Jan 24, 2014, 5:20 pm
Last edit by: mia
The thread was split on September 24, 2014 for technical reasons. This version of the Wikipost is frozen as of that date. Please click HERE to read the newer posts and the most current Wikipost.
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For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)
Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. [B]We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.
MOST CURRENT LINKS:
As of 8/19/14, the 60K+ links are no longer working, and give the following error:
[This link stopped working for a few days in July but seems to be working again] Many thanks to LM225 - Citi AA Executive Personal Mastercard, 100,000 miles after $10,000 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $200 in statement credits. $450 annual fee, not waived. Landing page no longer loads as of 6/24.
The landing page asks for a first and last name but the application loads with or without the landing page. This is a CHIP and Signature card. If you go through the landing page, please use any referral code given to you by an AC rep.
For alternate 100K links, see Post #6084. https://www.citicards.com/cards/acq/...&screenID=3001
Many thanks to lobo411 - Citi AA Executive Personal Mastercard, 75,000 miles after $7500 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $100 in statement credits. $450 annual fee, not waived. No landing page. This is a CHIP and Signature card. Bonus confirmed in posts 136 and 142. Still working: There is also a public version of this offer Citi AA Mastercard, 75,000 miles, Landing page available here. HT Belllaaa.
Many thanks to cerealmarketer - Citi AA Executive Personal Mastercard, 60,000 miles after $5k spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests. $450 annual fee, not waived. Landing page available here. This is a CHIP and Signature card. Landing page for 60K for $5K, with $100 statement credit and application.
Current 50K public offer: (Be carefull this link is showing as 30k in citi system, use other link for 50k) Landing page for 50K for $5K spending, no statement credit and application.
New 50k offer:
Landing page for New 50K for $5K spending, no statement credit - Application Link WARNING: This landing page contains the following in the Footnotes: "American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months." But the app link directly following it goes to a totally different app page, which is reported to be working as usual.
EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.
Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.
Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.
This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.
Getting around the $450 annual fee: Some have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers here http://www.flyertalk.com/forum/credi...ost-first.html. YMMV. If paying $250-$450 for a year's access to Admirals Clubs and the 60K-100K miles is a deal breaker, this card may not be for you.
Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days.
Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:
- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862
Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.
When do miles post? Usually a few days after your statement closes. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.
Please post more experiences about cancelling to avoid the $450 fee
Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.
2a) With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.
2b) Another helpful post discussing timeframe for meeting min spend: 6279
3) Any expectation that Citi will do things that make sense is just plain silly. They won't.
Admiral Club Access: You do not need to be flying AA that particular day of travel. (Ex: you're flying DL on the day of travel...you could still enter the AC lounge, even though you're not on an AA flight that day.) Beware, though, that individual lounges have individual rules (see the link below). Alternate rules usually come w/ Qantas lounges, not AA lounges. Furthermore, AC access "comes with" US Air access (19 locations). An authorized user does not have AC access unless they are with the primary card holder. The authorized user's card will have the "Admiral Club" language omitted from the back of their card.
For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules
$200 Statement Credit on any purchase:
Multiple datapoints within this thread as well as multiple confirmations from CSRs say that the $200 statement credit is for any purchase.
Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.
What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.
Direct phone number to Citi Fraud Prevention department: +18664705331
Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668
Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k
Citi World elite Mastercards (including exec) 5k
Advice to those new to citi American Airlines cards,
If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...ost-first.html
-----------------------------------
For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)
Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. [B]We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.
MOST CURRENT LINKS:
As of 8/19/14, the 60K+ links are no longer working, and give the following error:
A system error has caused a delay in processing your application. Please try again later.
[This link stopped working for a few days in July but seems to be working again] Many thanks to LM225 - Citi AA Executive Personal Mastercard, 100,000 miles after $10,000 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $200 in statement credits. $450 annual fee, not waived. Landing page no longer loads as of 6/24.
Current 50K public offer: (Be carefull this link is showing as 30k in citi system, use other link for 50k) Landing page for 50K for $5K spending, no statement credit and application.
New 50k offer:
Landing page for New 50K for $5K spending, no statement credit - Application Link WARNING: This landing page contains the following in the Footnotes: "American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months." But the app link directly following it goes to a totally different app page, which is reported to be working as usual.
EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.
Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.
Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.
This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.
Getting around the $450 annual fee: Some have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers here http://www.flyertalk.com/forum/credi...ost-first.html. YMMV. If paying $250-$450 for a year's access to Admirals Clubs and the 60K-100K miles is a deal breaker, this card may not be for you.
Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days.
Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:
- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862
Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.
When do miles post? Usually a few days after your statement closes. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.
Please post more experiences about cancelling to avoid the $450 fee
Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.
2a) With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.
2b) Another helpful post discussing timeframe for meeting min spend: 6279
3) Any expectation that Citi will do things that make sense is just plain silly. They won't.
Citibank Contacts/Resources
- Application status: https://www.accountonline.com/cards/...?screenID=3187
- (800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
- (800) 763-9795 – General Personal Application Inquiries with live rep
- (866) 606-2787 – General Application and Account Questions with live rep
- (888) 201-4523 – Application status
- (866) 606-2961 – Reconsideration Line.
- Twitter : @AskCiti. Very powerful tool.
- Executive Office - useful for getting a more empowered agent for reconsideration purposes: CitiBank Executive Review Department, P.O. Box 6000, Sioux Falls, SD 57117
For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules
$200 Statement Credit on any purchase:
Multiple datapoints within this thread as well as multiple confirmations from CSRs say that the $200 statement credit is for any purchase.
Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.
What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.
Direct phone number to Citi Fraud Prevention department: +18664705331
Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668
Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k
Citi World elite Mastercards (including exec) 5k
Advice to those new to citi American Airlines cards,
If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...ost-first.html
Citi Executive AA MasterCard [October 2013 - September 2014]
Feb 7, 2014, 9:25 pm
#1441
Join Date: Oct 2013
Posts: 120
successfully churned
1/29: first citi application - had to call to get approved.
2/7 (just finished talking to a rep in south dakota a few moments ago) - second card approved with 100k points and 200 in statement credits after 10k spend in 3 months - specifically confirmed this with customer service rep.
FYI, spoke to a really nice gentleman by the name of Ron who put me on hold for a few minutes. Was really nervous, but he came back on and said I was approved. Woohoo!
Guys, don't miss this offer. Approved for a potential 200k within a span of 8 days - unbelievable.
Thank you all and thanks FT.
2/7 (just finished talking to a rep in south dakota a few moments ago) - second card approved with 100k points and 200 in statement credits after 10k spend in 3 months - specifically confirmed this with customer service rep.
FYI, spoke to a really nice gentleman by the name of Ron who put me on hold for a few minutes. Was really nervous, but he came back on and said I was approved. Woohoo!
Guys, don't miss this offer. Approved for a potential 200k within a span of 8 days - unbelievable.
Thank you all and thanks FT.
Feb 7, 2014, 10:00 pm
#1442
Join Date: Feb 2014
Posts: 12
After following the thread for the last few days I decided I should take advantage of this offer and hopefully go for the second card as well.
I got the message to call in, so I did. The fun part is I live in Sioux Falls, SD where the call center is located. The lady pulled up the app and said "Oh I see you are in Sioux Falls too, I don't see that too often" She put me on hold for a couple minutes and came back and said I was approved. I was surprised when she told me the limit was 15.5k, since my highest limit on any other card is 5k. (Just got my first rewards card in December.)
I got the message to call in, so I did. The fun part is I live in Sioux Falls, SD where the call center is located. The lady pulled up the app and said "Oh I see you are in Sioux Falls too, I don't see that too often" She put me on hold for a couple minutes and came back and said I was approved. I was surprised when she told me the limit was 15.5k, since my highest limit on any other card is 5k. (Just got my first rewards card in December.)
Feb 7, 2014, 11:35 pm
#1443
Join Date: Nov 2006
Programs: Marriott Platinum, Hilton Diamond, IHG Platinum
Posts: 3,693
Looking at reports around Feb 1, seems like most people got the card one day after the UPS welcome letter. Partner here got the letter yesterday but no card as of tonight. Did it take 2+ days for anyone else?
Feb 8, 2014, 12:15 am
#1444
Join Date: Oct 2012
Posts: 72
Got my letter today and according to Fedex I am supposed to get the card tomorrow. Fastest I've ever gotten a credit card before. I applied this Tuesday!
Feb 8, 2014, 3:48 am
#1445
Join Date: Nov 2012
Location: HNL
Programs: AA Citi Visa and Amex, Citi AA Biz, SPG, Amex Green, Zync, Discover It (Starbucks Gold) HHonors Gold
Posts: 268
No Fedex/UPS for me
So since all of my Citi cards are billed to a Po Box, when I applied for this card they placed that address after I called in the first time, despite the fact that I entered my physical address on the application. I received my approval letter today at my po box, so I'm assuming my card will follow a few days later. 
