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Citi Executive AA MasterCard [October 2013 - September 2014]

Old Jan 24, 14, 6:20 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: mia
The thread was split on September 24, 2014 for technical reasons. This version of the Wikipost is frozen as of that date. Please click HERE to read the newer posts and the most current Wikipost.
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For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)

Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. [B]We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.

MOST CURRENT LINKS:

As of 8/19/14, the 60K+ links are no longer working, and give the following error:
A system error has caused a delay in processing your application. Please try again later.

[This link stopped working for a few days in July but seems to be working again] Many thanks to LM225 - Citi AA Executive Personal Mastercard, 100,000 miles after $10,000 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $200 in statement credits. $450 annual fee, not waived. Landing page no longer loads as of 6/24.


The landing page asks for a first and last name but the application loads with or without the landing page. This is a CHIP and Signature card. If you go through the landing page, please use any referral code given to you by an AC rep.

For alternate 100K links, see Post #6084. https://www.citicards.com/cards/acq/...&screenID=3001

Many thanks to lobo411 - Citi AA Executive Personal Mastercard, 75,000 miles after $7500 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $100 in statement credits. $450 annual fee, not waived. No landing page. This is a CHIP and Signature card. Bonus confirmed in posts 136 and 142. Still working: There is also a public version of this offer Citi AA Mastercard, 75,000 miles, Landing page available here. HT Belllaaa.

Many thanks to cerealmarketer - Citi AA Executive Personal Mastercard, 60,000 miles after $5k spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests. $450 annual fee, not waived. Landing page available here. This is a CHIP and Signature card. Landing page for 60K for $5K, with $100 statement credit and application.

Current 50K public offer: (Be carefull this link is showing as 30k in citi system, use other link for 50k) Landing page for 50K for $5K spending, no statement credit and application.

New 50k offer:
Landing page for New 50K for $5K spending, no statement credit - Application Link WARNING: This landing page contains the following in the Footnotes: "American Airlines AAdvantage bonus miles are not available if you have had a Citi Executive / AAdvantage World EliteTM MasterCard opened or closed in the past 18 months." But the app link directly following it goes to a totally different app page, which is reported to be working as usual.


EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.

Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.

Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.

This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.


Getting around the $450 annual fee: Some have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers here http://www.flyertalk.com/forum/credi...ost-first.html. YMMV. If paying $250-$450 for a year's access to Admirals Clubs and the 60K-100K miles is a deal breaker, this card may not be for you.

Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days.

Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:

- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862

Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.

When do miles post? Usually a few days after your statement closes. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.

Please post more experiences about cancelling to avoid the $450 fee


Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.

2a) With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.

2b) Another helpful post discussing timeframe for meeting min spend: 6279

3) Any expectation that Citi will do things that make sense is just plain silly. They won't.

Citibank Contacts/Resources
  • Application status: https://www.accountonline.com/cards/...?screenID=3187
  • (800) 695-5171 Personal Application Status and Reconsideration Line with live rep
  • (800) 763-9795 General Personal Application Inquiries with live rep
  • (866) 606-2787 General Application and Account Questions with live rep
  • (888) 201-4523 Application status
  • (866) 606-2961 Reconsideration Line.
  • Twitter : @AskCiti. Very powerful tool.
  • Executive Office - useful for getting a more empowered agent for reconsideration purposes: CitiBank Executive Review Department, P.O. Box 6000, Sioux Falls, SD 57117
Admiral Club Access: You do not need to be flying AA that particular day of travel. (Ex: you're flying DL on the day of travel...you could still enter the AC lounge, even though you're not on an AA flight that day.) Beware, though, that individual lounges have individual rules (see the link below). Alternate rules usually come w/ Qantas lounges, not AA lounges. Furthermore, AC access "comes with" US Air access (19 locations). An authorized user does not have AC access unless they are with the primary card holder. The authorized user's card will have the "Admiral Club" language omitted from the back of their card.

For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules

$200 Statement Credit on any purchase:

Multiple datapoints within this thread as well as multiple confirmations from CSRs say that the $200 statement credit is for any purchase.

Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.

What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.

Direct phone number to Citi Fraud Prevention department: +18664705331

Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668

Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k
Citi World elite Mastercards (including exec) 5k


Advice to those new to citi American Airlines cards,

If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...ost-first.html
Print Wikipost

Citi Executive AA MasterCard [October 2013 - September 2014]

Old Feb 10, 14, 12:17 pm
  #1651  
 
Join Date: Jul 2012
Location: LAX
Posts: 382
Technically, per AA's TOS, the miles don't belong to you so they can do as they please but because Citi's TOS doesn't include a clawback provision, I think you are more likely to be shut out than have Citi take the points back.
pkoo is offline  
Old Feb 10, 14, 12:29 pm
  #1652  
 
Join Date: Feb 2013
Location: San Antonio
Programs: AS MVP
Posts: 2,276
Especially with the ability to make an immediate payment over the phone using a debit card, I have no idea why anyone would flirt with exceeding the CL.
KennyBSAT is offline  
Old Feb 10, 14, 12:50 pm
  #1653  
 
Join Date: Oct 2013
Posts: 36
Originally Posted by italdesign View Post
For those denied for too many inquiries and no success with regular recon, another possibility is to call the Executive office and/or credit dept directly. This myFICO thread lists several #s. I will give it a try tomorrow after my travel. Will post the result.
Please update on this if you get any success by executive office. I m declined for my executive card # 2 due to "too many inquiries". Also please let me know if there is any phone number to call executive office (which will be faster than sending letter). TIA.
yash1780 is offline  
Old Feb 10, 14, 12:51 pm
  #1654  
Suspended
 
