Go Back  FlyerTalk Forums > Miles&Points > Credit, Debit and Prepaid Card Programs > Citi | ThankYou Rewards
Reload this Page >

Citi Executive AA MasterCard [October 2013 - September 2014]

Old Jan 24, 2014, 5:20 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: mia
The thread was split on September 24, 2014 for technical reasons. This version of the Wikipost is frozen as of that date. Please click HERE to read the newer posts and the most current Wikipost.
-----------------------------------

For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)

Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. [B]We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.

MOST CURRENT LINKS:

As of 8/19/14, the 60K+ links are no longer working, and give the following error:
A system error has caused a delay in processing your application. Please try again later.

[This link stopped working for a few days in July but seems to be working again] Many thanks to LM225 - Citi AA Executive Personal Mastercard, 100,000 miles after $10,000 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $200 in statement credits. $450 annual fee, not waived. Landing page no longer loads as of 6/24.


The landing page asks for a first and last name but the application loads with or without the landing page. This is a CHIP and Signature card. If you go through the landing page, please use any referral code given to you by an AC rep.

For alternate 100K links, see Post #6084. https://www.citicards.com/cards/acq/...&screenID=3001

Many thanks to lobo411 - Citi AA Executive Personal Mastercard, 75,000 miles after $7500 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $100 in statement credits. $450 annual fee, not waived. No landing page. This is a CHIP and Signature card. Bonus confirmed in posts 136 and 142. Still working: There is also a public version of this offer Citi AA Mastercard, 75,000 miles, Landing page available here. HT Belllaaa.

Many thanks to cerealmarketer - Citi AA Executive Personal Mastercard, 60,000 miles after $5k spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests. $450 annual fee, not waived. Landing page available here. This is a CHIP and Signature card. Landing page for 60K for $5K, with $100 statement credit and application.

Current 50K public offer: (Be carefull this link is showing as 30k in citi system, use other link for 50k) Landing page for 50K for $5K spending, no statement credit and application.

New 50k offer:
Landing page for New 50K for $5K spending, no statement credit - Application Link WARNING: This landing page contains the following in the Footnotes: "American Airlines AAdvantage bonus miles are not available if you have had a Citi Executive / AAdvantage World EliteTM MasterCard opened or closed in the past 18 months." But the app link directly following it goes to a totally different app page, which is reported to be working as usual.


EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.

Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.

Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.

This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.


Getting around the $450 annual fee: Some have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers here http://www.flyertalk.com/forum/credi...ost-first.html. YMMV. If paying $250-$450 for a year's access to Admirals Clubs and the 60K-100K miles is a deal breaker, this card may not be for you.

Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days.

Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:

- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862

Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.

When do miles post? Usually a few days after your statement closes. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.

Please post more experiences about cancelling to avoid the $450 fee


Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.

2a) With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.

2b) Another helpful post discussing timeframe for meeting min spend: 6279

3) Any expectation that Citi will do things that make sense is just plain silly. They won't.

Citibank Contacts/Resources
  • Application status: https://www.accountonline.com/cards/...?screenID=3187
  • (800) 695-5171 Personal Application Status and Reconsideration Line with live rep
  • (800) 763-9795 General Personal Application Inquiries with live rep
  • (866) 606-2787 General Application and Account Questions with live rep
  • (888) 201-4523 Application status
  • (866) 606-2961 Reconsideration Line.
  • Twitter : @AskCiti. Very powerful tool.
  • Executive Office - useful for getting a more empowered agent for reconsideration purposes: CitiBank Executive Review Department, P.O. Box 6000, Sioux Falls, SD 57117
Admiral Club Access: You do not need to be flying AA that particular day of travel. (Ex: you're flying DL on the day of travel...you could still enter the AC lounge, even though you're not on an AA flight that day.) Beware, though, that individual lounges have individual rules (see the link below). Alternate rules usually come w/ Qantas lounges, not AA lounges. Furthermore, AC access "comes with" US Air access (19 locations). An authorized user does not have AC access unless they are with the primary card holder. The authorized user's card will have the "Admiral Club" language omitted from the back of their card.

