Citi AA Platinum, Gold and Business cards.

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Old Aug 20, 16, 12:52 am   -   Wikipost
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Last edit by: beltway
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This wiki is no longer being maintained/updated.

See the new thread & wiki at http://www.flyertalk.com/forum/citi-...24-months.html.

* * *


Please read this wiki before posting questions in the thread.

Citi's application policy changed again on August 11, 2016.

All public American Airline card links (business and personal)
now have language limiting bonuses to 24 months from last opening or closing
of a card of the same general type (personal or business). See FAQ #1 below.

Click HERE (2015) and HERE (2013/14) to review previous threads on this topic.

For information on the Executive version of this card, see: Citi Executive AA thread

Recommended application procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer.


Top Personal Card Offers (currently 50K)

For the sake of continuity, please do not renumber items in this list. Links are listed in chronological order (newest ones last).

Note: application pages for all offers in this section contain the following (or substantially similar) language:
American Airlines AAdvantage bonus miles are not available if you have had any Citi / AAdvantage card (other than a CitiBusiness/AAdvantage card) opened or closed in the past 24 months.
Prior to August 11, 2016, the standard language was less restrictive:
American Airlines AAdvantage bonus miles are not available if you have had a Citi / AAdvantage Platinum Select MasterCard opened or closed in the past 24 months.
23) Landing page for personal Platinum Select World MC offer for 50K miles after $3000 spend in 3 months, $95 fee waived first year; application page. (Source: miles6.citicards.com) Landing page contains the older, less-restrictive language; app page shows new language, which controls.

24) Landing page for personal Platinum Select World MC offer for 50K miles after $3000 spend in 3 months, $95 fee waived first year; application page. Landing page contains the older, less-restrictive language; app page shows new language, which controls.

25) Landing page for personal Platinum Select World MC offer for 50K miles after $3000 spend in 3 months, $95 fee waived first year; application page. (Source: away3.citicards.com) Expired July 31, 2016.


Top Business Card Offers (currently 50K)

For the sake of continuity, please do not renumber items in this list. Links are listed in chronological order (newest ones last).

Note that all offers in this section contain language stating that
This card is not available if the business already has a CitiBusiness/AAdvantage Platinum Select World MasterCard account. Bonus miles and any additional special offer not available if you have had any CitiBusiness/AAdvantage account opened or closed in the past 24 months.
Prior to August 11, 2016, the standard language read as follows:
Bonus miles not available if you have had a CitiBusiness/AAdvantage Platinum Select World MasterCard opened or closed in the past 24 months.
K) Landing page for business Platinum Select World MC offer for 50K miles after $3000 spend in 3 months, $95 fee waived first year. Current application page; original application page. Landing page contains the older, less-restrictive language; app pages show new language, which controls.

L) Landing page for business Platinum Select World MC offer for 50K miles after $3000 spend in 3 months, $95 fee waived first year; application page. Expired July 31, 2016.

Other personal cards

Landing page for Citi Gold Mastercard offer for 25,000 miles after $750 spend in 3 months. $50 annual fee, waived first year; current application page.
  • Note: offer terms now state that
    American Airlines AAdvantage bonus miles are not available if you have had any Citi / AAdvantage card (other than a CitiBusiness/AAdvantage card) opened or closed in the past 24 months.
    Prior to August 11, 2016, the standard language was less restrictive:
    American Airlines AAdvantage bonus miles not available if you have had a Citi/AAdvantage Gold MasterCard opened or closed in the past 24 months.
Landing page for Citi Platinum Select World Mastercard. 40,000 miles after $1000 spend in 3 months, $95 annual fee waived first year; application page. (Source: miles7.citicards.com) (Do not use this link unless you expect to have problems meeting the higher spend requirement for the 50K offers.)
  • Note: Application page states that "American Airlines AAdvantage bonus miles are not available if you have had any Citi / AAdvantage card (other than a CitiBusiness/AAdvantage card) opened or closed in the past 24 months." Landing page still has older, less-restrictive language.

