Dec 30, 2014, 12:31 pm
Last edit by: mia
ALL Citi HHonors application links are now DEAD.
Citi's contract to issue Hilton co-branded cards ends December 31, 2017. Citi will sell most accounts to American Express. The criteria for determining which accounts are eligible to be sold are unpublished. Read Hilton FAQ: http://hiltonhonors3.hilton.com/en/e...-card-faq.html .
Citi's contract to issue Hilton co-branded cards ends December 31, 2017. Citi will sell most accounts to American Express. The criteria for determining which accounts are eligible to be sold are unpublished. Read Hilton FAQ: http://hiltonhonors3.hilton.com/en/e...-card-faq.html .
Citi Hilton Honors VISA (no annual fee version) [Ends Dec 2017]
Feb 15, 2017, 10:10 am
#1276
Join Date: Mar 2008
Posts: 367
Feb 15, 2017, 11:45 am
#1277
Join Date: Feb 2003
Posts: 8,135
Hilton typically adds the line item a day or two after a new deposit is reflected in your total. Weird, but consistent.
Feb 15, 2017, 12:09 pm
#1278
Join Date: Jul 2016
Posts: 222
Feb 18, 2017, 3:30 pm
#1279
Join Date: Jun 2013
Location: NYC
Programs: Marriott Plat, Hilton Gold, UA Silver
Posts: 2,272
I have the reserve card open and its been over two years. I was going to apply for a new card. Do I need to meet the initial spend for the bonus before I close the old card or do I just need to get approved for the new card before I close the old card? How long do I have to cancel and still get the AF refunded?
Feb 19, 2017, 8:50 am
#1280
Join Date: Jul 2013
Posts: 1,784
I have the reserve card open and its been over two years. I was going to apply for a new card. Do I need to meet the initial spend for the bonus before I close the old card or do I just need to get approved for the new card before I close the old card? How long do I have to cancel and still get the AF refunded?
37 days from when the AF posted to the account.
Mar 1, 2017, 7:26 pm
#1281
Join Date: Feb 2013
Posts: 55
FYI - the Hilton Honors site has a link to a 75k offer. I know there's already one in the wiki but this isn't targeted - https://citicards.citi.com/usc/Hilto...D32D62554644C6
It does have 24 month language, of course.
It does have 24 month language, of course.
Mar 19, 2017, 10:43 am
#1282
Join Date: Jan 2014
Posts: 1,269
Minimum credit limit on Hilton cards?
What is the minimum CL you can have on the Citi HH card? For those who lower their limits on Citi cards regularly, what do you lower this one to? In the past I've lowered it to $2,000, but on my latest card I've asked twice to do that and have been told the minimum I can lower it to is $4,000.
Mar 19, 2017, 12:26 pm
#1283
Join Date: May 2014
Location: SoCal
Posts: 2,164
What is the minimum CL you can have on the Citi HH card? For those who lower their limits on Citi cards regularly, what do you lower this one to? In the past I've lowered it to $2,000, but on my latest card I've asked twice to do that and have been told the minimum I can lower it to is $4,000.
Mar 19, 2017, 2:17 pm
#1284
Join Date: Oct 2011
Posts: 4,166
What is the minimum CL you can have on the Citi HH card? For those who lower their limits on Citi cards regularly, what do you lower this one to? In the past I've lowered it to $2,000, but on my latest card I've asked twice to do that and have been told the minimum I can lower it to is $4,000.
Mar 19, 2017, 6:07 pm
#1285
Join Date: Jan 2014
Posts: 1,269
Mar 19, 2017, 11:06 pm
#1286
Join Date: Oct 2011
Posts: 4,166
Depends on the initial CL. Usually the cash line is a percentage of your CL. So on a high CL card your cash line should be higher which would prevent the CL being lowered below that higher cash line. I always do the chat to lower the cash line and then the next day I lower the CL. Too many times I've tried first lowering the CL and it wouldn't work and then I'd have to then lower cash line anyways.
Mar 20, 2017, 6:51 am
#1287
Join Date: Jan 2014
Posts: 1,269
Depends on the initial CL. Usually the cash line is a percentage of your CL. So on a high CL card your cash line should be higher which would prevent the CL being lowered below that higher cash line. I always do the chat to lower the cash line and then the next day I lower the CL. Too many times I've tried first lowering the CL and it wouldn't work and then I'd have to then lower cash line anyways.
The SM exchange was sort of funny. I sent an SM saying, "Hello, please lower my cash advance limit on my account ending in xxxx to the minimum level allowed. Thank you."
I think the lack of specificity in my request threw off the form language in their auto-response. They responded with:
Dear Valued Customer,
We appreciate the opportunity to assist you.
We are unable to decrease the cash advance limit on your account to the
amount you requested because the minimum cash advance limit for this
account is (variable = minimum credit limit). You may decrease your
cash advance limit to (4000 = minimum credit limit). If you do so, we
will not be able to reinstate your cash advance limit.
If you are interested in lowering your cash advance limit, please
contact us.
We appreciate the opportunity to assist you.
We are unable to decrease the cash advance limit on your account to the
amount you requested because the minimum cash advance limit for this
account is (variable = minimum credit limit). You may decrease your
cash advance limit to (4000 = minimum credit limit). If you do so, we
will not be able to reinstate your cash advance limit.
If you are interested in lowering your cash advance limit, please
contact us.
Last edited by LWT3; Mar 20, 2017 at 7:58 am
Mar 20, 2017, 6:18 pm
#1289
Join Date: Jan 2014
Posts: 1,269
This is annoying. My cash advance limit is now zero, but Citi insists that they can't lower the credit limit below $4,000. I replied asking that they double-check. They insist that isn't possible.
Dear LWT3
We are showing your credit limit is at the lowest possible on this card,
we are unable to lower it from $4000 to $2000.00.
My reply: Please double-check that. My cash advance limit is now zero. That should allow you to lower the credit limit below $4,000. My friend was able to reduce his limit to $2,000 as of a week ago.
Dear LWT3:
We appreciate your inquiry and regret any inconvenience you may have
experienced.
We are unable to process your request as the minimum credit limit for a
Hilton Signature Visa account is $4,000.00. Your cash advance line is
at $0.00 which is a minimum for your account.
Dear LWT3
We are showing your credit limit is at the lowest possible on this card,
we are unable to lower it from $4000 to $2000.00.
My reply: Please double-check that. My cash advance limit is now zero. That should allow you to lower the credit limit below $4,000. My friend was able to reduce his limit to $2,000 as of a week ago.
Dear LWT3:
We appreciate your inquiry and regret any inconvenience you may have
experienced.
We are unable to process your request as the minimum credit limit for a
Hilton Signature Visa account is $4,000.00. Your cash advance line is
at $0.00 which is a minimum for your account.