Sep 24, 2014, 4:20 pm
Last edit by: DenverBrian
The thread was split on September 24, 2014. To review the original thread, click HERE.
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For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)
Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.
MOST CURRENT LINKS:
CURRENT PUBLIC OFFER: 50k
"American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months"
Link A50
Link B50
Link C50
Link D50
Link E50
Link F50
Link G50
PREVIOUS OFFERS
Previous 75k links (NOT WORKING 11/18)
Link A75, Link B75, Link C75, Link D75, Link E75, Link F75, Link G75, Link H75, Link I75, Link J75, Link K75
Landing Page Application Page (Both pages include the 18 month language).
http://www.aa.com/i18n/AAdvantage/ea...-executive.jsp
Option 1: Zombie Link with no Landing Page, Several FTers have been using this link with Success. Application Link 50k with 5k spending
Option 2: [note: may be dead or dying as of 3/16/15- check most recent posts in thread] Current Zombie link Application Link 50K for 5K spending, no statement credit.
Option 3: This Link was obtained off of aa.com at one point Bonus is unknown Application Link.
Option 4: Citi Website Offer; Application has the following warning
"American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months" There are indeed several reports of people who have already had an EXEC card not receiving any signup bonus miles. And no reports of anyone who has had an EXEC before actually getting any signup bonus at all. Do NOT use this link if you have ever had an EXEC card.
Landing page for New 50K for $5K spending, no statement credit and Application Link
The following are identical to Option 4, but the landing pages were working at the time they were entered into this wiki. All landing pages and application pages have the same content but (slightly) different URLs:
Option 4a: Landing page and Application page
Option 4b:Landing page and Application page
Option 4c: Landing page and Application page
Option 5: Does not have the 18-month language of Option 4, and the application form has the older format (like Option 2 and unlike Option 4).
Landing page for 50K for $5K spending, no statement credit and Application Link
Option 6: Artificially generated links; all lead to old-format application pages just like Options 1/2/5, without the "18 months" language found in Option 4 application pages. No landing page ever existed.
There are reports in the thread that applications using 6a/6d were approved but the UPS letter did not mention a bonus, and Citi telephone agents said there would be no bonus. Other reports say that the bonus was stated in the letter.
6a: Application page
6b: Application page
6c: Application page
6d: Application page
Option 7:The following link is very similar to Options 1/2/5 and has been found to work without an 18-month restriction. Since it does not originate from a landing page, there is no web page showing the bonus offer. However, the UPS letter confirms a 50K-mile bonus after $5K spend, and many people have reported that the bonuses have appeared in their AAdvantage accounts.Application Link Link to application page began dying on 6/1/2015. Now completely dead.
EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.
Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.
Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.
Credit inquiry history
Some have reported more approval success with no more than 5 or 6 Experian inquiries within the last 6 months. And Citi credit reviewers have told some applicants that too many inquiries is a problem, even with an excellent credit score. Multiple inquiries from other banks seem to be especially problematic, because Citi can't see their current balances as easily. Other applicants have been approved with more inquiries, especially with a long term Citi tenure and a favorable income to debt ratio.
This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.
Getting around the $450 annual fee: Many people have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded; in practice you have 37 days. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers.
Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days. Leave a $450 balance and it will be zeroed out.
Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:
- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862
- [3/15] 15,000 bonus miles for spending $5k
- $450 Credit for spending $5k for next three statements
Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.
When do miles post? Usually two days after your statement closing date. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.
Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.
2a)With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.Recently, Citi has been approving Exec cards but not giving the bonus, e.g. when there has been less than 18 months from the previous application. Therefore, (a) use an application link that does not list the 18-month wait requirement; (b) check the letter you get via UPS to see if it explicitly promises the bonus; if it's in the letter, it will be honored (c) if in doubt, call and ask.
2b) Another helpful post discussing timeframe for meeting min spend: 6279
3) Any expectation that Citi will do things that make sense is just plain silly. They won't.