Landing page for Citi Platinum Select World Mastercard. 30,000 miles after $1000 spend in 3 months, $95 annual fee waived first year; application page. (Do not use this link unless you expect to have problems meeting the higher spend requirement for the 50K offers.)
  • Note: Application page states that "American Airlines AAdvantage bonus miles are not available if you have had any Citi / AAdvantage card (other than a CitiBusiness/AAdvantage card) opened or closed in the past 24 months."
This offer is included for reference, but at present has no benefits over other offers above.

Application page for Citi Platinum Select World Mastercard, 30,000 miles after $1000 spend in 3 months, $100 in AA statement credits within first year, $95 annual fee waived first year. (Do not use this link unless you value $100 off of AA purchases within 12 months more than 20,000 miles, or expect to have problems meeting the higher spend requirements for the 50k offers.)
  • Note: Application page states that "Statement Credit and American Airlines AAdvantage® bonus miles are not available if you have had any Citi / AAdvantage card (other than a CitiBusiness/AAdvantage card) opened or closed in the past 24 months."


Other business cards

None at present.


Citibank Contacts/Resources (Please add others that you know of)
  • Application status: https://www.accountonline.com/cards/...?screenID=3187
  • (800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
  • (800) 763-9795 – General Personal Application Inquiries with live rep
  • (800) 645-7240 – Business Application Status and Reconsideration Line; press 1 for English and then follow prompts
  • (800) 288-4653 – Business Application Status and Reconsideration Line; press 1 for English and then follow prompts
  • (866) 606-2787 – General Application and Account Questions with live rep
  • (888) 201-4523 – Application status
  • (866) 606-2961 – Reconsideration Line.
  • Twitter : @AskCiti. Very powerful tool.
  • Executive Office - useful for getting a more empowered agent for reconsideration purposes: CitiBank Executive Review Department, P.O. Box 6000, Sioux Falls, SD 57117

FAQ

The FAQs below will almost certainly answer questions you have about Citi AA Platinum and Gold cards. Do not post in the thread "just to double-check if the wiki is correct"; the wiki is here to avoid having people ask the same questions endlessly. If you have a specific reason to doubt--something a Citi CSR told you, or something you read from a trustworthy blogger--then feel free to ask for clarification. (And no, you should not ask if this paragraph is correct--ever.)
  1. Are these AA cards churnable?
  2. Is there any way around the 24-month restriction?
  3. What are the most current time-restriction rules in applying for all Citi cards?
  4. Do I need to close existing cards before applying?
  5. When should I close existing Citi accounts?
  6. Can I apply for a business card if I don’t have a business?
  7. Can I buy Visa gift cards to meet my minimum spend?
  8. Do I have to use my own AAdvantage number on applications?
  9. There is nothing on the application page stating the bonus miles. How do I know what the associated offer is?
  10. After approval, how can I a) confirm the amount of the bonus I can earn and b) determine the deadline for completing the required spend?
  11. When will my bonus miles post?
  12. Do I get 10% back when redeeming miles for awards?
  13. Can I cancel a card using secure messaging?
  14. Which credit bureau does Citi pull and can I force them to use a different one?
  15. When is the 60K (75K, 100K, etc.) offer going to come back?
  16. Is my card World (W) or World Elite (WE)?
  17. Why and when does Citi convert cards to World Elite? Can I do anything to trigger the conversion?
  18. What's the difference between World and World Elite cards?

1. Are these AA cards churnable?
Yes and no. The general rules are:
  • Personal AA cards: As of August 11, 2016, all offers require you to wait 24 months from the date of opening or closing any other personal Citi/AAdvantage account, regardless of type (AmEx, Visa, MC) or category (Gold, Platinum, Executive). Thus,
    • opening or closing a personal Platinum MC will normally require you to wait another 24 months before being eligible for a signup bonus on any personal Citi/AAdvantage card
    • opening or closing a personal Gold MC will normally require you to wait another 24 months before being eligible for a signup bonus on any personal Citi/AAdvantage card
    • opening or closing a personal Platinum MC will not affect your eligibility to apply for (& earn a bonus on) a new Gold MC, and vice versa
    • closing a Citi AA Visa or Amex (legacy cards which are no longer issued) will not affect your eligibility to apply for/earn a bonus on any Citi AA MC

    Note that in the past, downgrading to a different card (aka a "product change" or PC) counted as closing the AA card. This includes downgrades from AA Platinum to Gold as well as downgrades to non-AA cards.

