Last edit by: mia
ALL Citi HHonors application links are now DEAD.
Citi's contract to issue Hilton co-branded cards ends December 31, 2017. Citi will sell most accounts to American Express. The criteria for determining which accounts are eligible to be sold are unpublished. Read Hilton FAQ: http://hiltonhonors3.hilton.com/en/e...-card-faq.html .
Citi's contract to issue Hilton co-branded cards ends December 31, 2017. Citi will sell most accounts to American Express. The criteria for determining which accounts are eligible to be sold are unpublished. Read Hilton FAQ: http://hiltonhonors3.hilton.com/en/e...-card-faq.html .
Citi Hilton Honors VISA (no annual fee version) [Ends Dec 2017]
#1216
Join Date: Mar 2007
Location: SJC/SFO
Programs: WN A+ CP, UA 1MM/*A Gold, Mar LT Tit, IHG Plat, HH Dia
Posts: 6,282
Why not ask your wife if she would prefer to pay for the rooms out of her own money instead of using your points from "so many cards".
It sounds like she isn't getting these cards herself. If I was you, I'd also ask if she wants to come along on my next trip. If so, she needs to either do her own churning, or let you do it for her.
It sounds like she isn't getting these cards herself. If I was you, I'd also ask if she wants to come along on my next trip. If so, she needs to either do her own churning, or let you do it for her.
#1217
Join Date: Feb 2009
Posts: 6,575
She gets it but differs with me on the ROI. She finds the activity associated with churning (apps, managing a dozen or open accounts, choosing the right card each transaction, calling in for retention offers) too much hassle. She's comfortable with 1-2 new cards per year. I don't mind too much; by never breaking 4/24 she can be our designated Chase churner!
My dad doesn't travel but lets me get cards in his name so I basically play this game for three people.
My wife uses INK or SPG for all her purchases.
#1218
Join Date: Jul 2013
Posts: 1,784
She gets it but differs with me on the ROI. She finds the activity associated with churning (apps, managing a dozen or open accounts, choosing the right card each transaction, calling in for retention offers) too much hassle. She's comfortable with 1-2 new cards per year. I don't mind too much; by never breaking 4/24 she can be our designated Chase churner!
#1219
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,927
I take it you either have no interest in United miles or have enough accumulated to last you a number of years? I know of no good way to get United miles from credit cards other than through Chase.
#1220
Join Date: Mar 2015
Posts: 333
I learned a hard lesson. After the new 24 month rule I re-calibrated my application strategy and stopped canceling cards (I have had several HH cards). I was going to go for a Hilton Reserve card in January (24 months since my last application). Makes sense right?
Well last week I got a letter from Citi saying they cancelled my oldest HH card (several years old) due to inactivity (2 years). So there goes my 24 month clock and a good card for credit score aging.
It seems Citi is also now cracking down on dormant accounts. Use your cards!
I am not complaining too much given all that Citi has and is doing for me. Just another lesson that I thought I would pass along.
Well last week I got a letter from Citi saying they cancelled my oldest HH card (several years old) due to inactivity (2 years). So there goes my 24 month clock and a good card for credit score aging.
It seems Citi is also now cracking down on dormant accounts. Use your cards!
I am not complaining too much given all that Citi has and is doing for me. Just another lesson that I thought I would pass along.
#1221
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,927
I learned a hard lesson. After the new 24 month rule I re-calibrated my application strategy and stopped canceling cards (I have had several HH cards). I was going to go for a Hilton Reserve card in January (24 months since my last application). Makes sense right?
Well last week I got a letter from Citi saying they cancelled my oldest HH card (several years old) due to inactivity (2 years). So there goes my 24 month clock and a good card for credit score aging.
It seems Citi is also now cracking down on dormant accounts. Use your cards!
I am not complaining too much given all that Citi has and is doing for me. Just another lesson that I thought I would pass along.
Well last week I got a letter from Citi saying they cancelled my oldest HH card (several years old) due to inactivity (2 years). So there goes my 24 month clock and a good card for credit score aging.
It seems Citi is also now cracking down on dormant accounts. Use your cards!
I am not complaining too much given all that Citi has and is doing for me. Just another lesson that I thought I would pass along.
The general advice (across all banks) to avoid this has always been to use a "sockdrawered" card at least once a year.
#1222
Join Date: Feb 2009
Posts: 6,575
I learned a hard lesson. After the new 24 month rule I re-calibrated my application strategy and stopped canceling cards (I have had several HH cards). I was going to go for a Hilton Reserve card in January (24 months since my last application). Makes sense right?
Well last week I got a letter from Citi saying they cancelled my oldest HH card (several years old) due to inactivity (2 years). So there goes my 24 month clock and a good card for credit score aging.
It seems Citi is also now cracking down on dormant accounts. Use your cards!
I am not complaining too much given all that Citi has and is doing for me. Just another lesson that I thought I would pass along.
Well last week I got a letter from Citi saying they cancelled my oldest HH card (several years old) due to inactivity (2 years). So there goes my 24 month clock and a good card for credit score aging.
It seems Citi is also now cracking down on dormant accounts. Use your cards!
I am not complaining too much given all that Citi has and is doing for me. Just another lesson that I thought I would pass along.
I cancelled all of my Citi Hilton cards after my last Hilton Visa app except my oldest HH Visa but before that I always used them at least once every few months.
There is a 40K Hilton Visa link in the wiki without the 24 month language that you could apply for today
#1223
Join Date: Aug 2004
Posts: 264
If I understand this right, I can only apply for 1 citi hilton card every 24 months, after opening or closing any citi hilton card. So if I choose the hilton reserve card, I'd have to close that and wait 24 months to get the regular citi hilton?
#1226
Join Date: Oct 2011
Posts: 4,166
As long as there's no 24 month language and you follow the 8/65 Citi rule you're good to go. Also might be best to lower credit lines to help with an instant approval.
#1227
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,927
In fact, no close needed at all. The other option (if ignoring no-language links) is to keep the Reserve open indefinitely (keeping HH Gold status from it), then apply for the regular Citi Hilton every two years (closing the previous one as soon as you're approve for the next one).
But why do you want to get the Reserve? Is it for the free weekend night certs, or the Gold status? The Gold status you can also get from the Amex Surpass (for a slightly lower annual fee), and that's from another bank, so wouldn't upset your Citi clock.
#1229
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,927
Also, did you ask them when it's supposed to post? Maybe it just takes longer than you think?
Yes, since it's a feature of the card, definitely start with Citi.
You'd only want to bother Hilton if Citi says (on your statement) they sent 10k points but days later it didn't show up at Hilton.
Last edited by sdsearch; Jan 14, 2017 at 8:02 am