Citi Sears Card
May 6, 22, 2:26 am - Wikipost
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Jul 21, 20, 10:32 am
#256
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,244
Originally Posted by mistermalibu
Don't have Premier nor Prestige and it is a bad timing for new cc LOL.
I am slightly concerned for the yet-to-credit points though. I am waiting on 6k for DECEMBER travel category, 7500 for APR-JUN minimum spend, and 16k for May spend. Nothing credited along with July statement
I am slightly concerned for the yet-to-credit points though. I am waiting on 6k for DECEMBER travel category, 7500 for APR-JUN minimum spend, and 16k for May spend. Nothing credited along with July statement
Take a look at the charges that were Travel and make sure they were really T&C travel category too. You might have to look at the original offer email to see what was defined, and confirm that you were enrolled.
Jul 23, 20, 3:47 pm
#257
Join Date: May 2020
Posts: 13
Originally Posted by BUF777
I took the chance and paid about $500 in rent online - worst case scenario would be loosing 2500 points, but this DP will be useful in the future.
Jul 23, 20, 7:42 pm
#258
Join Date: Jul 2020
Posts: 85
Originally Posted by BUF777
Well, my rent payment did not count as online. No big deal - it was only 2500 points, I guess
Aug 8, 20, 1:04 pm
#260
Join Date: Dec 2019
Posts: 35
This has to be one of the most profitable (for the consumer) credit cards ever!
I have a GC and gas station rewards of 10% over $2000 (start in Jan-Mar when the had 20% instead, and they keep refreshing) running until the end of September. For May-June, they had a 10% back when you spend more than $500 online. In the interim, I got two more offers to spend $1000 and get $75 credits (May-Jun and Jun-Jul 17). And then last month got a 5% back when you spend more than $549 in a single purchase (and generally these are all combinable!). Today I got another offer with a 20% back on utilities (for a max of $75 per month through the end of September).
I am at around $1600 in cashback for the year (from a spend of $12200 dollars, and another 800 pending from purchase), and looks like I'll likely make more purchases to get another $600 for the year by the looks of it!
Thus, I have gotten $2400 from a spend of around $12500 thus far (about an 18-19% cashback, in spite of. the many 10% offers, because of all the additional $75 on top when you spend $Y). Just to put that in perspective, I would've needed a spend of $120,000 on a 2% cashback card to get the same amount! I also get the 1-2% SYW points (which are largely worthless but add to another $125-$175 worth of points at Sears/Kmart).
I have a GC and gas station rewards of 10% over $2000 (start in Jan-Mar when the had 20% instead, and they keep refreshing) running until the end of September. For May-June, they had a 10% back when you spend more than $500 online. In the interim, I got two more offers to spend $1000 and get $75 credits (May-Jun and Jun-Jul 17). And then last month got a 5% back when you spend more than $549 in a single purchase (and generally these are all combinable!). Today I got another offer with a 20% back on utilities (for a max of $75 per month through the end of September).
I am at around $1600 in cashback for the year (from a spend of $12200 dollars, and another 800 pending from purchase), and looks like I'll likely make more purchases to get another $600 for the year by the looks of it!
Thus, I have gotten $2400 from a spend of around $12500 thus far (about an 18-19% cashback, in spite of. the many 10% offers, because of all the additional $75 on top when you spend $Y). Just to put that in perspective, I would've needed a spend of $120,000 on a 2% cashback card to get the same amount! I also get the 1-2% SYW points (which are largely worthless but add to another $125-$175 worth of points at Sears/Kmart).
Aug 8, 20, 5:41 pm
#261
Join Date: Oct 2014
Posts: 111
New offer today on top of an existing one (the 20x on grocery/gas/food) - 25x points on utilities. Haven't gotten this category before.
So it looks like to maximize this I'd have to spend exactly $460 in utilities each month. Note that it's 25x in addition to the existing 1x - so it would be 9460 points (20.5x) on exactly $460.