Admiral Club Access: You do not need to be flying AA that particular day of travel. (Ex: you're flying DL on the day of travel...you could still enter the AC lounge, even though you're not on an AA flight that day.) Beware, though, that individual lounges have individual rules (see the link below). Alternate rules usually come w/ Qantas lounges, not AA lounges. Furthermore, AC access "comes with" US Air access (19 locations). As of December 2015, authorized users have AC access (but not partner lounge access) even if they are not with the primary card holder.
For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules
Information on new authorized user AC lounge access: Citi Authorized User Admirals Club Benefit Terms
Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.
What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.
Direct phone number to Citi Fraud Prevention department: +18664705331
Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668
Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k (as low as 1k on some accounts YYMV)
Citi World elite Mastercards (including exec) 5k
Advice to those new to citi American Airlines cards,
If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...-benefits.html
------------------------
For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)
Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.
MOST CURRENT LINKS:
CURRENT PUBLIC OFFER: 50k
"American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months"
Link A50
Link B50
Link C50
Link D50
Link E50
Link F50
Link G50
PREVIOUS OFFERS
Previous 75k links (NOT WORKING 11/18)
Landing Page Application Page (Both pages include the 18 month language).
http://www.aa.com/i18n/AAdvantage/ea...-executive.jsp
Option 4: Citi Website Offer; Application has the following warning
"American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months" There are indeed several reports of people who have already had an EXEC card not receiving any signup bonus miles. And no reports of anyone who has had an EXEC before actually getting any signup bonus at all. Do NOT use this link if you have ever had an EXEC card.
The following are identical to Option 4, but the landing pages were working at the time they were entered into this wiki. All landing pages and application pages have the same content but (slightly) different URLs:
Option 4a: Landing page and Application page
Option 4b:
Option 4c: Landing page and Application page
Landing page for 50K for $5K spending, no statement credit and Application Link
Option 6: Artificially generated links; all lead to old-format application pages just like Options 1/2/5, without the "18 months" language found in Option 4 application pages. No landing page ever existed.
There are reports in the thread that applications using 6a/6d were approved but the UPS letter did not mention a bonus, and Citi telephone agents said there would be no bonus. Other reports say that the bonus was stated in the letter.
6a: Application page
6c: Application page
6d: Application page
Option 7:The following link is very similar to Options 1/2/5 and has been found to work without an 18-month restriction. Since it does not originate from a landing page, there is no web page showing the bonus offer. However, the UPS letter confirms a 50K-mile bonus after $5K spend, and many people have reported that the bonuses have appeared in their AAdvantage accounts.
EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.
Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.
Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.
Credit inquiry history
Some have reported more approval success with no more than 5 or 6 Experian inquiries within the last 6 months. And Citi credit reviewers have told some applicants that too many inquiries is a problem, even with an excellent credit score. Multiple inquiries from other banks seem to be especially problematic, because Citi can't see their current balances as easily. Other applicants have been approved with more inquiries, especially with a long term Citi tenure and a favorable income to debt ratio.
This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.
Getting around the $450 annual fee: Many people have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded; in practice you have 37 days. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers.
Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days. Leave a $450 balance and it will be zeroed out.
Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:
- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862
- [3/15] 15,000 bonus miles for spending $5k
- $450 Credit for spending $5k for next three statements
Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.
When do miles post? Usually two days after your statement closing date. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.
Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.
2a)
2b) Another helpful post discussing timeframe for meeting min spend: 6279
3) Any expectation that Citi will do things that make sense is just plain silly. They won't.
Citibank Contacts/Resources
- Application status: https://www.accountonline.com/cards/...?screenID=3187
- (800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
- (800) 763-9795 – General Personal Application Inquiries with live rep
- (866) 606-2787 – General Application and Account Questions with live rep
- (888) 201-4523 – Application status
- (866) 606-2961 – Reconsideration Line.
