Dec 27, 20, 10:16 pm
Last edit by: yugi
What counted as online purchase with Sears card (alphabetical order)
Credit Line Increases
This is very odd, but according to the Chatbot on the website:
Q. When requesting a credit limit increase, is the credit inquiry a hard or soft credit inquiry?
A. Unfortunately, until we process the request, there isn't a way for us to know if a credit line increase request will be a soft or hard hit on your credit report. For this reason, we have to receive your permission to pull a copy of your credit report before we process the increase request. If you process the request online, you will see a message stating "By submitting this form, you authorize Citibank, N.A. to obtain your credit report."
To request an increase online:
In order to request an increase, you will need to go to your Credit Home page, and find Available Credit at the top of the page. Then, click on the link that says Request Increase to begin the process.
- Amazon purchase or re-load
- Carters.com (Merchandise-CHILDRENS / INFANTS WEAR STORE)
- Costco.com
- Ebay seller fees (direct entry) (MCC: N/A)
- Fluz (MCC varies, YMMV)
- Gift Card Mall
- Homedepot.com (Merchandise-HOME SUPPLY WAREHOUSE STORES)
- Iherb.com (Merchandise-MISC FOOD STORE,SPECIALTY,CONVENIENCE)
- Kygunco.com (Merchandise-DURABLE GOODS, NOT ELSEWHERE CLASSIFIED)
- Lockedloaded.com (Merchandise-SPORTING GOODS STORES)
- MileagePlusX (MCC varies)
- Pirateship.com (Services-COURIER SERVICE, FREIGHT FORWARDERS)
- Plastiq (Restaurants-UTILITIES-ELECTRIC,GAS,SANITARY,WATER)
- Scholastic.com (Organizations-MISC SCHOOLS / EDUCATIONAL SERVICES)
- Usmint.gov (Services-MISC GOVERNMENT SERVICES)
- united.com (Air Travel-UNITED AIRLINES)
- Fluz (MCC varies, YMMV)
- Geico.com (Services-INSURANCE-SALES / UNDERWRITING)
- Paypal (MCC varies)
- Cable, Satellite, TV (Restaurants-CABLE,SATELLITE,PAY TV/RADIO SERVICES)
- Telecom (Restaurants-TELEPHONE SERVICE)
- Telecom (Services-TELEPHONE SERVICE/EQUIPMENT)
- Utilities (Restaurants-UTILITIES-ELECTRIC,GAS,SANITARY,WATER)
- VRBO
Credit Line Increases
This is very odd, but according to the Chatbot on the website:
Q. When requesting a credit limit increase, is the credit inquiry a hard or soft credit inquiry?
A. Unfortunately, until we process the request, there isn't a way for us to know if a credit line increase request will be a soft or hard hit on your credit report. For this reason, we have to receive your permission to pull a copy of your credit report before we process the increase request. If you process the request online, you will see a message stating "By submitting this form, you authorize Citibank, N.A. to obtain your credit report."
To request an increase online:
In order to request an increase, you will need to go to your Credit Home page, and find Available Credit at the top of the page. Then, click on the link that says Request Increase to begin the process.
Citi Sears Card
Jan 27, 20, 9:39 am
#151
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, AA, WN, BA, AS, TK, Radisson, Hyatt, IHG, Hilton, Wyndham
Posts: 1,912
Today I received a healthy 50k points from this card in bonuses, this is for the last 2 months. I expect to receive another 32k in bonuses next month.
Jan 27, 20, 2:39 pm
#153
Join Date: Oct 2004
Location: Greater Chicagoland Area
Programs: frontier Elite, Hertz PC
Posts: 1,362
Feb 11, 20, 2:03 pm
#155
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,251
I've seen some of the online spending offers before though.
TYP portals for hotels is really quite bad when you dig into it.
I'm not sure it makes sense to use surplus points for that vs. just getting 1cpp redemption.
Additionally, if there is a glitch in travel plans, having an intermediary like an OTA involved tends to make the situation worse.
Feb 20, 20, 10:10 am
#157
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, AA, WN, BA, AS, TK, Radisson, Hyatt, IHG, Hilton, Wyndham
Posts: 1,912
Received an offer for 10x travel purchases of $500 or more up to 10k per month for 3 months. This one is tough, I usually don't spend that much on travel.
Feb 20, 20, 12:29 pm
#159
Join Date: Oct 2004
Location: Greater Chicagoland Area
Programs: frontier Elite, Hertz PC
Posts: 1,362
I'm still waiting for some 10% general spend and 5% back on certain bigger purchases that also qualified for 0% deferred interest rate. Rep told me these stack.and people in this thread got stacked promos but only thr shop your way promo and the statement credits for gas, restaurants and groceries have posted thus far as I reported a few posts back.
I got this new offer:
I probably won't participate. I have close to that much travel.but I've already paid with Chase CSR and I wouldn't want to lose rental CDW insurance or the trip.delay and cancellation insurance anyway.
I got this new offer:
10% back
in a statement credit on eligible Travel purchases
(up to a maximum total statement credit of $100 each month), for total eligible Travel purchases of $500 or more made each month from 2/1/2020 4/30/2020.
I probably won't participate. I have close to that much travel.but I've already paid with Chase CSR and I wouldn't want to lose rental CDW insurance or the trip.delay and cancellation insurance anyway.
Feb 20, 20, 12:35 pm
#160
Join Date: Aug 2007
Posts: 142
Received same offer 10 days ago, as I posted above. Still trying to figure out best way to use it with not much online purchases planned.
