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Citi Executive AA MasterCard [October 2013 - September 2014]

Old Jan 24, 14, 5:20 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: mia
The thread was split on September 24, 2014 for technical reasons. This version of the Wikipost is frozen as of that date. Please click HERE to read the newer posts and the most current Wikipost.
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For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)

Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. [B]We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.

MOST CURRENT LINKS:

As of 8/19/14, the 60K+ links are no longer working, and give the following error:
A system error has caused a delay in processing your application. Please try again later.

[This link stopped working for a few days in July but seems to be working again] Many thanks to LM225 - Citi AA Executive Personal Mastercard, 100,000 miles after $10,000 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $200 in statement credits. $450 annual fee, not waived. Landing page no longer loads as of 6/24.


The landing page asks for a first and last name but the application loads with or without the landing page. This is a CHIP and Signature card. If you go through the landing page, please use any referral code given to you by an AC rep.

For alternate 100K links, see Post #6084. https://www.citicards.com/cards/acq/...&screenID=3001

Many thanks to lobo411 - Citi AA Executive Personal Mastercard, 75,000 miles after $7500 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $100 in statement credits. $450 annual fee, not waived. No landing page. This is a CHIP and Signature card. Bonus confirmed in posts 136 and 142. Still working: There is also a public version of this offer Citi AA Mastercard, 75,000 miles, Landing page available here. HT Belllaaa.

Many thanks to cerealmarketer - Citi AA Executive Personal Mastercard, 60,000 miles after $5k spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests. $450 annual fee, not waived. Landing page available here. This is a CHIP and Signature card. Landing page for 60K for $5K, with $100 statement credit and application.

Current 50K public offer: (Be carefull this link is showing as 30k in citi system, use other link for 50k) Landing page for 50K for $5K spending, no statement credit and application.

New 50k offer:
Landing page for New 50K for $5K spending, no statement credit - Application Link WARNING: This landing page contains the following in the Footnotes: "American Airlines AAdvantage bonus miles are not available if you have had a Citi Executive / AAdvantage World EliteTM MasterCard opened or closed in the past 18 months." But the app link directly following it goes to a totally different app page, which is reported to be working as usual.


EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.

Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.

Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.

This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.


Getting around the $450 annual fee: Some have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers here http://www.flyertalk.com/forum/credi...ost-first.html. YMMV. If paying $250-$450 for a year's access to Admirals Clubs and the 60K-100K miles is a deal breaker, this card may not be for you.

Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days.

Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:

- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862

Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.

When do miles post? Usually a few days after your statement closes. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.

Please post more experiences about cancelling to avoid the $450 fee


Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.

2a) With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.

2b) Another helpful post discussing timeframe for meeting min spend: 6279

3) Any expectation that Citi will do things that make sense is just plain silly. They won't.

Citibank Contacts/Resources
  • Application status: https://www.accountonline.com/cards/...?screenID=3187
  • (800) 695-5171 Personal Application Status and Reconsideration Line with live rep
  • (800) 763-9795 General Personal Application Inquiries with live rep
  • (866) 606-2787 General Application and Account Questions with live rep
  • (888) 201-4523 Application status
  • (866) 606-2961 Reconsideration Line.
  • Twitter : @AskCiti. Very powerful tool.
  • Executive Office - useful for getting a more empowered agent for reconsideration purposes: CitiBank Executive Review Department, P.O. Box 6000, Sioux Falls, SD 57117
Admiral Club Access: You do not need to be flying AA that particular day of travel. (Ex: you're flying DL on the day of travel...you could still enter the AC lounge, even though you're not on an AA flight that day.) Beware, though, that individual lounges have individual rules (see the link below). Alternate rules usually come w/ Qantas lounges, not AA lounges. Furthermore, AC access "comes with" US Air access (19 locations). An authorized user does not have AC access unless they are with the primary card holder. The authorized user's card will have the "Admiral Club" language omitted from the back of their card.