- Twitter : @AskCiti. Very powerful tool.
- Executive Office - useful for getting a more empowered agent for reconsideration purposes: CitiBank Executive Review Department, P.O. Box 6000, Sioux Falls, SD 57117
For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules
Information on new authorized user AC lounge access: Citi Authorized User Admirals Club Benefit Terms
Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.
What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.
Direct phone number to Citi Fraud Prevention department: +18664705331
Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668
Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k (as low as 1k on some accounts YYMV)
Citi World elite Mastercards (including exec) 5k
Advice to those new to citi American Airlines cards,
If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...-benefits.html
Citi AA Executive [Late 2014 - 2015]
Mar 12, 2015, 8:43 am
#2056
Join Date: Apr 2014
Location: UES/MWC
Programs: Braniff, TWA, Eastern, Midwest, AA Exec, Club Carlson Gold
Posts: 270
double post; sorry.
Last edited by Electroman; Mar 12, 2015 at 8:43 am Reason: duplicate
Mar 12, 2015, 10:25 am
#2057
Join Date: Jan 2014
Posts: 1,269
That's a good idea, although Citi makes it hard to do that. I haven't opened one of these in a while, but when I did, there was no way to make a payment on their website before the first statement was generated. I was able to make a payment from my checking account (a non-Citi account) before the first statement by calling a CSR.
Presumably one can do this via bill pay, but I haven't tried it.
Presumably one can do this via bill pay, but I haven't tried it.
Mar 12, 2015, 10:38 am
#2058
Join Date: Jan 2012
Location: Paris
Posts: 235
Just a thought.
Should we all get together at an Admirals Club in an AA hub, and just hang out for a few hours and swap stories. I figure, we all have plenty of AA miles, to fly out to DFW, ORD, LAX, MIA or JFK and use our cards to go tot he club, hang out and trade stories, meet in person, use Citi Exec cards to get into the club, we can all fly coach...
If need be, we can go to a US Airways hub, that would work as well.
Cheers,
PedroNY
Should we all get together at an Admirals Club in an AA hub, and just hang out for a few hours and swap stories. I figure, we all have plenty of AA miles, to fly out to DFW, ORD, LAX, MIA or JFK and use our cards to go tot he club, hang out and trade stories, meet in person, use Citi Exec cards to get into the club, we can all fly coach...
If need be, we can go to a US Airways hub, that would work as well.
Cheers,
PedroNY
Mar 12, 2015, 11:01 am
#2059
Join Date: Aug 2014
Posts: 305
You can reduce your CL to $5500 as soon as you register it online (before you meet spend) to free it up sooner. Only time you do not want to do this is if you cannot charge 5k and then paydown the 5k to $0 before the statement closes, since if your CL is $5500 and you have $5000 + $450 AF = $5450 then you will show a high utilization ratio. This will lower your credit score. My suggestion is pay the card off right after you put the charges on it so you can reduce CL asap.
My last 2 apps for Citi were in October, so I think I'm okay as far as timing. I may just wait a month so the pulls on my 6 month report will be lower (I am at 5). Starbuk, you were right, I was trying to figure out the credit line timing. I had read somewhere (Brugge?) that citi has a number that you can go up to for auto approvals. And I just love it it when it says:
Step 3: Approval Status
Approved!
Quite a rush, right?
So I was trying to figure out how to get the CL lower by my next app. I'm glad you mentioned utilization rate for that card if I lower it. I always forget that they look at the individual numbers as well as the total. LWT3, I will definitely use TRBird to pay the bill asap.
Thanks for your help!
Mar 12, 2015, 11:40 am
#2060
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
That's a good idea, although Citi makes it hard to do that. I haven't opened one of these in a while, but when I did, there was no way to make a payment on their website before the first statement was generated. I was able to make a payment from my checking account (a non-Citi account) before the first statement by calling a CSR.
Presumably one can do this via bill pay, but I haven't tried it.
