May 17, 2013, 11:04 pm
Last edit by: beltway
- What are the most current working links?
- Is this card churnable?
- How frequently can I apply for these cards?
- Do I have to close my previous card before reapplying?
- I got the 60K card and bonus but when I finished the spend on my second 60K card I did not get the bonus. What happened?
[1] What are the most current working links?
There is a standard offer for 50K points after $1K spend in 4 months. (No landing page is available for this offer; lnik taken from wiki for http://www.flyertalk.com/forum/citi-...amex-citi.html.)
There are no known 60K offers available. The most recent one expired in late September 2014.
[2] Is this card churnable?
In the past, this card has been easily churnable. However, in December 2014 Citi began inserting language into some applications and landing pages disqualifying current Hilton Visa cardholders & requiring an 18-month wait from the date of the previous card's cancellation. The application link listed above does not include this restriction, and FTers have confirmed that they have been approved through this application despite being current or recent holders of another Citi Hilton card.
[3] How frequently can I apply for these cards?
You can only apply for ONE Citi card in a week or TWO in two months (60 days). To be safe, it is frequently suggested to wait 8+ days between ANY two Citi applications and 65+ days until your third Citi application of ANY kind. These are rolling dates, so you have to wait at least 60 days (65+) from your second application to your 4th applications, and so forth.
If math is not your strong suit, you can use: http://www.timeanddate.com/date/duration.html.
Example:
Day 0 - Citi HHonors Card #1
Day 8 - Citi AA Personal Card
Day 65 - Citi AA Business Card
Day 73 - Citi HHonors Card #2
Day 130 - Citi TY Card
[4] Do I have to close my previous card before reapplying?
Not if you use the application link above. As stated above, in December 2014 Citi began introducing new application pages requiring an 18-month wait since cancellation of the prior card.
Note that when you close an account, Citi may not "free up" the credit limit from that card for as long as 6 months. So if you're going to apply within 6 months, it's better to not cancel beforehand.
[5] I got the 60K card and bonus but when I finished the spend on my second 60K card I did not get the bonus. What happened?
There appears to be a problem with Citi crediting you with both bonuses but Hilton not crediting the second bonus because their system sees it as a duplicate.
You need to open up a case, preferably with Hilton, and explain that you have two separate cards (feel free to explain one is for business and one for personal if they ask why you have multiple cards and you feel like explaining). You also need to diligently check back with them and make sure that they do not close the case as you already got the bonus.
This is very much a YMMV situation. Depending on who you talk to and where, this can be a relatively short process or a particularly unpleasant and long one. Best advice: Be nice to the CSRs and get them on your side or HUACA until you find someone useful.
For some people it may be worth getting the 50K card instead, possibly trying to "bump the bonus" to 60K and getting it as a 10K adjustment instead.
Citi Hilton HHonors Visa [2011-2014]
Jan 20, 2013, 12:18 pm
#1426
Join Date: Aug 2010
Location: LAS, MPL
Programs: DL Platinum, 1 MM
Posts: 1,320
Just a data point - cancelled old HH card on 12/28/12, still shows in my online profile. Just got a notification from Creditkarma that one card was closed and my overall open credit line went down by the CL associated with that card. Not sure what that means for the overall CL Citi is willing to grant me, but it appears they reported a lower outstanding CL to the credit bureaus.
Jan 21, 2013, 8:26 am
#1427
Join Date: Apr 2003
Location: BOS .. but soon SFO
Programs: UA PLAT, TK GLD, Hilton Diamond, IC PLAT, SPG GLD, Marriott GLD
Posts: 1,528
So let me see if I understand this correctly:
1) get cards, meet spend
2) wait 2 statement cycles, cancel both cards
3) after 65 days, reapply for both
4) if asked why you are opening them again, say you are indecisive
That's it? I got mine in Sept and was waiting 6 months so I can churn em with the HA cards....
But now maybe I won't wait
1) get cards, meet spend
2) wait 2 statement cycles, cancel both cards
3) after 65 days, reapply for both
4) if asked why you are opening them again, say you are indecisive
That's it? I got mine in Sept and was waiting 6 months so I can churn em with the HA cards....
But now maybe I won't wait
Jan 21, 2013, 9:36 am
#1428
Join Date: Aug 2010
Location: ORF
Programs: Amex Plat, AA, BA Silver, Marriott Plat, Choice Gold, HHonors Gold, IHG Diamond
Posts: 3,749
So let me see if I understand this correctly:
1) get cards, meet spend
2) wait 2 statement cycles, cancel both cards
3) after 65 days, reapply for both
4) if asked why you are opening them again, say you are indecisive
That's it? I got mine in Sept and was waiting 6 months so I can churn em with the HA cards....
