Jan 24, 14, 5:20 pm
Last edit by: mia
The thread was split on September 24, 2014 for technical reasons. This version of the Wikipost is frozen as of that date. Please click HERE to read the newer posts and the most current Wikipost.
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For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)
Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. [B]We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.
MOST CURRENT LINKS:
As of 8/19/14, the 60K+ links are no longer working, and give the following error:
[This link stopped working for a few days in July but seems to be working again] Many thanks to LM225 - Citi AA Executive Personal Mastercard, 100,000 miles after $10,000 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $200 in statement credits. $450 annual fee, not waived. Landing page no longer loads as of 6/24.
The landing page asks for a first and last name but the application loads with or without the landing page. This is a CHIP and Signature card. If you go through the landing page, please use any referral code given to you by an AC rep.
For alternate 100K links, see Post #6084. https://www.citicards.com/cards/acq/...&screenID=3001
Many thanks to lobo411 - Citi AA Executive Personal Mastercard, 75,000 miles after $7500 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $100 in statement credits. $450 annual fee, not waived. No landing page. This is a CHIP and Signature card. Bonus confirmed in posts 136 and 142. Still working: There is also a public version of this offer Citi AA Mastercard, 75,000 miles, Landing page available here. HT Belllaaa.
Many thanks to cerealmarketer - Citi AA Executive Personal Mastercard, 60,000 miles after $5k spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests. $450 annual fee, not waived. Landing page available here. This is a CHIP and Signature card. Landing page for 60K for $5K, with $100 statement credit and application.
Current 50K public offer: (Be carefull this link is showing as 30k in citi system, use other link for 50k) Landing page for 50K for $5K spending, no statement credit and application.
New 50k offer:
Landing page for New 50K for $5K spending, no statement credit - Application Link WARNING: This landing page contains the following in the Footnotes: "American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months." But the app link directly following it goes to a totally different app page, which is reported to be working as usual.
EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.
Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.
Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.
This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.
Getting around the $450 annual fee: Some have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers here http://www.flyertalk.com/forum/credi...ost-first.html. YMMV. If paying $250-$450 for a year's access to Admirals Clubs and the 60K-100K miles is a deal breaker, this card may not be for you.
Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days.
Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:
- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862
Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.
When do miles post? Usually a few days after your statement closes. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.
Please post more experiences about cancelling to avoid the $450 fee
Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.
2a) With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.
2b) Another helpful post discussing timeframe for meeting min spend: 6279
3) Any expectation that Citi will do things that make sense is just plain silly. They won't.
Admiral Club Access: You do not need to be flying AA that particular day of travel. (Ex: you're flying DL on the day of travel...you could still enter the AC lounge, even though you're not on an AA flight that day.) Beware, though, that individual lounges have individual rules (see the link below). Alternate rules usually come w/ Qantas lounges, not AA lounges. Furthermore, AC access "comes with" US Air access (19 locations). An authorized user does not have AC access unless they are with the primary card holder. The authorized user's card will have the "Admiral Club" language omitted from the back of their card.
For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules
$200 Statement Credit on any purchase:
Multiple datapoints within this thread as well as multiple confirmations from CSRs say that the $200 statement credit is for any purchase.
Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.
What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.
Direct phone number to Citi Fraud Prevention department: +18664705331
Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668
Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k
Citi World elite Mastercards (including exec) 5k
Advice to those new to citi American Airlines cards,
If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...ost-first.html
-----------------------------------
For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)
Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. [B]We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.
MOST CURRENT LINKS:
As of 8/19/14, the 60K+ links are no longer working, and give the following error:
A system error has caused a delay in processing your application. Please try again later.
[This link stopped working for a few days in July but seems to be working again] Many thanks to LM225 - Citi AA Executive Personal Mastercard, 100,000 miles after $10,000 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $200 in statement credits. $450 annual fee, not waived. Landing page no longer loads as of 6/24.
Current 50K public offer: (Be carefull this link is showing as 30k in citi system, use other link for 50k) Landing page for 50K for $5K spending, no statement credit and application.
New 50k offer:
Landing page for New 50K for $5K spending, no statement credit - Application Link WARNING: This landing page contains the following in the Footnotes: "American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months." But the app link directly following it goes to a totally different app page, which is reported to be working as usual.
EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.
Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.
Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.
This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.
Getting around the $450 annual fee: Some have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers here http://www.flyertalk.com/forum/credi...ost-first.html. YMMV. If paying $250-$450 for a year's access to Admirals Clubs and the 60K-100K miles is a deal breaker, this card may not be for you.
Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days.
Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:
- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862
Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.
When do miles post? Usually a few days after your statement closes. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.
Please post more experiences about cancelling to avoid the $450 fee
Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.
2a) With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.
2b) Another helpful post discussing timeframe for meeting min spend: 6279
3) Any expectation that Citi will do things that make sense is just plain silly. They won't.
Citibank Contacts/Resources
- Application status: https://www.accountonline.com/cards/...?screenID=3187
- (800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
- (800) 763-9795 – General Personal Application Inquiries with live rep
- (866) 606-2787 – General Application and Account Questions with live rep
- (888) 201-4523 – Application status
- (866) 606-2961 – Reconsideration Line.
- Twitter : @AskCiti. Very powerful tool.
- Executive Office - useful for getting a more empowered agent for reconsideration purposes: CitiBank Executive Review Department, P.O. Box 6000, Sioux Falls, SD 57117
For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules
$200 Statement Credit on any purchase:
Multiple datapoints within this thread as well as multiple confirmations from CSRs say that the $200 statement credit is for any purchase.
Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.
What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.
Direct phone number to Citi Fraud Prevention department: +18664705331
Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668
Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k
Citi World elite Mastercards (including exec) 5k
Advice to those new to citi American Airlines cards,
If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...ost-first.html
Citi Executive AA MasterCard [October 2013 - September 2014]
Feb 8, 14, 8:38 pm
#1546
Join Date: Nov 2009
Posts: 19
OK, found the relevant quote from the application page under "Additional Program Information":
Not sure what they mean by 7 days (application, approval or actual card activation?) but most likely they did not had enough time to activate AC club membership.
+ For benefit to apply, the Citi® / AAdvantage® account must be open 7 days prior to air travel AND, reservation must include the primary cardmember's American Airlines AAdvantage® number 7 days prior to air travel.
...
...
Hi, not sure if anyone has used the card to access the AC club recently. I tried to use it today, but was told that my card was not associated with an AC membership. I ended up using my Amex Platinum. When connecting at a second airport, I went to another AC to try again. The agent said I was not the first one with this issue, and let me in without problem.
I sent a secure message to Citibank, they were not sympathetic and just said that I should be able to go in without problems. I responded and asked if they can guarantee that this will never happen to me again. Seems like something is missing...
I sent a secure message to Citibank, they were not sympathetic and just said that I should be able to go in without problems. I responded and asked if they can guarantee that this will never happen to me again. Seems like something is missing...
Feb 8, 14, 8:42 pm
#1547
Join Date: Nov 2009
Posts: 19
Haven't churned this card but I am sure that 8 days is the minimum. So 9, 10 and so on is fine.
In fact the more days you have after first approval the better - as long as the offer is still available of course.
In fact the more days you have after first approval the better - as long as the offer is still available of course.
Hi everyone, just wondering if the churning rule of Citibank (if 1st card got approved, apply 2nd personal card after 8th days) has to be exactly on the 8th days to apply the 2nd same personal card after the 1st got approved? Can I apply for the 2nd one like 14 days or 18 days later after the date of approval of the 1st card?
For those who already successfully churned this and got a 2nd card, did you cancel the first card? since if you cancel it within 30 days you don't have to pay AF.
For those who already successfully churned this and got a 2nd card, did you cancel the first card? since if you cancel it within 30 days you don't have to pay AF.
Feb 8, 14, 8:46 pm
#1548
Join Date: Feb 2013
Location: San Antonio
Programs: AS MVP
Posts: 2,276
OK, found the relevant quote from the application page under "Additional Program Information":
+ For benefit to apply, the Citi® / AAdvantage® account must be open 7 days prior to air travel AND, reservation must include the primary cardmember's American Airlines AAdvantage® number 7 days prior to air travel.
Not sure what they mean by 7 days (application, approval or actual card activation?) but most likely they did not had enough time to activate AC club membership.
+ For benefit to apply, the Citi® / AAdvantage® account must be open 7 days prior to air travel AND, reservation must include the primary cardmember's American Airlines AAdvantage® number 7 days prior to air travel.
