Old Oct 28, 14, 2:34 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: tonei
Transition-Related Notes
Members are starting to receive Priority Pass Select cards in the mail. These are sent by Collinson via USPS, separately from the rebranded Prestige cards.
There was a decimal rounding error in the ThankYou point accounting on October statements. Remove a 0 from each of the totals reported - it should then match
Members who signed up prior to 10/18 still only receive a $250 airline credit for the year; if you previously used the $200 incidental credit, you can get another $50 in airline purchases reimbursed through December.
If you signed up before 10/18/14 you are eligible to receive the 15% discount and companion benefits for a year after your signup date. Call Citi at 877-288-2484 and ask to speak with a travel specialist, rather than letting them send the information to Spirit Incentives for an email quote. There are mixed reviews as to the efficacy of this service.
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CITI Prestige changes effective 10-18-14

Old Aug 5, 14, 9:38 am
  #256  
 
Join Date: Oct 2008
Location: New York, NY
Programs: SPG Plat. AA Plat. UA Gold
Posts: 230
Originally Posted by roki
I'm curious why the protection is only for new cardmembers. We all pay the fee every year. Is it something from the CARD act or something?
It's probably CARD ACT related in some form to prevent new users from being duped into signing up for a card and it's terms changing within less than the term of the original agreement at signup. Citi has sneaked in the terms in the tiny text but makes no mention of it in marketing materials as yet on card signup.

Also of interest, if I apply for the card now and use the $200 credit by Oct 19, do I get another $50 from October 19 to Dec 31? The full $250 or nothing at all?
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Old Aug 5, 14, 9:46 am
  #257  
 
Join Date: Feb 2012
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Originally Posted by islandguy84
It's probably CARD ACT related in some form to prevent new users from being duped into signing up for a card and it's terms changing within less than the term of the original agreement at signup. Citi has sneaked in the terms in the tiny text but makes no mention of it in marketing materials as yet on card signup.

Also of interest, if I apply for the card now and use the $200 credit by Oct 19, do I get another $50 from October 19 to Dec 31? The full $250 or nothing at all?
By their logic, you should definitely get the $50, at minimum. If ALL the features going away are gone by 10/19/14, then the new ones should be valid starting that day. Otherwise, they're really cheating us (more than they already are).

I'm already excited for the class action suit for when Citi screws the pooch on this one.
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Old Aug 5, 14, 11:09 am
  #258  
 
Join Date: Oct 2008
Location: New York, NY
Programs: SPG Plat. AA Plat. UA Gold
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So I just applied in branch for the card to get the $350 annual fee. The rep stated he had to fax it over and it could take 2 weeks?!? Anyone else encounter this? Seems backwards even for Citi.
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Old Aug 5, 14, 5:43 pm
  #259  
 
Join Date: May 2013
Posts: 256
Originally Posted by roki
Apparently neither. Apparently, we only have until 10/18/14 to book, regardless of when our cardmember anniversary is. That feels like highway robbery to me, though. Why pay the annual fee for 2014 if you lose benefits halfway through? I paid in February and I'm furious. I can't imagine how mad I'd be if I paid in May or something.
I paid in June..
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Old Aug 6, 14, 9:58 am
  #260  
 
Join Date: Jun 2012
Programs: MR LT Gold, HH Gold
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I'm thinking of switching from UA to AS/AA and switching credit cards accordingly. If so, looks like with the changes, this card could potentially be a big winner: $200 annual fee after airline credit (even includes airfare), 4.8X/3.2X/1.6X earning on travel/dining/other when redeemed for AA flights, access to AS (through PP Select) and AA clubs.

