INK Late Fee
 

Was 1 day late paying my Chase Ink Business card. Got charged $39 late fee. Any way to get it waived or refunded?

Call them and ask.

If you have a history of paying this card, and other Chase cards, on time it can help to point to that as evidence of your good intent. Bear in mind that the $39 may be only the beginning, because the late payment may also trigger finance charges (interest).

In my experience they can only waive penalty or interest but not both...and only once a year

Depends on your relationship with them. If you are a big customer in all areas of the bank who pays their bills on time, then they will be much more foregiving than if you aren't.
It's been many years but the one time we missed a payment they did foregive all charges.so a phone call wouldn't hurt.

I would definitely pay the entire balance now to avoid any interest fees due to the late payment. That said I think ink business cash has a promo 0% apr so if you have it then maybe you’ll have zero interest. Gl gl

Call and ask. If first time I'd bet they'd help you out. :tu:

Several excellent replies. Agree with calling and asking (groveling, begging, whatever it takes). All issuers are MUCH more likely to waive/refund/credit late fees than finance charges.

I’m very rarely in the same situation. Last time was due to having opened 2 identical Citi Hilton cards within a few days 8 or 10 years ago and confusing statement and due dates. Saw a pricy late fee and finance charges. Called Citi, pleaded my case, had all fees and charges waived and refunded/credited back. It is possible.