Jan 24, 2014, 5:20 pm
Last edit by: mia
The thread was split on September 24, 2014 for technical reasons. This version of the Wikipost is frozen as of that date. Please click HERE to read the newer posts and the most current Wikipost.
-----------------------------------
For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)
Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. [B]We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.
MOST CURRENT LINKS:
As of 8/19/14, the 60K+ links are no longer working, and give the following error:
[This link stopped working for a few days in July but seems to be working again] Many thanks to LM225 - Citi AA Executive Personal Mastercard, 100,000 miles after $10,000 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $200 in statement credits. $450 annual fee, not waived. Landing page no longer loads as of 6/24.
The landing page asks for a first and last name but the application loads with or without the landing page. This is a CHIP and Signature card. If you go through the landing page, please use any referral code given to you by an AC rep.
For alternate 100K links, see Post #6084. https://www.citicards.com/cards/acq/...&screenID=3001
Many thanks to lobo411 - Citi AA Executive Personal Mastercard, 75,000 miles after $7500 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $100 in statement credits. $450 annual fee, not waived. No landing page. This is a CHIP and Signature card. Bonus confirmed in posts 136 and 142. Still working: There is also a public version of this offer Citi AA Mastercard, 75,000 miles, Landing page available here. HT Belllaaa.
Many thanks to cerealmarketer - Citi AA Executive Personal Mastercard, 60,000 miles after $5k spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests. $450 annual fee, not waived. Landing page available here. This is a CHIP and Signature card. Landing page for 60K for $5K, with $100 statement credit and application.
Current 50K public offer: (Be carefull this link is showing as 30k in citi system, use other link for 50k) Landing page for 50K for $5K spending, no statement credit and application.
New 50k offer:
Landing page for New 50K for $5K spending, no statement credit - Application Link WARNING: This landing page contains the following in the Footnotes: "American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months." But the app link directly following it goes to a totally different app page, which is reported to be working as usual.
EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.
Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.
Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.
This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.
Getting around the $450 annual fee: Some have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers here http://www.flyertalk.com/forum/credi...ost-first.html. YMMV. If paying $250-$450 for a year's access to Admirals Clubs and the 60K-100K miles is a deal breaker, this card may not be for you.
Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days.
Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:
- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862
Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.
When do miles post? Usually a few days after your statement closes. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.
Please post more experiences about cancelling to avoid the $450 fee
Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.
2a) With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.
2b) Another helpful post discussing timeframe for meeting min spend: 6279
3) Any expectation that Citi will do things that make sense is just plain silly. They won't.
Admiral Club Access: You do not need to be flying AA that particular day of travel. (Ex: you're flying DL on the day of travel...you could still enter the AC lounge, even though you're not on an AA flight that day.) Beware, though, that individual lounges have individual rules (see the link below). Alternate rules usually come w/ Qantas lounges, not AA lounges. Furthermore, AC access "comes with" US Air access (19 locations). An authorized user does not have AC access unless they are with the primary card holder. The authorized user's card will have the "Admiral Club" language omitted from the back of their card.
For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules
$200 Statement Credit on any purchase:
Multiple datapoints within this thread as well as multiple confirmations from CSRs say that the $200 statement credit is for any purchase.
Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.
What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.
Direct phone number to Citi Fraud Prevention department: +18664705331
Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668
Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k
Citi World elite Mastercards (including exec) 5k
Advice to those new to citi American Airlines cards,
If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...ost-first.html
-----------------------------------
For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)
Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. [B]We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.
MOST CURRENT LINKS:
As of 8/19/14, the 60K+ links are no longer working, and give the following error:
A system error has caused a delay in processing your application. Please try again later.
[This link stopped working for a few days in July but seems to be working again] Many thanks to LM225 - Citi AA Executive Personal Mastercard, 100,000 miles after $10,000 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $200 in statement credits. $450 annual fee, not waived. Landing page no longer loads as of 6/24.
Current 50K public offer: (Be carefull this link is showing as 30k in citi system, use other link for 50k) Landing page for 50K for $5K spending, no statement credit and application.
New 50k offer:
Landing page for New 50K for $5K spending, no statement credit - Application Link WARNING: This landing page contains the following in the Footnotes: "American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months." But the app link directly following it goes to a totally different app page, which is reported to be working as usual.
EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.
Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.
Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.
This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.
Getting around the $450 annual fee: Some have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers here http://www.flyertalk.com/forum/credi...ost-first.html. YMMV. If paying $250-$450 for a year's access to Admirals Clubs and the 60K-100K miles is a deal breaker, this card may not be for you.
Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days.
Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:
- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862
Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.
When do miles post? Usually a few days after your statement closes. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.
Please post more experiences about cancelling to avoid the $450 fee
Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.
2a) With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.
2b) Another helpful post discussing timeframe for meeting min spend: 6279
3) Any expectation that Citi will do things that make sense is just plain silly. They won't.
