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Citi Executive AA MasterCard [October 2013 - September 2014]

Old Jan 24, 2014, 5:20 pm
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Last edit by: mia
The thread was split on September 24, 2014 for technical reasons. This version of the Wikipost is frozen as of that date. Please click HERE to read the newer posts and the most current Wikipost.
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For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)

Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. [B]We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.

MOST CURRENT LINKS:

As of 8/19/14, the 60K+ links are no longer working, and give the following error:
A system error has caused a delay in processing your application. Please try again later.

[This link stopped working for a few days in July but seems to be working again] Many thanks to LM225 - Citi AA Executive Personal Mastercard, 100,000 miles after $10,000 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $200 in statement credits. $450 annual fee, not waived. Landing page no longer loads as of 6/24.


The landing page asks for a first and last name but the application loads with or without the landing page. This is a CHIP and Signature card. If you go through the landing page, please use any referral code given to you by an AC rep.

For alternate 100K links, see Post #6084. https://www.citicards.com/cards/acq/...&screenID=3001

Many thanks to lobo411 - Citi AA Executive Personal Mastercard, 75,000 miles after $7500 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $100 in statement credits. $450 annual fee, not waived. No landing page. This is a CHIP and Signature card. Bonus confirmed in posts 136 and 142. Still working: There is also a public version of this offer Citi AA Mastercard, 75,000 miles, Landing page available here. HT Belllaaa.

Many thanks to cerealmarketer - Citi AA Executive Personal Mastercard, 60,000 miles after $5k spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests. $450 annual fee, not waived. Landing page available here. This is a CHIP and Signature card. Landing page for 60K for $5K, with $100 statement credit and application.

Current 50K public offer: (Be carefull this link is showing as 30k in citi system, use other link for 50k) Landing page for 50K for $5K spending, no statement credit and application.

New 50k offer:
Landing page for New 50K for $5K spending, no statement credit - Application Link WARNING: This landing page contains the following in the Footnotes: "American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months." But the app link directly following it goes to a totally different app page, which is reported to be working as usual.


EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.

Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.

Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.

This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.


Getting around the $450 annual fee: Some have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers here http://www.flyertalk.com/forum/credi...ost-first.html. YMMV. If paying $250-$450 for a year's access to Admirals Clubs and the 60K-100K miles is a deal breaker, this card may not be for you.

Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days.

Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:

- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862

Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.

When do miles post? Usually a few days after your statement closes. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.

Please post more experiences about cancelling to avoid the $450 fee


Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.

2a) With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.

2b) Another helpful post discussing timeframe for meeting min spend: 6279

3) Any expectation that Citi will do things that make sense is just plain silly. They won't.

Citibank Contacts/Resources
  • Application status: https://www.accountonline.com/cards/...?screenID=3187
  • (800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
  • (800) 763-9795 – General Personal Application Inquiries with live rep
  • (866) 606-2787 – General Application and Account Questions with live rep
  • (888) 201-4523 – Application status
  • (866) 606-2961 – Reconsideration Line.
  • Twitter : @AskCiti. Very powerful tool.
  • Executive Office - useful for getting a more empowered agent for reconsideration purposes: CitiBank Executive Review Department, P.O. Box 6000, Sioux Falls, SD 57117
Admiral Club Access: You do not need to be flying AA that particular day of travel. (Ex: you're flying DL on the day of travel...you could still enter the AC lounge, even though you're not on an AA flight that day.) Beware, though, that individual lounges have individual rules (see the link below). Alternate rules usually come w/ Qantas lounges, not AA lounges. Furthermore, AC access "comes with" US Air access (19 locations). An authorized user does not have AC access unless they are with the primary card holder. The authorized user's card will have the "Admiral Club" language omitted from the back of their card.

For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules

$200 Statement Credit on any purchase:

Multiple datapoints within this thread as well as multiple confirmations from CSRs say that the $200 statement credit is for any purchase.

Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.

What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.