Feb 20, 20, 12:59 pm
#161
Join Date: Oct 2014
Posts: 70
Feb 20, 20, 6:57 pm
#162
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,251
I got the same this morning. Vexatiously, it started 2/1/20, and they didn't email it out to any of us to roughly now. And I've had some travel spend, so I could have put on the Sears card....but as others have noted the travel protections are so bad / weak on this card that even with the plus points it's not always worth it. I'd rather book an airfare with a card which has trip delay than sears for a more pts, especially since you have to spend $500+/mo to get it, when the others will give you the coverage even on a $49 fare if that's the only qualifying travel spend in the month. However one good thing- Sears seems to have a generous definition of 'Travel' , esp compared to some other issuers.
Feb 21, 20, 12:55 pm
#163
Join Date: Oct 2004
Location: Greater Chicagoland Area
Programs: frontier Elite, Hertz PC
Posts: 1,362
My mom has had a Sears Mastercard that didn't get converted to a "Shop Your Way" card. It earns Thank you points. I signed her up for online access hoping that they'd send her offers. First one arrived:
Earn 3,000 Bonus ThankYou Points* when you activate this offer and make eligible purchases totaling $300 or more with your Sears Mastercard between 2/20/2020 - 4/19/2020. These Bonus ThankYou Points are in addition to the 1 ThankYou Point per $1 spent on purchases you already earn with your card
I'm debating if I should have her do the offer. She doesn't have any other cards in the Thank You point ecosystem so easiest. If I'm reading these blogs correctly, redemption is 0.5 cents per dollar on the non AF cards or .8 cents per point on Amazon. I guess even at Amazon rate, this would be at least 8.8% back.
I know this seems like a waste to those collecting these points. I know I've told people cashing UR points for cash back is a waste.
I guess I'm afraid the points will just sit there if I don't redeem (so worthless compared.to just using a 2% card), or I'd have to have her sign up for the Premier card and learn a whole new points system.
Earn 3,000 Bonus ThankYou Points* when you activate this offer and make eligible purchases totaling $300 or more with your Sears Mastercard between 2/20/2020 - 4/19/2020. These Bonus ThankYou Points are in addition to the 1 ThankYou Point per $1 spent on purchases you already earn with your card
I'm debating if I should have her do the offer. She doesn't have any other cards in the Thank You point ecosystem so easiest. If I'm reading these blogs correctly, redemption is 0.5 cents per dollar on the non AF cards or .8 cents per point on Amazon. I guess even at Amazon rate, this would be at least 8.8% back.
I know this seems like a waste to those collecting these points. I know I've told people cashing UR points for cash back is a waste.
I guess I'm afraid the points will just sit there if I don't redeem (so worthless compared.to just using a 2% card), or I'd have to have her sign up for the Premier card and learn a whole new points system.
Feb 24, 20, 4:38 pm
#164
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,251
My mom has had a Sears Mastercard that didn't get converted to a "Shop Your Way" card. It earns Thank you points. I signed her up for online access hoping that they'd send her offers. First one arrived:
Earn 3,000 Bonus ThankYou Points* when you activate this offer and make eligible purchases totaling $300 or more with your Sears Mastercard between 2/20/2020 - 4/19/2020. These Bonus ThankYou Points are in addition to the 1 ThankYou Point per $1 spent on purchases you already earn with your card
I'm debating if I should have her do the offer. She doesn't have any other cards in the Thank You point ecosystem so easiest. If I'm reading these blogs correctly, redemption is 0.5 cents per dollar on the non AF cards or .8 cents per point on Amazon. I guess even at Amazon rate, this would be at least 8.8% back.
I know this seems like a waste to those collecting these points. I know I've told people cashing UR points for cash back is a waste.
I guess I'm afraid the points will just sit there if I don't redeem (so worthless compared.to just using a 2% card), or I'd have to have her sign up for the Premier card and learn a whole new points system.
Earn 3,000 Bonus ThankYou Points* when you activate this offer and make eligible purchases totaling $300 or more with your Sears Mastercard between 2/20/2020 - 4/19/2020. These Bonus ThankYou Points are in addition to the 1 ThankYou Point per $1 spent on purchases you already earn with your card
I'm debating if I should have her do the offer. She doesn't have any other cards in the Thank You point ecosystem so easiest. If I'm reading these blogs correctly, redemption is 0.5 cents per dollar on the non AF cards or .8 cents per point on Amazon. I guess even at Amazon rate, this would be at least 8.8% back.
I know this seems like a waste to those collecting these points. I know I've told people cashing UR points for cash back is a waste.
I guess I'm afraid the points will just sit there if I don't redeem (so worthless compared.to just using a 2% card), or I'd have to have her sign up for the Premier card and learn a whole new points system.
Feb 24, 20, 7:11 pm
#165
Join Date: Aug 2014
Posts: 123
I got the same this morning. Vexatiously, it started 2/1/20, and they didn't email it out to any of us to roughly now. And I've had some travel spend, so I could have put on the Sears card....but as others have noted the travel protections are so bad / weak on this card that even with the plus points it's not always worth it. I'd rather book an airfare with a card which has trip delay than sears for a more pts, especially since you have to spend $500+/mo to get it, when the others will give you the coverage even on a $49 fare if that's the only qualifying travel spend in the month. However one good thing- Sears seems to have a generous definition of 'Travel' , esp compared to some other issuers.