Presumably one can do this via bill pay, but I haven't tried it.
Mar 12, 2015, 11:46 am
#2061
Join Date: Jan 2012
Posts: 219
I couldn't resist ... I applied using option 2# and received a pending message. I called, the first question: was how much CL did I want? I answered 10K and that was approved. Hooray!
I already have one open Executive from last June, and a Preferred from this January.
I already have one open Executive from last June, and a Preferred from this January.
Mar 12, 2015, 1:09 pm
#2063
Join Date: May 2003
Location: ICN
Programs: AA (850k miles), SPG Platinum
Posts: 511
Quick (possibly controversial) Question:
Will a closed account's card will work for lounge access?
What is the charge (if any) if I travel with my wife, mother in law, and 3 children?
Background: I got this card mid last year. I used it a lot to get all of the spend out of the way but I wanted to cancel after that. After a few months of just having the card but not using it, I was afraid that I would forget to cancel before the 1 year is up (and get hit with another AF) so I cancelled the card a couple of month ago. In retrospect I should have just kept the card open.
I have some last minute travel scheduled for my family and me and we have a long international flight layover in Dallas.
I still have the card although the account is closed. The card is not expired. I am the primary so it has the Admirals Club logo in the back.
Anyone know what will happen if I try to walk into a lounge? I'm guessing that they'll swipe the card but does the swipe just get some personal info about me or does it also verify that the account is still open?
Card says lounge access is for 2 guests OR immediate family. if kids are free, maybe i can use 2 adults (wife + mother in law) and the kids are free. if not, i'll use the immediate family side and pay for my mother in law for a daily pass ($50).
Will a closed account's card will work for lounge access?
What is the charge (if any) if I travel with my wife, mother in law, and 3 children?
Background: I got this card mid last year. I used it a lot to get all of the spend out of the way but I wanted to cancel after that. After a few months of just having the card but not using it, I was afraid that I would forget to cancel before the 1 year is up (and get hit with another AF) so I cancelled the card a couple of month ago. In retrospect I should have just kept the card open.
I have some last minute travel scheduled for my family and me and we have a long international flight layover in Dallas.
I still have the card although the account is closed. The card is not expired. I am the primary so it has the Admirals Club logo in the back.
Anyone know what will happen if I try to walk into a lounge? I'm guessing that they'll swipe the card but does the swipe just get some personal info about me or does it also verify that the account is still open?
Card says lounge access is for 2 guests OR immediate family. if kids are free, maybe i can use 2 adults (wife + mother in law) and the kids are free. if not, i'll use the immediate family side and pay for my mother in law for a daily pass ($50).
Mar 12, 2015, 1:33 pm
#2064
Join Date: Jun 2014
Location: SFO
Programs: AA, SW, UA
Posts: 36
I don't believe it will work if the card is closed. I used my AA Exec card a few weeks ago to get lounge access, and they swiped the card and waited until my information came up to let me through. I assume it will show your membership as terminated if your card is terminated.
As for your second question, I believe you could bring in your wife and 3 children, but you would have to pay for your mother in law. I went with my husband and daughter, and could not also bring in my mother and sister without paying for them. They ended up not going in. That was my experience, I am not sure what the official answer is.
As for your second question, I believe you could bring in your wife and 3 children, but you would have to pay for your mother in law. I went with my husband and daughter, and could not also bring in my mother and sister without paying for them. They ended up not going in. That was my experience, I am not sure what the official answer is.
Quick (possibly controversial) Question:
Will a closed account's card will work for lounge access?
What is the charge (if any) if I travel with my wife, mother in law, and 3 children?
Background: I got this card mid last year. I used it a lot to get all of the spend out of the way but I wanted to cancel after that. After a few months of just having the card but not using it, I was afraid that I would forget to cancel before the 1 year is up (and get hit with another AF) so I cancelled the card a couple of month ago. In retrospect I should have just kept the card open.