    The "any personal card" restriction imposed in August 2016 is a notable change from the prior policy, which treated different card types (e.g., Platinum & Gold) separately, with a separate 24-month clock for each. In addition, several FT reports since February 2016 confirm that Citi has closed the loophole involving cards converted from World to World Elite.

    Opening, closing, or having a personal card will not by itself affect your ability to open a business card/earn the signup bonus, and vice versa. (But see FAQ #4 below for reasons to reduce your credit line prior to closing an account.)

    If you violate the 24-month rule, Citi may still issue you the card but you will not get the bonus.

  • Business AA cards: As of April 22, 2016, all known business card offers contain a 24-month restriction, as noted above.

    Note that beginning in late 2014, new Citi AA business card offers began including the explicit requirement that the applicant not be an existing AA business cardholder. However, this does not appear to have any practical effect.

    Opening, closing, or having a business card will not by itself affect your ability to open a personal card/earn the signup bonus, and vice versa. (But see FAQ #4 below for reasons to reduce your credit line prior to closing an account.)

    When closing a business card, be sure to completely cancel the full account; send an SM or call and request that the account, ending in XXXX and the associated cards, ending in YYYY (etc.) be closed, including the master account. (The master account is the actual line of credit, while the cards are the individual cards associated with each employee of the business.) To find the master account number, go to your online account and select the card you want to close. In the bottom left corner there is a dropdown box next to "Cardholder:" that has the master account and any card accounts listed.


2.Is there any way around the 24-month restriction?
Yes. A targeted offer with a unique invitation code may offer a loophole. Numerous FTers received physical mailers in late 2015 & the first half of 2016 for which the T&C did not contain the 24-month restriction language.

The T&C for these offers will typically say instead that they are "applicable only to new accounts." This is nothing to worry about; all it means is that Citi won't retroactively match you to the offer on an account you already have; it doesn't disqualify someone who has a Citi AA card or has ever had one.

Other noteworthy aspects:
  • In order to access the application page, you must have both the 9-digit invitation code and the surname of the offer recipient.
  • After you authenticate the offer code and are redirected to the application page, you may enter a completely different applicant name and address.
  • Each offer may be used multiple times--perhaps without any limit.
  • Offers expire exactly two months after the nominal expiration shown on the mailer. For example, an offer with a stated May 15 expiration will be fully valid through July 14.


3. What are the most current time-restriction rules in applying for all Citi cards?
  • No more than 2 Citi applications of any kind in 60 days (65 days to be safe).

Citi has been known to miscount in some cases. As a result, it is inadvisable to apply again exactly on day 60 or 90--thus the advice to wait 65 days.

For purposes of these rules,
  • count all Citi applications, including denials and/or applications for non-AA cards.
  • the only day that matters is the application date (not approval date, not activation date).
  • count all calendar days, not just business days.

If you get denied for violating any of these rules, you will probably have to wait the full time period (60+ days before trying again. Use this calculator to establish your dates: http://www.timeanddate.com/date/dateadd.html

In addition, FT lore has evolved into soft guidance that you apply for no more than one Citi card (of any kind) in any 8-day period. This is merely prudential guidance, not clearly established Citi policy; there are examples of people applying for two cards in a single day and being approved for the second. However, multiple Citi applications in a short time frame do appear, at least anecdotally, to increase the odds of the second application being denied. (You may see FTers refer to "the 8/65 rule," which refers to this soft guidance plus the strict 60-day rule noted above.)

An example of the guidance above applied in combination:
Day 1 Apply for 50K HHonors - Starts 60-day and 24-month clocks. No apps of any kind recommended for 8 days.
Day 9 Apply for 50K AA Personal Plat MC - Starts 24-month clock for personal Plat MC & resets 60-day clock.
Day 70 Apply for 50K AA Business - Starts 24-month clock for biz card apps & resets 60-day clock. No apps of any kind recommended for 8 days.
Day 160 - Close CitiBusiness card after earning bonus.
Day 9 plus 24 months Apply for 50K AA personal plat MC - As long as you have not closed the Day 9 card in the previous 24 months (as that would have reset the 24-month personal card clock).
Day 160 plus 24 months - Apply for 50K AA Business
Not sure what day you applied? The date is written year, month, day in the application number: 201412150000 means you applied on December 15, 2014.


