? It says min $100 Spend to get the 25x. Last month my electric bill was less than a hundred so had to pay extra to make sure I got the 25x. This month same with the electric ($60) but I have the water bill as well. Both combined will be over $300. But not sure if they do them separately or if it will be the total of the two...So not sure if I should round up the electric again ..
Last edited by yepperoni; Oct 18, 2020 at 11:27 pm
Oct 18, 2020, 7:55 pm
#321
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
No TY Promotion Email
We have one Sears TY card. But this card has never received a single promotion email. Is there anyway to trigger it? Or put on some spending activities?
Oct 18, 2020, 11:37 pm
#322
Join Date: Jul 2020
Posts: 124
How long has the card been open? I have the SYWR version but the cards are otherwise very similar. I think they send the offers via snail mail unless you opt for paperless. Not sure if there is any pattern to it but I only started getting offers after having the card open for a while (it was around 9 months for me). I did a little spending for the initial sign up bonus, a few dollars the next two months, then stopped using it completely for a while as I wasn't getting any of these good offers. Then I got a random email offer for something like "Spend $50 get $10" so I did that and since then have been getting new promos every month or so.
Oct 19, 2020, 2:59 am
#323
Join Date: Oct 2004
Location: Greater Chicagoland Area
Programs: frontier Elite, Hertz PC
Posts: 1,455
My only data point is that relative didn't even have an online account on card. After signing up for an online account, person started to receive email offers.
Oct 19, 2020, 6:40 am
#324
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
How long has the card been open? I have the SYWR version but the cards are otherwise very similar. I think they send the offers via snail mail unless you opt for paperless. Not sure if there is any pattern to it but I only started getting offers after having the card open for a while (it was around 9 months for me). I did a little spending for the initial sign up bonus, a few dollars the next two months, then stopped using it completely for a while as I wasn't getting any of these good offers. Then I got a random email offer for something like "Spend $50 get $10" so I did that and since then have been getting new promos every month or so.
That card owner has other Citi cards and online account.
Oct 19, 2020, 9:39 am
#325
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
We just called Citi and had the CL increased from very low limit. Hope this give a shot to the arm....
Oct 20, 2020, 9:26 am
#326
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,973
With the 25x on utilities, is that per bill? It says min $100 Spend to get the 25x. Last month my electric bill was less than a hundred so had to pay extra to make sure I got the 25x. This month same with the electric ($60) but I have the water bill as well. Both combined will be over $300. But not sure if they do them separately or if it will be the total of the two...So not sure if I should round up the electric again ..
Oct 20, 2020, 2:04 pm
#327
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,251
I just got a new promo - spend 2k between 10/20-12/18 to get 12,500 TYP.
previously I would get spend 1k between 60 days to get 7,500 TYP
so I guess after doing that a few times they are raising the stakes, and reducing the relative rewards for me
still handy as i have a lot of non bonus category spend coming up
previously I would get spend 1k between 60 days to get 7,500 TYP
so I guess after doing that a few times they are raising the stakes, and reducing the relative rewards for me
still handy as i have a lot of non bonus category spend coming up
Oct 20, 2020, 8:48 pm
#328
Join Date: Feb 2017
Programs: Hilton Diamond, IHG Platinum Ambassador, Singapore Airlines Kris Gold
Posts: 49
I just got a new promo - spend 2k between 10/20-12/18 to get 12,500 TYP.
previously I would get spend 1k between 60 days to get 7,500 TYP
so I guess after doing that a few times they are raising the stakes, and reducing the relative rewards for me
still handy as i have a lot of non bonus category spend coming up
previously I would get spend 1k between 60 days to get 7,500 TYP
so I guess after doing that a few times they are raising the stakes, and reducing the relative rewards for me
still handy as i have a lot of non bonus category spend coming up
Oct 21, 2020, 3:56 am
#329
Join Date: Sep 2017
Posts: 332
Thanks. My total between the both is just over $300 so will leave the payments as is. Glad they extended it until 12/31 so I will have a chance to get some gift cards for family and friends.
Oct 21, 2020, 6:15 am
#330
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,973