Direct phone number to Citi Fraud Prevention department: +18664705331

Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668

Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k
Citi World elite Mastercards (including exec) 5k


Advice to those new to citi American Airlines cards,

If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...ost-first.html
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Citi Executive AA MasterCard [October 2013 - September 2014]

Old Feb 10, 2014, 8:47 am
  #1636  
 
Join Date: Jan 2012
Posts: 757
Data point: Card #1 applied / approved 1/28 (22k line). Card #2 applied/approved 2/10 (30k line). These are my 5th and 6th citi personal cards that are open. Did not have to re-allocate credit on the call. Call took about 7 minutes, no questions asked.
dcpilgrim is offline  
Old Feb 10, 2014, 9:18 am
  #1637  
 
Join Date: Apr 2011
Posts: 9
Anybody using square, I'm willing to pay the fee for the convinient, will there be problem ?
bingunginter is offline  
Old Feb 10, 2014, 9:40 am
  #1638  
Suspended
 
Join Date: Jan 2013
Location: Barcelona
Posts: 3,317
Originally Posted by bingunginter
Anybody using square, I'm willing to pay the fee for the convinient, will there be problem ?
Huh?
pricesquire is offline  
Old Feb 10, 2014, 9:46 am
  #1639  
 
Join Date: Jul 2012
Location: LAX
Posts: 383
I am going to apply this card in a couple of weeks as part of my AoR and have some questions:

1. A lot of discussion about when statement closes. Obviously, the ones asking this are the ones who are not willing to pay the AF; thus cancel, like I am. But why is it an issue about when the statement closes? The AF posts on the first billing cycle. You can meet the spend with VR's in a couple of days (within the first billing cycle). The points generally post after the 1st billing cycle. 30 days to cancel to get the full AF refunded. So you're safe right? The only exception is if the points post on, say, the 2nd billing cycle. But if that's the case, it doesn't matter when your first statement closes in relation to your approval date because you're screwed either way, as the AF will have been posted for 30+ days by the 2nd billing cycle. Isn't that correct?

(Ok there is 1 more exception and that is if you are buying VR's and are restricted to 2 per day. But in my case, I can go and buy 20 VR's in one day no problem. The CVS in my area splits transactions and doesn't scan my ID so I can walk in and deplete their entire VR stock in minutes. Yes, in LAX. No, I won't tell you where. <3)

2. If I'm correct, people should be applying for this card as much as possible. This is the sweetest offer from Citi, worth getting banished for.
- $450 AF
+ $450 AF (refund)
+ $200 statement credit
- $79 for 20 VR's
= $121
So you get $121 handed to you + 100,000 points. right?
pkoo is offline  
Old Feb 10, 2014, 9:55 am
  #1640  
 
Join Date: Feb 2013
Location: San Antonio
Programs: AS MVP
Posts: 2,276
1. If your statement closes early, the AF never posts and you don't have to get the AF refunded which is nice. I don't think it matters either way, as you say, as long as the spending posts before the statement with the fee.

2. Bingo, and that is the approach that is best for me as well. Others may feel differently which is fine, or want to have ongoing lounge access. It ain't paint by number or one size fits all.
KennyBSAT is offline  
Old Feb 10, 2014, 10:01 am
  #1641  
 
Join Date: Jul 2012
Location: LAX
Posts: 383
Thank you. I didn't know that the AF post would be delayed if the statement closes very soon after getting approved. That would certainly lower the risk of the points posting on the 2nd or even 3rd statement but I think Citi is the most reliable when it comes to bonuses posting quickly. Chase and AMEX are different matters....
pkoo is offline  
Old Feb 10, 2014, 10:13 am
  #1642  
 
Join Date: Jun 2009
Location: Arizona
Programs: IHG Platinum, Hyatt Platinum, SPG Gold, Club Carlson Gold, AA, WN, UA, US, WN, BA.
Posts: 87
I've had 6 previous inquiries with the same bureau that Citi uses in the past 6 months and 8 in the past year and was approved for my second Executive card. I just needed to move some credit from one of my other accounts to boost my credit line given the $10,000 spend requirement.
glader is offline  
Old Feb 10, 2014, 10:14 am
  #1643  
 
