Go Back  FlyerTalk Forums >
Reload this Page >

Miles&Points

Credit, Debit and Prepaid Card Programs

Chase | Ultimate Rewards

JP Morgan Reserve VISA Infinite

JP Morgan Reserve VISA Infinite

    Hide Wikipost
Old Jan 15, 22, 10:06 pm   -   Wikipost
Please read: This is a community-maintained wiki post containing the most important information from this thread. You may edit the Wiki once you have been on FT for 90 days and have made 90 posts.
 
Last edit by: mia
Wiki Link
This thread continues discussion from: JPM Reserve VISA Infinite replaced Palladium (2016 - 2021)

Temporary COVID-19 rewards are documented here:
https://www.chase.com/personal/credi...asehome_3/hero

JP Morgan Reserve Ultimate Rewards Program Agreement
https://chaseonline.chase.com/resources/RPA0512_Web.pdf

JP Morgan Reserve Guide to Benefits
https://www.chasebenefits.com/jpmreserve2

JP Morgan Reserve card features are found here
https://www.chase.com/card-benefits/jpmreserve/travel






Print Wikipost

Old Jan 15, 22, 9:51 pm
  #1  
Original Poster
 
Join Date: Nov 2008
Location: UK/USA
Programs: AA EXP
Posts: 827
JP Morgan Reserve VISA Infinite

Do I need to keep this card?
IflyonAA is offline  
Old Jan 15, 22, 10:58 pm
  #2  
 
Join Date: Dec 2013
Programs: Cards: JPMR, Chase Ink Bus Cash, Chase Freedom U, Citi Costco, AmEx Blue
Posts: 360
Originally Posted by IflyonAA View Post
Do I need to keep this card?
Why the question? If you still like it, sure. I still like mine, especially with United Club.
Boraxo likes this.

Last edited by schalliol; Jan 15, 22 at 11:36 pm
schalliol is offline  
Old Jan 17, 22, 6:49 pm
  #3  
Original Poster
 
Join Date: Nov 2008
Location: UK/USA
Programs: AA EXP
Posts: 827
Originally Posted by schalliol View Post
Why the question? If you still like it, sure. I still like mine, especially with United Club.
I don't really use it but retained it in case JPM upped their game vs. Amex Cent. I used to find that my card details were compromised several times a year if I used it on a regular basis. That has since stopped.
IflyonAA is offline  
Old Jan 18, 22, 5:40 pm
  #4  
 
Join Date: Oct 2006
Location: USA
Programs: DL DM, Hyatt Globalist
Posts: 2,354
Originally Posted by IflyonAA View Post
I don't really use it but retained it in case JPM upped their game vs. Amex Cent. I used to find that my card details were compromised several times a year if I used it on a regular basis. That has since stopped.
This card, even in the original Pd version, was never meant to compete with Amex Centurion. The price structures are completely different as are the customer bases. The Chase card is for people with a lot of liquid assets while the Amex card is for people who spend a lot even if they don't really have a lot of liquid assets.

Last edited by Dr_wanderlust; Jan 18, 22 at 5:41 pm Reason: typo
Dr_wanderlust is offline  
Old Feb 25, 22, 1:55 am
  #5  
 
Join Date: Jan 2013
Location: Hawai'i Nei
Programs: Au: UA, Marriott, Hilton; GE
Posts: 6,652
Originally Posted by schalliol View Post
Why the question? If you still like it, sure. I still like mine, especially with United Club.
I find great value in this card, the JPMR Concierge being one factor:

JP Morgan Reserve Concierge: What have they done for you?
Dr_wanderlust and Pjay like this.
747FC is offline  
Old Feb 25, 22, 10:26 am
  #6  
 
Join Date: Feb 2011
Location: NYC suburbs; prefer LGA, then JFK, maybe EWR
Programs: UA LT Gold (BIS), AA LT Plat (CC SUBs & BD), Hilton Dia (CC), Hyatt Glob (BIB), several others
Posts: 2,044
Cannot find an application page for JP Morgan Reserve VISA Infinite card. Is it essentially a Sapphire Reserve card with a different appearance? How and where does one apply? Thank you.
Dr Jabadski is offline  
Old Feb 25, 22, 10:31 am
  #7  
 
Join Date: Sep 2008
Location: AUS
Programs: AA PPro, BAEC Silver, Hyatt Globalist, Amex Plat
Posts: 5,848
Originally Posted by Dr Jabadski View Post
Cannot find an application page for JP Morgan Reserve VISA Infinite card. Is it essentially a Sapphire Reserve card with a different appearance? How and where does one apply? Thank you.
My understanding is this is an "invite only" card, requiring pretty substantial assets held with JP Morgan.

Source: https://thepointsguy.com/guide/guide...palladium-card

Regards
Boraxo and mia like this.
scubadu is offline  
Old Feb 25, 22, 3:38 pm
  #8  
 
Join Date: Feb 2011
Location: NYC suburbs; prefer LGA, then JFK, maybe EWR
Programs: UA LT Gold (BIS), AA LT Plat (CC SUBs & BD), Hilton Dia (CC), Hyatt Glob (BIB), several others
Posts: 2,044
Originally Posted by scubadu View Post
My understanding ... Regards
Thank you. I don't have nearly the assets described in the link but maybe I'll give my friendly JP Morgan (CPC) Account Exec a call to find out if that asset amount is correct. (FWIW, I think one can get ongoing UA Club access by alternating churns of the UA Club card and the UA Club Biz card every 25-26 months, the SUBs are worth the AF and Biz currently earns 1.5x on all spending. It's worked for me for the past couple of years and I keep a 5/24 spot available for the personal card every 2 years.) Thanks again.
Dr Jabadski is offline  
Old Feb 26, 22, 9:52 am
  #9  
 
