Citi AA Platinum, Gold and Business cards (2015)
Nov 26, 2015, 3:21 pm
#3361
Join Date: Jan 2015
Posts: 18
I applied for Citi AA Plat MC received immediate rejection message "After careful consideration, we are unable to approve your application". This is my first citi card
application, called the reconsideration line from wiki but no go. Asked me to wait for the letter from citi for more details. Was just approved for chase CSP for 30K credit limit. My only option is write to the Executive Office?
application, called the reconsideration line from wiki but no go. Asked me to wait for the letter from citi for more details. Was just approved for chase CSP for 30K credit limit. My only option is write to the Executive Office?
Nov 26, 2015, 5:53 pm
#3362
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,760
I applied for Citi AA Plat MC received immediate rejection message "After careful consideration, we are unable to approve your application". This is my first citi card
application, called the reconsideration line from wiki but no go. Asked me to wait for the letter from citi for more details. Was just approved for chase CSP for 30K credit limit. My only option is write to the Executive Office?
application, called the reconsideration line from wiki but no go. Asked me to wait for the letter from citi for more details. Was just approved for chase CSP for 30K credit limit. My only option is write to the Executive Office?
Yes, write to the Exec Office once you see the reason of denial.
Nov 26, 2015, 9:54 pm
#3363
Join Date: Jan 2015
Posts: 18
Wait till the letter comes and see what is the reason - most likely that is caused by "credit is restricted" if it is instant denial. Did you ever have a credit card that had been inactive and eventually being closed by the issuer? It might be a card brand that Citi has bought. (Old AT&T for example).
Yes, write to the Exec Office once you see the reason of denial.
Yes, write to the Exec Office once you see the reason of denial.
Nov 27, 2015, 1:08 am
#3364
Join Date: Apr 2007
Posts: 1,857
So I got upgraded from World MC to World Elite MC for my personal AA Platinum Select, I guess I can apply for it again. I also got approved for the Citi Business card last Saturday, so I just need to wait 8 days before applying again.
Couple of questions, not clear from the wiki.
1. When applying for Citi AA Platinum Personal MC again (due to getting the existing one upgraded to WEMC), it sounds like I can still have my existing AA Personal WEMC my open? Is that right?
2. At some point later, I want to product change my personal AA card into Double Cash. Would the product change count as closing the AA card and reset 18-month clock to start again?
Couple of questions, not clear from the wiki.
1. When applying for Citi AA Platinum Personal MC again (due to getting the existing one upgraded to WEMC), it sounds like I can still have my existing AA Personal WEMC my open? Is that right?
2. At some point later, I want to product change my personal AA card into Double Cash. Would the product change count as closing the AA card and reset 18-month clock to start again?
2. There's not enough data points on this to give a good answer yet. But you'll have to wait at least a year from the date your card was opened in order to convert it.
Nov 27, 2015, 3:33 am
#3365
Join Date: Jan 2015
Posts: 40
Is Citi product changing the AA Gold from W to WE also?
Nov 27, 2015, 6:33 am
#3367
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
So I got upgraded from World MC to World Elite MC for my personal AA Platinum Select, I guess I can apply for it again. I also got approved for the Citi Business card last Saturday, so I just need to wait 8 days before applying again.
Couple of questions, not clear from the wiki.
1. When applying for Citi AA Platinum Personal MC again (due to getting the existing one upgraded to WEMC), it sounds like I can still have my existing AA Personal WEMC my open? Is that right?
2. At some point later, I want to product change my personal AA card into Double Cash. Would the product change count as closing the AA card and reset 18-month clock to start again?
Couple of questions, not clear from the wiki.
1. When applying for Citi AA Platinum Personal MC again (due to getting the existing one upgraded to WEMC), it sounds like I can still have my existing AA Personal WEMC my open? Is that right?
2. At some point later, I want to product change my personal AA card into Double Cash. Would the product change count as closing the AA card and reset 18-month clock to start again?
2. It might or might not. You're not choosing the best timing. The safest timing to close (or product convert) your previous card is right after you get approved for a new card of the same type ("same type" not counting W/WE differences) Then, if the W-WE loophole goes away, the 18 months since your last open (of the new card) will be essentially the same as the 18 from the close (of the old card). And product conversion may very well count as a close.
We don't have enough hard data to now for sure whether product conversions count as "close", and until the W->WE loophole goes away, we probably won't. That's because closing or product converting a WE while the W->WE loophole is in effect doesn't seem to count toward 18 months, but it may start counting once the W->WE loophole goes away).
So I suggest you either product convert (or just plain close) your existing WE right now, or wait until you've applied for your next Citi AA Plat (even if that turns out to be 18 months from now) before you product convert (or just plain close) your existing WE. Any other timing is riskier.
