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Citi Executive AA MasterCard [October 2013 - September 2014]

Old Jan 24, 2014, 5:20 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: mia
The thread was split on September 24, 2014 for technical reasons. This version of the Wikipost is frozen as of that date. Please click HERE to read the newer posts and the most current Wikipost.
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For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)

Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. [B]We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.

MOST CURRENT LINKS:

As of 8/19/14, the 60K+ links are no longer working, and give the following error:
A system error has caused a delay in processing your application. Please try again later.

[This link stopped working for a few days in July but seems to be working again] Many thanks to LM225 - Citi AA Executive Personal Mastercard, 100,000 miles after $10,000 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $200 in statement credits. $450 annual fee, not waived. Landing page no longer loads as of 6/24.


The landing page asks for a first and last name but the application loads with or without the landing page. This is a CHIP and Signature card. If you go through the landing page, please use any referral code given to you by an AC rep.

For alternate 100K links, see Post #6084. https://www.citicards.com/cards/acq/...&screenID=3001

Many thanks to lobo411 - Citi AA Executive Personal Mastercard, 75,000 miles after $7500 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $100 in statement credits. $450 annual fee, not waived. No landing page. This is a CHIP and Signature card. Bonus confirmed in posts 136 and 142. Still working: There is also a public version of this offer Citi AA Mastercard, 75,000 miles, Landing page available here. HT Belllaaa.

Many thanks to cerealmarketer - Citi AA Executive Personal Mastercard, 60,000 miles after $5k spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests. $450 annual fee, not waived. Landing page available here. This is a CHIP and Signature card. Landing page for 60K for $5K, with $100 statement credit and application.

Current 50K public offer: (Be carefull this link is showing as 30k in citi system, use other link for 50k) Landing page for 50K for $5K spending, no statement credit and application.

New 50k offer:
Landing page for New 50K for $5K spending, no statement credit - Application Link WARNING: This landing page contains the following in the Footnotes: "American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months." But the app link directly following it goes to a totally different app page, which is reported to be working as usual.


EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.

Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.

Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.

This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.


Getting around the $450 annual fee: Some have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers here http://www.flyertalk.com/forum/credi...ost-first.html. YMMV. If paying $250-$450 for a year's access to Admirals Clubs and the 60K-100K miles is a deal breaker, this card may not be for you.

Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days.

Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:

- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862

Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.

When do miles post? Usually a few days after your statement closes. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.

Please post more experiences about cancelling to avoid the $450 fee


Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.

2a) With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.

2b) Another helpful post discussing timeframe for meeting min spend: 6279

3) Any expectation that Citi will do things that make sense is just plain silly. They won't.

Citibank Contacts/Resources
  • Application status: https://www.accountonline.com/cards/...?screenID=3187
  • (800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
  • (800) 763-9795 – General Personal Application Inquiries with live rep
  • (866) 606-2787 – General Application and Account Questions with live rep
  • (888) 201-4523 – Application status
  • (866) 606-2961 – Reconsideration Line.
  • Twitter : @AskCiti. Very powerful tool.
  • Executive Office - useful for getting a more empowered agent for reconsideration purposes: CitiBank Executive Review Department, P.O. Box 6000, Sioux Falls, SD 57117
Admiral Club Access: You do not need to be flying AA that particular day of travel. (Ex: you're flying DL on the day of travel...you could still enter the AC lounge, even though you're not on an AA flight that day.) Beware, though, that individual lounges have individual rules (see the link below). Alternate rules usually come w/ Qantas lounges, not AA lounges. Furthermore, AC access "comes with" US Air access (19 locations). An authorized user does not have AC access unless they are with the primary card holder. The authorized user's card will have the "Admiral Club" language omitted from the back of their card.

For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules

$200 Statement Credit on any purchase:

Multiple datapoints within this thread as well as multiple confirmations from CSRs say that the $200 statement credit is for any purchase.

Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.

What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.