Join Date: Jan 2013
Location: Barcelona
Posts: 3,318
Originally Posted by pkoo View Post
This is the sweetest offer from Citi, worth getting banished for.

pricesquire is offline  
Old Feb 10, 14, 12:55 pm
  #1655  
 
Join Date: May 2012
Posts: 385
Have there been any reports of anyone getting banished for closing the card after the miles posted? Or mainly for abuse with credit limits etc.
awardticket is offline  
Old Feb 10, 14, 1:02 pm
  #1656  
 
Join Date: Sep 2013
Programs: AS, AA, UR, SPG,
Posts: 101
this card I got it Saturday, so Sunday After my first purchase of 1K at the beans store in the morning. I went at night to a different store, and attempted to buy 1K and it keeps hitting my with Fraud Alert, I clear it with the text and hits again.. urrrg

does that happen to you?
Elmatador is offline  
Old Feb 10, 14, 1:24 pm
  #1657  
 
Join Date: Jun 2009
Location: Arizona
Programs: IHG Platinum, Hyatt Platinum, SPG Gold, Club Carlson Gold, AA, WN, UA, US, WN, BA.
Posts: 86
Originally Posted by mrsmsr View Post
Can I ask you a question? At the moment when you applied for your 2nd Executive card (not including the inquiry for the 2nd Executive card), how many past inquires do you have? 6 or 7?

I had 6 prior inquiries in the last 6 months. This was number 7.
glader is offline  
Old Feb 10, 14, 1:51 pm
  #1658  
 
Join Date: Apr 2011
Posts: 7
are you willing to pay 24% income tax for me when square send me 1099?
They don't send you 1099 as long as the total transaction is less than $20,000 and 200 transaction.
I have used square for various small transaction up to $3000. Never received 1099. I'm planning to just charge $10,000 to meet the spending in one swipe. Any body tried this ?
bingunginter is offline  
Old Feb 10, 14, 1:56 pm
  #1659  
 
Join Date: May 2011
Programs: US Airways Gold, Marriott Platinum, SW A List
Posts: 1,574
Originally Posted by bingunginter View Post
They don't send you 1099 as long as the total transaction is less than $20,000 and 200 transaction.
I have used square for various small transaction up to $3000. Never received 1099. I'm planning to just charge $10,000 to meet the spending in one swipe. Any body tried this ?
Someone on FW reported getting one for lesser amount. They are required to send at those levels, but they can send at lower levels.
heyeaglefn is offline  
Old Feb 10, 14, 1:59 pm
  #1660  
 
Join Date: Jul 2009
Programs: None
Posts: 135
Originally Posted by heyeaglefn View Post
Someone on FW reported getting one for lesser amount. They are required to send at those levels, but they can send at lower levels.
+1, I got one from a different provider for 4k and it was for beta testing their app. And IRS sent me a note saying I did not include that income on my return and a notice for tax payment. So not worth it. 20k or 200 transactions is required limit, but can be sent one for lower level.
BADELAYS is offline  
Old Feb 10, 14, 2:07 pm
  #1661  
 
Join Date: Jun 2009
Location: ONT/LAX
Programs: IHG Plat
Posts: 496
Originally Posted by bingunginter View Post
are you willing to pay 24% income tax for me when square send me 1099?
They don't send you 1099 as long as the total transaction is less than $20,000 and 200 transaction.
I have used square for various small transaction up to $3000. Never received 1099. I'm planning to just charge $10,000 to meet the spending in one swipe. Any body tried this ?
Lack of 1099 doesn't mean square doesn't report the transaction to the IRS.
indelible is offline  
Old Feb 10, 14, 2:07 pm
  #1662  
 
Join Date: Jan 2014
Posts: 224
Originally Posted by bingunginter View Post
They don't send you 1099 as long as the total transaction is less than $20,000 and 200 transaction.
I have used square for various small transaction up to $3000. Never received 1099. I'm planning to just charge $10,000 to meet the spending in one swipe. Any body tried this ?
A charge of $10K will only bring you unwanted attention. The goal is to spend $10K. You can make the spend with smaller transactions and still stay under the radar.
traveler9020 is offline  
Old Feb 10, 14, 2:36 pm
  #1663  
 
Join Date: Jul 2012
Location: STL
Programs: Hyatt Platinum, Hilton Gold
Posts: 520
Originally Posted by wagon297 View Post
if you applied for 75K and $100SC and send an secure message to match to 100K and $200......you may end up to get 100K and $300 SC. that happened to me, when i sent them a secure message to match, they credited $200 SC to my account right away, plus a letter for credit 25K AA points and they didn't say anything about spending 7.5K or 10K (i will spend 10K to be safe),
I wouldn't worry about needing to spend 10k if you have it in writing that you only need to spend 7.5k for 100k miles. Send another SM and ask if you only need to spend 7.5k. $300 statement credit is friggin' amazing, but I'm not surprised.
doss1 is offline  
Old Feb 10, 14, 2:36 pm
  #1664  
 
Join Date: Sep 2013
Location: Colorado
Posts: 18
Another data point.

Card #1 approved January 28. Immediate approval. 22.5K CL.

Card #2 Applied today, Feb 10. Immediate approval. 22.5K CL. I was a little surprised that I did not have to call.
ddf68 is offline  
Old Feb 10, 14, 2:39 pm
  #1665  
 
Join Date: Jan 2014
Posts: 224
Originally Posted by awardticket View Post
On a 10K credit limit are they strict about not going a dollar over or would they approve a purchase which would put me a few bucks over?
Here's what the card agreement says;

"Your account does not have a pre-set spending limit. As a result, we may permit charges that cause the New Balance to go over the revolving credit limit. We evaluate these charges based on your account performance, other credit accounts with us, and experience with other creditors..."
traveler9020 is offline  

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