Community
Wiki Posts
Search
Old Jan 18, 2016, 12:49 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: ninim2200
This thread is a continuation of: Citi AA Executive [Late 2014 - 2015]

For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)

Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. [B]We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.

MOST CURRENT LINKS:
"American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 24 months"

CURRENT PUBLIC OFFER: 75k

1_ 75k Bonus Landing Page 7.5K Spending in 3 months. Here is the Application Page

2_75k Bonus 7.5K Spending in 3 Months Application Page No Landing Page.

3_75k Bonus 7.5K Spending in 3 Months Application Page No Landing Page.

4_75k Bonus 7.5K Spending in 3 Months Application Page No Landing Page.



EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.

Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.

Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.

Credit inquiry history
Some have reported more approval success with no more than 5 or 6 Experian inquiries within the last 6 months. And Citi credit reviewers have told some applicants that too many inquiries is a problem, even with an excellent credit score. Multiple inquiries from other banks seem to be especially problematic, because Citi can't see their current balances as easily. Other applicants have been approved with more inquiries, especially with a long term Citi tenure and a favorable income to debt ratio.

This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.


Getting around the $450 annual fee: Many people have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded; in practice you have 37 days. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers.

Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days. Leave a $450 balance and it will be zeroed out.

Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:

- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862
- [3/15] 15,000 bonus miles for spending $5k
- $450 Credit for spending $5k for next three statements

Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.

When do miles post? Usually two days after your statement closing date. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.


Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.

2a) With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.Recently, Citi has been approving Exec cards but not giving the bonus, e.g. when there has been less than 18 months from the previous application. Therefore, (a) use an application link that does not list the 18-month wait requirement; (b) check the letter you get via UPS to see if it explicitly promises the bonus; if it's in the letter, it will be honored (c) if in doubt, call and ask.

2b) Another helpful post discussing timeframe for meeting min spend: 6279

3) Any expectation that Citi will do things that make sense is just plain silly. They won't.

Citibank Contacts/Resources
  • Application status: https://www.accountonline.com/cards/...?screenID=3187
  • (800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
  • (800) 763-9795 – General Personal Application Inquiries with live rep
  • (866) 606-2787 – General Application and Account Questions with live rep
  • (888) 201-4523 – Application status
  • (866) 606-2961 – Reconsideration Line.
  • Twitter : @AskCiti. Very powerful tool.
  • Executive Office - useful for getting a more empowered agent for reconsideration purposes: CitiBank Executive Review Department, P.O. Box 6000, Sioux Falls, SD 57117
Admiral Club Access: You do not need to be flying AA that particular day of travel. (Ex: you're flying DL on the day of travel...you could still enter the AC lounge, even though you're not on an AA flight that day.) Beware, though, that individual lounges have individual rules (see the link below). Alternate rules usually come w/ Qantas lounges, not AA lounges. Furthermore, AC access "comes with" US Air access (19 locations). As of December 2015, authorized users have AC access (but not partner lounge access) even if they are not with the primary card holder.

For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules
Information on new authorized user AC lounge access: Citi Authorized User Admirals Club Benefit Terms

Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.

What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.

Direct phone number to Citi Fraud Prevention department: +18664705331

Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668

Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k (as low as 1k on some accounts YYMV)
Citi World elite Mastercards (including exec) 5k


Advice to those new to Citi American Airlines cards,

If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...-benefits.html
Print Wikipost

Citi AA Executive MasterCard [2016-2017]

Thread Tools
 
Search this Thread
 
Old Apr 26, 2017, 7:38 am
  #226  
 
Join Date: Apr 2017
Programs: AAdvantage
Posts: 2
Churning Citi AAdvantage Executive World Elite Card

I got this card in July to get the 50K or 60K bonus points they were giving away at the time. Got the points, took a trip, and now I am debating closing it to get the bonus points here in two years.

I understand Citi changed their policy regarding churning cards. Now you can't get the same promotion if you have opened or closed an account within the last two years.

