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[Expired] Citi Premier 50,000 TY Bonus Pts. ($500+ worth) FEE FREE FIRST YEAR

[Expired] Citi Premier 50,000 TY Bonus Pts. ($500+ worth) FEE FREE FIRST YEAR

Old Nov 3, 2011, 9:55 pm
  #181  
 
Join Date: May 2011
Location: Ann Arbor
Programs: Delta GM, Hilton
Posts: 192
I was also denied for the same reason. I tried calling the reconsideration department twice but they said that they could not override the computer rejection. It seems like Citi's hard to convince.
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Old Nov 3, 2011, 10:38 pm
  #182  
 
Join Date: Mar 2011
Location: SAN
Programs: Delta Gold. Hilton Diamond. Hyatt Explorist.
Posts: 1,685
Originally Posted by seeGarzz
Got a letter in the mail today saying they couldn't approve due to:

"Too many recent credit inquiries are recorded on your credit bureau report"

I went through this thread but didn't see any other rejections. I applied for this card the same day as five others, it looks like three pulled from Experian. Last credit card app was over 90 days ago before this round. Anything I can do to get this approved? Thanks.
Usually the "too many inquiries" rejection is hard to reverse on appeal.
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Old Nov 3, 2011, 10:39 pm
  #183  
 
Join Date: Mar 2011
Location: SAN
Programs: Delta Gold. Hilton Diamond. Hyatt Explorist.
Posts: 1,685
I was rejected for the thank you premier card four months ago for having too many inquiries. I haven't had any inquires since then until today. I applied for the premier card again today as part of a four-card churn and got accepted this time!
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Old Nov 4, 2011, 5:59 am
  #184  
 
Join Date: Jun 2011
Posts: 4
Looks like I will have to really watch where each bank is pulling their credit report from. Since I was denied I pulled the Experian credit report for free, it showed 2 pulls on 10/25 and Citibank pull was on 10/26. I applied for all on the same day so I am not sure why Citi pulled a day later, maybe a backlog of applications.

The report shows six pulls total and they start dropping off in 2013 so it looks like it might be tough for me for awhile. I have only been doing this for about 7 months, how do people keep getting these cards for years?

seeGarzz
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Old Nov 4, 2011, 8:19 am
  #185  
 
Join Date: Aug 2009
Posts: 539
Got approved for three cards for my parents and I. Seems a real easy card to get compared to Chase cards. I don't know why people aren't jumping on this one?
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Old Nov 4, 2011, 8:35 am
  #186  
 
Join Date: Dec 2010
Posts: 1,860
Originally Posted by seeGarzz
Looks like I will have to really watch where each bank is pulling their credit report from. Since I was denied I pulled the Experian credit report for free, it showed 2 pulls on 10/25 and Citibank pull was on 10/26. I applied for all on the same day so I am not sure why Citi pulled a day later, maybe a backlog of applications.

The report shows six pulls total and they start dropping off in 2013 so it looks like it might be tough for me for awhile. I have only been doing this for about 7 months, how do people keep getting these cards for years?

seeGarzz
Same position. My open credit limit has ballooned and my # of inquiries is 5 higher then it was 6 months ago. All the card companies see me as a risk now, even though I pay my bill in full every month. My creditkarma score is 668 and has some room to improve. I imagine by keeping an eye on how much open credit you are being given vs. your income as well as keeping # of inquiries down (and obviously being on time/trying to lengthen your average age of credit) will allow us to get more cards.

Basically I have accepted the fact I can't get any more cards for probably 6-7 months which is when I will have a hard credit inquiry dropping off as well. I have also made a new rule for me to follow. Basically no more than 2 hard credit inquiries a year until I am not being denied for great cards (e.g. SPG Amex, Citi TYP, etc)
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Old Nov 4, 2011, 8:45 am
  #187  
 
Join Date: Mar 2011
Programs: AA Plt, BA, SPG Plt
Posts: 231
I applied for this card on 10/22. Got the pending notice. I've been waiting to follow up as I have a lot on my plate at the moment. Got a pleasant surprise today when I was called with the offer of the card with a $2000 credit line or a shuffling of my CitiAA credit to get a larger TY credit line. I hadn't really heard of non-Chase credit shuffling, so this was very welcome news.
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Old Nov 5, 2011, 10:08 am
  #188  
 
Join Date: Aug 2008
Location: New York City
Programs: American Airlines EXP 1.99 MM, Marriott Plat Premier, HH Diamond, IHG Plat Ambassador, UA 1K
Posts: 231
Tax Return Request?