Citibank Contacts/Resources
- Application status: https://www.accountonline.com/cards/...?screenID=3187
- (800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
- (800) 763-9795 – General Personal Application Inquiries with live rep
- (866) 606-2787 – General Application and Account Questions with live rep
- (888) 201-4523 – Application status
- (866) 606-2961 – Reconsideration Line.
- Twitter : @AskCiti. Very powerful tool.
- Executive Office - useful for getting a more empowered agent for reconsideration purposes: CitiBank Executive Review Department, P.O. Box 6000, Sioux Falls, SD 57117
For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules
$200 Statement Credit on any purchase:
Multiple datapoints within this thread as well as multiple confirmations from CSRs say that the $200 statement credit is for any purchase.
Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.
What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.
Direct phone number to Citi Fraud Prevention department: +18664705331
Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668
Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k
Citi World elite Mastercards (including exec) 5k
Advice to those new to citi American Airlines cards,
If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...ost-first.html
Citi Executive AA MasterCard [October 2013 - September 2014]
May 5, 2014, 9:41 am
#5342
Join Date: Nov 2011
Location: ORD
Programs: status free since 2017
Posts: 2,188
Got approved for 2nd card w/ AU. Had to move some CL to the new one.
For some reason Chase and Citi keep on giving me huge CLs.
For some reason Chase and Citi keep on giving me huge CLs.
May 5, 2014, 9:46 am
#5343
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Documentation please...
May 5, 2014, 9:50 am
#5344
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Not known for sure, but there are several posts from awhile ago that seem to indicate that your application stays "live" for awhile, despite the denial. So I'd wait until the full 65 days are up, then call Recon again. Otherwise, you are in for a long wait, because the denied app is still an app, and resets the 65 day clock.
May 5, 2014, 10:15 am
#5346
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Well, as post #5323 shows, people get impatient, then hear that the hard and fast rule is 60 days, and expect to get lucky. And sometimes they do, and sometimes they don't.
Just want to remind everyone that you don't actually have to count. There is an app linked in the Wiki that counts for you. You put in the date of your app, and it tells you when the 65 days are up.
Just want to remind everyone that you don't actually have to count. There is an app linked in the Wiki that counts for you. You put in the date of your app, and it tells you when the 65 days are up.
May 5, 2014, 10:18 am
#5347
Join Date: Mar 2014
Location: OC/LAX
Posts: 376
Well, as post #5323 shows, people get impatient, then hear that the hard and fast rule is 60 days, and expect to get lucky. And sometimes they do, and sometimes they don't.
Just want to remind everyone that you don't actually have to count. There is an app linked in the Wiki that counts for you. You put in the date of your app, and it tells you when the 65 days are up.
Just want to remind everyone that you don't actually have to count. There is an app linked in the Wiki that counts for you. You put in the date of your app, and it tells you when the 65 days are up.
lol the actual "rule" is 60 days though ... I applied on day 61. 
65 days is just to be safe. I like to live life on the edge.
May 5, 2014, 10:36 am
#5348
Join Date: Feb 2013
Location: San Antonio
Programs: AS MVP
Posts: 2,276
Linking to the specific posts on those boards where that was posted would allow us to decide if that was a genuine data point, or just a rumor. Even if genuine, there are lots of things Citi could consider abuse that would have nothing to do with canceling this card.
Documentation please...
Documentation please...
Whatever is going on seems to have to do with risk, not 'abuse'. Not that that helps anyone who triggered the switch to have some or all of their accounts shut down. As usual, Citi's right hand has no clue what its left hand is doing.
May 5, 2014, 11:10 am
#5349
Join Date: Nov 2013
Location: New York City
Posts: 186
Waiting 65 days to apply for a 3rd card, that many days puts me on the 4th of July.
(Wondering to myself out loud what the odds are this offer will still be available)
(Wondering to myself out loud what the odds are this offer will still be available)
May 5, 2014, 11:21 am
#5350
Join Date: Oct 2010
Location: Feeder Band Land (South FL)
Programs: seeking best cc sign-up & spend bonus offers
Posts: 865
Having gotten 4 cards (2 me, 2 wifey)
& instantly reaching spend triggers via
IRS & ultimately paying (4)~$325/110K AA
= (4) int'l bus'n rt, am pleased & willing to
pay $325*/rt to avoid manuf-spend busywork,
BUT...
is there anything I could have done that
would have lowered the $325 & taken
little effort? Could I have filled a debit
card with $40K quickly & easily...?
Or would it have required 40 ($1K gift cards)
or 80 ($500 gift cards) or some other
daily time-consuming routine...?
Not asking for detailed answer, just what
you know in 25 words or less off top of head.
