Citi AA Executive [Late 2014 - 2015]

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Old Dec 29, 15, 2:16 am   -   Wikipost
Please read: This is a community-maintained wiki post containing the most important information from this thread. You may edit the Wiki once you have been on FT for 90 days and have made 90 posts.
 
Last edit by: DenverBrian
Wiki Link
The thread was split on September 24, 2014. To review the original thread, click HERE.
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For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)

Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.

MOST CURRENT LINKS:



CURRENT PUBLIC OFFER: 50k

"American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months"

Link A50

Link B50

Link C50

Link D50

Link E50

Link F50

Link G50

PREVIOUS OFFERS


Previous 75k links (NOT WORKING 11/18)


Link A75, Link B75, Link C75, Link D75, Link E75, Link F75, Link G75, Link H75, Link I75, Link J75, Link K75


Landing Page
Application Page (Both pages include the 18 month language).

http://www.aa.com/i18n/AAdvantage/ea...-executive.jsp

Option 1: Zombie Link with no Landing Page, Several FTers have been using this link with Success. Application Link 50k with 5k spending

Option 2: [note: may be dead or dying as of 3/16/15- check most recent posts in thread] Current Zombie link Application Link 50K for 5K spending, no statement credit.

Option 3: This Link was obtained off of aa.com at one point Bonus is unknown Application Link.

Option 4: Citi Website Offer; Application has the following warning
"American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months" There are indeed several reports of people who have already had an EXEC card not receiving any signup bonus miles. And no reports of anyone who has had an EXEC before actually getting any signup bonus at all. Do NOT use this link if you have ever had an EXEC card.
Landing page for New 50K for $5K spending, no statement credit and Application Link
The following are identical to Option 4, but the landing pages were working at the time they were entered into this wiki. All landing pages and application pages have the same content but (slightly) different URLs:
Option 4a: Landing page and Application page
Option 4b: Landing page and Application page
Option 4c: Landing page and Application page

Option 5: Does not have the 18-month language of Option 4, and the application form has the older format (like Option 2 and unlike Option 4).
Landing page for 50K for $5K spending, no statement credit and Application Link


Option 6: Artificially generated links; all lead to old-format application pages just like Options 1/2/5, without the "18 months" language found in Option 4 application pages. No landing page ever existed.
There are reports in the thread that applications using 6a/6d were approved but the UPS letter did not mention a bonus, and Citi telephone agents said there would be no bonus. Other reports say that the bonus was stated in the letter.
6a: Application page
6b: Application page
6c: Application page

6d: Application page

Option 7:The following link is very similar to Options 1/2/5 and has been found to work without an 18-month restriction. Since it does not originate from a landing page, there is no web page showing the bonus offer. However, the UPS letter confirms a 50K-mile bonus after $5K spend, and many people have reported that the bonuses have appeared in their AAdvantage accounts. Application Link Link to application page began dying on 6/1/2015. Now completely dead.



EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.

Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.

Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.

Credit inquiry history
Some have reported more approval success with no more than 5 or 6 Experian inquiries within the last 6 months. And Citi credit reviewers have told some applicants that too many inquiries is a problem, even with an excellent credit score. Multiple inquiries from other banks seem to be especially problematic, because Citi can't see their current balances as easily. Other applicants have been approved with more inquiries, especially with a long term Citi tenure and a favorable income to debt ratio.

This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.


Getting around the $450 annual fee: Many people have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded; in practice you have 37 days. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers.

Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days. Leave a $450 balance and it will be zeroed out.

Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:

- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862
- [3/15] 15,000 bonus miles for spending $5k
- $450 Credit for spending $5k for next three statements

Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.

When do miles post? Usually two days after your statement closing date. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.


Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.

2a) With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.Recently, Citi has been approving Exec cards but not giving the bonus, e.g. when there has been less than 18 months from the previous application. Therefore, (a) use an application link that does not list the 18-month wait requirement; (b) check the letter you get via UPS to see if it explicitly promises the bonus; if it's in the letter, it will be honored (c) if in doubt, call and ask.