Not sure what they mean by 7 days (application, approval or actual card activation?) but most likely they did not had enough time to activate AC club membership.
There is no requirement to do anything other than show up at the AC with your card and ID. But unfortunately Citi can't stop rogue lounge dragons from making up nonsense or deciding you need 'additional required documentation'. Full text -
Only primary Citi Executive℠ / AAdvantage® World Elite™ MasterCard® cardmembers who are 18 years of age or older may receive membership privileges to the American Airlines Admirals Club® lounges. Authorized users of the Citi Executive℠ / AAdvantage® World Elite™ MasterCard® credit card are not entitled to Admirals Club® membership privileges. To access the Admirals Club® lounge, the primary cardmember must present (i) his or her AAdvantage® number, (ii) his or her current government-issued I.D., (iii) his or her open and valid Citi Executive℠ / AAdvantage® World Elite™ MasterCard, and (iv) any additional required documentation. The primary cardmember may bring as guest(s) either immediate family (spouse, domestic partner and/or children under 18 years of age) or up to two traveling guests.
Feb 8, 14, 9:12 pm
#1549
Join Date: Dec 2012
Programs: AA EXP; Marriott Bonvoy Titanium
Posts: 77
That is footnote 6 which relates to 'Enhanced Airport Experience with dedicated check-in and priority screening and boarding'.
There is no requirement to do anything other than show up at the AC with your card and ID. But unfortunately Citi can't stop rogue lounge dragons from making up nonsense or deciding you need 'additional required documentation'. Full text -
Only primary Citi Executive℠ / AAdvantage® World Elite™ MasterCard® cardmembers who are 18 years of age or older may receive membership privileges to the American Airlines Admirals Club® lounges. Authorized users of the Citi Executive℠ / AAdvantage® World Elite™ MasterCard® credit card are not entitled to Admirals Club® membership privileges. To access the Admirals Club® lounge, the primary cardmember must present (i) his or her AAdvantage® number, (ii) his or her current government-issued I.D., (iii) his or her open and valid Citi Executive℠ / AAdvantage® World Elite™ MasterCard, and (iv) any additional required documentation. The primary cardmember may bring as guest(s) either immediate family (spouse, domestic partner and/or children under 18 years of age) or up to two traveling guests.
There is no requirement to do anything other than show up at the AC with your card and ID. But unfortunately Citi can't stop rogue lounge dragons from making up nonsense or deciding you need 'additional required documentation'. Full text -
Only primary Citi Executive℠ / AAdvantage® World Elite™ MasterCard® cardmembers who are 18 years of age or older may receive membership privileges to the American Airlines Admirals Club® lounges. Authorized users of the Citi Executive℠ / AAdvantage® World Elite™ MasterCard® credit card are not entitled to Admirals Club® membership privileges. To access the Admirals Club® lounge, the primary cardmember must present (i) his or her AAdvantage® number, (ii) his or her current government-issued I.D., (iii) his or her open and valid Citi Executive℠ / AAdvantage® World Elite™ MasterCard, and (iv) any additional required documentation. The primary cardmember may bring as guest(s) either immediate family (spouse, domestic partner and/or children under 18 years of age) or up to two traveling guests.
Feb 8, 14, 9:23 pm
#1550
Join Date: Jan 2014
Posts: 224
I already have this card and am considering churning it. This is the timeline that I’m looking at;
2/2 Approved for card #1
2/10 Complete minimum spend for card #1
2/12 Apply for card #2
2/15 Statement closing date for card #1
2/? Cancel card #1 to avoid AF (my understanding is that I have 30 days from the posting of the AF to cancel)
2/25 Complete minimum spend for card #2
What I’m not sure about is when I can expect the miles to post for card #1. Do they post when the spend is met? Or is it after the statement closing date?
My goal is to churn it and only pay the AF once.
So, will this work? Are there other factors that I need to consider? Any input is appreciated.
2/2 Approved for card #1
2/10 Complete minimum spend for card #1
2/12 Apply for card #2
2/15 Statement closing date for card #1
2/? Cancel card #1 to avoid AF (my understanding is that I have 30 days from the posting of the AF to cancel)
2/25 Complete minimum spend for card #2
What I’m not sure about is when I can expect the miles to post for card #1. Do they post when the spend is met? Or is it after the statement closing date?
