May 17, 2013, 11:04 pm
Last edit by: beltway
- What are the most current working links?
- Is this card churnable?
- How frequently can I apply for these cards?
- Do I have to close my previous card before reapplying?
- I got the 60K card and bonus but when I finished the spend on my second 60K card I did not get the bonus. What happened?
[1] What are the most current working links?
There is a standard offer for 50K points after $1K spend in 4 months. (No landing page is available for this offer; lnik taken from wiki for http://www.flyertalk.com/forum/citi-...amex-citi.html.)
There are no known 60K offers available. The most recent one expired in late September 2014.
[2] Is this card churnable?
In the past, this card has been easily churnable. However, in December 2014 Citi began inserting language into some applications and landing pages disqualifying current Hilton Visa cardholders & requiring an 18-month wait from the date of the previous card's cancellation. The application link listed above does not include this restriction, and FTers have confirmed that they have been approved through this application despite being current or recent holders of another Citi Hilton card.
[3] How frequently can I apply for these cards?
You can only apply for ONE Citi card in a week or TWO in two months (60 days). To be safe, it is frequently suggested to wait 8+ days between ANY two Citi applications and 65+ days until your third Citi application of ANY kind. These are rolling dates, so you have to wait at least 60 days (65+) from your second application to your 4th applications, and so forth.
If math is not your strong suit, you can use: http://www.timeanddate.com/date/duration.html.
Example:
Day 0 - Citi HHonors Card #1
Day 8 - Citi AA Personal Card
Day 65 - Citi AA Business Card
Day 73 - Citi HHonors Card #2
Day 130 - Citi TY Card
[4] Do I have to close my previous card before reapplying?
Not if you use the application link above. As stated above, in December 2014 Citi began introducing new application pages requiring an 18-month wait since cancellation of the prior card.
Note that when you close an account, Citi may not "free up" the credit limit from that card for as long as 6 months. So if you're going to apply within 6 months, it's better to not cancel beforehand.
[5] I got the 60K card and bonus but when I finished the spend on my second 60K card I did not get the bonus. What happened?
There appears to be a problem with Citi crediting you with both bonuses but Hilton not crediting the second bonus because their system sees it as a duplicate.
You need to open up a case, preferably with Hilton, and explain that you have two separate cards (feel free to explain one is for business and one for personal if they ask why you have multiple cards and you feel like explaining). You also need to diligently check back with them and make sure that they do not close the case as you already got the bonus.
This is very much a YMMV situation. Depending on who you talk to and where, this can be a relatively short process or a particularly unpleasant and long one. Best advice: Be nice to the CSRs and get them on your side or HUACA until you find someone useful.
For some people it may be worth getting the 50K card instead, possibly trying to "bump the bonus" to 60K and getting it as a 10K adjustment instead.
Citi Hilton HHonors Visa [2011-2014]
Nov 12, 2011, 5:09 pm
#136
Join Date: Dec 2009
Location: ROC
Programs: Anything CC gives me
Posts: 1,118
CBNA 08/15/2011 Equifax
CITI 08/15/2011 Equifax
I'm in upstate NY, it probably depends by location.
Now that I look at it again, I think the Citi HHonors is the one "CITI" pulled since I got the same card in June and was pulled by "CITI" too. All other Citi cards (one biz, 4 pers; AAs and TYNs) for me were pulled by "CBNA".
Nov 12, 2011, 6:38 pm
#137
Join Date: May 2011
Posts: 668
Okay I was wrong! I just checked my credit report again and I had two inquiries, one CITI and one CBNA. I applied for the TY Premier and Hhonors cards on the same day.
I don't mind too much because they were equifax pulls for me (MD) and it's my experian report that is the one that's overloaded.
I don't mind too much because they were equifax pulls for me (MD) and it's my experian report that is the one that's overloaded.
Nov 13, 2011, 12:08 am
#138
Join Date: Sep 2010
Location: SFO
Programs: Hyatt Diamond, Hilton Diamond, IHG Plat
Posts: 275
Just wonder what site is best to use for checking credit card pulls for all three unions? Thanks again for all the help 
Nov 18, 2011, 8:21 pm
#139
Join Date: Jul 2009
Location: SEA
Posts: 2,556
...I just received welcome emails for both confirming the bonus and spend requirements were in fact there and different:"Plus, you will earn 50,000 Hilton HHonors Bonus Points when you make $1,500 in purchases in the first 6 months of account opening!" for the 50k card..."Plus, you will earn 40,000 Hilton HHonors Bonus Points when you make $1,000 in purchases in the first 4 months of account opening!" for the 40k card...
Nov 27, 2011, 7:04 am
#141
Join Date: Feb 2010
Programs: aa
Posts: 460
OP, the link you posted is Hilton's way of knowing that you read their email and then redirecting you to the appropriate page. It looks like they are no longer interested in redirecting. I believe this is the link that it was redirecting to. Please update your post.
Dec 4, 2011, 6:51 pm
#142
Join Date: Nov 2011
Posts: 10
OP, the link you posted is Hilton's way of knowing that you read their email and then redirecting you to the appropriate page. It looks like they are no longer interested in redirecting. I believe this is the link that it was redirecting to. Please update your post.
Dec 4, 2011, 8:31 pm
#144
Join Date: Jun 2011
Location: LAX
Posts: 588
I was denied outright for this card due to too many inquiries on my credit report. Oh well.
Dec 5, 2011, 3:51 pm
#147
Join Date: Jun 2011
Location: LAX
Posts: 588
"Too many recent credit inquiries were recorded on your credit bureau report."
Doesn't seem like there is anything I can do. The email shows they pulled Experian, but I can't have more than 4 or 5 pulls on my Experian report. Seems odd I would be denied for that reason when so many others have more pulls than me and are getting approval.
Dec 5, 2011, 4:49 pm
#148
Join Date: Aug 2003
Location: Menlo Park, CA, USA
Programs: UA: 1K, HH: Diamond
Posts: 1,330
A typical person will have one inquiry a year, on average. In the current environment, four or five pulls over two years may be seen as too aggressive.
Dec 5, 2011, 5:32 pm
#149
Join Date: Jun 2011
Location: LAX
Posts: 588
Good point. I'm not upset about it, and 50k HH points is no big loss, their reasoning just doesn't make sense when other people get approved left and right with likely as many (or more) inquiries on their reports.
Dec 5, 2011, 5:35 pm
#150
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,750
Generalization is a dangerous thing when it comes to apply for credit.