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Citi Executive AA MasterCard [October 2013 - September 2014]

Old Jan 24, 2014, 5:20 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: mia
The thread was split on September 24, 2014 for technical reasons. This version of the Wikipost is frozen as of that date. Please click HERE to read the newer posts and the most current Wikipost.
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For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)

Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. [B]We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.

MOST CURRENT LINKS:

As of 8/19/14, the 60K+ links are no longer working, and give the following error:
A system error has caused a delay in processing your application. Please try again later.

[This link stopped working for a few days in July but seems to be working again] Many thanks to LM225 - Citi AA Executive Personal Mastercard, 100,000 miles after $10,000 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $200 in statement credits. $450 annual fee, not waived. Landing page no longer loads as of 6/24.


The landing page asks for a first and last name but the application loads with or without the landing page. This is a CHIP and Signature card. If you go through the landing page, please use any referral code given to you by an AC rep.

For alternate 100K links, see Post #6084. https://www.citicards.com/cards/acq/...&screenID=3001

Many thanks to lobo411 - Citi AA Executive Personal Mastercard, 75,000 miles after $7500 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $100 in statement credits. $450 annual fee, not waived. No landing page. This is a CHIP and Signature card. Bonus confirmed in posts 136 and 142. Still working: There is also a public version of this offer Citi AA Mastercard, 75,000 miles, Landing page available here. HT Belllaaa.

Many thanks to cerealmarketer - Citi AA Executive Personal Mastercard, 60,000 miles after $5k spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests. $450 annual fee, not waived. Landing page available here. This is a CHIP and Signature card. Landing page for 60K for $5K, with $100 statement credit and application.

Current 50K public offer: (Be carefull this link is showing as 30k in citi system, use other link for 50k) Landing page for 50K for $5K spending, no statement credit and application.

New 50k offer:
Landing page for New 50K for $5K spending, no statement credit - Application Link WARNING: This landing page contains the following in the Footnotes: "American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months." But the app link directly following it goes to a totally different app page, which is reported to be working as usual.


EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.

Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.

Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.

This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.


Getting around the $450 annual fee: Some have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers here http://www.flyertalk.com/forum/credi...ost-first.html. YMMV. If paying $250-$450 for a year's access to Admirals Clubs and the 60K-100K miles is a deal breaker, this card may not be for you.

Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days.

Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:

- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862

Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.

When do miles post? Usually a few days after your statement closes. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.

Please post more experiences about cancelling to avoid the $450 fee


Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.

2a) With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.

2b) Another helpful post discussing timeframe for meeting min spend: 6279

3) Any expectation that Citi will do things that make sense is just plain silly. They won't.

Citibank Contacts/Resources
  • Application status: https://www.accountonline.com/cards/...?screenID=3187
  • (800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
  • (800) 763-9795 – General Personal Application Inquiries with live rep
  • (866) 606-2787 – General Application and Account Questions with live rep
  • (888) 201-4523 – Application status
  • (866) 606-2961 – Reconsideration Line.
  • Twitter : @AskCiti. Very powerful tool.
  • Executive Office - useful for getting a more empowered agent for reconsideration purposes: CitiBank Executive Review Department, P.O. Box 6000, Sioux Falls, SD 57117
Admiral Club Access: You do not need to be flying AA that particular day of travel. (Ex: you're flying DL on the day of travel...you could still enter the AC lounge, even though you're not on an AA flight that day.) Beware, though, that individual lounges have individual rules (see the link below). Alternate rules usually come w/ Qantas lounges, not AA lounges. Furthermore, AC access "comes with" US Air access (19 locations). An authorized user does not have AC access unless they are with the primary card holder. The authorized user's card will have the "Admiral Club" language omitted from the back of their card.

For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules

$200 Statement Credit on any purchase:

Multiple datapoints within this thread as well as multiple confirmations from CSRs say that the $200 statement credit is for any purchase.

Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.

What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.

