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Citi Executive AA MasterCard [October 2013 - September 2014]

Citi Executive AA MasterCard [October 2013 - September 2014]

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Old Sep 24, 14, 8:28 am   -   Wikipost
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The thread was split on September 24, 2014 for technical reasons. This version of the Wikipost is frozen as of that date. Please click HERE to read the newer posts and the most current Wikipost.
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For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)

Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. [B]We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.

MOST CURRENT LINKS:

As of 8/19/14, the 60K+ links are no longer working, and give the following error:
A system error has caused a delay in processing your application. Please try again later.

[This link stopped working for a few days in July but seems to be working again] Many thanks to LM225 - Citi AA Executive Personal Mastercard, 100,000 miles after $10,000 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $200 in statement credits. $450 annual fee, not waived. Landing page no longer loads as of 6/24.


The landing page asks for a first and last name but the application loads with or without the landing page. This is a CHIP and Signature card. If you go through the landing page, please use any referral code given to you by an AC rep.

For alternate 100K links, see Post #6084. https://www.citicards.com/cards/acq/...&screenID=3001

Many thanks to lobo411 - Citi AA Executive Personal Mastercard, 75,000 miles after $7500 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $100 in statement credits. $450 annual fee, not waived. No landing page. This is a CHIP and Signature card. Bonus confirmed in posts 136 and 142. Still working: There is also a public version of this offer Citi AA Mastercard, 75,000 miles, Landing page available here. HT Belllaaa.

Many thanks to cerealmarketer - Citi AA Executive Personal Mastercard, 60,000 miles after $5k spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests. $450 annual fee, not waived. Landing page available here. This is a CHIP and Signature card. Landing page for 60K for $5K, with $100 statement credit and application.

Current 50K public offer: (Be carefull this link is showing as 30k in citi system, use other link for 50k) Landing page for 50K for $5K spending, no statement credit and application.

New 50k offer:
Landing page for New 50K for $5K spending, no statement credit - Application Link WARNING: This landing page contains the following in the Footnotes: "American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months." But the app link directly following it goes to a totally different app page, which is reported to be working as usual.


EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.

Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.

Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.

This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.


Getting around the $450 annual fee: Some have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers here http://www.flyertalk.com/forum/credi...ost-first.html. YMMV. If paying $250-$450 for a year's access to Admirals Clubs and the 60K-100K miles is a deal breaker, this card may not be for you.

Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days.

Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:

- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862

Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.

When do miles post? Usually a few days after your statement closes. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.

Please post more experiences about cancelling to avoid the $450 fee


Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.

2a) With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.

2b) Another helpful post discussing timeframe for meeting min spend: 6279

3) Any expectation that Citi will do things that make sense is just plain silly. They won't.

Citibank Contacts/Resources
  • Application status: https://www.accountonline.com/cards/...?screenID=3187
  • (800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
  • (800) 763-9795 – General Personal Application Inquiries with live rep
  • (866) 606-2787 – General Application and Account Questions with live rep
  • (888) 201-4523 – Application status
  • (866) 606-2961 – Reconsideration Line.
  • Twitter : @AskCiti. Very powerful tool.
  • Executive Office - useful for getting a more empowered agent for reconsideration purposes: CitiBank Executive Review Department, P.O. Box 6000, Sioux Falls, SD 57117
Admiral Club Access: You do not need to be flying AA that particular day of travel. (Ex: you're flying DL on the day of travel...you could still enter the AC lounge, even though you're not on an AA flight that day.) Beware, though, that individual lounges have individual rules (see the link below). Alternate rules usually come w/ Qantas lounges, not AA lounges. Furthermore, AC access "comes with" US Air access (19 locations). An authorized user does not have AC access unless they are with the primary card holder. The authorized user's card will have the "Admiral Club" language omitted from the back of their card.

For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules

$200 Statement Credit on any purchase:

Multiple datapoints within this thread as well as multiple confirmations from CSRs say that the $200 statement credit is for any purchase.

Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.

What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.