For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules

$200 Statement Credit on any purchase:

Multiple datapoints within this thread as well as multiple confirmations from CSRs say that the $200 statement credit is for any purchase.

Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.

What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.

Direct phone number to Citi Fraud Prevention department: +18664705331

Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668

Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k
Citi World elite Mastercards (including exec) 5k


Advice to those new to citi American Airlines cards,

If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...ost-first.html
Print Wikipost

Citi Executive AA MasterCard [October 2013 - September 2014]

Old Apr 23, 2014, 1:44 pm
  #4921  
 
Join Date: Nov 2006
Programs: Marriott Platinum, Hilton Diamond, IHG Platinum
Posts: 3,650
Alright, who knows the answer to this one.

By conventional wisdom, Citi will auto-deny app if you have >6 inquiries on the bureau Citi pulls from in the last 6 mo. What exactly constitutes last 6 mo to Citi? Is it the # of days (180?), or 6 months ago on the present day? I am going to cut it very close on my next app so I would like to be as accurate as I can.
italdesign is offline  
Old Apr 23, 2014, 1:59 pm
  #4922  
 
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Originally Posted by wholeinone04
Last two Citi Card(Hhonors and Exec) approvals forced me to move credit around bc I was maxed out so I'm probably gonna do a second exec but under my wife's name and use loyal3 to hit the spend req. of 10k.

If I get all the spend done in the first week, do I have two months(from app date) to cancel the card and get the $450 AF refunded? Would I also get to keep the $200 SC thus making this deal even better?

My plan is to hit the 10k spend in the first week, wait until the points post after the first statement(1-1.5 months later) and then cancel right before the 2 month mark. If points don't post before 2 months, I won't risk it and I'll just pay the AF. Another $250 for 100k pts ain't bad
You haven't already applied for multiple EXEC cards in your wife's name because of what?

See my post just before yours.

The answer of when the AF is due is as follows: 37 days after the fee posts on your statement. Your first statement may post, according to the various data points here, anywhere from 2 days before you receive your card, to a about a month after your app date. But to complicate it more, your first statement may or may not contain the AF. So your AF will be due somewhere between 37 days after your app, and almost 3 months from your app date. Talk about YMMV
Brugge is offline  
Old Apr 23, 2014, 2:10 pm
  #4923  
 
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Originally Posted by italdesign
Alright, who knows the answer to this one.

By conventional wisdom, Citi will auto-deny app if you have >6 inquiries on the bureau Citi pulls from in the last 6 mo. What exactly constitutes last 6 mo to Citi? Is it the # of days (180?), or 6 months ago on the present day? I am going to cut it very close on my next app so I would like to be as accurate as I can.
I know the answer, I know the answer.

The correct answer, it being Citi after all, is: YMMV.

There are data points on this thread of people denied with 6 inquiries. There are also recent reports of people with extensive history with Citi of being approved instantly with 11 inquiries. And even one report, that being mine, of being approved after extensive discussion with Recon, with 14 inquiries in the past 6 months.

To make it more confusing, I've never seen anyone here define "6 months". So it could be x # of days, or first day of month to first day of month, or maybe they just use their Magic 8Ball? We do know that Citi isn't good at math, that's why the 60 day waiting period has become the 65 day rule.

I hope that helps.
Brugge is offline  
Old Apr 23, 2014, 2:11 pm
  #4924  
 
Join Date: Apr 2013
Location: Newport Beach, CA
Posts: 286
Originally Posted by Brugge
You haven't already applied for multiple EXEC cards in your wife's name because of what?

See my post just before yours.