Direct phone number to Citi Fraud Prevention department: +18664705331

Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668

Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k
Citi World elite Mastercards (including exec) 5k


Advice to those new to citi American Airlines cards,

If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...ost-first.html
Print Wikipost

Citi Executive AA MasterCard [October 2013 - September 2014]

Old Jun 17, 2014, 4:15 pm
  #6811  
Suspended
 
Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
Posts: 1,786
Originally Posted by Blueskyheaven
Card # 1 applied on Feb 1st, # 2 applied on May 10. How long should I wait for # 3?
you should have applied for #2 on Feb 9th, #3 in early April, #4 in mid April, and you would now be ready for #5
skibum7732 is offline  
Old Jun 17, 2014, 4:34 pm
  #6812  
 
Join Date: Jan 2014
Posts: 565
Originally Posted by wco81
But you have to pay like 2-3% service fee to pay taxes with credit card?

So manufactured spending on gift cards and such?
3% on a $10,000 tax bill is $300. Paying $300 for 100,000 miles is $0.003 per mile, which is a really cheap cost to pay for AA miles. You are getting a 5-10x return of your investment if you redeem the miles for travel.

Even if you MS, you may end up paying $200 in fees anyway.
Lumpylump76 is offline  
Old Jun 17, 2014, 4:36 pm
  #6813  
Suspended
 
Join Date: Oct 2004
Location: Bay Area
Programs: DL SM, UA MP.
Posts: 12,729
What fees, like fees for gift or other prepaid cards?
wco81 is offline  
Old Jun 17, 2014, 4:50 pm
  #6814  
 
Join Date: Jan 2014
Posts: 565
Originally Posted by wco81
What fees, like fees for gift or other prepaid cards?
Precisely. All the VGCs change a few bucks over the face value, anywhere from 3-7$. This is why people are all salivating over the $1000 MGC in the MS thread, as it significantly cut down the fees.
Lumpylump76 is offline  
Old Jun 17, 2014, 4:54 pm
  #6815  
FlyerTalk Evangelist
 
Join Date: Jul 2003
Location: Florida
Posts: 29,738
Originally Posted by CVG_Kid
I'm looking forward from my first four cards to the next four. The first four resulted in 10k Elite Qualifying Miles toward status with American Airlines. Per the terms this is a one time annual award per frequent flyer account.

I was wondering if anyone has attempted to create a second frequent flyer account with American for cards 5-8 with the intent of earning the 10k EQM under a new frequent flyer number and then merging the two accounts after doing so in hopes of a resulting 20k EQM credit?

I'd be interested in experiences if you have. Thanks.
Before you dream up of any scheme to try to game AAdvantage, you should venture out to AA forum and see how aggressively AA is handling offenders who violate the program rules. Your scheme is clearly one of such.

If you want to keep your AA account and the miles in it, you may want to think twice on this scheme.

Merging account numbers because multiple accounts being created innocently, is one thing. That happens if the bank has created an account for you as an example. Deliberately creating multiple accounts to game AA? Good luck for not being audited by AA when EQM is involved.
Happy is offline  
Old Jun 17, 2014, 7:02 pm
  #6816  
 
Join Date: May 2009
Location: SEA
Programs: AA EXP (2.5MM), Hilton Gold, Marriott Titanium
Posts: 4,859
Originally Posted by BSBD
I'll believe that when a new Cardmember Agreement is published.
Agreed. But also hoping it happens. Would be nice for us both to get AC access without 2x annual fees/spend.
mikelat is offline  
Old Jun 17, 2014, 7:06 pm
  #6817  
Moderator: Coupon Connection & S.P.A.M
 
Join Date: May 2000
Location: Louisville, KY
Programs: Destination Unknown, TSA Disparager Diamond (LTDD)
Posts: 57,951
Originally Posted by TheDudeAbides
Definitely. I've accessed the AC many times when flying UA, AS, and VX. No problem at all; no boarding pass required. I just present my EXP card when entering.
Ah, but is your AC membership paid or is it through the Citi Executive Card?

I know there's no problem entering the AC when not flying AA if one is a paid member.
Spiff is offline  
Old Jun 17, 2014, 7:08 pm
  #6818  
 
Join Date: Feb 2013
Location: San Antonio
Programs: AS MVP
Posts: 2,276
Originally Posted by Happy
Before you dream up of any scheme to try to game AAdvantage, you should venture out to AA forum and see how aggressively AA is handling offenders who violate the program rules. Your scheme is clearly one of such.

