Go Back  FlyerTalk Forums > Miles&Points > Credit, Debit and Prepaid Card Programs > Citi | ThankYou Rewards
Reload this Page >

Citi AA Platinum, Gold and Business cards (2015)

Citi AA Platinum, Gold and Business cards (2015)

Closed Thread

Old Dec 14, 15, 12:00 am
  #3586  
 
Join Date: May 2014
Location: SoCal
Posts: 2,084
Originally Posted by ecgz88 View Post
wife rcvd a 60K offer with 3K spend, offer code is tied to last name, I tried my last name no luck. My wife credit score is 650-700 range, anyone know how much Citi need for apply go through?
I would give it a shot for your wife and see how it goes, if you want card for yourself, apply for the 50k offer, send a SM after approved to match your card to the 60k offer.
ninim2200 is offline  
Old Dec 14, 15, 8:13 am
  #3587  
 
Join Date: Jul 2013
Posts: 1,763
Originally Posted by jsk1973 View Post
From what I've read, 650 is probably a no, while 700 gives her a chance. Has she been approved elsewhere recently?
From what I've read, (and of course it also depends on lots of variables like income and depth of credit history), 650 is right at the minimum for a Plat card. 700 should be fine, at least for a Plat, but maybe on the low side for a higher level card like a Prestige.

I'd definitely apply, since all you risk is a HP. If she gets denied, from what I've read, if you add her as an AU to the cards you use the most for the next 6 months, that should increase her odds of an approval next time.

Remember to use the total combined Household income on the income line of the app. Assuming both of your incomes are available to pay off your combined charges, you add both of your incomes, and you each list that as "your" income when you apply. Federal Law makes that legit.
RobertHanson is offline  
Old Dec 14, 15, 11:05 am
  #3588  
FlyerTalk Evangelist
 
Join Date: Jul 2003
Location: Florida
Posts: 27,194
Originally Posted by MadMadso View Post
Haha. I feel the same way about the records in the database! It's definitely the business credit line. Your long ago closed cards are not in play here. This summer when I checked, the closed card's credit line took about 3 months to return to me (several $5k execs). I'd reduce your business card before applying for #3, and then you'll get back to the big $$ auto approval.
How about line reduction? How long it takes to get the reduction back?

Husband is in the similar situation - after 18 months of 13.5K on every approval (all instant, all HHs) he is hitting the snag even though he only has 1 HH left. His Premier 2 in June (the 1 is from many years ago) is only 9.5K. The following AAs in Aug and again in Nov were 1.5K initially and both were deferred. We moved 3.5K from the idle HH to make the 2nd AA a 5K, but only 3K to the 3rd AA now a 4.5K. The 3rd AA opened on 11/03 and still not converted yet. Not sure it is because of using the popped up offer or because it has not had 5K CL.

I am itching to close his 2 existing WEs but really prefer after the current W is converted. Does not look anytime soon. Statement should have closed yesterday but did not. Waiting for the 50+10 on this statement.
Happy is offline  
Old Dec 14, 15, 6:08 pm
  #3589  
 
Join Date: Sep 2015
Posts: 191
My wife applied for and received the card with a 50,000 and has had it for 1 month but just received a targeted offer in the mail for 60,000, will they match it on the card she already has?
corpgator is offline  
Old Dec 14, 15, 6:44 pm
  #3590  
 
Join Date: May 2014
Location: SoCal
Posts: 2,084
Originally Posted by corpgator View Post
My wife applied for and received the card with a 50,000 and has had it for 1 month but just received a targeted offer in the mail for 60,000, will they match it on the card she already has?
Yes they will,just send them a SM asking them to match the 60k offer
ninim2200 is offline  
Old Dec 15, 15, 8:27 am
  #3591  
 
Join Date: Oct 2007
Location: DFW
Programs: AA EXP, Marriott Gold, Hilton Diamond, Hyatt Plat, CC Gold, IHG Plat Amb, Choice Plat
Posts: 298
received mailer for 60K offer...T&C does not seem to have 18 months condition. I already had opened one recently and it still Platinum World (not WE) so its safe to assume that i will get this bonus irrespective of earlier AA card? any experiences so far?
techoin is offline  
Old Dec 15, 15, 10:00 am
  #3592  
 
Join Date: Apr 2015
Location: IAD
Programs: AA, WN, B6 & UA (Not my fault I live near a fortress hub.)
Posts: 464
I think we all agree that Citi's motivation for the W to WE conversions is the higher merchant fees which more then offsets the cost of the additional WE services to the card holder. So, why is the product not offered as a WE from the beginning? It would be great marketing for the card to list all the WE features a lot of check boxes on the advertising. Does MC limit what cards can be offered as WE from the start? From a merchant stand point why is WE a higher merchant fee? Is it because WE customers are "better" (i.e. higher income) than non-WE customers?
IAD_flyer is offline  
Old Dec 15, 15, 10:01 am
  #3593  
 
Join Date: Dec 2013
Posts: 1
Screwed up

I can't figure this out exactly from the wiki, but hopefully this is not a stupid question. I applied for another citi AA card about a year after the last one and was approved. However, I never got any bonus miles as it seems citi started enforcing the 18 month minimum. Did I accidentally reset the clock and now I have to wait another 18 months to get a card (for a total of 12 + 18)?
blake41 is offline  
Old Dec 15, 15, 10:20 am
  #3594  
 
