|
Unionpay stickers
Where did you guys get the stickers?TIA
|
Did Discover ever get that EMV D-PAS incompatibility problem solved? Its a pain in the butt to have them try a few times till it falls back.
|
There are also instances where the machine says to insert chip, but I've found that swiping has a higher chance of success.
Discover has not turned out to be the cure-all I had hoped for. |
Originally Posted by YariGuy
(Post 27026377)
There are also instances where the machine says to insert chip, but I've found that swiping has a higher chance of success.
Discover has not turned out to be the cure-all I had hoped for. |
Originally Posted by moondog
(Post 27026565)
Simply put, Discover is no longer a panacea in China. You can argue the 银联 angle until the cows come home, but if the specific POS machine doesn't like your card, you can't use it. (This issue used to make my boss's blood boil, but all is good now since he has moved on to the "acceptance" phase.)
How many of POS machines are there around China, and if a merchant has one POS that doesn't take Discover, can you often use the Discover in another one at the same merchant? |
It's obviously a case by case thing, but IME you will strike out 20℅ of the time with Discover these days, and this is not something that can be cleared up with a phone call.
Regarding other 银联 accounts, I recommend Merchants and ICBC for foreigners because both can be connected to Tenpay/Alipay with passport numbers. Other banks are catching up, but I can guarantee that these two work. |
ICBC's US division is set to start issuing UnionPay credit cards to US residents beginning this October... rumour mill says they'll also offer 1% cash back.
Remains to be seen how this will work in practice, but they'll apparently be marketing to people who regularly travel to China, and ultimately might allow some sort of international credit history transfer a la AMEX/HSBC. |
Application site is live:
http://www.icbc-us.com/ICBC/%E6%B5%B...secreditcards/ |
Originally Posted by STS-134
(Post 27526188)
Application site is live:
http://www.icbc-us.com/ICBC/%E6%B5%B...secreditcards/ |
Originally Posted by HowieG
(Post 27526317)
Well, it was up. However it's "system error" when you apply...so much for ICBC's effort to pitch UnionPay.
|
I just used the link, applied for it and got approved instantly. Thanks! I've selected the Unionpay 1% cashback with no annual fee, thinking I'll use it as a backup where Discover can't be used. Where I know they won't DCC, I still use my Chase Sapphire Reserve.
ICBC Preferred UnionPay Gold Card Congratulations! We've approved your application for the ICBC Preferred UnionPay Gold Card You will receive your card and account information via U.S. Mail in 10-15 business days. Once you receive your card, call the number on the sticker to activate your card. AppID: icbcxxxx Thanks for choosing ICBC Preferred UnionPay Gold Card ICBC reserves the right to revoke the application approval if there are any unexplained discrepancies. |
Also got an instant approval for the Preferred Gold Card. Will be interesting to see what kind of CL it turns up with.
|
Instant approval
Said 10-15biz days for delivery.
Will see how it works in China, i.e. Link to Alipay, WeChat pay, using it at all the places where an American Visa were rejected, Discovery was hassled... If it's as good as it sounded, will cancel my Discovery. Fingers crossed. |
any update on the icbc card(s)? the link shows that application is only available through their local branches.
|
Originally Posted by noirpepper
(Post 27800227)
any update on the icbc card(s)? the link shows that application is only available through their local branches.
There's a bunch of updates over in this thread. tl;dr: Reasonable CLs. Doesn't (generally) work for China-based online payments. Poor EMV acceptance and random issues in the US. Useful if you travel to China a lot and want to avoid DCC hassles/frequent places that don't accept non-UP cards, otherwise not worth it. |
| All times are GMT -6. The time now is 12:35 pm. |
This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2026 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.