If you want to keep your AA account and the miles in it, you may want to think twice on this scheme.

Merging account numbers because multiple accounts being created innocently, is one thing. That happens if the bank has created an account for you as an example. Deliberately creating multiple accounts to game AA? Good luck for not being audited by AA when EQM is involved.
^ +1.

Even a cheapskate like me can see that this is a good enough deal without trying to manipulate AA's program as well.
KennyBSAT is offline  
Old Jun 17, 2014, 7:53 pm
  #6819  
 
Join Date: May 2014
Posts: 571
Just got my first Citi Exec. The packaging is over the top, jeez. Have to justify the annual fee, I guess. But much better, the card gets attention. The girl at Starbucks gave it a once over, and the CVS cashier practically bowed to me when I purchased a couple of grand with it. Makes me want to buy a BMW and a bunch of linen shirts to go with it.
carpentry4thought is offline  
Old Jun 17, 2014, 7:55 pm
  #6820  
 
Join Date: May 2009
Location: Mundelein, Il
Programs: Executive Platinum
Posts: 482
Originally Posted by Spiff
Ah, but is your AC membership paid or is it through the Citi Executive Card?

I know there's no problem entering the AC when not flying AA if one is a paid member.

Should be the same. It is my understanding that the card includes an Admiral Club membership.
jagoffee is offline  
Old Jun 17, 2014, 8:03 pm
  #6821  
FlyerTalk Evangelist
 
Join Date: Apr 2001
Location: NYC
Posts: 27,220
Originally Posted by jagoffee
Should be the same. It is my understanding that the card includes an Admiral Club membership.
It doesn't include a separate AC membership card, though. But on the back of the credit card is the Admiral's Club name and logo. We haven't actually used ours to get in yet, but I assume that's just what you show.
ijgordon is online now  
Old Jun 17, 2014, 8:09 pm
  #6822  
 
Join Date: Jan 2014
Location: ONT/FRA
Programs: AA EXP
Posts: 878
Originally Posted by Spiff
Ah, but is your AC membership paid or is it through the Citi Executive Card?

I know there's no problem entering the AC when not flying AA if one is a paid member.
It's a "paid" membership. Cardholders can access the AC anytime, regardless of the airline they are flying. This is explained in the wiki.
BSBD is offline  
Old Jun 17, 2014, 8:34 pm
  #6823  
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Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
Posts: 1,786
Originally Posted by carpentry4thought
Just got my first Citi Exec. The packaging is over the top, jeez. Have to justify the annual fee, I guess. But much better, the card gets attention. The girl at Starbucks gave it a once over, and the CVS cashier practically bowed to me when I purchased a couple of grand with it. Makes me want to buy a BMW and a bunch of linen shirts to go with it.
LOL...Serisouly, this card does not look special at all. I get comments on my Chase SP regularly, but never with these as they look like any other cheaply constructed credit card...you must be shopping in the hood and they have just never seen a credit card before I could personally care less what they look like as long as they put miles/points in my coffers.
skibum7732 is offline  
Old Jun 17, 2014, 8:38 pm
  #6824  
Suspended
 
Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
Posts: 1,786
Originally Posted by Lumpylump76
3% on a $10,000 tax bill is $300. Paying $300 for 100,000 miles is $0.003 per mile, which is a really cheap cost to pay for AA miles. You are getting a 5-10x return of your investment if you redeem the miles for travel.

Even if you MS, you may end up paying $200 in fees anyway.
No, that is not a good deal when you can do it for less than 1/3 of that cost in fees. $300 versus <$100. Furthermore, there are way better cards to put tax payments on that cost a small fraction of a %, let alone 3%...oh the horror
skibum7732 is offline  
Old Jun 17, 2014, 8:40 pm
  #6825  
 
Join Date: May 2014
Posts: 571
Originally Posted by skibum7732
LOL...Serisouly, this card does not look special at all. I get comments on my Chase SP regularly, but never with these as they look like any other cheaply constructed credit card...you must be shopping in the hood and they have just never seen a credit card before I could personally care less what they look like as long as they put miles/points in my coffers.
Maybe I'm biased. The CSP looks and feels like something you put under the leg of a table.
carpentry4thought is offline  

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