But now maybe I won't wait
1) get cards, meet spend
2) wait 2 statement cycles, cancel both cards
3) after 65 days, reapply for both
4) if asked why you are opening them again, say you are indecisive
That's it? I got mine in Sept and was waiting 6 months so I can churn em with the HA cards....
But now maybe I won't wait
Jan 22, 2013, 2:27 pm
#1429
Join Date: Feb 2009
Posts: 699
update on my earlier post
i was pending on 2 apps
called in twice once for each app and approved after 10 minutes each time
got email couple days later welcoming me to the honors card presumably for one of the apps
got email next day saying my app had been declined for submitting multiple apps for credit.
So I don't know now and I don't want to call in... will wait and see.
I know they can do whatever they want and I'm sure there's someone empowered to overturn an approval etc.
But I'm hoping the email was generated before the decision to approve both apps was made.
i was pending on 2 apps
called in twice once for each app and approved after 10 minutes each time
got email couple days later welcoming me to the honors card presumably for one of the apps
got email next day saying my app had been declined for submitting multiple apps for credit.
So I don't know now and I don't want to call in... will wait and see.
I know they can do whatever they want and I'm sure there's someone empowered to overturn an approval etc.
But I'm hoping the email was generated before the decision to approve both apps was made.
i had applied for myself a few hours after the sister's apps and had no problems. maybe citi is tightening up on the double browser citi hilton apps? time will tell i suppose...
Jan 22, 2013, 6:12 pm
#1430
Join Date: Oct 2011
Location: Boston
Posts: 130
I applied using the two browser trick.
The first application was approved instantly on phone and the second application went into review and I got sent a 4506T form.
Is there anyway around this form? I really don't want the second credit pull they are requiring with it and on top of that I really dont see why I should need this, I have never had a problem with previous cards and am way below my credit limit based on what other banks have given me.
sigh...
The first application was approved instantly on phone and the second application went into review and I got sent a 4506T form.
Is there anyway around this form? I really don't want the second credit pull they are requiring with it and on top of that I really dont see why I should need this, I have never had a problem with previous cards and am way below my credit limit based on what other banks have given me.
sigh...
Jan 22, 2013, 6:26 pm
#1431
Join Date: Oct 2011
Location: Boston
Posts: 130
Now they flat out denied me for multiple cards. 4 reps all said the same thing that they are not allowed to approved a card of the same product.
Guess I only got 1 this round... blah never had a problem with this stuff until now. Possible policy change? Last rep said they just received training about Hilton cards. True or just trying to get me off the phone not sure..
Guess I only got 1 this round... blah never had a problem with this stuff until now. Possible policy change? Last rep said they just received training about Hilton cards. True or just trying to get me off the phone not sure..
Jan 22, 2013, 8:07 pm
#1432
Formerly known as cagalindo
Join Date: Sep 2010
Location: MCO TPA
Programs: Citi AA/HH/TYP Amex SPG/HH & Chase SP/PC
Posts: 1,335
I applied using the two browser trick.
The first application was approved instantly on phone and the second application went into review and I got sent a 4506T form.
Is there anyway around this form? I really don't want the second credit pull they are requiring with it and on top of that I really dont see why I should need this, I have never had a problem with previous cards and am way below my credit limit based on what other banks have given me.
sigh...
The first application was approved instantly on phone and the second application went into review and I got sent a 4506T form.
Is there anyway around this form? I really don't want the second credit pull they are requiring with it and on top of that I really dont see why I should need this, I have never had a problem with previous cards and am way below my credit limit based on what other banks have given me.
sigh...
the same thing happened to me.. i told them i changed my mind no longer wanted the 'pending' card and they canceled it. wait 3 mos and try again..
Jan 22, 2013, 8:50 pm
#1433
Join Date: Jul 2011
Location: BNA
Programs: AA, Hilton, PC
Posts: 154
double dip for same product may be dead
Now they flat out denied me for multiple cards. 4 reps all said the same thing that they are not allowed to approved a card of the same product.
Guess I only got 1 this round... blah never had a problem with this stuff until now. Possible policy change? Last rep said they just received training about Hilton cards. True or just trying to get me off the phone not sure..
Guess I only got 1 this round... blah never had a problem with this stuff until now. Possible policy change? Last rep said they just received training about Hilton cards. True or just trying to get me off the phone not sure..