I have some last minute travel scheduled for my family and me and we have a long international flight layover in Dallas.
I still have the card although the account is closed. The card is not expired. I am the primary so it has the Admirals Club logo in the back.
Anyone know what will happen if I try to walk into a lounge? I'm guessing that they'll swipe the card but does the swipe just get some personal info about me or does it also verify that the account is still open?
Card says lounge access is for 2 guests OR immediate family. if kids are free, maybe i can use 2 adults (wife + mother in law) and the kids are free. if not, i'll use the immediate family side and pay for my mother in law for a daily pass ($50).
Will a closed account's card will work for lounge access?
What is the charge (if any) if I travel with my wife, mother in law, and 3 children?
Background: I got this card mid last year. I used it a lot to get all of the spend out of the way but I wanted to cancel after that. After a few months of just having the card but not using it, I was afraid that I would forget to cancel before the 1 year is up (and get hit with another AF) so I cancelled the card a couple of month ago. In retrospect I should have just kept the card open.
I have some last minute travel scheduled for my family and me and we have a long international flight layover in Dallas.
I still have the card although the account is closed. The card is not expired. I am the primary so it has the Admirals Club logo in the back.
Anyone know what will happen if I try to walk into a lounge? I'm guessing that they'll swipe the card but does the swipe just get some personal info about me or does it also verify that the account is still open?
Card says lounge access is for 2 guests OR immediate family. if kids are free, maybe i can use 2 adults (wife + mother in law) and the kids are free. if not, i'll use the immediate family side and pay for my mother in law for a daily pass ($50).
Mar 12, 2015, 1:59 pm
#2065
Join Date: Aug 2013
Location: Orange County, CA
Programs: AA, BA, SPG Gold
Posts: 665
Thanks again electroman, ninim2200, starbuk (and you too shansen219 - not sure how I missed your post before, but it probably has something to do with using my phone instead of the computer - and btw, you are going to love the people of Brazil. The best part of Brazil in my opinion).
My last 2 apps for Citi were in October, so I think I'm okay as far as timing. I may just wait a month so the pulls on my 6 month report will be lower (I am at 5). Starbuk, you were right, I was trying to figure out the credit line timing. I had read somewhere (Brugge?) that citi has a number that you can go up to for auto approvals. And I just love it it when it says:
Step 3: Approval Status
Approved!
Quite a rush, right?
So I was trying to figure out how to get the CL lower by my next app. I'm glad you mentioned utilization rate for that card if I lower it. I always forget that they look at the individual numbers as well as the total. LWT3, I will definitely use TRBird to pay the bill asap.
Thanks for your help!
My last 2 apps for Citi were in October, so I think I'm okay as far as timing. I may just wait a month so the pulls on my 6 month report will be lower (I am at 5). Starbuk, you were right, I was trying to figure out the credit line timing. I had read somewhere (Brugge?) that citi has a number that you can go up to for auto approvals. And I just love it it when it says:
Step 3: Approval Status
Approved!
Quite a rush, right?
So I was trying to figure out how to get the CL lower by my next app. I'm glad you mentioned utilization rate for that card if I lower it. I always forget that they look at the individual numbers as well as the total. LWT3, I will definitely use TRBird to pay the bill asap.
Thanks for your help!
PS. All is forgiven for forgetting about me!!
Mar 12, 2015, 2:07 pm
#2066
Join Date: May 2014
Location: SoCal
Posts: 2,164
Thanks again electroman, ninim2200, starbuk (and you too shansen219 ............................................... Starbuk, you were right, I was trying to figure out the credit line timing. I had read somewhere (Brugge?) that citi has a number that you can go up to for auto approvals. And I just love it it when it says:
Step 3: Approval Status
Approved!
Quite a rush, right?
So ...................!
Step 3: Approval Status
Approved!
Quite a rush, right?
So ...................!
Mar 12, 2015, 5:50 pm
#2067
Join Date: Jan 2014
Posts: 1,269
Apply for Amex biz now or wait til after my next Exec?
