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Old Sep 24, 2014, 4:20 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: DenverBrian
The thread was split on September 24, 2014. To review the original thread, click HERE.
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For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)

Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.

MOST CURRENT LINKS:



CURRENT PUBLIC OFFER: 50k

"American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months"

Link A50

Link B50

Link C50

Link D50

Link E50

Link F50

Link G50

PREVIOUS OFFERS


Previous 75k links (NOT WORKING 11/18)


Link A75, Link B75, Link C75, Link D75, Link E75, Link F75, Link G75, Link H75, Link I75, Link J75, Link K75


Landing Page
Application Page (Both pages include the 18 month language).

http://www.aa.com/i18n/AAdvantage/ea...-executive.jsp

Option 1: Zombie Link with no Landing Page, Several FTers have been using this link with Success. Application Link 50k with 5k spending

Option 2: [note: may be dead or dying as of 3/16/15- check most recent posts in thread] Current Zombie link Application Link 50K for 5K spending, no statement credit.

Option 3: This Link was obtained off of aa.com at one point Bonus is unknown Application Link.

Option 4: Citi Website Offer; Application has the following warning
"American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months" There are indeed several reports of people who have already had an EXEC card not receiving any signup bonus miles. And no reports of anyone who has had an EXEC before actually getting any signup bonus at all. Do NOT use this link if you have ever had an EXEC card.
Landing page for New 50K for $5K spending, no statement credit and Application Link
The following are identical to Option 4, but the landing pages were working at the time they were entered into this wiki. All landing pages and application pages have the same content but (slightly) different URLs:
Option 4a: Landing page and Application page
Option 4b: Landing page and Application page
Option 4c: Landing page and Application page

Option 5: Does not have the 18-month language of Option 4, and the application form has the older format (like Option 2 and unlike Option 4).
Landing page for 50K for $5K spending, no statement credit and Application Link


Option 6: Artificially generated links; all lead to old-format application pages just like Options 1/2/5, without the "18 months" language found in Option 4 application pages. No landing page ever existed.
There are reports in the thread that applications using 6a/6d were approved but the UPS letter did not mention a bonus, and Citi telephone agents said there would be no bonus. Other reports say that the bonus was stated in the letter.
6a: Application page
6b: Application page
6c: Application page

6d: Application page

Option 7:The following link is very similar to Options 1/2/5 and has been found to work without an 18-month restriction. Since it does not originate from a landing page, there is no web page showing the bonus offer. However, the UPS letter confirms a 50K-mile bonus after $5K spend, and many people have reported that the bonuses have appeared in their AAdvantage accounts. Application Link Link to application page began dying on 6/1/2015. Now completely dead.



EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.

Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.

Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.

Credit inquiry history
Some have reported more approval success with no more than 5 or 6 Experian inquiries within the last 6 months. And Citi credit reviewers have told some applicants that too many inquiries is a problem, even with an excellent credit score. Multiple inquiries from other banks seem to be especially problematic, because Citi can't see their current balances as easily. Other applicants have been approved with more inquiries, especially with a long term Citi tenure and a favorable income to debt ratio.

This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.


Getting around the $450 annual fee: Many people have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded; in practice you have 37 days. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers.

Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days. Leave a $450 balance and it will be zeroed out.

Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:

- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862
- [3/15] 15,000 bonus miles for spending $5k
- $450 Credit for spending $5k for next three statements

Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.

When do miles post? Usually two days after your statement closing date. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.


Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.

2a) With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.Recently, Citi has been approving Exec cards but not giving the bonus, e.g. when there has been less than 18 months from the previous application. Therefore, (a) use an application link that does not list the 18-month wait requirement; (b) check the letter you get via UPS to see if it explicitly promises the bonus; if it's in the letter, it will be honored (c) if in doubt, call and ask.

2b) Another helpful post discussing timeframe for meeting min spend: 6279

3) Any expectation that Citi will do things that make sense is just plain silly. They won't.

Citibank Contacts/Resources
  • Application status: https://www.accountonline.com/cards/...?screenID=3187
  • (800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
  • (800) 763-9795 – General Personal Application Inquiries with live rep
  • (866) 606-2787 – General Application and Account Questions with live rep
  • (888) 201-4523 – Application status
  • (866) 606-2961 – Reconsideration Line.
  • Twitter : @AskCiti. Very powerful tool.
  • Executive Office - useful for getting a more empowered agent for reconsideration purposes: CitiBank Executive Review Department, P.O. Box 6000, Sioux Falls, SD 57117
Admiral Club Access: You do not need to be flying AA that particular day of travel. (Ex: you're flying DL on the day of travel...you could still enter the AC lounge, even though you're not on an AA flight that day.) Beware, though, that individual lounges have individual rules (see the link below). Alternate rules usually come w/ Qantas lounges, not AA lounges. Furthermore, AC access "comes with" US Air access (19 locations). As of December 2015, authorized users have AC access (but not partner lounge access) even if they are not with the primary card holder.