Feb 8, 2014, 4:47 am
#1446
Join Date: Nov 2009
Posts: 519
Got the approval letter on last saturday and card yesterday. So dont worry it may take time.
Feb 8, 2014, 7:24 am
#1447
Join Date: Dec 2010
Posts: 1,860
I think the biggest challenge now is 20k spending in 3 months. I have to convince myself this whole OV/MO/Walmart trio of love works without issue. Then convince myself another $400+ annual fee card is worth it (with the possibility of not earning the second 100k)........and then convince myself I will receive both 100k bonuses (I have doubts people will get the second 100k, but am interested in hearing if this works)
There is one lady at Wal-Mart who is super pissy about doing any more money orders for me now. She implies the Patriot Act kicks in sooner or later (when so much money is being moved around). I don't think I will be getting any more money orders while she is on the clock. And to be honest, the people working at Wal-Mart genuinely seem annoyed when you come in there asking for like 7 $999.30 money orders, with each transaction (money order) being two $500 amounts. I have been told that they get talked to about what coupons they take even - and so I imagine they have a ton of paranoia built in around their job - and when a guy comes in and has like 20..."debit cards"...they just get uneasy.
Thankfully I have 4 Wal-Mart's within a 30 minute drive. But even still - there are only so many OneVanilla retailers.
There is one lady at Wal-Mart who is super pissy about doing any more money orders for me now. She implies the Patriot Act kicks in sooner or later (when so much money is being moved around). I don't think I will be getting any more money orders while she is on the clock. And to be honest, the people working at Wal-Mart genuinely seem annoyed when you come in there asking for like 7 $999.30 money orders, with each transaction (money order) being two $500 amounts. I have been told that they get talked to about what coupons they take even - and so I imagine they have a ton of paranoia built in around their job - and when a guy comes in and has like 20..."debit cards"...they just get uneasy.
Thankfully I have 4 Wal-Mart's within a 30 minute drive. But even still - there are only so many OneVanilla retailers.
Feb 8, 2014, 7:27 am
#1448
Join Date: Apr 2012
Location: MKE
Programs: Hyatt Diamond, SPG Plat, Hilton Gold, Club Carlson Gold,
Posts: 639
I think the biggest challenge now is 20k spending in 3 months. I have to convince myself this whole OV/MO/Walmart trio of love works without issue. Then convince myself another $400+ annual fee card is worth it........and then convince myself I will receive both 100k bonuses (I have doubts people will get the second 100k, but am interested in hearing if this works)
There is one lady at Wal-Mart who is super pissy about doing any more money orders for me now. She implies the Patriot Act kicks in or something sooner or later (when so much money is being moved around). I don't think I will be getting any more money orders while she is on the clock.
Thankfully I have 4 Wal-Mart's within a 30 minute drive. But even still - there are only so many OneVanilla retailers.
There is one lady at Wal-Mart who is super pissy about doing any more money orders for me now. She implies the Patriot Act kicks in or something sooner or later (when so much money is being moved around). I don't think I will be getting any more money orders while she is on the clock.
Thankfully I have 4 Wal-Mart's within a 30 minute drive. But even still - there are only so many OneVanilla retailers.
Feb 8, 2014, 7:30 am
#1449
Join Date: Jun 2011
Programs: DL, Amex MR
Posts: 287
For those who churned/are planning to churn the card. Did you receive the miles from the first statement already? My statement closed yesterday and it says that 0 miles were reported to AA although I earned miles.
If I try to get a second card and the miles do not post 2 days after the statement cuts, will Citi deny me the second bonus once they realize I applied for the same card twice?
If I try to get a second card and the miles do not post 2 days after the statement cuts, will Citi deny me the second bonus once they realize I applied for the same card twice?
Feb 8, 2014, 7:31 am
#1450
Join Date: Jul 2011
Posts: 1,632
Up to 100k miles Citi Executive AAdvantage offers
I got this card for 60k back in October and recently got matched to 100k. Is the consensus that I should be able to reapply for the card since it's been 65+ days? I have to confess I don't really understand the 8 day/65 day rule. I always you can't get the same exact card twice in 18 months -- at least. wasn't that the rule with the old 2x75 Citi Visa/Amex cards?