4. Do I need to close existing cards before applying?
There is no requirement that you close previous personal accounts. In fact, with the new applications that include 24-month language, closing accounts will increase the time between applications. People have reported having 5 or more of the exact same card. However, you must close an open Business account (which resets the 24-month clock) before applying for a new one. See above.


5. When should I close existing Citi accounts?
Citi cards can be closed immediately after receiving a bonus and paying off the balance. There are no verifiable reports of Citi clawing back miles except in cases where charges forming part of the required bonus spend are later reversed (for merchandise return, etc.).

Reasons to keep accounts open:
  • Having large credit lines improves your utilization percentage.
  • Maintaining old cards improves average age of cards.
  • Credit lines can be moved from old cards to new cards.
  • Anecdotal evidence suggests that Citi counts the credit lines of recently-closed accounts for 3-6 months against your total available credit. You can call/SM to reduce credit lines instead or prior to closing to free CL more quickly.
  • You can receive retention offers once every 6 months per card. See this thread for details on the latest retention offers.
  • Closing cards now resets the clock for future applications for the same type and category of card.

Reasons to close accounts:
  • Having a large amount of available credit with Citi will eventually reduce your chances of instant approval. You may end up with 1K/2K credit lines, especially on Business cards. You can also SM and request that your CL be reduced.
  • There is little incentive to pay an annual fee if it is not waived.
  • The annual fee on cards is rarely waived.
  • Having a large number of open Citi cards will show up on your credit report and may affect non-Citi applications as well as the overall age of your accounts.
  • Closing multiple accounts of the same type and category simultaneously resets the clock only once. Doing so so when opening a new account (or shortly thereafter) likewise minimizes the wait for future churn eligibility.


6. Can I apply for a business card if I don’t have a business?
Anyone can apply for a business card. You do not need a registered business with an EIN. If you do not have a business with an EIN or with bills/accounts in the business name, you can apply using your name as the business. The three possibilities are that: 1. You could be approved unconditionally, 2. You could be asked to fax a couple of bills or accounts (water, electricity, gas, cable, or phone bills, bank accounts, etc.) in the name of the business to Citi, or 3. You could be required to fill out and send a 4506-T tax form. Whatever you do do not make up income etc. about the business. Plenty of people have been issued cards for businesses with $0 annual revenue, 1-5 employees, and 0 years in business.


7. Can I buy Visa gift cards to meet my minimum spend?
Purchases from banks are almost always coded as a cash advance regardless of what they are for. Purchases from stores, e.g. CVS, are almost always coded as a purchase.

If you are concerned about it, it’s recommended to send a secure message Citi and have them set your Cash Advance limit to zero. Phone CSRs often say they cannot do this.


8. Do I have to use my own AAdvantage number on applications?
Yes. The name on the card application must match the name on the AAdvantage account. You cannot apply for multiple cards for different people and use the same AAdvantage account number.


9. There is nothing on the application page stating the bonus miles. How do I know what the associated offer is?
You need to have faith in the readers of this thread if you want to maximize your miles. FTers constantly apply for these cards and report back to confirm bonus amounts. If you don't feel like trusting in the experiences of others, then apply for an offer with a landing page.


10. After approval, how can I a) confirm the amount of the bonus I can earn and b) determine the deadline for completing the required spend?
For personal and business cards, you can always send Citi a secure message through your online account to confirm your bonus amount and deadline. (You must first activate the card and set up online access, either by creating an online account or by linking your new card to your existing online account. Unlike some other banks, Citi does not automatically add your new card to your existing online account.)

In addition, for personal cards only (and perhaps only for online applications), there are two additional indicators:
  1. The approval letter for a personal card will confirm the amount of the bonus for which you are eligible, but not the spend deadline. (As noted in FAQ #1 above, Citi may approve you for a personal card even if you do not qualify for a bonus. No bonus language in the letter means no bonus.) Approval letters for business cards do not confirm the bonus.
  2. Your online account for a personal card also provides information on eligible bonus and spend deadline. Log into your Citi account and select the applicable card. On the Account Details page you'll see a "My Miles Summary" link; click that link, scroll down, and you will see a pie-chart graphic showing the spend deadline and your progress as of your last statement. (Charges made since your last statement are not included in this total.)