THANKS! ^ ^
*see my previous explaining $325
& instantly reaching spend triggers via
IRS & ultimately paying (4)~$325/110K AA
= (4) int'l bus'n rt, am pleased & willing to
pay $325*/rt to avoid manuf-spend busywork,
BUT...
is there anything I could have done that
would have lowered the $325 & taken
little effort? Could I have filled a debit
card with $40K quickly & easily...?
Or would it have required 40 ($1K gift cards)
or 80 ($500 gift cards) or some other
daily time-consuming routine...?
Not asking for detailed answer, just what
you know in 25 words or less off top of head.
THANKS!
^ ^ *see my previous explaining $325
Last edited by TravelPhotographer; May 5, 2014 at 11:27 am
May 5, 2014, 11:53 am
#5351
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Hope you are right. I try to keep my risk quotient with a FI as close to zero as possible. If I buy $5K of OV, I get it paid off within a day or two of when that posts. Even with regular spend, if I get to 10% of my CL in the first week of a billing period, I pay it right off. And I do my best to never have a statement close with any balance at all.
I mentioned this to an AMEX CSR re my charge (not credit) card, and the response is that AMEX really likes that. I was concerned they might find it strange, and thus worrisome, ( I didn't put it that way to the CSR, of course), but they said no, they like it that way. And I'm sure that helps keep my CR with the CBs up as well.
And although I am doing a fairly hefty amount of MS, it's all for points and miles, not for cash back. Pushing the TYP 5 %, or lots of Ink OD 5 points spend for GCs to turn into MOs or sell on Big Crumbs, just seems too risky for me. Even though I've yet to hear credible accounts of anyone getting in trouble with OD purchases.
I'm hoping keeping my CU below 1% keeps me out of the spotlight, but who knows? I know at least it really helps with cc approvals, as I've recently gotten churn averse Barclays and USB to approve me for another cc with them, despite large amounts of HPs in the last 6 months. What seems to win over their CSRs, after the computer has given a preliminary denial, is that low level of CU.
Anyway, I'm not stopping major MS, because with AA FC TATL Anytime awards at 175K miles each way, top of the line Hiltons at 90K points, and Hyatts at 30K, I need to spend, spend, spend just to continue living far beyond my means, as I have become accustomed to doing.
I mentioned this to an AMEX CSR re my charge (not credit) card, and the response is that AMEX really likes that. I was concerned they might find it strange, and thus worrisome, ( I didn't put it that way to the CSR, of course), but they said no, they like it that way. And I'm sure that helps keep my CR with the CBs up as well.
And although I am doing a fairly hefty amount of MS, it's all for points and miles, not for cash back. Pushing the TYP 5 %, or lots of Ink OD 5 points spend for GCs to turn into MOs or sell on Big Crumbs, just seems too risky for me. Even though I've yet to hear credible accounts of anyone getting in trouble with OD purchases.
I'm hoping keeping my CU below 1% keeps me out of the spotlight, but who knows? I know at least it really helps with cc approvals, as I've recently gotten churn averse Barclays and USB to approve me for another cc with them, despite large amounts of HPs in the last 6 months. What seems to win over their CSRs, after the computer has given a preliminary denial, is that low level of CU.
Anyway, I'm not stopping major MS, because with AA FC TATL Anytime awards at 175K miles each way, top of the line Hiltons at 90K points, and Hyatts at 30K, I need to spend, spend, spend just to continue living far beyond my means, as I have become accustomed to doing.
May 5, 2014, 12:14 pm
#5352
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
I posted this today on the WMBP thread:
,,,,,,,,,,,,,,,,,,,,,,,,,,
I've gone to a WM and BP $1998 to my Citi Exec acct with OV, and then the same to my wife's acct. Then drove 5 minutes to another WM, repeated the above BP. Drove 10 minutes to another WM, and did a third identical BP to the same two cards.
$11,998 in BP, $5994 to each card, in just over an hour total. No problems at all.
Waited 3 days, and did the same thing at 2 WMs. Sent a $10 BP from my checking acct to cover the WM fees on each card. Entire $20K for the 2 Exec cards paid off in 4 days. Easy Peasy.
,,,,,,,,,,,,,,,,,,,,,,,,,
But of course, there is a fee for buying OV, and another one for doing BP. With CVS and MM, the total fees come out to about $22 per $2K. So fees to meet min spnd on an AA Exec total $110, plus Citi wants to charge you $250 more. for the cc. But if you cancel in time Citi actually ends up paying you $200 instead of charging you anything. Out of pocket $ thus ranges from +$90 to -$360.
May 5, 2014, 12:42 pm
#5353
Join Date: Jul 2013
Posts: 1,036
I couldn't quickly find that post on $325, so I'll just answer what I know.
