Go Back  FlyerTalk Forums > Miles&Points > Credit, Debit and Prepaid Card Programs > Citi | ThankYou Rewards
Reload this Page >

ThankYou Point Sharing capped at 100,000 points per calendar year.

ThankYou Point Sharing capped at 100,000 points per calendar year.

Old Sep 12, 16, 9:57 am
  #1  
mia
A FlyerTalk Posting Legend, Moderator: American Express, Citi, Diners Club, Signatures
Original Poster
 
Join Date: Jun 2003
Location: Miami & London
Programs: AA & Marriott Perpetual Platinum; HH Gold
Posts: 42,545
ThankYou Point Sharing capped at 100,000 points per calendar year.

I think this is a recent change to the terms. Sharing refers to moving points from one ThankYou Rewards account to another ThankYou Rewards account. It does not refer to combining ThankYou Rewards accounts owned by the same person (or spouses), nor to Transferring points to an airline or hotel program.

The total number of points a member can share is 100,000 Points in a given calendar year and the total number of points a member can receive from other members is 100,000 Points in a given calendar year.
https://www.thankyou.com/transferPoints.jspx



You may share in a given calendar year up to 100,000 in the aggregate of your available qualifying ThankYou Points with other ThankYou Members by using the Points Sharing feature of ThankYou Rewards, provided the points to be shared are not due to expire in less than 90 days.

ThankYou Points can be shared only with another ThankYou Member.
The total number of points a ThankYou member can receive from other ThankYou members is 100,000 in a given calendar year.

Once you share points with another ThankYou member, the shared points will be deducted from your ThankYou account points balance and added to the recipient's ThankYou account points balance. Points will post to the recipient's account immediately after the transaction.

The recipient of shared points may not share the points received with another ThankYou Member.

Shared points received expire 90 days from the date they are received.

Taxable Points (defined below) and points made unavailable for redemption due to signs of fraud, abuse or suspicious activity on your ThankYou Account or due to your failure to make the required minimum payment on your participating Citi credit card account by the payment due date are not eligible for Points Transfer. "Taxable Points" are points received for a Citibank checking relationship, points obtained through activity unrelated to purchases made with your eligible Citi credit card, as well as bonus points that may be awarded with no spend requirement.

If an item redeemed with shared points is returned, the shared points used for the redemption will be returned to the ThankYou Account of the redeemer, but the point expiration timeframe of the shared points will not re-set. For example, if shared points with 60 days left before they expire are redeemed and 30 days later the points are returned to the ThankYou Account after the redeemed item has been returned, the shared points will expire 30 days after they are returned to the redeemer's ThankYou Account.

A submitted request to share points may not be canceled by the sharer or the recipient and shared points may not be returned to the sharer by the recipient.

You may share your available points through thankyou.com or through the ThankYou Service Center (1-800-THANKYOU). When sharing points, you must accept the applicable Terms & Conditions before completing the transaction.
mia is offline  
Old Sep 12, 16, 3:25 pm
  #2  
 
Join Date: Sep 2013
Posts: 778
This is complete and utterly terrible.
Did they even consider families when setting this restriction?
coltonatx is offline  
Old Sep 13, 16, 1:25 am
  #3  
 
Join Date: Sep 2012
Posts: 4,411
This is a HUGE blow. My dad's account has 260K+ TYP that he's gifted for me. The 100K/year limitation will prevent me from transferring large amounts to book something like SQ premium seats, without transferring from Chase or AMEX.
DaveInLA is offline  
Old Sep 14, 16, 2:01 pm
  #4  
 
Join Date: Dec 2003
Location: LAX
Posts: 9,993
how does sharing points impact expiration?
azepine00 is offline  
Old Sep 14, 16, 2:05 pm
  #5  
mia
A FlyerTalk Posting Legend, Moderator: American Express, Citi, Diners Club, Signatures
Original Poster
 
Join Date: Jun 2003
Location: Miami & London
Programs: AA & Marriott Perpetual Platinum; HH Gold
Posts: 42,545
Originally Posted by azepine00 View Post
how does sharing points impact expiration?
Shared points expire in 90 days. Points that are already within 90 days of expiration are not eligible to be shared. Taxable point are also not eligible to be shared. All explained in the terms pasted into the first post of this thread.