Feb 8, 2014, 7:33 am
#1451
Join Date: Dec 2013
Location: PDX & PHX
Programs: AA,AS,HH,HY,IB,LH,IHG,MAR,WN
Posts: 199
Another Citi "rule"?
Wiki says "the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card."
After a denial letter saying "too many recent credit inquiries" a Citi rep explained I had more than 5 or 6 inquiries within the last 6 months, and my only way past that is to get the reporting agency to remove some. My Experian report shows 10 inquiries within the last 6 months, although only 2 were Citi. After HUCA, another rep said same thing, noting I had called earlier, and they would not talk about shifting credit lines, my justifications that worked with other banks, etc. after denial for more than 5 or 6 inquiries within the last 6 months.
This is my first post, and I thought I did my homework by reading most of the pages in this thread. Has anyone else been denied for more than 5 or 6 inquiries within the last 6 months?
Wiki says "the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card."
After a denial letter saying "too many recent credit inquiries" a Citi rep explained I had more than 5 or 6 inquiries within the last 6 months, and my only way past that is to get the reporting agency to remove some. My Experian report shows 10 inquiries within the last 6 months, although only 2 were Citi. After HUCA, another rep said same thing, noting I had called earlier, and they would not talk about shifting credit lines, my justifications that worked with other banks, etc. after denial for more than 5 or 6 inquiries within the last 6 months.
This is my first post, and I thought I did my homework by reading most of the pages in this thread. Has anyone else been denied for more than 5 or 6 inquiries within the last 6 months?
Feb 8, 2014, 7:45 am
#1452
Join Date: Sep 2013
Location: SNA/LAX
Posts: 1,407
Another Citi "rule"?
Wiki says "the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card."
After a denial letter saying "too many recent credit inquiries" a Citi rep explained I had more than 5 or 6 inquiries within the last 6 months, and my only way past that is to get the reporting agency to remove some. My Experian report shows 10 inquiries within the last 6 months, although only 2 were Citi. After HUCA, another rep said same thing, noting I had called earlier, and they would not talk about shifting credit lines, my justifications that worked with other banks, etc. after denial for more than 5 or 6 inquiries within the last 6 months.
This is my first post, and I thought I did my homework by reading most of the pages in this thread. Has anyone else been denied for more than 5 or 6 inquiries within the last 6 months?
Wiki says "the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card."
After a denial letter saying "too many recent credit inquiries" a Citi rep explained I had more than 5 or 6 inquiries within the last 6 months, and my only way past that is to get the reporting agency to remove some. My Experian report shows 10 inquiries within the last 6 months, although only 2 were Citi. After HUCA, another rep said same thing, noting I had called earlier, and they would not talk about shifting credit lines, my justifications that worked with other banks, etc. after denial for more than 5 or 6 inquiries within the last 6 months.
This is my first post, and I thought I did my homework by reading most of the pages in this thread. Has anyone else been denied for more than 5 or 6 inquiries within the last 6 months?
Feb 8, 2014, 7:51 am
#1453
Join Date: Jul 2013
Location: DFW,OVB (Russia)
Programs: AA HH Gold SPG Gold BA
Posts: 1,823
I maybe the first such case but
applied and got approved the on day one with 75k link (around January 24) upon activation had them change due date to the 3rd of the month
Today,
Got my statement today and annual fee was there? Maybe someone here can help me figure out why it seems I'm the only unlucky one to have AF post on first statement? Furthernore even though I had about $7500 as of Thursday ,only $5000 worth made it on this statement! #this situation sucks
applied and got approved the on day one with 75k link (around January 24) upon activation had them change due date to the 3rd of the month
Today,
Got my statement today and annual fee was there? Maybe someone here can help me figure out why it seems I'm the only unlucky one to have AF post on first statement? Furthernore even though I had about $7500 as of Thursday ,only $5000 worth made it on this statement! #this situation sucks
Feb 8, 2014, 8:44 am
#1454
Join Date: Jan 2014
Posts: 10
I've been reading the post but I am still a little confused. I would like to get the Citi Executive Card, but I recently opened a AAdvantage Platinum card (which is still open). I plan to wait 91 days before applying for the Executive card, but will the Platinum card prevent me from opening the Executive account and getting the bonus?
Feb 8, 2014, 8:57 am
#1455
Join Date: Dec 2013
Location: PDX & PHX
Programs: AA,AS,HH,HY,IB,LH,IHG,MAR,WN
Posts: 199
Citi gave me my first unsuccessful recon, after 5 successes with Chase and Barclays.