Direct phone number to Citi Fraud Prevention department: +18664705331

Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668

Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k
Citi World elite Mastercards (including exec) 5k


Advice to those new to citi American Airlines cards,

If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...ost-first.html
Print Wikipost

Citi Executive AA MasterCard [October 2013 - September 2014]

Old Jun 28, 2014, 9:48 am
  #7306  
 
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Originally Posted by ZzzzX
I didn't get an option to call in. Did you just wait a few days and call customer service?
You don't need a request to call in, and you don't need an app number either. Just call in, tell them you recently put an app in, and they can look it up by your SS#, and probably also just by the phone number you put on the app. I've been approved at Recon several times when I was not instructed to call in, and didn't have an app number.
Brugge is offline  
Old Jun 28, 2014, 10:02 am
  #7307  
 
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Originally Posted by bobert24
I've been busy and haven't had as much time on FT recently, but this is the first I've heard of reducing the CL before closing a card being an effective way to keep it from being tied up. I assume that's something that's been confirmed? That's definitely a game changer when it comes to "to close or not to close."
It's been known for ages that if you just cancel a Citi card, the full CL from that card is locked up for 3 to 6 months. It counts against you when you apply, but you cannot access it in any way.

Recently, it's been reported several times on various FT threads, that if you SM Citi to lower your CL to the minimum required for the type of card you are about to cancel, the amount of CL you reduce is freed up in weeks instead of months. This is after all Citi, so how soon it's freed up is probably a YMMV situation. But it's definitely faster than if you cancel with the full CL still intact.

The minimum CL for an EXEC card is $5K.{With a Signature card, the min you can lower it to is $3K, and with a plat card I believe it's $1K.}

So if you have a $20K CL on an EXEC, you can lower it to $5K. If you do that right after finishing your min spnd, the $15K CL will be available to you again when you apply after 65 days.
Brugge is offline  
Old Jun 28, 2014, 10:09 am
  #7308  
 
Join Date: Apr 2014
Posts: 14
just a data point: approved with 5k, CSR confirmed the bonus but wouldn't move credit line because of "too many recent credit card applications", never heard that before
lumia is offline  
Old Jun 28, 2014, 10:12 am
  #7309  
 
Join Date: May 2014
Location: SoCal
Posts: 2,164
Originally Posted by lumia
just a data point: approved with 5k, CSR confirmed the bonus but wouldn't move credit line because of "too many recent credit card applications", never heard that before
Others had the same experiment.
ninim2200 is offline  
Old Jun 28, 2014, 10:42 am
  #7310  
 
Join Date: Apr 2014
Posts: 78
Just approved for card #2, actually quicker than #1. Used the application page linked here: https://www.citicards.com/cards/acq/...&screenID=3001

I was able to move credit immediately to go past the initial $5K approval, made a point of this when giving my info to the CSR. I have a personal Platinum card and a business one, the former for over 12 years, and there's a lot of credit on both, far more than we've ever used, so that is probably why I could do this and others have not been able to.

Card #1 is still active as they 'persuaded' me with the retention offer of 5K more miles and a $100 credit. I don't think I'll be making the 10K spend on #2 within the first month unless there are unexpected medical or dental bills--in fact I hope not! Not doing any MS, don't intend to start, just put everything including medical insurance and my business insurance premiums on the cards.

We have a daughter doing her junior semester abroad in NZ next year. Already got her ticket there via AA miles, looking at sending her sister over for a visit and maybe us too--200K miles could go pretty quickly that way, even in coach!

Last edited by chicagoal; Jun 28, 2014 at 12:58 pm
chicagoal is offline  
Old Jun 28, 2014, 10:52 am
  #7311  
 
Join Date: Apr 2014
Posts: 14
Originally Posted by Brugge
The minimum CL for an EXEC card is $5K.{With a Signature card, the min you can lower it to is $3K, and with a plat card I believe it's $1K.}
does anyone have the experience to lower the exec cl down to 3k? I thought it cannot be lower than 5k
lumia is offline  
Old Jun 28, 2014, 11:05 am
  #7312  
 
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Originally Posted by Brugge
The minimum CL for an EXEC card is $5K.{With a Signature card, the min you can lower it to is $3K, and with a plat card I believe it's $1K.}
So if you have a $20K CL on an EXEC, you can lower it to $5K.
Originally Posted by lumia
does anyone have the experience to lower the exec cl down to 3k? I thought it cannot be lower than 5k
I said $5K twice..

