Best cancellation/application order?
Apr 22, 2015, 11:02 pm
#1
Original Poster
Join Date: Sep 2011
Programs: UA*G, TK*G, Priority Club Platinum
Posts: 97
Best cancellation/application order?
Hi everyone!
I have a Citi AAdvantage Platinum Select MasterCard and would like to cancel it. (I also have the Barclaycard Aviator Red, which I'm going to keep.)
Now I also want to get in on the new offers for both the Prestige and the Premier card. I was wondering if there is a particular order to applications/cancellations.
Should I first cancel, then apply for the Prestige, wait 8 days and then apply for the Premier? Or should I first apply for the Prestige, wait 8 days, apply for the Premier, and then cancel the AA card?
Any help would be highly appreciated!
I have a Citi AAdvantage Platinum Select MasterCard and would like to cancel it. (I also have the Barclaycard Aviator Red, which I'm going to keep.)
Now I also want to get in on the new offers for both the Prestige and the Premier card. I was wondering if there is a particular order to applications/cancellations.
Should I first cancel, then apply for the Prestige, wait 8 days and then apply for the Premier? Or should I first apply for the Prestige, wait 8 days, apply for the Premier, and then cancel the AA card?
Any help would be highly appreciated!
Apr 23, 2015, 12:29 pm
#2
Join Date: Nov 2013
Location: DEN
Programs: AA EP SPG Plat Hyatt Diamond IHG Plat Avis 1st Hertz 5* National Exec
Posts: 133
I canceled my AA Executive in early April and applied for a Prestige today and got declined. No sure why, I have perfect credit and the only reason I can think of is they think I'm churning cards.
Apr 23, 2015, 2:47 pm
#3
Join Date: Apr 2005
Location: SAN
Programs: AA Gold, Bonvoy Gold, DL Gold
Posts: 1,197
Apply for the new cards first, if Citi puts your application in pending you can tell them to close your current card to open up the credit limit. Most banks have some form of maximum credit limit they will extend any customer, and if your current card is at or near that max they could deny a new application. Otherwise it doesn't matter.