Join Date: Jul 2013
Posts: 1,036
Has anyone reported instances where CITI has clawed back miles for cancelling after meeting bonus spend to avoid an annual fee? I don't trust that it's that easy to just keep cancelling cards quickly after the bonus posts, especially with a $450 annual fee.
ibleed0range is offline  
Old Feb 10, 2014, 10:30 am
  #1644  
 
Join Date: Jan 2014
Posts: 224
-delete-

Last edited by traveler9020; Feb 10, 2014 at 12:33 pm
traveler9020 is offline  
Old Feb 10, 2014, 10:31 am
  #1645  
 
Join Date: Feb 2013
Location: San Antonio
Programs: AS MVP
Posts: 2,276
Originally Posted by ibleed0range
Has anyone reported instances where CITI has clawed back miles for cancelling after meeting bonus spend to avoid an annual fee?
No.

Check post #75 and the T&C of the card. The $200 credit depends only on spending $200. The 100K miles depends only on spending $10,000. Ongoing benefits and lounge access depend only on paying the annual fee. You may feel free to do whatever you are comfortable with, and no one is trying to convince you to do otherwise.
KennyBSAT is offline  
Old Feb 10, 2014, 10:47 am
  #1646  
 
Join Date: Apr 2013
Location: BOS
Programs: AA ExP || SPG Plt || Honors Diamond || UA Silver
Posts: 171
Originally Posted by glader
I've had 6 previous inquiries with the same bureau that Citi uses in the past 6 months and 8 in the past year and was approved for my second Executive card. I just needed to move some credit from one of my other accounts to boost my credit line given the $10,000 spend requirement.
Can I ask you a question? At the moment when you applied for your 2nd Executive card (not including the inquiry for the 2nd Executive card), how many past inquires do you have? 6 or 7?
mrsmsr is offline  
Old Feb 10, 2014, 10:56 am
  #1647  
 
Join Date: May 2012
Posts: 385
On a 10K credit limit are they strict about not going a dollar over or would they approve a purchase which would put me a few bucks over?
awardticket is offline  
Old Feb 10, 2014, 11:10 am
  #1648  
 
Join Date: Aug 2013
Posts: 61
Originally Posted by bingunginter
Anybody using square, I'm willing to pay the fee for the convinient, will there be problem ?
are you willing to pay 24% income tax for me when square send me 1099?
wagon297 is offline  
Old Feb 10, 2014, 11:14 am
  #1649  
 
Join Date: Nov 2007
Location: PHX
Posts: 4,792
Originally Posted by awardticket
On a 10K credit limit are they strict about not going a dollar over or would they approve a purchase which would put me a few bucks over?
I went over on a citi TY preferred in the first month. I paid down the account and my payment posted, and then I used the card again. They made an error and reversed my payment for reasons that weren't entirely clear to me, and so for about 24 hours I was over the CL. They not only shut the account down with no notice, but shut down my other citi account too. I called in, and they confessed error, and ultimately reinstated the accounts, which was a really hassle. As a result, I did not get the sign up bonus and also didn't get any points for the spend for the first month. They ultimately gave me the sign up bonus as a "courtesy," but never actually gave me the TY points for my first month of spend.

Obviously, I'm a really small sample size and YMMV. But I would tread very carefully with going over your CL in the first month.
lkar is offline  
Old Feb 10, 2014, 11:16 am
  #1650  
 
Join Date: May 2012
Posts: 385
Originally Posted by lkar
I went over on a citi TY preferred in the first month. I paid down the account and my payment posted, and then I used the card again. They made an error and reversed my payment for reasons that weren't entirely clear to me, and so for about 24 hours I was over the CL. They not only shut the account down with no notice, but shut down my other citi account too. I called in, and they confessed error, and ultimately reinstated the accounts, which was a really hassle. As a result, I did not get the sign up bonus and also didn't get any points for the spend for the first month. They ultimately gave me the sign up bonus as a "courtesy," but never actually gave me the TY points for my first month of spend.

Obviously, I'm a really small sample size and YMMV. But I would tread very carefully with going over your CL in the first month.
Wow thanks for the warning. I am going to just need to do exactly 10k.

Thank you
awardticket is offline  

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