Earn rate is better than the AS and AA cards for someone like me who usually redeems for coach seats. Also I'd be unlikely to charge the $40k for status miles on the alternative AA Executive card. Seems like Citi Prestige would be a good replacement for my current CSP and UA cards if I switch. Any big pitfalls I am missing?
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Old Aug 6, 14, 10:08 am
  #261  
 
Join Date: Mar 2011
Location: BOS
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Just curious how easy is it to apply for this card? My first card was a grandfathered Citi Forward from 3 years ago, and a few months ago I got the AA Platinum card. Nothing else. Should I expect any trouble in getting the Prestige?
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Old Aug 6, 14, 10:18 am
  #262  
 
Join Date: Feb 2012
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Originally Posted by CreoleNC
I'm thinking of switching from UA to AS/AA and switching credit cards accordingly. If so, looks like with the changes, this card could potentially be a big winner: $200 annual fee after airline credit (even includes airfare), 4.8X/3.2X/1.6X earning on travel/dining/other when redeemed for AA flights, access to AS (through PP Select) and AA clubs.

Earn rate is better than the AS and AA cards for someone like me who usually redeems for coach seats. Also I'd be unlikely to charge the $40k for status miles on the alternative AA Executive card. Seems like Citi Prestige would be a good replacement for my current CSP and UA cards if I switch. Any big pitfalls I am missing?
It's a $250 credit after 10/18/14, and only applies to airfare after then. Right now it's $200 and only incidentals. This is the main change that is better, obviously.

Yes, this earning rate is pretty hard to beat if you want to swear off award tickets. If you spend $200/mo on travel, $300/mo on dining, and $2K/mo on other, you're earning 3200 points, or $51.20 on airfare. Over a year, that's $614 on $30K spend, or just over 2% average.

If you do decide to get the Prestige card, look into Citibank checking accounts, too. If you can maintain a Citigold account ($50K), and do simple free services like Direct Deposit and Bill Pay, they'll toss you 1300pts/mo that pool with these, plus annually you get a 15% bonus on the total points earned with the Prestige (from 38,400 to 44,160 or $706.56 in the above scenario). The program is far from perfect, but can be quite lucrative.
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Old Aug 6, 14, 10:20 am
  #263  
 
Join Date: Feb 2012
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Originally Posted by Debonaire
Just curious how easy is it to apply for this card? My first card was a grandfathered Citi Forward from 3 years ago, and a few months ago I got the AA Platinum card. Nothing else. Should I expect any trouble in getting the Prestige?
Depends on your income and total credit availability. It is a WEMC, so requires a $5k+ CL. Citi gives out CCs like candy, though, so you should be able to get it. Especially if you have a large CL on your AA card, you can shuffle some from that card if it is indeed an issue.

Keep in mind this card would also make your Forward card essentially an 8% dining/amazon card when booking US/AA flights. Sweet.
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Old Aug 6, 14, 10:24 am
  #264  
 
Join Date: Mar 2011
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Originally Posted by roki
Depends on your income and total credit availability. It is a WEMC, so requires a $5k+ CL. Citi gives out CCs like candy, though, so you should be able to get it. Especially if you have a large CL on your AA card, you can shuffle some from that card if it is indeed an issue.

Keep in mind this card would also make your Forward card essentially an 8% dining/amazon card when booking US/AA flights. Sweet.
Ah, nice to know about the $5k CL limit. I recently got upgraded to WEMC on the AA card too, but my CL on there is high enough that I should be able to shuffle some away and still maintain the $5k limit. That would take a call to the reconsideration line, right?

The branch advised me to wait 6 months between Citi CC applications. Is that a good idea or are they being overly cautious?

The Forward is one of the biggest reasons I'm excited about the Prestige! Great synergy there.
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Old Aug 6, 14, 10:37 am
  #265  
 
Join Date: Feb 2012
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Originally Posted by Debonaire
Ah, nice to know about the $5k CL limit. I recently got upgraded to WEMC on the AA card too, but my CL on there is high enough that I should be able to shuffle some away and still maintain the $5k limit. That would take a call to the reconsideration line, right?

The branch advised me to wait 6 months between Citi CC applications. Is that a good idea or are they being overly cautious?