I posted this today on the WMBP thread:
,,,,,,,,,,,,,,,,,,,,,,,,,,
I've gone to a WM and BP $1998 to my Citi Exec acct with OV, and then the same to my wife's acct. Then drove 5 minutes to another WM, repeated the above BP. Drove 10 minutes to another WM, and did a third identical BP to the same two cards.
$11,998 in BP, $5994 to each card, in just over an hour total. No problems at all.
Waited 3 days, and did the same thing at 2 WMs. Sent a $10 BP from my checking acct to cover the WM fees on each card. Entire $20K for the 2 Exec cards paid off in 4 days. Easy Peasy.
,,,,,,,,,,,,,,,,,,,,,,,,,
But of course, there is a fee for buying OV, and another one for doing BP. With CVS and MM, the total fees come out to about $22 per $2K. So fees to meet min spnd on an AA Exec total $110, plus Citi wants to charge you $250 more. for the cc. But if you cancel in time Citi actually ends up paying you $200 instead of charging you anything. Out of pocket $ thus ranges from +$90 to -$360.
I posted this today on the WMBP thread:
,,,,,,,,,,,,,,,,,,,,,,,,,,
I've gone to a WM and BP $1998 to my Citi Exec acct with OV, and then the same to my wife's acct. Then drove 5 minutes to another WM, repeated the above BP. Drove 10 minutes to another WM, and did a third identical BP to the same two cards.
$11,998 in BP, $5994 to each card, in just over an hour total. No problems at all.
Waited 3 days, and did the same thing at 2 WMs. Sent a $10 BP from my checking acct to cover the WM fees on each card. Entire $20K for the 2 Exec cards paid off in 4 days. Easy Peasy.
,,,,,,,,,,,,,,,,,,,,,,,,,
But of course, there is a fee for buying OV, and another one for doing BP. With CVS and MM, the total fees come out to about $22 per $2K. So fees to meet min spnd on an AA Exec total $110, plus Citi wants to charge you $250 more. for the cc. But if you cancel in time Citi actually ends up paying you $200 instead of charging you anything. Out of pocket $ thus ranges from +$90 to -$360.
May 5, 2014, 12:50 pm
#5354
Join Date: Apr 2014
Location: MDT
Programs: DL, AA
Posts: 390
I'm sorry if this has already been answered, but I wasn't sure after reading this wiki and the wiki for the "Citi AA credit cards. Best offers now 50k. [Read wikipost first]" thread. And also after reading several pages of comments on both. If I apply for the Citi AA card with the 50k offer, can I apply for an executive card 8 days later? I know it says,
"Personal AA cards: As of August 25, 2013 all linked personal AA cards can be churned only after Citi decides that you are no longer an existing cardmember. This usually occurs between 12 and 26 months after your last successful AA personal card approval of any type including AA Executive card(s). If you want both a Platinum and an Executive AA card and are eligible under the 12-26 month rule, get the Platinum card first."
That makes it seem like I won't be able to get the Executive 8 days after the platinum, but it seems like all bets are off since the Executive is churnable. Does anyone know?
"Personal AA cards: As of August 25, 2013 all linked personal AA cards can be churned only after Citi decides that you are no longer an existing cardmember. This usually occurs between 12 and 26 months after your last successful AA personal card approval of any type including AA Executive card(s). If you want both a Platinum and an Executive AA card and are eligible under the 12-26 month rule, get the Platinum card first."
That makes it seem like I won't be able to get the Executive 8 days after the platinum, but it seems like all bets are off since the Executive is churnable. Does anyone know?
May 5, 2014, 1:05 pm
#5355
Join Date: Dec 2013
Location: Midwest
Programs: DL DM
Posts: 401
I'm sorry if this has already been answered, but I wasn't sure after reading this wiki and the wiki for the "Citi AA credit cards. Best offers now 50k. [Read wikipost first]" thread. And also after reading several pages of comments on both. If I apply for the Citi AA card with the 50k offer, can I apply for an executive card 8 days later? I know it says,
"Personal AA cards: As of August 25, 2013 all linked personal AA cards can be churned only after Citi decides that you are no longer an existing cardmember. This usually occurs between 12 and 26 months after your last successful AA personal card approval of any type including AA Executive card(s). If you want both a Platinum and an Executive AA card and are eligible under the 12-26 month rule, get the Platinum card first."
That makes it seem like I won't be able to get the Executive 8 days after the platinum, but it seems like all bets are off since the Executive is churnable. Does anyone know?
"Personal AA cards: As of August 25, 2013 all linked personal AA cards can be churned only after Citi decides that you are no longer an existing cardmember. This usually occurs between 12 and 26 months after your last successful AA personal card approval of any type including AA Executive card(s). If you want both a Platinum and an Executive AA card and are eligible under the 12-26 month rule, get the Platinum card first."
That makes it seem like I won't be able to get the Executive 8 days after the platinum, but it seems like all bets are off since the Executive is churnable. Does anyone know?