Just curious if Citi requested Tax Returns from anyone else applying for this card? I suppose that having a lot of Citi cards could be the reason. I just found it strange that I've never had them request me to release my tax forms before. Granted, I have a lot of Citi Cards.
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Old Nov 5, 2011, 3:44 pm
  #189  
 
Join Date: Sep 2009
Posts: 271
Tax Return Request?

--------------------------------------------------------------------------------

Just curious if Citi requested Tax Returns from anyone else applying for this card? I suppose that having a lot of Citi cards could be the reason. I just found it strange that I've never had them request me to release my tax forms before. Granted, I have a lot of Citi Cards
.


I am assuming the above comment relates to a business application, correct?
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Old Nov 5, 2011, 8:14 pm
  #190  
 
Join Date: Aug 2008
Location: New York City
Programs: American Airlines EXP 1.99 MM, Marriott Plat Premier, HH Diamond, IHG Plat Ambassador, UA 1K
Posts: 231
no

They are sending me a form which I can sign to allow them to request my prior year's tax return in order to verify income.
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Old Nov 5, 2011, 8:48 pm
  #191  
 
Join Date: Mar 2011
Location: SAN
Programs: Delta Gold. Hilton Diamond. Hyatt Explorist.
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Originally Posted by gizmodell
They are sending me a form which I can sign to allow them to request my prior year's tax return in order to verify income.
if you sign the form does it mean the IRS will give them your tax return?
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Old Nov 5, 2011, 8:58 pm
  #192  
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Join Date: Sep 2000
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Originally Posted by seeGarzz

"Too many recent credit inquiries are recorded on your credit bureau report"
I was approved at the completion of my online application. I was asked to call a number, and after a reduction in anothers cards credit limit, I was approved.

But to answer your bolded quote above... I wonder if they're following this thread to see how many offers I was approved for.
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Old Nov 8, 2011, 9:42 am
  #193  
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Join Date: Oct 2008
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Flight points match ?

Does anybody know if the sign-up bonus points can be used for the match with the flight points ?
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Old Nov 8, 2011, 10:06 am
  #194  
Moderator: Chase Ultimate Rewards
 
Join Date: Apr 2005
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Posts: 5,478
Originally Posted by nep301
I was also denied for the same reason. I tried calling the reconsideration department twice but they said that they could not override the computer rejection. It seems like Citi's hard to convince.
This is from over in the AA cards thread:

6. If you are denied for not being a "first time cardholders", you are out of luck with no chance of reconsideration. If you are denied for reasons other than "only for first time cardholders", you can contact Citi through mail or phone and ask them to reconsider or negotiate your approval. If lower level CSRs say they can't help you, contact the following:

CitiBank Executive Review Department
P.O. Box 6000
Sioux Falls, SD 57117
If you really want the card, it's worth your time to send a postal letter. Tell your story in a reasonable way that reduces your risk to them. (Maybe you're trying out many cards to see which works best for you? And/or you got sick of airline redemptions and want other options? And/or...?)

As long as the review is completed within 30 days they generally won't need to pull another credit report.
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Old Nov 10, 2011, 9:13 pm
  #195  
 
Join Date: Mar 2000
Posts: 46
I was thinking about applying for this card, but I am hoping to apply again for the 2 Citi AAdvantage card in Feb-March when I will be about 18 months from applying for the 2 AAdvantage cards. What is the current policy on how many cards one can have with Citi and within what time frame for applications? I don't want this app to mess up my planned AAdvantage card apps in a couple months.

I currently only have a Citi AA Biz card from couple months ago and an old Citi Dividend card with no annual fee.
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