2b) Another helpful post discussing timeframe for meeting min spend: 6279

3) Any expectation that Citi will do things that make sense is just plain silly. They won't.

Citibank Contacts/Resources
  • Application status: https://www.accountonline.com/cards/...?screenID=3187
  • (800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
  • (800) 763-9795 – General Personal Application Inquiries with live rep
  • (866) 606-2787 – General Application and Account Questions with live rep
  • (888) 201-4523 – Application status
  • (866) 606-2961 – Reconsideration Line.
  • Twitter : @AskCiti. Very powerful tool.
  • Executive Office - useful for getting a more empowered agent for reconsideration purposes: CitiBank Executive Review Department, P.O. Box 6000, Sioux Falls, SD 57117
Admiral Club Access: You do not need to be flying AA that particular day of travel. (Ex: you're flying DL on the day of travel...you could still enter the AC lounge, even though you're not on an AA flight that day.) Beware, though, that individual lounges have individual rules (see the link below). Alternate rules usually come w/ Qantas lounges, not AA lounges. Furthermore, AC access "comes with" US Air access (19 locations). As of December 2015, authorized users have AC access (but not partner lounge access) even if they are not with the primary card holder.

For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules
Information on new authorized user AC lounge access: Citi Authorized User Admirals Club Benefit Terms

Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.

What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.

Direct phone number to Citi Fraud Prevention department: +18664705331

Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668

Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k (as low as 1k on some accounts YYMV)
Citi World elite Mastercards (including exec) 5k


Advice to those new to citi American Airlines cards,

If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...-benefits.html
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Old Mar 10, 15, 5:26 pm
  #2041  
 
Join Date: Aug 2013
Location: Orange County, CA
Programs: AA, BA, SPG Gold
Posts: 663
Originally Posted by manu4986 View Post
how are you guys getting X2 cards? is it for you and your spouse?
Yes, one for me and one for DH. (Whoops.... didn't see that ninim2200 had already answered for me!!)
slhansen219 is offline  
Old Mar 10, 15, 7:28 pm
  #2042  
 
Join Date: Feb 2008
Posts: 782
Originally Posted by StartinSanDiego View Post
PedroNY, you are legendary!
Thank you... I guess? LOL. I am not certain why you think so, but I do appreciate it! Just plugging along, doing my CC applications, try to share the wealth of knowledge via FT.

Cheers,

PedroNY
PedroNY is offline  
Old Mar 11, 15, 8:53 am
  #2043  
 
Join Date: Jan 2014
Posts: 1,269
Data point regarding timing of annual fee posting

On my most recent round, the first statement closing dates for both my card and my wife's were six days from the day we received the cards. We received the cards on the 3rd and the 4th, and the statements closed on the 9th and 10th. The annual fee did not post on either card. I was able to meet the spend on both before the closing date, so I've lowered the CL on both, we've received my wife's miles in her AAdvantage account today and will receive my miles in my AAdvantage account tomorrow. I'll close both cards tomorrow or Friday.

So if your first closing date is 6 or fewer days from receipt of the card, you may not get hit with the annual fee until the following statement. But of course YMMV.
LWT3 is offline  
Old Mar 11, 15, 11:56 am
  #2044  
 
Join Date: Aug 2014
Posts: 305
Originally Posted by slhansen219 View Post
I hear you! I'm just got #8 x2 and will be getting #9 x2 (hopefully) on the 20th. It was a long wait! So, while waiting, I applied for Marriott x2 so now our hotel stay in Rio is free. I don't know what I'm going to do in April!

So... Where are you vacationing?
Do you keep any of your execs? I have a platinum and a business platinum. Going for an exec, but wonder if I am going to churn, do I need to keep the first one open and then churn the rest?