Join Date: Oct 2006
Location: USA
Programs: DL DM, Hyatt Globalist
Posts: 2,354
Originally Posted by Dr Jabadski View Post
Cannot find an application page for JP Morgan Reserve VISA Infinite card. Is it essentially a Sapphire Reserve card with a different appearance? How and where does one apply? Thank you.
The primary differences between CSR and JPMR: with the latter you get free UA Club annual membership, a tradeline that does not report to the four big CRAs, and occasionally interesting thank you gifts (but there are also plenty of reports of CSR card holders getting thank you gifts too).
Dr_wanderlust is offline  
Old Feb 27, 22, 11:01 am
  #10  
 
Join Date: Jun 2002
Location: California USA
Posts: 618
Originally Posted by Dr_wanderlust View Post
The primary differences between CSR and JPMR: with the latter you get free UA Club annual membership, a tradeline that does not report to the four big CRAs, and occasionally interesting thank you gifts (but there are also plenty of reports of CSR card holders getting thank you gifts too).
I read in one of the threads that the Reserve is no longer a hidden tradeline.

Last edited by SteveT; Feb 27, 22 at 11:01 am Reason: .
SteveT is offline  
Old Feb 27, 22, 4:05 pm
  #11  
 
Join Date: Oct 2006
Location: USA
Programs: DL DM, Hyatt Globalist
Posts: 2,354
Originally Posted by SteveT View Post
I read in one of the threads that the Reserve is no longer a hidden tradeline.
I've had the card over a decade and it has never reported.
SPN Lifer and mrcool1122 like this.
Dr_wanderlust is offline  
Old Apr 9, 22, 9:36 pm
  #12  
 
Join Date: Apr 2022
Programs: Amex MR; Chase UR
Posts: 27
Originally Posted by Dr Jabadski View Post
Thank you. I don't have nearly the assets described in the link but maybe I'll give my friendly JP Morgan (CPC) Account Exec a call to find out if that asset amount is correct. (FWIW, I think one can get ongoing UA Club access by alternating churns of the UA Club card and the UA Club Biz card every 25-26 months, the SUBs are worth the AF and Biz currently earns 1.5x on all spending. It's worked for me for the past couple of years and I keep a 5/24 spot available for the personal card every 2 years.) Thanks again.
I'm curious what you ever heard from this (or if anyone else can speak to this).

Have been thinking about migrating from Vanguard to JPMorgan Self-Directed accounts to simplify things a bit, unrelated to the card -- though I've also read anecdotally that the $10m JPM Private Bank limit isn't always needed for the card, and folks who have some working relationship with JPMorgan even outside of Private Banking can sometimes get their contact to get the card for them.
exigence is offline  
Old Apr 10, 22, 8:53 am
  #13  
 
Join Date: Feb 2011
Location: NYC suburbs; prefer LGA, then JFK, maybe EWR
Programs: UA LT Gold (BIS), AA LT Plat (CC SUBs & BD), Hilton Dia (CC), Hyatt Glob (BIB), several others
Posts: 2,044
Originally Posted by exigence View Post
I'm curious what you ever heard from this (or if anyone else can speak to this)....
I never did anything further about it, never made that call. I'll (re)post here if and when I do.
Dr Jabadski is offline  
Old Apr 10, 22, 11:27 am
  #14  
FlyerTalk Evangelist
 
Join Date: Dec 2002
Location: Danville, CA, USA;
Programs: UA Plat & 1MM, DL Plat, Hyatt Globalist, Marriott Plat, HHonors Gold
Posts: 14,492
Originally Posted by schalliol View Post
Why the question? If you still like it, sure. I still like mine, especially with United Club.
that plus top of the line travel insurance that is automatic for all airline tix and hotels charged to the card (including award tix). Much better than Amex which only covers RT flights. I almost always book one-ways.

Originally Posted by IflyonAA View Post
I don't really use it but retained it in case JPM upped their game vs. Amex Cent. I used to find that my card details were compromised several times a year if I used it on a regular basis. That has since stopped.
this used to happen to me too but ceased when I stopped swiping the card at restaurants outside the USA. In any case we now prefer to use Amex Gold (4x dining points) or my Freedom Unlimited (also 3x) for restaurants.

Agree that the card needs a major refresh from JPM but that does not not seem to be the direction Chase is headed now.

Has anyone ever had success in requesting a retention bonus?
SPN Lifer likes this.
Boraxo is offline  
Old Apr 10, 22, 12:01 pm
  #15  
mia
A FlyerTalk Posting Legend; Moderator: American Express, Capital One, Citi, Chase, Credit Card Programs, Diners Club, Signatures
 
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 45,896
Originally Posted by Boraxo View Post
...Amex which only covers RT flights. I almost always book one-ways.
This is inaccurate. American Express requires a round trip itinerary, but it can include one-way flights.

Covered Trip means a period of round-trip travel to one or more destinations other than an Eligible Traveler’s city of residence at the time of departure where: (1) The Eligible Traveler departs by Common Carrier to begin the period of round-trip travel; (2) the period of round-trip travel ends when the Eligible Traveler returns by Common Carrier to the city of departure; (3) the period of round-trip travel does not exceed three hundred sixty-five (365) days away from the Eligible Traveler’s city of residence at the time of departure; and (4) the full amount of the Eligible Traveler’s cost of transportation by Common Carrier(s) is charged to your Eligible Card. The period of round-trip travel may consist of roundtrip, one-way, or combinations of roundtrip and one-way tickets with Common Carrier(s).
SpaethCo likes this.
mia is online now  

Thread Tools
Search this Thread