Nov 27, 2015, 6:37 am
#3368
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
Nov 27, 2015, 8:10 am
#3369
Join Date: Oct 2014
Location: JFK / LGA
Posts: 124
1. Yes.
2. It might or might not. You're not choosing the best timing. The safest timing to close (or product convert) your previous card is right after you get approved for a new card of the same type ("same type" not counting W/WE differences) Then, if the W-WE loophole goes away, the 18 months since your last open (of the new card) will be essentially the same as the 18 from the close (of the old card). And product conversion may very well count as a close.
We don't have enough hard data to now for sure whether product conversions count as "close", and until the W->WE loophole goes away, we probably won't. That's because closing or product converting a WE while the W->WE loophole is in effect doesn't seem to count toward 18 months, but it may start counting once the W->WE loophole goes away).
So I suggest you either product convert (or just plain close) your existing WE right now, or wait until you've applied for your next Citi AA Plat (even if that turns out to be 18 months from now) before you product convert (or just plain close) your existing WE. Any other timing is riskier.
2. It might or might not. You're not choosing the best timing. The safest timing to close (or product convert) your previous card is right after you get approved for a new card of the same type ("same type" not counting W/WE differences) Then, if the W-WE loophole goes away, the 18 months since your last open (of the new card) will be essentially the same as the 18 from the close (of the old card). And product conversion may very well count as a close.
We don't have enough hard data to now for sure whether product conversions count as "close", and until the W->WE loophole goes away, we probably won't. That's because closing or product converting a WE while the W->WE loophole is in effect doesn't seem to count toward 18 months, but it may start counting once the W->WE loophole goes away).
So I suggest you either product convert (or just plain close) your existing WE right now, or wait until you've applied for your next Citi AA Plat (even if that turns out to be 18 months from now) before you product convert (or just plain close) your existing WE. Any other timing is riskier.
Nov 27, 2015, 10:19 am
#3370
Join Date: Jun 2012
Location: XNA
Programs: AA Gold, AS, HA, CX, AF, BA, UA, HH
Posts: 164
So, here's the update. My wife received her second W card (in less than 3 months) in the mail today (the one with the targeted 60,000 mile offer). Also in the mail was the "Account Approval Notice" for the aforementioned card. It clearly states: "Earn 60,000 American Airlines AAdvantage bonus miles after spending $3,000 in purchases within the first 3 months of account opening." I activated the card and linked it to her online account, opened up the tracker link and it also says 60,000 bonus miles.
Now, here's something else interesting. She has already been credited with the 50,000 mile bonus from the card that has been open a little over 2 months now, even though she is about $140 short of the required $3,000 spend.
This is going to be interesting to see if Citi catches this and claws back any of the 110,000 miles my wife will have earned.
Now, here's something else interesting. She has already been credited with the 50,000 mile bonus from the card that has been open a little over 2 months now, even though she is about $140 short of the required $3,000 spend.
This is going to be interesting to see if Citi catches this and claws back any of the 110,000 miles my wife will have earned.
Update to the update:
My wife has received the 50,000 mile bonus earned on the first W card from about 3 months ago. Still working on the spend requirement for the 60,000 mile bonus for the 2nd W card she received a few weeks ago. When I go to the Citi account details page for the newest card and look at her Reward Summary it clearly shows she is working on the 60,000 mile bonus. However, when I go to the account details page for the first W card she received, the Reward Summary simply isn't there, just as it doesn't show up for her closed accounts. I checked my Citi account and the Reward Summary does show on every card's account details page except for the accounts that have been closed.
Anyone have thoughts on this? Are they getting ready to claw back the miles? Right after she received the 2nd W card with the 60,000 mile bonus, when I went online and activated it and linked it to her Citi account page both cards' details page showed the Account Summary, with the first showing she had earned the 50,000 mile bonus and the second one showing she would earn 60,000 miles.
Last edited by elc2414; Nov 27, 2015 at 11:17 am
Nov 27, 2015, 10:34 am
#3371
Join Date: Aug 2015
Posts: 557
Most may not care about this, but one month after receiving my Platinum card with the 50k mile bonus, I received a targeted 60k mile offer. I called Citi and just asked them to bump up my offer to 60k to save us both the hassle of opening a new card, and within 2 weeks they got back to me informing me that they added 10k miles to my account (not as an addition to my bonus, but directly to my account). 10k miles was worth the 2 minute conversation for me.
Nov 27, 2015, 11:19 am
#3372
Join Date: Jul 2013
Posts: 1,784
Update to the update:
My wife has received the 50,000 mile bonus earned on the first W card from about 3 months ago. Still working on the spend requirement for the 60,000 mile bonus for the 2nd W card she received a few weeks ago. When I go to the Citi account details page for the newest card and look at her Reward Summary it clearly shows she is working on the 60,000 mile bonus. However, when I go to the account details page for the first W card she received, the Reward Summary simply isn't there, just as it doesn't show up for her closed accounts. I checked my Citi account and the Reward Summary does show on every card's account details page except for the accounts that have been closed.