For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules
Information on new authorized user AC lounge access: Citi Authorized User Admirals Club Benefit Terms

Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.

What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.

Direct phone number to Citi Fraud Prevention department: +18664705331

Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668

Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k (as low as 1k on some accounts YYMV)
Citi World elite Mastercards (including exec) 5k


Advice to those new to citi American Airlines cards,

If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...-benefits.html
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Citi AA Executive [Late 2014 - 2015]

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Old Mar 2, 2015, 7:38 pm
  #1936  
 
Join Date: Jun 2009
Location: ONT/LAX
Programs: IHG Plat
Posts: 496
Applied last night, called right now when I got home from work. Approved for 5k. That's 3x100k and 1x50k now.

I lowered my existing exec from 5400 to 5k last week. Will close this month when AF hits and hope to get a retention special.

The CSR said I could shift CLs around to get up to 13k but I couldn't touch the old exec since the minimum is 5k. I left the new CL at 5k since I do use my other 2 cards (10k and 8k) for regular spend.
indelible is offline  
Old Mar 3, 2015, 5:14 am
  #1937  
 
Join Date: Feb 2008
Posts: 783
Originally Posted by indelible
how is your credit score holding up?
790+ on Experian as of last Friday.
I have some credit card accounts from last century, so my history is pretty long.

Cheers,

PedroNY
PedroNY is offline  
Old Mar 3, 2015, 7:00 am
  #1938  
 
Join Date: Jan 2014
Posts: 1,269
Originally Posted by dillingerdis
Yeah, went back and looked at my notes and realized my 2nd and 3rd were both auto approved online. I was thinking this may be somewhat of a new development, but sounds like its not.

Havent done much reducing of CL's before cancelling since I havent done much quick churning like with this card. My experience has always come from the long churn. Do you just SM them and ask for a reduction?
Yes, it's quick and easy when you send an SM. I say "Please lower the CL on my account ending in xxxx from ___ to $5,000. I understand I may not be eligible for a CL increase for six months, and I would like to lower it anyway." If you only ask them to lower the CL, they'll send a response telling you you might not be eligible for a CL increase for six months, and they'll ask you to confirm that you really want to lower it. Not a big deal, but telling them up front you know what you're doing allows you to get this accomplished in one SM rather than two.
LWT3 is offline  
Old Mar 3, 2015, 10:34 am
  #1939  
 
Join Date: Aug 2013
Location: Orange County, CA
Programs: AA, BA, SPG Gold
Posts: 665
Just got approved for #8 (day 64) - no instant approval (haven't got that in ages) - got chat, asked for name and cell phone. Was approved for $30.5k....ok... now I need to reduce that ASAP!!! Repeat in 2 days for hubby's card!!
slhansen219 is offline  
Old Mar 3, 2015, 11:04 am
  #1940  
 
Join Date: May 2014
Location: SoCal
Posts: 2,164
Originally Posted by slhansen219
Just got approved for #8 (day 64) - no instant approval (haven't got that in ages) - got chat, asked for name and cell phone. Was approved for $30.5k....ok... now I need to reduce that ASAP!!! Repeat in 2 days for hubby's card!!
congratulations.
ninim2200 is offline  
Old Mar 3, 2015, 11:06 am
  #1941  
 
Join Date: Apr 2014
Location: ORD
Programs: AAdvantage, UA, Avios
Posts: 637
Originally Posted by slhansen219
Just got approved for #8 (day 64) - no instant approval (haven't got that in ages) - got chat, asked for name and cell phone. Was approved for $30.5k....ok... now I need to reduce that ASAP!!! Repeat in 2 days for hubby's card!!
Welcome to the 'day 61 to day 64 club'. Your parting gift is to enjoy a maximum of approximately one more app per calendar year.
starbuk is offline  
Old Mar 3, 2015, 12:07 pm
  #1942  
 
Join Date: Aug 2013
Location: Orange County, CA
Programs: AA, BA, SPG Gold
Posts: 665
Originally Posted by ninim2200
congratulations.
Thanks for all your help again!!


Originally Posted by starbuk
Welcome to the 'day 61 to day 64 club'. Your parting gift is to enjoy a maximum of approximately one more app per calendar year.
And you are too funny... may apply for my hubby's card 2 days early!!! Living dangerously!!
slhansen219 is offline  
Old Mar 3, 2015, 1:50 pm
  #1943  
 
Join Date: Feb 2008
Posts: 783
Originally Posted by starbuk
Welcome to the 'day 61 to day 64 club'. Your parting gift is to enjoy a maximum of approximately one more app per calendar year.
I propose 31 day club. I am on 33 day day rotation, but I guess I can tighten it up a bit.

side note, so $40,000 spend to get 10,000 EQM miles, that is spread across all cards. So did people get them last year if they churned 8 cards? Or 4 cards with $10k spending per card (original promotion). Just wondering if EQM miles posted from multiple credit card spending.

