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Bank account in china for alipay/wechat

Bank account in china for alipay/wechat

Old Nov 15, 18, 5:33 am
  #1  
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Bank account in china for alipay/wechat

Is it possible to create a bank account for short term visits so that one could use that for alipay/wechat.. though it would also serve as a long term purpose of taobao purchases, which i do all the time?

Or perhaps some workaround..
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Old Nov 15, 18, 9:14 am
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See the discussion in this thread:

Opinion: without Alipay and Wechat Pay, you are screwed in Shanghai
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Old Nov 16, 18, 10:21 am
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I tried to help a FT member set up a bank account last month (I wasn't in Shanghai at the time, so accompanying to the banks was not possible), and he struck out at ~5 banks, in spite of the fact that he used my address (instead of a hotel address). Apparently, they wanted to see an RP instead of a normal tourist/business visa. I am guessing that if he kept trying (e.g. at lower tier banks), he probably would have succeeded.

Side note: It would be nice to get an updated list of banks that work with Alipay and Wechat for foreigners. CMB and ICBC are known, but there must be more by now.
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Old Nov 16, 18, 6:53 pm
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Too long a list to translate, but here are the banks for Alipay, the ones that show 护照 “passport."

https://cshall.alipay.com/lab/help_d...lp_id=10002952

This is the list from Wechat. But I'm not clear whether it's a list of all banks that work generally with Wechat or a list of only banks that work with foreign passport holders.

Wechat Help Centre Link

Last edited by 889; Nov 18, 18 at 9:49 am
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Old Nov 18, 18, 1:06 am
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Living in Chengdu as a tourist at the moment. Struck out a few times before even revealing the tourist visa. Ended up opening an account at an ICBC. I think they wanted a residence permit, but I just gave them my police registration paper and they opened the account. There was a lot of discussion on their end though, and examining my passport. I suspect technically I was supposed to have the residence permit, but at least you know it's possible!
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Old Nov 18, 18, 8:09 am
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Data point: Currently in Kunming as a student. All of us with tourist or X2 (sub-6 month) tourist visas have been unable to open accounts. The banks are asking for residence permits.
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Old Nov 18, 18, 3:33 pm
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Originally Posted by Amelorn View Post
Data point: Currently in Kunming as a student. All of us with tourist or X2 (sub-6 month) tourist visas have been unable to open accounts. The banks are asking for residence permits.
I thought x2 could be converted to RP.
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Old Nov 18, 18, 5:34 pm
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Originally Posted by moondog View Post
I thought x2 could be converted to RP.
Current procedure is "book another semester, get a medical check, pay CNY450 in fees, get a longer-term X1, voila RP." But again, this is one language school and perhaps 12-20 students I've spoken with about this over the past 12 weeks. And you know how much of a YMMV this issue is.
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Old Nov 19, 18, 7:49 am
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Just an update on the Alipay/WeChat bank lists linked above.

I have a card from a bank not among the two dozen or so on the Alipay list. And as in the past, when I tried to add the card and do real name verification today, I only got the option to add a Chinese ID number. No go. So the list is probably accurate.

But my bank is among the 71 banks now on the WeChat list. And I just put in my name exactly as the bank has it, along with the card and phone numbers, did a couple of confirmation texts, and voilá, in less than two minutes I was set. Got a confirmation text from my bank confirming I had linked the card. No need for passport copy, entry stamp, or other hassle. So simple it was a shock. And it means the list of 71 banks probably is good for foreigners on WeChat.

It certainly looks like WeChat at least has simplified the process considerably. Last time I tried this several months ago I gave up after a run-around of endless confirmations and error messages.
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Old Dec 9, 18, 7:06 pm
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And if you're thinking of shopping on JD.COM, here's yet another list of bank cards that work with passports there:

https://help.jd.com/user/issue/224-2966.html (in Chinese)

(Although apparently if your bank's not on that list you can nonetheless pay indirectly through UnionPay.)
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