Jan 22, 2013, 9:09 pm
#1434
Join Date: Mar 2011
Programs: AA Plt, BA, SPG Plt
Posts: 231
Same thing happened to me last Friday. I was on my 3rd round of 2 x 50K. I was approved for 2 x 50 on Friday morning, but my wife was denied for the 2nd Citi Hilton card of the day and 6th open overall, so she only has 5 open. However, she applied for the $95 annual fee 2 weekend nights free version on the same day and it was approved. So perhaps the rule only applies to same product at same time. Rep said they just had the training.
Jan 23, 2013, 6:28 am
#1435
Join Date: Jul 2011
Location: BNA
Programs: AA, Hilton, PC
Posts: 154
We both got instant approvals for the first round in 3Q 11. For each of us on both apps we got "decision pending" screen. I called the reconsider line and was able to get both mine approved. When I called back 2-3 hrs later to gain approval for both for my wife, I could only get 1 approved, so I applied online for the Reserve card and the rep approved it over the phone despite the "decision pending" screen. He indicated it was a new policy not to approve the same product on the same day.
Jan 23, 2013, 7:11 am
#1436
Formerly known as cagalindo
Join Date: Sep 2010
Location: MCO TPA
Programs: Citi AA/HH/TYP Amex SPG/HH & Chase SP/PC
Posts: 1,335
new tactic seems to be 1 Reserve + 1 Reg Visa (50k)
maybe you can apply for both on the same day, call about one the same day, call for the 2nd 50k on the following day
2x 50k is better if you can do the churn twice and then redeem for AXON.
maybe you can apply for both on the same day, call about one the same day, call for the 2nd 50k on the following day
2x 50k is better if you can do the churn twice and then redeem for AXON.
Jan 23, 2013, 7:16 am
#1437
Join Date: Jul 2011
Location: BNA
Programs: AA, Hilton, PC
Posts: 154
calling on different days
perhaps you could call the next day and get approved for the 2nd 50K. I might try that next time. I was scared to wait until the next day because I didn't want to have to wait 61 more days, so went for the Reserve instead.
Jan 23, 2013, 10:18 am
#1438
Join Date: Jun 2006
Location: Manchester,UK and NYC
Programs: One Pass, BAEC, AA
Posts: 708
Received the following by email today:
Apply now for the Citi® Hilton HHonors™ Visa Signature® card. You could earn 50,000 HHonors Bonus Points.
Dear *****,
With the Citi® Hilton HHonors™ Visa Signature® card you can earn Hilton HHonors Bonus® Points that can be redeemed for experiences worth sharing. Apply* now and you can:
Earn 50,000 HHonors Bonus Points after making USD $1,000 in purchases within the first 4 months of opening an account.
Pay no annual fee.
The existing links require $1500 spend for the 50K points.
The application link:
https://www.citicards.com/cards/acq/...=02&B1=P#&hhon
Trust this is useful for those applying soon.
Apply now for the Citi® Hilton HHonors™ Visa Signature® card. You could earn 50,000 HHonors Bonus Points.
Dear *****,
With the Citi® Hilton HHonors™ Visa Signature® card you can earn Hilton HHonors Bonus® Points that can be redeemed for experiences worth sharing. Apply* now and you can:
Earn 50,000 HHonors Bonus Points after making USD $1,000 in purchases within the first 4 months of opening an account.
Pay no annual fee.
The existing links require $1500 spend for the 50K points.
The application link:
https://www.citicards.com/cards/acq/...=02&B1=P#&hhon
Trust this is useful for those applying soon.
Jan 23, 2013, 11:16 am
#1439
Join Date: Oct 2011
Location: Boston
Posts: 130
So should I wait 61 days now to cancel this Hilton card and then apply for another to start the churn?
Also in the mean time should i apply for the reserve card? I don't really remember reading that was churnable. Need to make sure I can get gold status in 2014, already have it this year from the Australia address trick. So if its not churnable I will wait.
Also in the mean time should i apply for the reserve card? I don't really remember reading that was churnable. Need to make sure I can get gold status in 2014, already have it this year from the Australia address trick. So if its not churnable I will wait.
Jan 23, 2013, 1:42 pm
#1440
Join Date: Jun 2010
Programs: Whatever's Cheapest, Accruing Miles, Redeeming for Premium Cabins, Not Chasing Status Unnecessarily
Posts: 2,264
I think it's important to avoid the reps if applying for 2x same product...