The answer of when the AF is due is as follows: 37 days after the fee posts on your statement. Your first statement may post, according to the various data points here, anywhere from 2 days before you receive your card, to a about a month after your app date. But to complicate it more, your first statement may or may not contain the AF. So your AF will be due somewhere between 37 days after your app, and almost 3 months from your app date. Talk about YMMV
Haha well mainly because of the $10k spend limit and I already have 170,000 AA miles. I'm currently working on a chase ink plus(mine) and barclay arrival(mine) but I'm getting ready to do a little churn for my wife(citi exec, barclay us air, amex spg bus, maybe one more?) I have 3 AP accounts plus NS of 1-2k/mo, I don't have time to do all the other time intensive MS methods which is why I liked VR's and will probably give loyal3 a shot to spend the 10k(might be more of a one time thing since my account will prolly get shut down after buying/selling 10k in just a few days).

As for the AF, haha ok I was hoping no one would get mad at me for asking since I was pretty confused. I guess I just won't worry about when the AF posts but 37 days after the AF posts if my 100k pts have posted, I'll cancel the card. If pts haven't posted yet, I'll just hold onto the card and cancel whenever.

Thanks bud!
wholeinone04 is offline  
Old Apr 23, 2014, 2:24 pm
  #4925  
 
Join Date: Feb 2014
Location: PHX
Programs: AA EXP, SPG Plat, Hyatt Plat
Posts: 78
Originally Posted by frudd38
Which exact links did you use for 3 and 4?
The "here" link on all. Not worried, halfway to spending and already got $200 statement credit on #3 .... to many people on here stirring the pot over nothing.
PHX392 is offline  
Old Apr 23, 2014, 2:32 pm
  #4926  
 
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Originally Posted by PHX392
The "here" link on all. Not worried, halfway to spending and already got $200 statement credit on #3 .....
Since you got the card, you are golden. Citi never gives you the card if they don't intend to give you the bonus.
Brugge is offline  
Old Apr 23, 2014, 6:08 pm
  #4927  
 
Join Date: Apr 2014
Posts: 1
Hi guys, I am confused about how citi reset the 65 day rule.
1st AA Exe 01/30
Citi HH 02/13
2nd AA Exe 04/03
3rd AA Exe 04/13 (denied)

I believe the reason for my denial is that my Citi HH and my 3rd AA Exe are within 60 days. Do you guys have any idea when I can apply my next card? Is it going to be 60 days after 04/13 or 04/03? Thanks in advance.
pxl1229 is offline  
Old Apr 23, 2014, 6:39 pm
  #4928  
 
Join Date: Dec 2013
Posts: 71
Originally Posted by pxl1229
Hi guys, I am confused about how citi reset the 65 day rule.
1st AA Exe 01/30
Citi HH 02/13
2nd AA Exe 04/03
3rd AA Exe 04/13 (denied)

I believe the reason for my denial is that my Citi HH and my 3rd AA Exe are within 60 days. Do you guys have any idea when I can apply my next card? Is it going to be 60 days after 04/13 or 04/03? Thanks in advance.
Correct. February has 28 days.

Your 4/13, although denied, counts towards your 8/65 rule. Your next application needs to be 65 days from your 2nd AA Exe app, which is roughly around 6/8.
kip1124 is offline  
Old Apr 23, 2014, 6:40 pm
  #4929  
 
Join Date: Feb 2014
Programs: SPG Plat, IHG Plat Ambassador, CC Gold, HH Diamond, Hyatt Plat
Posts: 67
Red face

Originally Posted by PHX392
Date Point:
Citi AA Plat x2: 8/2013
Citi Exec #1: 1/29/14 Approved - miles posted
Citi Exec #2: 2/7/14 Approved - miles posted
Citi Exec #3: 4/4/14 Approved (moved cl and closed a Plat)
Citi Exec #4: 4/14/14 Approved (only 5k cl)

All four required "call us for more info" and was only asked about adding a cell number, no other questions.