11. When will my bonus miles post?
Roughly 2-3 days after the date of the statement containing the charge that takes you across the spend threshold.


12. Do I get 10% back when redeeming miles for awards?
It depends. First, the rebate program (which began in April 2012) applies only to holders of these cards:
  • Citi Platinum Select AAdvantage Visa Signature
  • Citi Platinum Select AAdvantage World MasterCard
  • Citi Platinum Select AAdvantage World Elite MasterCard
  • Citi Select AAdvantage American Express
It does not apply to the Citi Gold World MasterCard, Citi Executive products, or some of the Citi Business cards.

Also, the maximum rebate for any cardholder in a single calendar year is 10,000 miles. Having more than one qualifying Citi AA card will not allow you to receive a larger rebate; the restriction applies per AAdvantage account.

For more on the 10% rebate benefit, see AAdvantage Citi / Barclays 10% miles / mileage rebate (consolidated).


13. Can I cancel a card using secure messaging?
Yes, assuming you have set up the credit card in your Citi account. Quick and easy.


14. Which credit bureau does Citi pull and can I force them to use a different one?
Citi appears to use Experian most frequently, followed by Equifax. For some people they pull both. It depends on where you are located. You can check the Credit Boards database to see where card issuers have pulled recently.

For the most part, freezing Experian, or another bureau, will not cause Citi to pull a different bureau. They will almost certainly require you to unfreeze the bureau they wish to pull or deny your application. Some people have been successful providing the PIN but others have not. Mostly, freezing a credit bureau in an attempt to force Citi to pull a different one seems to waste time, money, and effort for little result. But YMMV.

For one person's experiences with various card issuers, check here.


15. When is the 60K (75K, 100K, etc.) offer going to come back?
Nobody knows except Citi & they don't announce these things in advance. If we knew, we'd be talking about it non-stop. Please don't ask about it periodically in the thread.

If you want to make yourself useful, you can easily look for new offers by testing the URLs
  • away*.citicards.com
  • fly*.citicards.com
  • travel*.citicards.com
  • miles*.citicards.com
  • go*.citicards.com
  • aadvantagecards*.citicards.com
where * is any digit in the range 1-9.

16. Is my card World (W) or World Elite (WE)?
It was once useful to know if your card is World (W) or World Elite (WE) because of a loophole that previously allowed applicants to open new accounts and earn signup bonuses less than 24 months since the last open/close of the same card type. That loophole has been closed. (See FAQ 1, "Important exception" for more information.)
Physical card
  • If your card is W the back of the card will say "World" and have a red and yellow MasterCard logo.
  • If your card is WE the back of the card will say "World Elite" and have a silver MasterCard logo.
Online account
  • If your card has been converted, the summary for that card (on the home Accounts page) will include, at the bottom, a line with a green flag and the legend "We've mailed your new Citi card. After it arrives, activate it for use. Learn more | Activate"

In the alternative,
  • Log into your online account.
  • Select "Account Management"
  • Select "Profile & Settings"
  • Select "Set Default Credit Card"
Platinum
  • If the card is listed as "Citi® / AAdvantage® Platinum Select® World MasterCard®" it is W.
  • If the card is listed as "Citi® / AAdvantage® Platinum Select®" it is WE.
Gold
  • If the card is listed as "Citi® / AAdvantage® Gold World MasterCard®" it is W.
  • If the card is listed as "Citi® / AAdvantage® Gold" it is WE.

17. Why and when does Citi convert cards to World Elite? Can I do anything to trigger the conversion?
Citi appears to convert recently opened World MCs to World Elite en masse at periodic intervals once every few months. For most new cardholders, this will occur in the second or third full billing cycle; for holders of legacy Citi AA VISA or Amex cards, the conversion may occur at any time.

There is nothing you can do as a cardholder to trigger the conversion.