Direct phone number to Citi Fraud Prevention department: +18664705331

Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668

Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k
Citi World elite Mastercards (including exec) 5k


Advice to those new to citi American Airlines cards,

If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...ost-first.html
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Old May 7, 14, 5:51 pm
  #5431  
 
Join Date: Jun 2008
Location: ORD
Programs: AA EXP
Posts: 1,823
Thanks.

Last edited by zznoname; Jun 3, 14 at 8:47 am
zznoname is offline  
Old May 7, 14, 5:57 pm
  #5432  
 
Join Date: Jan 2014
Location: LAX/BUR
Posts: 525
Originally Posted by zznoname View Post
I was unable to clear up my Citi balance last month before the close so my statement balance was 60% of my total Citi Credit card equity line (2 exec, 2 others = 4 cards total).

I'm ready to apply for my third Citi Exec. and I'm wondering if the 60% will hurt my application, even though it's almost cleared up now.

I have high FICO score, pay off full statement balance for years and long credit history.

Thanks.
Probably not. My utilization was pretty high when one of mine closed because I had a small credit line and a short statement, so I had to pay off and then charge again and pay off. Couldn't do it in time for it to close, so it closed with a pretty high balance. Still was approved for additional cards.
maddie5218 is offline  
Old May 7, 14, 6:18 pm
  #5433  
 
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Originally Posted by kingrat View Post
Thanks for the validation..

when is your 3rd card ready?
My third app is ready already. My problem is my 5K inquiries on Experian.

I have to wait until May 18 for my inquiries from last November's AOR to fall off my 6 month record. At my last AOR, Citi Chase and US Bank all interrogated me about my huge number of HPs. Although all 3 finally approved me, I kind of got the message that I had reached my limit. Following which I of course applied for second editions of both the SPG and the PRG days before the dreaded date of May 1st. Both of which were approved, but still.....

I really need to wait until May 18th for those Nov inquiries to fall off.
Brugge is offline  
Old May 7, 14, 6:33 pm
  #5434  
 
Join Date: Feb 2010
Location: SFO
Programs: AS MVP, Hyatt Globalist
Posts: 777
Originally Posted by Brugge View Post
My third app is ready already. My problem is my 5K inquiries on Experian.

I have to wait until May 18 for my inquiries from last November's AOR to fall off my 6 month record. At my last AOR, Citi Chase and US Bank all interrogated me about my huge number of HPs. Although all 3 finally approved me, I kind of got the message that I had reached my limit. Following which I of course applied for second editions of both the SPG and the PRG days before the dreaded date of May 1st. Both of which were approved, but still.....

I really need to wait until May 18th for those Nov inquiries to fall off.
5K inquiries?!
zig2 is offline  
Old May 7, 14, 6:37 pm
  #5435  
Formerly known as cagalindo
 
Join Date: Sep 2010
Location: MCO TPA
Programs: Citi AA/HH/TYP Amex SPG/HH & Chase SP/PC
Posts: 1,335
i just got the black boxes (2 months later)
the booklet inside smells nice

lol
caGALINDO is offline  
Old May 7, 14, 7:02 pm
  #5436  
 
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Originally Posted by zig2 View Post
5K inquiries?!
LOL ! It was actually 16, but that was before the 3 AMEX apps I did last week: SPG, PRG, and Everyday Preferred. I did them with the 3 browser method, and while I didn't get the one inquiry I was hoping for, I did just get 2 inquiries for the 3 approved cards.

So now I am at 18 with Experian, and waiting for the 6 inquiries from last November to fall off the 6 month Exp record.

Which will put me back at 12 Exp HPs for 6 months, which I have been getting approvals with for the last year and a half. Even from Barclays and US Bank. I'm a Professional, kids, don't try this at home.

More seriously, my CR varies from 785 to 815 (real FICO, not Credit Sesame FAKO rating), my credit utilization is always below 1 %, because I pay off any balances over $1K right away, and almost never let a statement close with any balance on it over, say, $100. My credit history with Citi is 18 years, and with AMEX 15 years. And I park a sizeable amount of $ in Savings Accounts with Chase, Citi and B of A, just to reassure them that my huge number of ccs is not a danger for them.