So either I keep it open and can apply for a similar promotion in roughly 1.5 years, or close it and have to wait 2 years. Is this correct?

If I leave it open, I wouldn't be able to have two of the same type of card, correct? In this case, the Executive World Elite card unless it was a business card or what not. That card typically offers the most bonus miles.

I don't use this card for spending really once I got the bonus points. I have a Southwest card that has anniversary miles that I use for day to day purchases that I intend to keep open. I do more domestic traveling than international so in the past (two times) got the AA bonus points for international vacation.

Anyway, just want to see what people suggest about keeping the AA card open or closing it.
ishraqiyun77 is offline  
Old Apr 26, 2017, 8:54 am
  #227  
Senior Moderator and Moderator: American AAdvantage & TravelBuzz
 
Join Date: Nov 2007
Location: BOS
Programs: AA EXP, Marriott Titanium
Posts: 10,414
Welcome to FlyerTalk!

The policies for card churning are set by Citibank, not American Airlines. Therefore, we will move your thread over to the Citi forum, where the knowledgeable folks can help you with your query.

Thanks. /JY1024, AAdvantage co-moderator

JY1024 is offline  
Old Apr 26, 2017, 12:23 pm
  #228  
 
Join Date: Apr 2011
Posts: 2,055
Links

The three links in the Wiki are all dead.

There are new 50K links (with 24-month language) if anyone is interested:

Landing page:

https://creditcards.citicards.com/us...81BFFD2236FBB3

Application:

https://www.citicards.com/cards/cred...2F5ZZZZZZZ&B=A

Landing page:

https://citicards.citi.com/usc/Trave...mocode=travel1

Application:

https://www.citicards.com/cards/cred...XUQZNTWEBW&B=A

I didn't want to mess with the Wiki as I don't frequent this thread.
IkeEsq is offline  
Old May 20, 2017, 9:26 pm
  #229  
 
Join Date: Apr 2002
Posts: 587
Citi AAdvantage Executive Card

Hi, anyone know if this card allows entry into the new American Airlines Flagship Lounges ?
steve4 is offline  
Old May 20, 2017, 10:28 pm
  #230  
 
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,192
Self-edit to remove speculation.

Last edited by Diplomatico; May 21, 2017 at 5:36 pm
Diplomatico is offline  
Old May 21, 2017, 10:22 am
  #231  
mia
Moderator
 
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,952
The Citi Executive card provides an Admirals Club membership. Flagship Lounges are not Admirals Clubs. Entry requirements are published here. Holding an Admirals Club membership or a credit card is not relevant:

https://www.aa.com/i18n/travel-info/...ss-lounges.jsp

  • Customers traveling in First Class on a qualifying international or transcontinental flight marketed and operated by American or a oneworld® airline, and on a same-day (or before 6 a.m. the following day) itinerary*
  • AAdvantage® ConciergeKeySM and Executive Platinum members (regardless of cabin flown) departing or connecting to a qualifying international* flight marketed and operated by American or a oneworld airline
  • oneworld EmeraldSM customers** (regardless of cabin flown) departing or connecting to any flight marketed and operated by American or a oneworld airline
mia is offline  
Old May 25, 2017, 12:19 pm
  #232  
 
Join Date: Aug 2001
Location: USA
Posts: 52
2nd year with card, not using the lounges so want to downgrade or close out the card because I can't justify the fee. Actually don't fly AA as much as I used to do. Last year the gave me a 1 year card fee rebate with spend. Any recommendations on retention strategy or downgrading versus just closing out the account?
profpeabody is offline  
Old Jun 26, 2017, 6:02 pm
  #233  
 
Join Date: Nov 2013
Location: United States
Posts: 526
http://citi.com/lounge
Airport code: LAX or LGA
Referral #: 999999
Contains 24 month language
$450 annual fee

75,000 points after $7,500 in spend
Doctor of Credit is offline  
Old Jun 29, 2017, 3:10 pm
  #234  
 