Definition of utilities -
I'm not sure if it would cover internet, online radio (ie pandora or spotify), or streaming services, but it reads like it covers SiriusXM sat radio. Probably depends on exact merchant code. If anyone has a propane tank or can pay extra on utilities to build up a credit, this may be a good way to maximize this promo if you receive it.
Activate your offer now to start earning 25X Bonus ThankYou® Points on
eligible utility purchases.2 For total eligible utility purchases of $100 or more made each month from 8/01/20 to 10/31/20, you’ll earn 25X Bonus ThankYou Points (up to a maximum total of 9,000 Bonus ThankYou Points each month).
eligible utility purchases.2 For total eligible utility purchases of $100 or more made each month from 8/01/20 to 10/31/20, you’ll earn 25X Bonus ThankYou Points (up to a maximum total of 9,000 Bonus ThankYou Points each month).
Definition of utilities -
Utilities are classified as merchants that provide electricity, gas (natural or propane), home heating oil, water system supply services, collection and disposal of refuse, or the delivery of cable or satellite television or radio programming on a subscription or fee basis.
Aug 9, 20, 10:11 am
#262
Join Date: May 2015
Location: LAX, BUR
Programs: AS,AA,JB, HH Gold, Starriott Titanium Elite, Hyatt Explorist, Global Entry
Posts: 1,876
Originally Posted by brajalle
- 25x points on utilities. Haven't gotten this category before.
So it looks like to maximize this I'd have to spend exactly $460 in utilities each month. Note that it's 25x in addition to the existing 1x - so it would be 9460 points (20.5x) on exactly $460.
So it looks like to maximize this I'd have to spend exactly $460 in utilities each month. Note that it's 25x in addition to the existing 1x - so it would be 9460 points (20.5x) on exactly $460.
I got it too.
Aug 10, 20, 1:05 pm
#263
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,244
Originally Posted by mhdena
$360 x 25 = 9360 TYPs.
I got it too.
I got it too.
At least some of the other points posted.
Have not been doing the Gas/Grocery/Rest ones since they are 2k/mo min for me, and I'm not MS'ing.
I could have really used that utility one today!
Aug 13, 20, 9:41 pm
#266
Join Date: Feb 2020
Programs: yes
Posts: 19
Just got approved for this card. CL of $1002.
Income $65k, FICO ~800.
Do they start everybody off with such a paltry credit limit?
Ebates did this too me, then like 6 months later raised it to like $8k, just wondering if that is the common case here too
Income $65k, FICO ~800.
Do they start everybody off with such a paltry credit limit?
Ebates did this too me, then like 6 months later raised it to like $8k, just wondering if that is the common case here too
Aug 17, 20, 11:41 am
#267
Join Date: Aug 2011
Posts: 15
Looking to apply for the Sears MasterCard with TYP.
Went to the Citi site but not seeing the Sears card listed for application.
Did you apply from the Sears web site? Also, if we apply from there, can we choose TYP as the reward?
Went to the Citi site but not seeing the Sears card listed for application.
Did you apply from the Sears web site? Also, if we apply from there, can we choose TYP as the reward?
Originally Posted by DH Jed
Just got approved for this card. CL of $1002.
Aug 17, 20, 11:55 am
#268
Join Date: Feb 2020
Programs: yes
Posts: 19
The TYP option has supposedly been shut down for a while, 2017 i think i saw. Still worth it for the chance of the generous statement credit offers, and now that SYW points can be used on some GCs through raise
https://m.sears.com/searscard is where I applied
https://m.sears.com/searscard is where I applied
Aug 18, 20, 8:35 am
#269
Join Date: May 2015
Location: LAX, BUR
Programs: AS,AA,JB, HH Gold, Starriott Titanium Elite, Hyatt Explorist, Global Entry
Posts: 1,876
Originally Posted by mhdena
$360 x 25 = 9360 TYPs.
I got it too.
I got it too.