18. What's the difference between World and World Elite cards?
See the wiki at Difference in MasterCard World and World Elite?.
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Closed Thread

Old Mar 21, 16, 10:16 am
  #1486  
 
Join Date: Oct 2014
Programs: All of them
Posts: 955
DATA POINT:

Applied a few weeks ago for the Business card. I've had one from October 2014 until September 2015, that's closed now.

Got pending message and app id, called in and they said they couldn't approve it but couldn't give me a reason. Got the letter with the "too many accounts" as reason for decline.

I called in to ask how 3 low limit CC accounts is too many, and they brought up that they see my cancelled card from 9 months ago and that played in to the consideration. It looks like they now keep much closer track of all activity.
littlewinglet is offline  
Old Mar 21, 16, 3:48 pm
  #1487  
 
Join Date: Oct 2011
Posts: 4,166
A friend of mine sent me his invitation code for a 50k offer.

I know people with 60k invitation codes are working, but has anyone who has received a 50k targeted mailer received the points if you've had a card opened/closed within 18 months? No mention of this in the wiki and I've been following this thread for the past week or so.
Superorb is offline  
Old Mar 21, 16, 3:53 pm
  #1488  
 
Join Date: Apr 2014
Location: ORD
Programs: AAdvantage, UA, Avios
Posts: 631
Originally Posted by littlewinglet View Post
DATA POINT:

Applied a few weeks ago for the Business card. I've had one from October 2014 until September 2015, that's closed now.

Got pending message and app id, called in and they said they couldn't approve it but couldn't give me a reason. Got the letter with the "too many accounts" as reason for decline.

I called in to ask how 3 low limit CC accounts is too many, and they brought up that they see my cancelled card from 9 months ago and that played in to the consideration. It looks like they now keep much closer track of all activity.
Make sure that your Master Account is closed, not just the credit card. It's in the wiki. If that is already done, you may be one of the people cannot churn these cards. I just got a business card a bit ago after having one or two in the past so the rules have not changed as far as I can tell.
starbuk is offline  
Old Mar 21, 16, 4:36 pm
  #1489  
 
Join Date: Nov 2010
Programs: AA LT Plat
Posts: 3,621
Since the wiki is running low on working landing pages for 50K personal cards, here are a few new ones. I find it hard to edit the wiki without making mistakes, but I know others are keeping it in good shape, so I offer these for the wiki:

Landing page: https://creditcards.citicards.com/us...omocode=miles6
app page: https://www.citicards.com/cards/cred...B=A&uc=ER9&t=t

Landing page: https://creditcards.citicards.com/us...mocode=travel5
app page: https://www.citicards.com/cards/cred...B=A&uc=EP7&t=t

Landing page: https://creditcards.citicards.com/us...mocode=travel6
app page: https://www.citicards.com/cards/cred...B=A&uc=EPG&t=t
SeeBuyFly is offline  
Old Mar 21, 16, 5:28 pm
  #1490  
 
Join Date: Jan 2015
Posts: 59
Good luck to everyone playing Citi AA russian roulette. I got the actual card today in the mail from what should have been a safe prequalified "other cards" offer and the flyer the card is attached to is clearly printed with: Our records show that you are not eligible for the bonus offer based on a recent opening or closure of your Citi / AAdvantage Platinum Select card. And the credit analyst who approved me even stated the bonus offer to me that I signed up for when I applied. I applied on March 12. Last WE conversion was in December or January. I'm going to let Citi rest for awhile.
jdbcc is offline  
Old Mar 21, 16, 5:50 pm
  #1491  
 
Join Date: Feb 2016
Location: New York
Programs: Navy A-4 Skyhawk, B727 FE/FO, S80 FO, B757/767 FO, B737 CA
Posts: 797
Originally Posted by SeeBuyFly View Post
Since the wiki is running low on working landing pages for 50K personal cards, here are a few new ones. I find it hard to edit the wiki without making mistakes, but I know others are keeping it in good shape, so I offer these for the wiki:

Landing page: https://creditcards.citicards.com/us...omocode=miles6
app page: https://www.citicards.com/cards/cred...B=A&uc=ER9&t=t

Landing page: https://creditcards.citicards.com/us...mocode=travel5
app page: https://www.citicards.com/cards/cred...B=A&uc=EP7&t=t

Landing page: https://creditcards.citicards.com/us...mocode=travel6
app page: https://www.citicards.com/cards/cred...B=A&uc=EPG&t=t
Don't know if it makes any difference, but when I click on the link for the actual application, it does NOT list the 50K miles in the benefits. I've seen this as well on some of the wiki links before they went dead. Others I have seen still had the 50K miles language even on the application page.