Last edited by mia; Sep 14, 16 at 2:16 pm
mia is offline  
Old Sep 15, 16, 10:05 am
  #6  
 
Join Date: Dec 2003
Location: LAX
Posts: 9,993
Originally Posted by mia View Post
Shared points expire in 90 days. Points that are already within 90 days of expiration are not eligible to be shared. Taxable point are also not eligible to be shared. All explained in the terms pasted into the first post of this thread.
Thank you. TU points seem to have the most confusing rules among all ff, hotel or cc programs...
azepine00 is offline  
Old Sep 15, 16, 10:18 am
  #7  
mia
A FlyerTalk Posting Legend, Moderator: American Express, Citi, Diners Club, Signatures
Original Poster
 
Join Date: Jun 2003
Location: Miami & London
Programs: AA & Marriott Perpetual Platinum; HH Gold
Posts: 42,545
Originally Posted by azepine00 View Post
Thank you. TU points seem to have the most confusing rules ...
Agreed, and they have a culture of tinkering with the rules which makes it risky to accumulate for an aspirational reward.
mia is offline  
Old Oct 8, 16, 7:45 am
  #8  
 
Join Date: Mar 2008
Posts: 60
Two expiring accounts and transfer question

My wife and I both have Prestige and Premier accounts that will be expiring in the next couple months. She has about 60k in each account and I would like to transfer her miles to my accounts so I can move to my SQ account to provide the best booking flexibility down the road. I have read up on the 100K sharing limit, but can't determine for sure if that would that come into play if she is sharing from 2 different accounts she has, and I am receiving into two different accounts (Premier to Premier, and Prestige to Prestige)? Any thoughts appreciated.

Last edited by bobdevens; Oct 8, 16 at 7:53 am Reason: correct terms
bobdevens is offline  
Old Oct 8, 16, 8:42 am
  #9  
 
Join Date: Jul 2013
Posts: 1,784
Originally Posted by bobdevens View Post
My wife and I both have Prestige and Premier accounts that will be expiring in the next couple months. She has about 60k in each account and I would like to transfer her miles to my accounts so I can move to my SQ account to provide the best booking flexibility down the road. I have read up on the 100K sharing limit, but can't determine for sure if that would that come into play if she is sharing from 2 different accounts she has, and I am receiving into two different accounts (Premier to Premier, and Prestige to Prestige)? Any thoughts appreciated.
Why not ask Citi's Thank You CSRs? Either call them at:
1-800-THANKYOU (842-6596)

Or use chat here: https://www.thankyou.com/cms/thankyou
RobertHanson is offline  
Old Oct 8, 16, 11:20 am
  #10  
mia
A FlyerTalk Posting Legend, Moderator: American Express, Citi, Diners Club, Signatures
Original Poster
 
Join Date: Jun 2003
Location: Miami & London
Programs: AA & Marriott Perpetual Platinum; HH Gold
Posts: 42,545
Originally Posted by bobdevens View Post
...she is sharing from 2 different accounts she has, and I am receiving into two different accounts.
The wording of the rule (see first post) consistently refers to Member rather than Account. This suggests that the intent of the rule would not allow her to Share 120,000 points and would not allow you to receive 120,000. However, we do not know if the software implements the rule by looking at the ThankYou Rewards account owner, or only at the account number. I would probably try it online, and call only if the second Share fails, but either way you need a backup plan for the extra 20,000.

There may be another solution,. I think married couples can have their ThankYou accounts combined. I have no experience with this, and you should think carefully because it would probably collapse all four accounts into one and any future sponsor accounts opened by either person might be automatically linked to it.
mia is offline  
Old Oct 8, 16, 7:05 pm
  #11  
 
Join Date: Oct 2008
Location: New York, NY
Programs: SPG Plat. AA Plat. UA Gold
Posts: 222
Originally Posted by mia View Post
I think married couples can have their ThankYou accounts combined. I have no experience with this, and you should think carefully because it would probably collapse all four accounts into one and any future sponsor accounts opened by either person might be automatically linked to it.
I did this a few years ago. You actually don't need to be married (we're not) but probably living at the same address.