Enjoy Rio! I love Brazil!
MadMadso is offline  
Old Mar 11, 15, 12:23 pm
  #2045  
 
Join Date: Apr 2014
Location: UES/MWC
Programs: Braniff, TWA, Eastern, Midwest, AA Exec, Club Carlson Gold
Posts: 270
Originally Posted by MadMadso View Post
Do you keep any of your execs? I have a platinum and a business platinum. Going for an exec, but wonder if I am going to churn, do I need to keep the first one open and then churn the rest?
I don't think that's needed, but I still have one open from the 100k bonanza last year. I transferred a $200 credit from a card that I closed to the still-open card, as well as using the $200 credit from the card itself. I threw Citi a bone by paying the remainder of the AF - a total of $50. Well worth it for 200k miles.
Electroman is offline  
Old Mar 11, 15, 12:51 pm
  #2046  
 
Join Date: May 2014
Location: SoCal
Posts: 2,164
Originally Posted by MadMadso View Post
Do you keep any of your execs? I have a platinum and a business platinum. Going for an exec, but wonder if I am going to churn, do I need to keep the first one open and then churn the rest?

Enjoy Rio! I love Brazil!
if you can get your spending done and get your miles and cancel the card within 37 days from AF posting then there is no need to keep the card unless you need it. Some of us here have one card open, a lot have none open other than the card they are working on, it's your call. A previous card open or closed has no impact on future cards.
ninim2200 is offline  
Old Mar 11, 15, 1:17 pm
  #2047  
 
Join Date: Apr 2014
Location: ORD
Programs: AAdvantage, UA, Avios
Posts: 637
Originally Posted by ninim2200 View Post
if you can get your spending done and get your miles and cancel the card within 37 days from AF posting then there is no need to keep the card unless you need it. Some of us here have one card open, a lot have none open other than the card they are working on, it's your call. A previous card open or closed has no impact on future cards.
+1 I unfortunately had some of these still open back when we were getting the $250. Mostly because I could not meet the spend in time and not being aware of ways to accelerate spending. The AF was worth it for the miles, yes, but it would have been nice to save a few hundred $ on top of all that.
starbuk is offline  
Old Mar 11, 15, 5:01 pm
  #2048  
 
Join Date: Aug 2013
Location: Orange County, CA
Programs: AA, BA, SPG Gold
Posts: 663
Originally Posted by MadMadso View Post
Do you keep any of your execs? I have a platinum and a business platinum. Going for an exec, but wonder if I am going to churn, do I need to keep the first one open and then churn the rest?

Enjoy Rio! I love Brazil!
My DH keep his 1st card & I kept my 2nd... back when then deal was 100k miles and $250 stmt credit (as others have mentioned). We now cancel before the 37 days! But I may keep one of my future cards for the lounge access... just depends on the timing. I know I can buy day passes... but with several trips and 2 people, it could be more hassle than it is worth!!

First time to Brazil!! Looking forward to it!!
slhansen219 is offline  
Old Mar 11, 15, 5:51 pm
  #2049  
 
Join Date: Aug 2014
Posts: 305
Thank you electroman, ninim2200, & starbuk! I just applied and got over $20k. Now wait for the card, spend, reduce the CL, get the miles, cancel and repeat. How soon after I reduce the CL and cancel can I apply ( I know 8-65 but I am assuming that with $20kCL I will need to reduce it to get the next one). Is it based off when it's on the report, or does Citi know? I'd like to get to the every 30 days routine us. Thanks!
MadMadso is offline  
Old Mar 11, 15, 6:06 pm
  #2050  
 
Join Date: Sep 2014
Location: TPA/DFW
Programs: AA EXP, MB LTTE/A HH DIA, DL
Posts: 1,423
Originally Posted by txpenny View Post
So, if I fully understand the wiki, I should wait for my wife's card's first cycle. I may pay what I owe before or after the statement date. Cancel the card once the 50K hits AA.com. Pay all but the $450, as it will be credited back to the closed account.
Fee hit. AA miles posted. Paid spend before statement date. Time to cancel.