Anyone have thoughts on this? Are they getting ready to claw back the miles? Right after she received the 2nd W card with the 60,000 mile bonus, when I went online and activated it and linked it to her Citi account page both cards' details page showed the Account Summary, with the first showing she had earned the 50,000 mile bonus and the second one showing she would earn 60,000 miles.
My wife has received the 50,000 mile bonus earned on the first W card from about 3 months ago. Still working on the spend requirement for the 60,000 mile bonus for the 2nd W card she received a few weeks ago. When I go to the Citi account details page for the newest card and look at her Reward Summary it clearly shows she is working on the 60,000 mile bonus. However, when I go to the account details page for the first W card she received, the Reward Summary simply isn't there, just as it doesn't show up for her closed accounts. I checked my Citi account and the Reward Summary does show on every card's account details page except for the accounts that have been closed.
Anyone have thoughts on this? Are they getting ready to claw back the miles? Right after she received the 2nd W card with the 60,000 mile bonus, when I went online and activated it and linked it to her Citi account page both cards' details page showed the Account Summary, with the first showing she had earned the 50,000 mile bonus and the second one showing she would earn 60,000 miles.
Three are almost no data points on Citi ever clawing anything back, with the possible exception of outright fraud. If someone was to meet their entire min spnd thru the purchase of a refundable FC AA ticket, and once they got the miles cancel the ticket, so no actual spend remained the on the card, they could quite possibly get a claw back. For anything short of that, I really don't think there is anything to worry about.
Nov 27, 2015, 11:33 am
#3373
Join Date: Jun 2012
Location: XNA
Programs: AA Gold, AS, HA, CX, AF, BA, UA, HH
Posts: 164
Just guessing here, but I'm thinking the reason the clock no longer shows for the first card is because the miles have already been earned and deposited. So there is nothing for the clock to be tracking anymore.
Three are almost no data points on Citi ever clawing anything back, with the possible exception of outright fraud. If someone was to meet their entire min spnd thru the purchase of a refundable FC AA ticket, and once they got the miles cancel the ticket, so no actual spend remained the on the card, they could quite possibly get a claw back. For anything short of that, I really don't think there is anything to worry about.
Three are almost no data points on Citi ever clawing anything back, with the possible exception of outright fraud. If someone was to meet their entire min spnd thru the purchase of a refundable FC AA ticket, and once they got the miles cancel the ticket, so no actual spend remained the on the card, they could quite possibly get a claw back. For anything short of that, I really don't think there is anything to worry about.
Last edited by elc2414; Nov 27, 2015 at 11:53 am
Nov 27, 2015, 11:44 am
#3374
Join Date: Nov 2008
Location: DTW
Programs: Delta SM, ICH PLAT
Posts: 1,188
Sorry for asking what appears the same question again, but the explanations (and the Wiki) redirects and I want to be crystal clear and not mess things up:
I've recently (this summer) applied for the Gold (25K) World MC card and most recently (September) the PLAT (50K) World MC card. I received the upgraded "WE" gold cards about 1 month after meeting my spending and getting my bonus. With the PLAT card, I received the new "WE" card in about 1.5 months after receiving my original card, and before meeting my spending limit. I only met my spending limit for the PLAT card (with about half the spending on the newer "WE" card...if it matters)
Questions:
1. Assuming the loophole still exist, when can I apply for a new Gold MC? (which link?)
2. similar to #1, when can I apply for the PLAT MC? (which link?)
I've recently (this summer) applied for the Gold (25K) World MC card and most recently (September) the PLAT (50K) World MC card. I received the upgraded "WE" gold cards about 1 month after meeting my spending and getting my bonus. With the PLAT card, I received the new "WE" card in about 1.5 months after receiving my original card, and before meeting my spending limit. I only met my spending limit for the PLAT card (with about half the spending on the newer "WE" card...if it matters)
Questions:
1. Assuming the loophole still exist, when can I apply for a new Gold MC? (which link?)
2. similar to #1, when can I apply for the PLAT MC? (which link?)
Nov 27, 2015, 12:20 pm
#3375
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,760
The only thing is (and this is the reason for my concern) if the Reward Summary shows up on every other open account, I wonder why it doesn't show up on the 3-month-old-50,000-mile account. I realize the clock would not be there. Not really talking about the clock not showing up - talking about the fact that NO summary shows up on that account as it does the other open accounts.....
I would not be concerned on that as I have seen the AA balance completely missing from random cards before,