Cheers,

PedroNY
PedroNY is offline  
Old Mar 3, 2015, 1:55 pm
  #1944  
 
Join Date: Feb 2013
Location: San Antonio
Programs: AS MVP
Posts: 2,276
Originally Posted by PedroNY
... Just wondering if EQM miles posted from multiple credit card spending.

PedroNY
Yes. Within a few days of when 40K regular (non-bonus) points have posted to your account during the year, you'll have 10K additional EQM. Points that get posted manually are regular, non-bonus points.
KennyBSAT is offline  
Old Mar 3, 2015, 1:58 pm
  #1945  
 
Join Date: May 2014
Location: SoCal
Posts: 2,164
Originally Posted by PedroNY
I propose 31 day club. I am on 33 day day rotation, but I guess I can tighten it up a bit.

side note, so $40,000 spend to get 10,000 EQM miles, that is spread across all cards. So did people get them last year if they churned 8 cards? Or 4 cards with $10k spending per card (original promotion). Just wondering if EQM miles posted from multiple credit card spending.

Cheers,

PedroNY
I got the 10K EQM last year over various cards.
ninim2200 is offline  
Old Mar 3, 2015, 2:31 pm
  #1946  
 
Join Date: Jan 2013
Programs: Hyatt Glb, MR Plat
Posts: 2,577
Originally Posted by summers
seems i i should have posted my question here..

I recently met the min spending, and got the signup bonus, and then closed the account. However, i got a credit from cell phone company unexpectedly, making my spending under 5000...will citi likely to claw back the bonus miles? Any suggestions on what i can do? having more spending on the card is not likely as it's closed.

Thanks!!!
Originally Posted by Brugge
Was the credit for thousands of $? If it's a relatively small amount, I think you will be fine. They would claw it back if you were clearly trying to scam them. Such as buying a refundable $5K airline ticket to make the spend, getting the miles, and then canceling the ticket for a full refund. But for a small refund (YMMV since it is Citi) I think you should be fine.

So I'm in a similar scenario where I might need to refund a $725 airfare that was purchased with one of my closed Exec cards from last August. The refund would put me $300 below the $10k minimum spend. Anyone experience or know of a clawback in this situation?

Last edited by frudd38; Mar 3, 2015 at 2:49 pm
frudd38 is offline  
Old Mar 3, 2015, 5:23 pm
  #1947  
 
Join Date: Nov 2006
Location: LAX
Posts: 2,851
Just received my Citi Executive card today. Told that the first statement closing date is March 9, 2015 and will include the annual fee. What is the latest I can cancel and the fee refunded? i plan to purchase MO , 3k today then another 2k tomorrow. Will I see the 50k in my AA account if all 5k done by March 5, 2015?
metoo is offline  
Old Mar 3, 2015, 5:25 pm
  #1948  
 
Join Date: Jan 2014
Posts: 1,269
Question about when the annual fee posts

I just received my wife's most recent card, and the first statement closing date is less than a week away. I don't know if I can get the spend done before it closes.

I've seen people say that if you don't use the card before the first closing date, the annual fee won't post until the second statement. Is that accurate? I'd like to complete the spend before the annual fee hits, so I'm wondering if it would be wise to just sit on the card until the first statement closes. Thoughts?
LWT3 is offline  
Old Mar 3, 2015, 5:48 pm
  #1949  
 
Join Date: May 2014
Location: SoCal
Posts: 2,164
Originally Posted by metoo
Just received my Citi Executive card today. Told that the first statement closing date is March 9, 2015 and will include the annual fee. What is the latest I can cancel and the fee refunded? i plan to purchase MO , 3k today then another 2k tomorrow. Will I see the 50k in my AA account if all 5k done by March 5, 2015?
if the charges post on time then you will see the 50K, if not then you still have 37 days from March 9th (assuming AF posted on 1st statement) to cancel and get the fee refunded.
ninim2200 is offline  
Old Mar 3, 2015, 5:50 pm
  #1950  
 
Join Date: May 2014
Location: SoCal
Posts: 2,164
Originally Posted by LWT3
I just received my wife's most recent card, and the first statement closing date is less than a week away. I don't know if I can get the spend done before it closes.

I've seen people say that if you don't use the card before the first closing date, the annual fee won't post until the second statement. Is that accurate? I'd like to complete the spend before the annual fee hits, so I'm wondering if it would be wise to just sit on the card until the first statement closes. Thoughts?
i had 3 or 4 days between activation and the 1st statement, didn't put any charges and the annual fee didn't post. others too. is your 6 days or less?
ninim2200 is offline  


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