Join Date: Jul 2014
Posts: 119
Originally Posted by techoin View Post
received mailer for 60K offer...T&C does not seem to have 18 months condition. I already had opened one recently and it still Platinum World (not WE) so its safe to assume that i will get this bonus irrespective of earlier AA card? any experiences so far?
I don't have a 60k offer, but I got two separate targeted offers over the summer for 50k without the 18 month language. I applied for both and received bonuses on both cards. I think you will be ok. If you want to be safe, wait until your current card is converted to WE.
Brewer20 is offline  
Old Dec 15, 15, 10:54 am
  #3595  
 
Join Date: Jan 2011
Location: ORD
Programs: AA, United, British Airways, Alaska Air
Posts: 221
Two questions:
- I have a Platinum Select opened back in January 2014. That means I've had it for ~23 months, and theoretically, I'd qualify for another bonus. Is that correct?

- Anyone know how long these offers will last?
EtoileFilante is offline  
Old Dec 15, 15, 2:21 pm
  #3596  
 
Join Date: Jul 2013
Posts: 1,763
Originally Posted by blake41 View Post
I can't figure this out exactly from the wiki, but hopefully this is not a stupid question. I applied for another citi AA card about a year after the last one and was approved. However, I never got any bonus miles as it seems citi started enforcing the 18 month minimum. Did I accidentally reset the clock and now I have to wait another 18 months to get a card (for a total of 12 + 18)?
You didn't give any dates, so here is the generic answer. If the cards you applied for were less than 18 months ago, you have to wait 18 months from when you applied for any/all of them to apply again. Assuming you want to get a sign up bonus. In which case, yes, you reset the clock.

UNLESS, that card/cards was issued as a World, and has now been upgraded to a World Elite. In which case you can apply whenever you want. Because once it's upgraded to a WE, it's as if the plain W never happened.
RobertHanson is offline  
Old Dec 15, 15, 3:31 pm
  #3597  
 
Join Date: Aug 2007
Posts: 97
Originally Posted by ninim2200 View Post
Do we have any data points for anyone applied for a platinum card didn't get the bonus; waited for the new card to convert to WE, apply again and get the bonus?
Originally Posted by ninim2200 View Post
Thank You. i don't believe there was a followup confirmation of the bonus.
There has not been a follow up by original poster. His assessment was based on offers showing up on the pre-qualified website. He never came back to confirm that his wife indeed got the offer.

Considering that my wife is in same situation. She closed an old W card that was never converted to WE 2 months ago. Last week she applied and received a new W card, with no bonus, as expected. Now I cannot tell for sure if she waits for that card to convert to WE and then apply again, will she get the bonus on the new card?

It would be great if original poster Carl Christensen can confirm if he got the bonus in his similar situation.
AlexTheMan is offline  
Old Dec 15, 15, 7:54 pm
  #3598  
 
Join Date: Aug 2014
Posts: 303
Double post

Last edited by MadMadso; Dec 15, 15 at 8:12 pm
MadMadso is offline  
Old Dec 15, 15, 8:09 pm
  #3599  
 
Join Date: Aug 2014
Posts: 303
Originally Posted by Happy View Post
How about line reduction? How long it takes to get the reduction back?

Husband is in the similar situation - after 18 months of 13.5K on every approval (all instant, all HHs) he is hitting the snag even though he only has 1 HH left. His Premier 2 in June (the 1 is from many years ago) is only 9.5K. The following AAs in Aug and again in Nov were 1.5K initially and both were deferred. We moved 3.5K from the idle HH to make the 2nd AA a 5K, but only 3K to the 3rd AA now a 4.5K. The 3rd AA opened on 11/03 and still not converted yet. Not sure it is because of using the popped up offer or because it has not had 5K CL.

I am itching to close his 2 existing WEs but really prefer after the current W is converted. Does not look anytime soon. Statement should have closed yesterday but did not. Waiting for the 50+10 on this statement.
Hey Happy - I've checked the dates when I've reduced the limits and if it's available the next time I apply (meaning auto approval- no need to call in). I've had it available the day after I receive the email saying they've reduced it, and I've had it take weeks. I can only imagine that it is something like the 15th and 30th. (I reduced it one time on Friday the 14th and it was available on Sunday the 16th.). It's not the weekend because I've had others where I've lowered it (received the confirmation email) on a Wednesday and it wasn't automatically available on Sunday ( but when I called in, after several holds, they gave me my usual amount.) So not sure if they could 'see' that I lowered it?

On another note and as a data point, after # 4 converted to WE, I product changed #1. Then I applied for #5 and received the 50k confirmation letter.
MadMadso is offline  
Old Dec 15, 15, 8:48 pm
  #3600  
 
Join Date: Jan 2013
Posts: 184
I want to be sure I understand this correctly; if my card gets converted I will receive a new card. Is that correct? Is this the only definitive way to know I was converted?
kyroadrunner is offline  

Thread Tools
Search this Thread