They sent us a paper form to fax back to them. You are correct that any future accounts are automatically linked. I believe Citi also said it was irreversible.
islandguy84 is offline  
Old Oct 9, 16, 4:01 am
  #12  
 
Join Date: Mar 2008
Posts: 60
Sharing Points with two separate accounts

Originally Posted by bobdevens View Post
My wife and I both have Prestige and Premier accounts that will be expiring in the next couple months. She has about 60k in each account and I would like to transfer her miles to my accounts so I can move to my SQ account to provide the best booking flexibility down the road. I have read up on the 100K sharing limit, but can't determine for sure if that would that come into play if she is sharing from 2 different accounts she has, and I am receiving into two different accounts (Premier to Premier, and Prestige to Prestige)? Any thoughts appreciated.
As it turned out, each CC account had its own individual Thank You Point account number so the sharing (60K from each account) went through fine. It appears the 100K sharing limitation (both giving and receiving) is per TYP account, not per person.
bobdevens is offline  
Old Oct 20, 16, 10:32 pm
  #13  
 
Join Date: Nov 2015
Posts: 518
Originally Posted by mia View Post
The wording of the rule (see first post) consistently refers to Member rather than Account. This suggests that the intent of the rule would not allow her to Share 120,000 points and would not allow you to receive 120,000. However, we do not know if the software implements the rule by looking at the ThankYou Rewards account owner, or only at the account number. I would probably try it online, and call only if the second Share fails, but either way you need a backup plan for the extra 20,000.

There may be another solution,. I think married couples can have their ThankYou accounts combined. I have no experience with this, and you should think carefully because it would probably collapse all four accounts into one and any future sponsor accounts opened by either person might be automatically linked to it.
Originally Posted by islandguy84 View Post
I did this a few years ago. You actually don't need to be married (we're not) but probably living at the same address.

They sent us a paper form to fax back to them. You are correct that any future accounts are automatically linked. I believe Citi also said it was irreversible.


Very much helpful info. Now i can combine my spouse account and my account and use the points at max rate using my prestige card. Will call them to check on it.

Is there any disadvantage of linking the accounts together ?
kingofkingsforu is offline  
Old Oct 28, 16, 6:54 pm
  #14  
 
Join Date: Sep 2012
Location: Up In The Cloud
Programs: UA 1K MM; BA S, AA G; AS G; DL | SPG P50, M G, CC G, IHG P, HLT S | Hertz PC, Avis F
Posts: 680
Originally Posted by kingofkingsforu View Post
Is there any disadvantage of linking the accounts together ?
As far as I know, the biggest disadvantage is the following: If you have taxable points with with the same expiration date (including infinity) as non-taxable points, you may NOT be able to know whether it will use taxable or non-taxable points when redeeming TYP (not including transferring to air/hotel partner). The biggest concern is you may receive 1099-MISC tax form when redeeming over $600 worth of taxable TYP in a calendar year.

There are other disadvantages when dealing with expiration dates, but not many Citi products have expiring TYP nowadays.
cloudybw is offline  
Old Oct 28, 16, 9:21 pm
  #15  
 
Join Date: Aug 2014
Location: BOS
Posts: 530
Originally Posted by DaveInLA View Post
This is a HUGE blow. My dad's account has 260K+ TYP that he's gifted for me. The 100K/year limitation will prevent me from transferring large amounts to book something like SQ premium seats, without transferring from Chase or AMEX.
Around the year end you can transfer 100k in the end of 2016 and another 100k in the beginning of 2017...that'll get you 200k pts which is hopefully enough for some premium seats.
DiMAn0684 is offline  

Thread Tools
Search this Thread
Search Engine: