Originally Posted by epaairnow
(Post 26675159)
What is the exact stipulation? My daughter relieved several mailers every six weeks or so and haven't seen this spelled out. Just curious.
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Originally Posted by AugustWest
(Post 26675193)
In the fine print: "If you are an existing Citi/Aadvantage cardmember, you are not eligible for this offer."
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Originally Posted by AugustWest
(Post 26675193)
In the fine print: "If you are an existing Citi/Aadvantage cardmember, you are not eligible for this offer."
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Originally Posted by carlitos
(Post 26675298)
Interesting. If I only have the Citi AA Business open, does that count as an existing Citi AAdvantage cardmember? I even have it on a different profile to the personal cards. If it does, will just wait a couple of days for the Citi Business bonus on closing day to cancel and use one of the mailers I have for the personal plat.
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Originally Posted by epaairnow
(Post 26675531)
Is that the end of the sentence or does it end with 'on your existing account'. Most of my mailers have your above sentence but includes the last four words of : on your existing account, so just want to make sure of any potential differences
At any rate, the last 4 words do ring a bell. |
Originally Posted by AugustWest
(Post 26675787)
Wait, you just claimed to not see any language in your mailer and now you are quoting language from your mailer?
At any rate, the last 4 words do ring a bell. |
Originally Posted by epaairnow
(Post 26675825)
I meant no 18/24 language. All my mailers have this 'not on existing account', I was just seeing if yours was something new in the Citi mix.
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Originally Posted by epaairnow
(Post 26675825)
I meant no 18/24 language. All my mailers have this 'not on existing account', I was just seeing if yours was something new in the Citi mix.
From my experience with that language you simply cannot have any personal AA account open. I have not played with exactly how long after closing you can re-apply, but it is at most a couple days. Of course 8/65 also applies as always. |
Originally Posted by AugustWest
(Post 26676000)
Got it;)
From my experience with that language you simply cannot have any personal AA account open. I have not played with exactly how long after closing you can re-apply, but it is at most a couple days. Of course 8/65 also applies as always. Out of curiosity, doesn't that kill your AAoA on your credit report? |
Originally Posted by opus2002
(Post 26674867)
If I downgrade from a Citi AA Platinum Select to Citi AA Gold, does that re-set the 24-month clock?
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Originally Posted by opus2002
(Post 26674867)
If I downgrade from a Citi AA Platinum Select to Citi AA Gold, does that re-set the 24-month clock?
Of course, that assumes you didn't have another Citi AA Gold in the past 24 months. |
Took a gamble with the 24-month clock on my wife's account and got her approved using link 25 and I had her ask how much did she have to spend before getting the bonus to verify that the card was going to come with the bonus, which CS said spend $3k to get 50k.
She had opened a Platinum World on 10/6/14. She would have been converted to WE approximately 3 months later. The account was closed on 12/3/15 (Citi would not waive the yearly fee). So the 24-month clock appears not to be a hard set rule, but I will re-post in 10 days if the cards comes with no bonus language. It may be because of the W-WE conversion occurred before February, 2016 or possibly because the application included an above average income amount, but more experimentation may need to be done. |
Originally Posted by BringBackTWA
(Post 26676060)
So to confirm, you've never re-applied while having any previous personal AA card open?
Out of curiosity, doesn't that kill your AAoA on your credit report? As for the second question, as I am sure many here can attest in their own cases, my credit score has only gotten better since I started playing this game. I am unsure exactly how AAoA is calculated but I also have some really old accounts that I will never close. Whatever effect a poorish AAoA has is obviously outweighed by other factors--my guess is that an extremely low utilization is one of those. There must be a more general discussion of all of this somewhere on FT. |
Originally Posted by BringBackTWA
(Post 26676060)
Out of curiosity, doesn't that kill your AAoA on your credit report?
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Data point . DW and My 4/4 cards converted last night . Wonder if it has anything to do with prepaying , spending approx $2 K on each, or the clock ?
In any event looking for a targeted mailer to use to apply for her card . |
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