Exec #4 approval makes 5 open cards with Citi (not playing the 'meet spent and close' game) and my 11th hard pull in 6-months. Credit score 779.
**drooling** mustering up the courage to go for #3
applied Feb 20 for #1 so I should be almost good to go, no?
kocoliza is offline  
Old Apr 23, 2014, 7:08 pm
  #4930  
 
Join Date: Feb 2007
Posts: 647
Originally Posted by kip1124
Correct. February has 28 days.

Your 4/13, although denied, counts towards your 8/65 rule. Your next application needs to be 65 days from your 2nd AA Exe app, which is roughly around 6/8.
I would wait

Last edited by kingrat; Apr 24, 2014 at 1:16 pm
kingrat is offline  
Old Apr 23, 2014, 7:40 pm
  #4931  
Suspended
 
Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
Posts: 1,786
Originally Posted by Brugge
But if instead of clicking on "here", you click on "Citi AA Executive Personal Mastercard, 100,000 miles", immediately following "LM225", it takes you to a decidedly different app. That app does not mention the Admirals Club, and has the "new apps" language instead of the "not available" language.

It's a bit above my pay grade on FT, but I'd think that the "here" link ought to be removed from the Wiki, lest it lure folks into using an app that will get them denied.
Please post a link to a single report of someone being denied for using this link...oh wait you cannot because it has not happened. Wife and I have used the "here" link 6x now, so I see no reason to remove the link
skibum7732 is offline  
Old Apr 23, 2014, 8:30 pm
  #4932  
 
Join Date: Feb 2014
Posts: 824
Originally Posted by pxl1229
Hi guys, I am confused about how citi reset the 65 day rule.
1st AA Exe 01/30
Citi HH 02/13
2nd AA Exe 04/03
3rd AA Exe 04/13 (denied)

I believe the reason for my denial is that my Citi HH and my 3rd AA Exe are within 60 days. Do you guys have any idea when I can apply my next card? Is it going to be 60 days after 04/13 or 04/03? Thanks in advance.
Why don't you just use the link in the freakin' wiki to calculate 65 days...
exarkun is offline  
Old Apr 23, 2014, 8:49 pm
  #4933  
 
Join Date: Mar 2013
Posts: 20
Originally Posted by andhoova
I currently have the following 4 Citi Cards, all currently open. Ive received the 100K bonus for #1. I didnt hit the spend for #2 on the first statement and #3 has not yet closed. The 3 Exec cards are my only new cards in 8 months.

Citi Amex Platinum: Feb/2014
Citi Exec Card #1: 1/30/14
Citi Exec Card #2: 3/25/14
Citi Exec Card #3: 4/8/14

Im ready to apply for #4, should I close #1 first? If so, how long should I wait after closing to apply? Thank you.
So just to make sure my understanding is correct, I need to wait 65 days from my Citi Exec Card #2 app on 3/25/14, correct? Roughly June 27?
andhoova is offline  
Old Apr 23, 2014, 8:54 pm
  #4934  
 
Join Date: Nov 2013
Location: New York City
Posts: 181
Originally Posted by Brugge
I haven't seen any reports like that. Was it on FT?

Your wife is also applying for this card, right? I assume you know that under current Federal law both of you can apply for the same card, and for "income" you each can put down your combined total income.
I can't honestly remember where I read about people getting a lower bonus than 100,000, so maybe your thought about those people having used inferior links is right!

Thanks for the suggestion about having my wife apply too. I actually hadn't thought of that .
rje444 is offline  
Old Apr 23, 2014, 9:36 pm
  #4935  
 
Join Date: Jan 2013
Programs: Hyatt Glb, MR Plat
Posts: 2,570
Originally Posted by andhoova
So just to make sure my understanding is correct, I need to wait 65 days from my Citi Exec Card #2 app on 3/25/14, correct? Roughly June 27?
5/29?..
frudd38 is offline  

Thread Tools
Search this Thread

Contact Us - Manage Preferences - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service -

This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.