For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules

$200 Statement Credit on any purchase:

Multiple datapoints within this thread as well as multiple confirmations from CSRs say that the $200 statement credit is for any purchase.

Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.

What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.

Direct phone number to Citi Fraud Prevention department: +18664705331

Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668

Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k
Citi World elite Mastercards (including exec) 5k


Advice to those new to citi American Airlines cards,

If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...ost-first.html
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Citi Executive AA MasterCard [October 2013 - September 2014]

Old Jan 30, 14, 7:47 pm
  #811  
 
Join Date: Apr 2012
Programs: 25 million points to burn!
Posts: 1,515
Yeah, holeinone04, I've got a big purchase to make too. It's called 20 VRs!
Preacher7 is offline  
Old Jan 30, 14, 8:08 pm
  #812  
 
Join Date: Jan 2000
Location: fort worth, texas
Posts: 944
Those of you getting your cards-- have you asked how many days until your first statement cuts? Just curious
teammjs is offline  
Old Jan 30, 14, 8:15 pm
  #813  
FlyerTalk Evangelist
 
Join Date: Jul 2003
Location: Florida
Posts: 29,272
Originally Posted by Topspin14m
Agree. You can't count on VR anymore. Sometimes you get lucky, often you don't. Amex GC could work (currently free) if you are willing to tie up the money and can pay the CC balance. For me, I have a big purchase coming this month, so it won't be an issue.
If you refer to buying it directly with AMEX, then you will be VERY SORRY that you have done so. Because Citi would code this as Cash Advance.

It is a very ill-advice.

Originally Posted by lkar
Do not buy amex gcs with citi. Treated as cash advance.
Only when you buy it directly with AMEX (hence the "currently free" comment by the uninformed poster.)

Buying it from any retailer, it is treated just like any merchandise.
Happy is offline  
Old Jan 30, 14, 8:15 pm
  #814  
 
Join Date: Jan 2013
Posts: 322
Originally Posted by jimbaum
Wonder if this card is churnable?

100,000 miles for $250, wouldn't mind doing this all day long
I can confirm that it is churnable every 65 or 90 days, but I don't know if it can be done every 8.
flyertalkingallday is offline  
Old Jan 30, 14, 8:17 pm
  #815  
 
Join Date: Mar 2011
Programs: AA CK
Posts: 85
Im probably a rare lucky one. I applied and received the card three weeks ago on the 60k offer. Called last week to attempt to get adjusted to the 75k and was told that theres no way. Then this 100k offer came out, so i decided to secure message just to try my luck one more time. it took a day but i received back the message stating that theyre adding 40k to my account,and no extra spend is required!
byroshi is offline  
Old Jan 30, 14, 8:30 pm
  #816  
 
Join Date: May 2012
Posts: 728
applied today, 5 minute phone call confirming some data, approved with 25k limit. got platinum 8/13. confirmed that $200 credit is toward any purchase now to meet the spend. never had to manufacture before but guess I will have to learn to bluebird. maybe I should have done 60k offer and called/sm for extra bonus but my luck never works that way. some have gotten a great deal. congrats to those that did
g8trgr8t is offline  
Old Jan 30, 14, 8:38 pm
  #817  
 
Join Date: Jan 2011
Location: Bend, OR
Posts: 136
Originally Posted by byroshi
Im probably a rare lucky one. I applied and received the card three weeks ago on the 60k offer. Called last week to attempt to get adjusted to the 75k and was told that theres no way. Then this 100k offer came out, so i decided to secure message just to try my luck one more time. it took a day but i received back the message stating that theyre adding 40k to my account,and no extra spend is required!
Wowwww!!! Awesome move! #Jealous
dovergator is offline  
Old Jan 30, 14, 8:59 pm
  #818  
 