My goal is to churn it and only pay the AF once.
So, will this work? Are there other factors that I need to consider? Any input is appreciated.
Feb 8, 14, 9:26 pm
#1551
Join Date: Sep 2013
Location: SNA/LAX
Posts: 1,407
I already have this card and am considering churning it. This is the timeline that I’m looking at;
2/2 Approved for card #1
2/10 Complete minimum spend for card #1
2/12 Apply for card #2
2/15 Statement closing date for card #1
2/? Cancel card #1 to avoid AF (my understanding is that I have 30 days from the posting of the AF to cancel)
2/25 Complete minimum spend for card #2
What I’m not sure about is when I can expect the miles to post for card #1. Do they post when the spend is met? Or is it after the statement closing date?
My goal is to churn it and only pay the AF once.
So, will this work? Are there other factors that I need to consider? Any input is appreciated.
2/2 Approved for card #1
2/10 Complete minimum spend for card #1
2/12 Apply for card #2
2/15 Statement closing date for card #1
2/? Cancel card #1 to avoid AF (my understanding is that I have 30 days from the posting of the AF to cancel)
2/25 Complete minimum spend for card #2
What I’m not sure about is when I can expect the miles to post for card #1. Do they post when the spend is met? Or is it after the statement closing date?
My goal is to churn it and only pay the AF once.
So, will this work? Are there other factors that I need to consider? Any input is appreciated.
Feb 8, 14, 9:32 pm
#1552
Join Date: Jan 2014
Posts: 224
The Citi Exec is my fourth Citi AA card. I have three AA Platinums that I got in 2012. Will that make a difference?
Feb 8, 14, 9:37 pm
#1553
Join Date: Feb 2013
Location: San Antonio
Programs: AS MVP
Posts: 2,276
Your AF may or may not post along with your first statement. More datapoints are needed to confirm the time frame after which the fee will post (it seems to not post after 5-10 days, and to post after 25-30 days). You should get the miles and be able to cancel a week or two after that first statement either way, and keep card number two. No, your old cards don't make any difference.
Feb 8, 14, 9:58 pm
#1554
Join Date: Jul 2013
Posts: 1,872
How do you guys get you statement closed sooner? Mine closes on March 5th. Called today to move up, but the rep said if I change the closing date, it will be March 15th.
That's worse.
That's worse.
Feb 8, 14, 10:12 pm
#1555
Join Date: Jan 2014
Posts: 224
1/30-Application date 2/2 - approval date 2/26- statement closing date
1/31-Application date 2/2 - approval date 2/19 - statement closing date
This is from two separate applications in my household. The only commonality I see is that both closing dates are on Wednsday.
Feb 8, 14, 10:19 pm
#1556
Join Date: Jul 2013
Posts: 1,872
I'm not sure how Citi comes up with the dates but I can offer the following data points;
1/30-Application date 2/2 - approval date 2/26- statement closing date
1/31-Application date 2/2 - approval date 2/19 - statement closing date
This is from two separate applications in my household. The only commonality I see is that both closing dates are on Wednsday.
Feb 8, 14, 10:21 pm
#1557
Join Date: Sep 2013
Posts: 39
Data point:
1/31-Application date 2/2 - approval date 2/05 - statement closing date
1/31-Application date 2/2 - approval date 2/05 - statement closing date
Feb 8, 14, 10:26 pm
#1559
Join Date: Aug 2011
Location: DFW Metroplex
Posts: 29
I just got the 100k Citicard...Looking at my first statement, the 3rd transaction is a credit which exactly totals my first two transactions on the card (made at grocery stores). It says Congrats, Purchase Bonus. Offer 4.
What is this? I haven't spent anything on AA yet with this card for the $200 bonus. I don't want to ask Citi, b/c I don't want them to take it away from me!
What is this? I haven't spent anything on AA yet with this card for the $200 bonus. I don't want to ask Citi, b/c I don't want them to take it away from me!
Feb 8, 14, 10:41 pm
#1560
Join Date: Jan 2014
Posts: 199
For those who already successfully churned this and got a 2nd card, did you cancel the first card? since if you cancel it within 30 days you don't have to pay AF.