Without all of that, I couldn't get away with this huge number of HPs. Still, I'm at the point where I have to cool it for a couple more weeks until November's HPs are off the 6 month record.
Brugge is offline  
Old May 7, 14, 7:06 pm
  #5437  
 
Join Date: Feb 2013
Location: San Antonio
Programs: AS MVP
Posts: 2,276
Originally Posted by zig2 View Post
5K inquiries?!
Go big or go home!
KennyBSAT is offline  
Old May 7, 14, 7:13 pm
  #5438  
 
Join Date: Apr 2011
Posts: 546
That's interesting. Does having a sizeable balance in savings with Citi/Chase help approvals? I never park more than 5k in checking/savings as they earn nothing.
bobby21 is offline  
Old May 7, 14, 7:49 pm
  #5439  
 
Join Date: May 2010
Posts: 724
I think i know the unfortunate answer, but i'll ask anyway.

Approved for card on 4/30. Just realized my first closing date is 5/8. I made my last purchases just now to put me over $10k today and are pending and likely won't clear pending status til after 5/8.

Do points have to clear pending status to get the miles on the first statement close?
longleaf is offline  
Old May 7, 14, 7:52 pm
  #5440  
 
Join Date: Mar 2014
Location: OC/LAX
Posts: 376
Originally Posted by longleaf View Post
I think i know the unfortunate answer, but i'll ask anyway.

Approved for card on 4/30. Just realized my first closing date is 5/8. I made my last purchases just now to put me over $10k today and are pending and likely won't clear pending status til after 5/8.

Do points have to clear pending status to get the miles on the first statement close?
Yeah as long as the purchases which meet the 10K spend clear before the statement closes, you'll get the miles this statement. If they clear after the 8th then you'll get them next statement.
aceofcards is offline  
Old May 7, 14, 9:02 pm
  #5441  
Formerly known as cagalindo
 
Join Date: Sep 2010
Location: MCO TPA
Programs: Citi AA/HH/TYP Amex SPG/HH & Chase SP/PC
Posts: 1,335
Originally Posted by bobby21 View Post
That's interesting. Does having a sizeable balance in savings with Citi/Chase help approvals? I never park more than 5k in checking/savings as they earn nothing.
i wouldnt think so
caGALINDO is offline  
Old May 7, 14, 10:24 pm
  #5442  
 
Join Date: Feb 2010
Location: SFO
Programs: AS MVP, Hyatt Globalist
Posts: 777
I am facing a very strange situation on satisfying the spending requirement for my second aa card. The statement closes today, I spent ~8500 this cycle and ~3000 last cycle. And yes I excluded the bonus credit and AF. The 100k bonus didn't post and what more strange is, I only got 73xx miles this cycle and 15xx miles last cycle. I think this is the reason why bonus is not posted.

I scratched my head, the best reason I can find is on my first card I refunded an air ticket in the middle. It is not intentional, just because the airfare dropped within the 24hour window. Citi knew this because it is in the same billing cycle but they gave me extra 5000 miles as if the airfare is not refunded (it is DL ticket, so no bonus AA miles). I don't really mind this because I already spent 10000$ on the first card without the air ticket.

But now I don't understand what is the logic with my second card here...
zig2 is offline  
Old May 7, 14, 11:13 pm
  #5443  
 
Join Date: Aug 2013
Posts: 142
how do you find out when your first app is? I deleted all my emails and I can't figure out when I applied for it.
snowboardpunk is offline  
Old May 7, 14, 11:20 pm
  #5444  
 
Join Date: Jan 2014
Location: LAX/BUR
Posts: 525
Originally Posted by snowboardpunk View Post
how do you find out when your first app is? I deleted all my emails and I can't figure out when I applied for it.
If you keep the paperwork they give you with your card, it should be in there.
maddie5218 is offline  
Old May 8, 14, 1:20 am
  #5445  
 
Join Date: Aug 2013
Posts: 142
Originally Posted by maddie5218 View Post
If you keep the paperwork they give you with your card, it should be in there.
Dang I threw that all away... anyone else know another way?
snowboardpunk is offline  

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