The EXEC is NOT a signature card, it's a "World Elite" level card. I put the $3K and #1K part in the ( ) in case someone wanted to do the same thing with a Citi HHonors Signature card, or an AA plat card. With an EXEC card, it can only be lowered to $5K.
Brugge is offline  
Old Jun 28, 2014, 12:00 pm
  #7313  
 
Join Date: Oct 2007
Location: Connecticut/NY
Posts: 182
So here was the issue for me. I used the suggested link that got you to
the app and every time I submitted I got an error message. I used a different computer in my home and the app went thru. Spoke to CSR and they said the
app would be approved (spend 10k,get 200 statement fee, AC, etc) HOWEVER they needed another signature from a superior and that they couldn't get one for 24 hours. It seemed odd to say the least because the CSR said the app had been processed and I would get the card. Nevertheless I have the app ID # and will check up Monday. They wanted to give me 18k credit line but I said knock it
down to 12k. Anyway my apologies for the earlier confusion.
fish3d is offline  
Old Jun 28, 2014, 4:23 pm
  #7314  
FlyerTalk Evangelist
 
Join Date: Jan 2005
Location: home = LAX
Posts: 25,932
Originally Posted by Brugge
sdsearch on the HH thread is adamant that a denial only means an 8 day wait.
How long a wait is needed after a denial is no different than how long a wait is needed after an approval. But it may or may not be 8 days, depending on when you applied for your last two Citi cards.

The two simple Citi-wide application timing rules are:
No more than one application (approved or denied) in any 8 day period.

No more than two applications (approved or denied) in any 65 day period.
You can't simplify it beyond that (unless you average it out and say "5 weeks minimum from one application to the next", but many people don't seem to like that approach).

(When there are card-specific or card-offer-specific application timing rules, such as the 95-day wait for business cards, or the [12 to] 18 [to 26] month wait for personal non-Exec AA cards, they add on top of the above two Citi-wide rules.)
sdsearch is offline  
Old Jun 28, 2014, 5:17 pm
  #7315  
 
Join Date: Feb 2012
Posts: 731
I was under the impression that I would receive this card in 24 hours. I applied and was approved for this card on Friday morning. Should I expect to receive this card on Monday? The rep told me it may take up to 1 week to receive it.
yOyOYoo is offline  
Old Jun 28, 2014, 7:02 pm
  #7316  
 
Join Date: Nov 2013
Location: New York City
Posts: 183
Originally Posted by yOyOYoo
I was under the impression that I would receive this card in 24 hours. I applied and was approved for this card on Friday morning. Should I expect to receive this card on Monday? The rep told me it may take up to 1 week to receive it.

As many have said here, don't expect the reps to know much. They will state things that are false as if they are fact.

Delivery times vary by location. But one consistency is that Citi sends it in 2 parts. The first package contains the paperwork, and the 2nd contains the card inside an expensive package.

My experience with having received 3 cards is I always get the paperwork on the 2nd morning and the card on the 3rd morning.

Some people have had slightly faster or slower delivery times than I've had.

And I have no idea why the reps say that it can take a week (as it also says in the paperwork).
rje444 is offline  
Old Jun 28, 2014, 7:18 pm
  #7317  
 
Join Date: Feb 2014
Posts: 188
Originally Posted by lumia
just a data point: approved with 5k, CSR confirmed the bonus but wouldn't move credit line because of "too many recent credit card applications", never heard that before

I've heard it before...

Moving credit with Citi is very YMMV
cashcow is offline  
Old Jun 28, 2014, 8:20 pm
  #7318  
 
Join Date: Apr 2014
Posts: 14
Originally Posted by cashcow
I've heard it before...

Moving credit with Citi is very YMMV
i guess it's a one shot thing, if cl wasn't moved during the approval call, another request would incur a hardpull?
lumia is offline  
Old Jun 29, 2014, 12:38 am
  #7319  
 
Join Date: Jan 2013
Location: CA
Posts: 188
Originally Posted by lumia
just a data point: approved with 5k, CSR confirmed the bonus but wouldn't move credit line because of "too many recent credit card applications", never heard that before
We should probably start a thread with "never heard that before from Citi". Its as if every CSR has his/her own interpretation of rules.
somy is offline  
Old Jun 29, 2014, 6:53 am
  #7320  
 
Join Date: Feb 2014
Posts: 188
Originally Posted by lumia
i guess it's a one shot thing, if cl wasn't moved during the approval call, another request would incur a hardpull?
Yes, I've heard that as well. But even during the approval call, my wife and I have been told we can't move credit...
cashcow is offline  

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