Join Date: Nov 2006
Programs: Hyatt Explorist, Hilton Diamond, IHG Platinum
Posts: 3,182
I have NINE (9) hard pulls from Experian in last 6 months (where Citi pulls in my location). I previously read Citi will auto deny if you have ~6. Just wondering if anyone ever successfully got approved for any Citi card with ~9?
italdesign is offline  
Old Jan 30, 14, 9:03 pm
  #819  
 
Join Date: Apr 2013
Posts: 62
Well, I called twice, was told I was denied twice. Just called a third time (1-800-695-5171) and was told "I'm sorry, we don't have a reconsideration line". I guess it's time to give up. Online it says I'm denied. It has to be for too many recent inquiries or for a Citi denial in the past few weeks. Bummer
FT2013 is offline  
Old Jan 30, 14, 9:05 pm
  #820  
 
Join Date: Oct 2013
Posts: 434
I froze my experian, and I got approved. So my assumption is they pulled equifax for me here. A huge relief since I just bumped all my equifax hards off my file.
xoxx is offline  
Old Jan 30, 14, 9:11 pm
  #821  
 
Join Date: Jan 2014
Location: STL
Posts: 25
Datapoint: Since I started this hobby, slowly, around 04/13...

1) 4 Chase cards approved
2) 1 Amex approved
3) 1 Barclay approved
4) 1 Capital One approved

And approved today for this Citi offer (had to call though to confirm info). 19K credit limit. Confirmed $200 credit for anything (not just AA). FICO 809. CreditKarma 769.

I'm going to be stuffing not just my bird but the wife's bird too to meet the 10K spend.
manispend is offline  
Old Jan 30, 14, 9:17 pm
  #822  
 
Join Date: Jan 2014
Location: STL
Posts: 25
I forgot to mention two hardpulls about 3 weeks ago. I was nervous before applying for this one because of that.
manispend is offline  
Old Jan 30, 14, 9:30 pm
  #823  
FlyerTalk Evangelist
 
Join Date: Mar 2000
Posts: 17,055
Sorry if this has been asked in the last 50 pages, but . . .

How does the Admirals Club benefit work? Do you get an actual Admirals Club card, or is the credit card your lounge card?

Also, I'm a bit rusty on how these paid Club memberships work. I don't think I've paid for one in 25 years -- I always use my alliance status. (In fact, the reason I am interested in the card is because I'll lose my oneworld Sapphire status in a month -- and the lounge benefits). With this Admirals Club "membership," can I access all the oneworld partner lounges? The AA website seems to indicate "yes." And how many guests can I bring in with me? In particular, can I bring in my whole immediate family (wife, kids) like I could at an actual Admirals Club?
iahphx is offline  
Old Jan 30, 14, 9:33 pm
  #824  
 
Join Date: Sep 2011
Location: USA
Posts: 1,179
Originally Posted by italdesign
I have NINE (9) hard pulls from Experian in last 6 months (where Citi pulls in my location). I previously read Citi will auto deny if you have ~6. Just wondering if anyone ever successfully got approved for any Citi card with ~9?

I got denied with about 7 pulls...Ugh!
tsmith12 is offline  
Old Jan 30, 14, 9:34 pm
  #825  
 
Join Date: Sep 2011
Location: USA
Posts: 1,179
Originally Posted by iahphx
Sorry if this has been asked in the last 50 pages, but . . .

How does the Admirals Club benefit work? Do you get an actual Admirals Club card, or is the credit card your lounge card?

Also, I'm a bit rusty on how these paid Club memberships work. I don't think I've paid for one in 25 years -- I always use my alliance status. (In fact, the reason I am interested in the card is because I'll lose my oneworld Sapphire status in a month -- and the lounge benefits). With this Admirals Club "membership," can I access all the oneworld partner lounges? The AA website seems to indicate "yes." And how many guests can I bring in with me? In particular, can I bring in my whole immediate family (wife, kids) like I could at an actual Admirals Club?

Admirals info should be on the back of the card..you just present your credit card.

You can only access AA and US Air lounges.. not OneWorld.

Allowed 2 guests...
tsmith12 is offline  

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