Need some advice. I received an offer for an Amex gold biz card (75K points, $5K spend). Should I wait to apply for that until after (minutes after) I apply for my next Citi card? I've been doing one Citi app every 32 days or so for the past year, and for the most part I haven't applied for any other cards. But I did apply for another US Airways card in January (50K miles), and I applied for a Fifth Third card in December ($500 signup bonus). So for my last six months I've got 5-6 Citi pulls plus Barclays and Fifth Third.
Would another non-Citi pull create issues with my next Citi app (scheduled for April 4th)? I wouldn't want to risk the ease with which I'm getting approved for Citi cards, but if the risk is very low, I might want to start the spend on the Amex card now rather than wait until April. For reference, I was auto-approved for $30K on my last Citi app, so that makes it seem like I have some margin for error.
Would another non-Citi pull create issues with my next Citi app (scheduled for April 4th)? I wouldn't want to risk the ease with which I'm getting approved for Citi cards, but if the risk is very low, I might want to start the spend on the Amex card now rather than wait until April. For reference, I was auto-approved for $30K on my last Citi app, so that makes it seem like I have some margin for error.
Mar 12, 2015, 8:34 pm
#2068
Join Date: Jan 2013
Posts: 1,435
Four days since my payment cycle ended, and I already paid the balance. Waiting for the 50K miles to post, so I can cancel and not pay the AF.
So I called Citi today to politely inquire about the miles, and she said it takes 6-8 weeks.
I know that is the standard answer, but it usually took 2 or 3 days on my other accounts. Right? Has anyone noticed delays in the 50K bonus miles posting?
So I called Citi today to politely inquire about the miles, and she said it takes 6-8 weeks.
I know that is the standard answer, but it usually took 2 or 3 days on my other accounts. Right? Has anyone noticed delays in the 50K bonus miles posting?
Mar 12, 2015, 8:46 pm
#2069
Join Date: Aug 2013
Location: Orange County, CA
Programs: AA, BA, SPG Gold
Posts: 665
Four days since my payment cycle ended, and I already paid the balance. Waiting for the 50K miles to post, so I can cancel and not pay the AF.
So I called Citi today to politely inquire about the miles, and she said it takes 6-8 weeks.
I know that is the standard answer, but it usually took 2 or 3 days on my other accounts. Right? Has anyone noticed delays in the 50K bonus miles posting?
So I called Citi today to politely inquire about the miles, and she said it takes 6-8 weeks.
I know that is the standard answer, but it usually took 2 or 3 days on my other accounts. Right? Has anyone noticed delays in the 50K bonus miles posting?
Mar 12, 2015, 9:02 pm
#2070
Join Date: May 2014
Location: SoCal
Posts: 2,164
Need some advice. I received an offer for an Amex gold biz card (75K points, $5K spend). Should I wait to apply for that until after (minutes after) I apply for my next Citi card? I've been doing one Citi app every 32 days or so for the past year, and for the most part I haven't applied for any other cards. But I did apply for another US Airways card in January (50K miles), and I applied for a Fifth Third card in December ($500 signup bonus). So for my last six months I've got 5-6 Citi pulls plus Barclays and Fifth Third.
Would another non-Citi pull create issues with my next Citi app (scheduled for April 4th)? I wouldn't want to risk the ease with which I'm getting approved for Citi cards, but if the risk is very low, I might want to start the spend on the Amex card now rather than wait until April. For reference, I was auto-approved for $30K on my last Citi app, so that makes it seem like I have some margin for error.
Would another non-Citi pull create issues with my next Citi app (scheduled for April 4th)? I wouldn't want to risk the ease with which I'm getting approved for Citi cards, but if the risk is very low, I might want to start the spend on the Amex card now rather than wait until April. For reference, I was auto-approved for $30K on my last Citi app, so that makes it seem like I have some margin for error.