Originally Posted by jdbcc View Post
Good luck to everyone playing Citi AA russian roulette. I got the actual card today in the mail from what should have been a safe prequalified "other cards" offer and the flyer the card is attached to is clearly printed with: Our records show that you are not eligible for the bonus offer based on a recent opening or closure of your Citi / AAdvantage Platinum Select card. And the credit analyst who approved me even stated the bonus offer to me that I signed up for when I applied. I applied on March 12. Last WE conversion was in December or January. I'm going to let Citi rest for awhile.
I think some other folks also failed if the link you used is the "other cards you may be interested in" link on your personal Citibank page.
fredc84 is online now  
Old Mar 21, 16, 6:34 pm
  #1492  
 
Join Date: Nov 2010
Programs: AA LT Plat
Posts: 3,621
another WE fail (gold)

Had two gold cards (got second one after first converted to WE; canceled first). Second converted to WE two weeks ago. Applied for third gold, approved, but letter does not mention 25K bonus. Party seems over for gold also.
SeeBuyFly is offline  
Old Mar 21, 16, 7:56 pm
  #1493  
 
Join Date: Oct 2014
Programs: All of them
Posts: 955
Originally Posted by starbuk View Post
Make sure that your Master Account is closed, not just the credit card. It's in the wiki. If that is already done, you may be one of the people cannot churn these cards. I just got a business card a bit ago after having one or two in the past so the rules have not changed as far as I can tell.
I did close the master account. I even called Citi after the denial and argued with them that some kind of account was still showing online and they kept saying there are no master account left and nothing left to close.

If you know of a specific term for it, or a way to ask for its closure, I can try again.

I have churned it just fine in the past, 4 times. This is a new development. They're mentioning a recently closed account as reason for denial, not an existing one.

Last edited by littlewinglet; Mar 21, 16 at 8:44 pm
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Old Mar 21, 16, 7:59 pm
  #1494  
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Originally Posted by SPLP007 View Post
Originally Posted by sdsearch View Post
I would suggest avoiding older links like 15 with source not clear (or source having been a pubilc Citi or AA page in the past) and landing page gone. If you're going use a public link, I suggest the newest "known special marketing source" links st 16-18. Those AWAYn/TRAVELn/MILESn/FLYn links change ever few months, so in case Citi is withholding the promo if you use the same link twice, those might be safer. And/or in case Citi is changing the terms on links which no longer have a landing page, using a link where the app still matches the landing page sounds safer to me too.
links 16,17.18 get 404 error
Sorry, I found an old post from several ago and realized:

1. I'd pointed out the apparent death of 16,17,18 back then.

2. Then new ones I was thinking of never actually got added to the wiki before just now: TRAVEL5 (link 21) and TRAVEL6 (line 22).

Originally Posted by SeeBuyFly View Post
Since the wiki is running low on working landing pages for 50K personal cards, here are a few new ones. I find it hard to edit the wiki without making mistakes, but I know others are keeping it in good shape, so I offer these for the wiki:

Landing page: https://creditcards.citicards.com/us...omocode=miles6
app page: https://www.citicards.com/cards/cred...B=A&uc=ER9&t=t

Landing page: https://creditcards.citicards.com/us...mocode=travel5
app page: https://www.citicards.com/cards/cred...B=A&uc=EP7&t=t

Landing page: https://creditcards.citicards.com/us...mocode=travel6
app page: https://www.citicards.com/cards/cred...B=A&uc=EPG&t=t
I had actually mentioned two of those (TRAVEL5 and TRAVEL6) several weeks ago, but they got added to the wiki back then.

Just now i added all 3 of these to the wiki, but only in the short form (it expands automatically to a long form when you click it), as I think it's harder to make mistakes with the short form. And I left out the applications pages, because I'm starting to think that listing those can lead to more confusion (and maybe even harm) than good, since some people might not realize a landing page is dead if they don't click it, and it's not 100% clear that an application page will work as it did when there was a landing page once the landing page disappears (the application link may have be re-linked to another landing page with a slightly different offer!).