I know I've seen this asked (but this is a large thread), can you cancel via the chat method or do you need to call in?
txpenny is offline  
Old Mar 11, 15, 6:59 pm
  #2051  
 
Join Date: Feb 2013
Location: San Antonio
Programs: AS MVP
Posts: 2,276
Originally Posted by txpenny View Post
Fee hit. AA miles posted. Paid spend before statement date. Time to cancel.

I know I've seen this asked (but this is a large thread), can you cancel via the chat method or do you need to call in?
Click messages, send a message, choose the correct account, send the following message or similar:

Please close my AA Executive card account ending in ####.

No need for any chat or conversation.
KennyBSAT is offline  
Old Mar 11, 15, 7:31 pm
  #2052  
 
Join Date: Feb 2008
Posts: 782
Just a thought.

Should we all get together at an Admirals Club in an AA hub, and just hang out for a few hours and swap stories. I figure, we all have plenty of AA miles, to fly out to DFW, ORD, LAX, MIA or JFK and use our cards to go tot he club, hang out and trade stories, meet in person, use Citi Exec cards to get into the club, we can all fly coach...

If need be, we can go to a US Airways hub, that would work as well.



Cheers,

PedroNY
PedroNY is offline  
Old Mar 11, 15, 7:57 pm
  #2053  
 
Join Date: May 2014
Location: SoCal
Posts: 2,164
Originally Posted by MadMadso View Post
Thank you electroman, ninim2200, & starbuk! I just applied and got over $20k. Now wait for the card, spend, reduce the CL, get the miles, cancel and repeat. How soon after I reduce the CL and cancel can I apply ( I know 8-65 but I am assuming that with $20kCL I will need to reduce it to get the next one). Is it based off when it's on the report, or does Citi know? I'd like to get to the every 30 days routine us. Thanks!
You are welcome.
Your next application is based on the last two citi applications you had; 8 days from the last one you did (which seems to be today), 65 days from the application second to last. reducing your CL or canceling your card or not has no impact on your next application date, we reduce the CL so we will have a better shot at an auto approval, the CL is freed up faster when you reduce compared to if you don't. you can list your last application dates and we can help with your future one.
ninim2200 is offline  
Old Mar 12, 15, 8:35 am
  #2054  
 
Join Date: Apr 2014
Location: ORD
Programs: AAdvantage, UA, Avios
Posts: 637
Originally Posted by MadMadso View Post
Thank you electroman, ninim2200, & starbuk! I just applied and got over $20k. Now wait for the card, spend, reduce the CL, get the miles, cancel and repeat. How soon after I reduce the CL and cancel can I apply ( I know 8-65 but I am assuming that with $20kCL I will need to reduce it to get the next one). Is it based off when it's on the report, or does Citi know? I'd like to get to the every 30 days routine us. Thanks!
You can reduce your CL to $5500 as soon as you register it online (before you meet spend) to free it up sooner. Only time you do not want to do this is if you cannot charge 5k and then paydown the 5k to $0 before the statement closes, since if your CL is $5500 and you have $5000 + $450 AF = $5450 then you will show a high utilization ratio. This will lower your credit score. My suggestion is pay the card off right after you put the charges on it so you can reduce CL asap.
starbuk is offline  
Old Mar 12, 15, 8:42 am
  #2055  
 
Join Date: Apr 2014
Location: UES/MWC
Programs: Braniff, TWA, Eastern, Midwest, AA Exec, Club Carlson Gold
Posts: 270
Originally Posted by starbuk View Post
My suggestion is pay the card off right after you put the charges on it so you can reduce CL asap.
That's a good idea, although Citi makes it hard to do that. I haven't opened one of these in a while, but when I did, there was no way to make a payment on their website before the first statement was generated. I was able to make a payment from my checking account (a non-Citi account) before the first statement by calling a CSR.

Presumably one can do this via bill pay, but I haven't tried it.
Electroman is offline  

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