Last edit by: mia
ALL Citi HHonors application links are now DEAD.
Citi's contract to issue Hilton co-branded cards ends December 31, 2017. Citi will sell most accounts to American Express. The criteria for determining which accounts are eligible to be sold are unpublished. Read Hilton FAQ: http://hiltonhonors3.hilton.com/en/e...-card-faq.html .
Citi's contract to issue Hilton co-branded cards ends December 31, 2017. Citi will sell most accounts to American Express. The criteria for determining which accounts are eligible to be sold are unpublished. Read Hilton FAQ: http://hiltonhonors3.hilton.com/en/e...-card-faq.html .
Citi Hilton Honors VISA (no annual fee version) [Ends Dec 2017]
#1306
The 40k link doesn't seem to have language about same family bonus or 24 month if I'm reading it right. 40k for a hard pull isn't that great, but if no churnable citi aa link shows up soon, I may have to run our churn team through a round of 40k links.
#1307
Join Date: Jan 2014
Posts: 1,269
That's where I'm at. If there's something churnable, I would feel like I'm leaving money on the table if I don't apply. I still prefer AA miles to HH points, but HH points are available here and now, and it's hard to know when the next AA link without the 24 month restriction will appear.
#1308
Join Date: Jan 2014
Posts: 1,269
I tried again. Same result -- was told via chat that $4K is the lowest I can go. I've had lower limits in the past on the same exact card. No big deal. I only pursued it as far as I did out of curiosity.
#1310
Join Date: Jan 2014
Posts: 1,269
#1312
Join Date: Jun 2014
Programs: 747 Upper Deck QF J LAX-BNE; A380 SQ SuiteC+D SYD-SIN & SIN-HKG; 777 CX F HKG-JFK; Park Hyatt Sydney
Posts: 513
I have a few Hilton HHonors Visa Cards. The Visa Golds can have a lower limit than the Visa Signatures.
#1313
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
So if someone only got $5k credit limit, if they can only reduce that to $4k, that's bad news, because they're only free'ing up $1k. But if someone got a $15k limit, they're still able to reduce it to $4k, they're free'ing up $11k, which is pretty significant.
#1314
Join Date: Jan 2014
Posts: 1,269
In that case, you shouldn't worry. What is important is how much credit limit you free up by reducing it, and that's difference between what they initially gave you and what you reduce it to. The actual amount you reduce it to is not as important as the amount by which you reduce it.
So if someone only got $5k credit limit, if they can only reduce that to $4k, that's bad news, because they're only free'ing up $1k. But if someone got a $15k limit, they're still able to reduce it to $4k, they're free'ing up $11k, which is pretty significant.
So if someone only got $5k credit limit, if they can only reduce that to $4k, that's bad news, because they're only free'ing up $1k. But if someone got a $15k limit, they're still able to reduce it to $4k, they're free'ing up $11k, which is pretty significant.
#1316
Join Date: May 2003
Location: CA
Programs: AA Lifetime Gold, HHonors Diamond
Posts: 2,879
#1319
Join Date: Oct 2006
Location: Okinawa
Posts: 2,611
Maybe worth a try. I even escalated my request to a supervisor on the phone after being denied 3 times via SM. A week later I received a letter in the mail saying the same things that the SM said.
#1320
Join Date: Oct 2010
Location: Feeder Band Land (South FL)
Programs: seeking best cc sign-up & spend bonus offers
Posts: 864
a. got 75Kpt mailed invitation few weeks back with no 24mo rule in T&C;
b. applied online, approved Mar22 after calling as requested;
(asked & got cred lim dropped from 30K to 10K)
c. oddly, another 75K mailed invitation arrived several days later;
[don't know if invitation code is same as (a)]
d. got new cc in mail today Mar30 from (a)+(b);
Now wondering, since (c) also has no 24mo rule T&C & >7 days since (b),
can I go for another 75Kpts bonus cc with REASONABLE
expectation of approval???!!! Would expect request to call after
applying online & I'd explain I want to separate personal from business
or investment expenses. Comments sought. Others done this? Thanks!
b. applied online, approved Mar22 after calling as requested;
(asked & got cred lim dropped from 30K to 10K)
c. oddly, another 75K mailed invitation arrived several days later;
[don't know if invitation code is same as (a)]
d. got new cc in mail today Mar30 from (a)+(b);
Now wondering, since (c) also has no 24mo rule T&C & >7 days since (b),
can I go for another 75Kpts bonus cc with REASONABLE
expectation of approval???!!! Would expect request to call after
applying online & I'd explain I want to separate personal from business
or investment expenses. Comments sought. Others done this? Thanks!