I've never felt the need for application page links, except for zombie offers. If there is still a working landing page, I'd prefer to see that and verify the offer is still documented right now (at the moment I'm ready to apply) as it used to be.

But these TRAVELn/AWAYn/MILESn/FLYn links are constantly being replaced, so I see no danger of being left with only a zombie offer with them (at least for personal cards).
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Old Mar 21, 16, 8:03 pm
  #1495  
 
Join Date: Jul 2012
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I guess this is over unless, the app doesn't call out for the 18 month language, or you have a direct mailer.

Wondering if the code in the mailer can be used multiple times.
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Old Mar 21, 16, 8:08 pm
  #1496  
 
Join Date: Aug 2013
Programs: AAdvantage, HHonors
Posts: 21
Originally Posted by Sortek View Post
This will eventually result in a datapoint

1. 12/31/15: Closed ancient Plat Visa
2. 01/16/16: Approved for Plat MC 50,000 w $3k (hit spend, waiting for post)
3. 03/01/16: W->WE Conversion
4. 03/16/16: Generated "pre-qualified" Plat MC 30K w $1k offer via this link while logged in. App page DID have the 18 mo. language. Instant approval, CL keeps going up and up: https://www.citicards.com/cards/cred...?isInvitation=

(Is this link/process in the Wiki and I just missed it?)

Will report results when letter arrives. Will also try to get 50k/60k match via SM but one thing at a time I guess.
No bonus per letter I received today. I agree that it appears to be over for now unless you get mailer with code and/or find an app page sans the 18-month lingo. Pre-qual appears now to be dead.

How certain are we that Gold is still bonusable after Plat?
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Old Mar 21, 16, 8:12 pm
  #1497  
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Originally Posted by fredc84 View Post
Don't know if it makes any difference, but when I click on the link for the actual application, it does NOT list the 50K miles in the benefits. I've seen this as well on some of the wiki links before they went dead. Others I have seen still had the 50K miles language even on the application page.
If you look at the landing page, it has a link right above the Apply Now button. That link shows you the AA offer T&Cs (it scrolls the landing page to where those are at the bottom). I think they took them off the Application page because they didn't expect anyone to use the application page link separately, and if they were using the Apply Now button then the link to see the AA offer terms was right there next to it, so why bother duplicating all that long verbage on the application page?

But that's yet another reason I don't like providing links for application pages separately. If the landing page is still alive, go through it to apply. If the landing page is dead, can you really trust the zombie application page link any more? And if there is another landing page link with the same offer that's still alive, who needs a zombie application page link from an older offer?
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Old Mar 21, 16, 8:22 pm
  #1498  
 
Join Date: Feb 2013
Programs: Hyatt Explorist, MLife Gold, Marriott Gold, HHonors Gold, SPG Gold, Amex Plat
Posts: 3,079
I have a Citi AA Business MC and would like to refer someone. Can't find a link to do so. I read somewhere the personal cc's don't have referral links, but I see referral links for the business version on several blogs and websites. Anyone know how to set up a referral for the biz?
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Old Mar 21, 16, 9:06 pm
  #1499  
 
Join Date: Jun 2015
Location: RDU
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Originally Posted by Sortek View Post
No bonus per letter I received today. I agree that it appears to be over for now unless you get mailer with code and/or find an app page sans the 18-month lingo. Pre-qual appears now to be dead.

How certain are we that Gold is still bonusable after Plat?
I applied via pre-qual on the 19th for the 30k offer. The app page did not have the 18 month stipulation. I should receive my welcome later this week and will report back my findings. Not looking good but it is a good sign that I couldn't find the 18 month rule anywhere in the rules and restrictions.
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Old Mar 21, 16, 9:14 pm
  #1500  
 
Join Date: Sep 2015
Location: Los Angeles
Posts: 695
Originally Posted by Java Cool Dude View Post
Received the approval letter in the mail with the 60k bonus language, yay!
Got my card in the mail today, online tracker to 60k after 3k shows up on my new account
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