The Forward is one of the biggest reasons I'm excited about the Prestige! Great synergy there.
They're being overly cautious. There is a substantial amount of data that says you can get 2 Citi credit cards 8 days apart, and a third after 65 days(? or something close to that). You can definitely get another Citi card having just two, with one being 3 years old. No question there.

You may get instantly approved, but if not, then yes, a call to the recon line would be in order. I generally just tell them the truth: "I'm not looking for more credit, I'm looking to take advantage of the great benefits the card offers. No need to extend more credit risk to me, just pull $x,xxx from this card and use it for the new application."
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Old Aug 6, 14, 10:43 am
  #266  
 
Join Date: Jun 2012
Programs: MR LT Gold, HH Gold
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Originally Posted by roki
It's a $250 credit after 10/18/14, and only applies to airfare after then. Right now it's $200 and only incidentals. This is the main change that is better, obviously.
Thanks for the clarification.

If you do decide to get the Prestige card, look into Citibank checking accounts, too. If you can maintain a Citigold account ($50K), and do simple free services like Direct Deposit and Bill Pay, they'll toss you 1300pts/mo that pool with these, plus annually you get a 15% bonus on the total points earned with the Prestige (from 38,400 to 44,160 or $706.56 in the above scenario). The program is far from perfect, but can be quite lucrative.
Thanks. My understanding is that the CitiGold relationship also lowered annual fees on their credit cards in the past but that particular perk was axed for new applicants.
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Old Aug 6, 14, 10:52 am
  #267  
 
Join Date: Mar 2011
Location: BOS
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Originally Posted by roki
They're being overly cautious. There is a substantial amount of data that says you can get 2 Citi credit cards 8 days apart, and a third after 65 days(? or something close to that). You can definitely get another Citi card having just two, with one being 3 years old. No question there.

You may get instantly approved, but if not, then yes, a call to the recon line would be in order. I generally just tell them the truth: "I'm not looking for more credit, I'm looking to take advantage of the great benefits the card offers. No need to extend more credit risk to me, just pull $x,xxx from this card and use it for the new application."
That's great to hear! I'll keep that in mind in case the call is necessary.

It seems like it would be best to get (activate?) the card before October to rack up some last minute flight points. Also the language doesn't seem extremely clear - is there some potential doubling up between the "$200 Statement Credit for Airline Fees" and the "$250 Air Travel Credit"?
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Old Aug 6, 14, 11:02 am
  #268  
 
Join Date: Feb 2012
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Originally Posted by Debonaire
That's great to hear! I'll keep that in mind in case the call is necessary.

It seems like it would be best to get (activate?) the card before October to rack up some last minute flight points. Also the language doesn't seem extremely clear - is there some potential doubling up between the "$200 Statement Credit for Airline Fees" and the "$250 Air Travel Credit"?
This is unknown. It seems like at the very least, the $50 differential should be available. This is a calendar year benefit. Keep in mind, if you get the card now, you have the full year to use the companion airfare, but flight points are only accrued on flights booked before 10/18/14.
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Old Aug 6, 14, 6:57 pm
  #269  
 
Join Date: Jun 2014
Posts: 319
Originally Posted by roki
This is unknown. It seems like at the very least, the $50 differential should be available. This is a calendar year benefit. Keep in mind, if you get the card now, you have the full year to use the companion airfare, but flight points are only accrued on flights booked before 10/18/14.
maybe I should spend the 200 before 10/18 in anticipation of a full renewal of benefits --- another $250 for the rest of 2014. Then in 2015 it's another $250. Seems pretty sweet....

one question about the flight points, if I book the flight before 10/18/14 but fly in early 01/2015, do I still get flight points?
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Old Aug 7, 14, 7:10 am
  #270  
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Originally Posted by CreoleNC
Thanks. My understanding is that the CitiGold relationship also lowered annual fees on their credit cards in the past but that particular perk was axed for new applicants.
Maybe in the future, but my Citigold wife got $350 a couple weeks ago.
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