Join Date: Aug 2014
Posts: 1,303
My last AA family card was applied for and opened on Aug 10 2015 (Plat). I probably met the minimum spend the first two weeks upon receiving the card. It is still open. I'll get hit with the $95 AF fee in August. When is the first day I can apply for the exec to be eligible to get the 50k (or 75 if that offer is still available) bonus for intiial spending requirement. All the rhetoric seems to be August 11th, 2017 (Chase is two years from the time you got the bonus, not two years from approval) but I am not 100% clear on Citi.
DeltaNeutral28 is offline  
Old Jun 30, 2017, 12:14 pm
  #235  
Moderator: Travel Safety/Security, Travel Tools, California, Los Angeles; FlyerTalk Evangelist
 
Join Date: Dec 2009
Location: LAX
Programs: oneword Emerald
Posts: 20,603
Originally Posted by DeltaNeutral28
My last AA family card was applied for and opened on Aug 10 2015 (Plat). I probably met the minimum spend the first two weeks upon receiving the card. It is still open. I'll get hit with the $95 AF fee in August. When is the first day I can apply for the exec to be eligible to get the 50k (or 75 if that offer is still available) bonus for intiial spending requirement. All the rhetoric seems to be August 11th, 2017 (Chase is two years from the time you got the bonus, not two years from approval) but I am not 100% clear on Citi.
Having the Platinum card should not affect your eligibility for the signup bonus of the Executive card. I applied for both cards within less than a year and received the bonus for each. Since then, each time that I was charged the $95 annual renewal fee for the Platinum card, I called to cancel the card and received retention offers that included a waiver of the annual fee plus bonus miles (as many as 1,000 a month for 16 months, subject to a minimum monthly spend).
TWA884 is offline  
Old Jun 30, 2017, 12:53 pm
  #236  
 
Join Date: Aug 2014
Posts: 1,303
Originally Posted by TWA884
Having the Platinum card should not affect your eligibility for the signup bonus of the Executive card. I applied for both cards within less than a year and received the bonus for each. Since then, each time that I was charged the $95 annual renewal fee for the Platinum card, I called to cancel the card and received retention offers that included a waiver of the annual fee plus bonus miles (as many as 1,000 a month for 16 months, subject to a minimum monthly spend).
I am genuinely curious, you were able to sign up for both within a year AND get both bonuses since they incorporated the 24 month open/close rule for bonuses?
DeltaNeutral28 is offline  
Old Jul 3, 2017, 12:50 pm
  #237  
 
Join Date: Jun 2009
Posts: 2,135
2 year mark

guys - I've not had a Citi AA card for the last 2 years. However, I've had add-on cards where I was added as an authorized user. Is that going to affect my ability to earn points? Thinking of doing applying for both personal and business cards at same time to score 120k miles

Thx
sam007 is offline  
Old Jul 3, 2017, 10:12 pm
  #238  
mia
Moderator
 
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,952
Originally Posted by sam007
...I was added as an authorized user. Is that going to affect my ability to earn points?...
No
mia is offline  
Old Jul 24, 2017, 6:49 pm
  #239  
 
Join Date: May 2014
Location: SoCal
Posts: 2,164
New 75K links added to wiki.
ninim2200 is offline  
Old Jul 28, 2017, 8:40 pm
  #240  
FlyerTalk Evangelist
 
Join Date: Nov 2000
Location: Nashville -Past DL Plat, FO, WN-CP, various hotel programs
Programs: DL-MM, AA, SW w/companion,HiltonDiamond, Hyatt PLat, IHF Plat, Miles and Points Seeker
Posts: 11,072
We go through lots of card. Keep a year or so and get another.

We have NOT been keeping a good record of them with dates.

Any way to find out our record as to the 24 months?

If you apply for an offer but had one, will they still approve?
NoStressHere is offline  


Contact Us - Manage Preferences - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service -

This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.