Old Jan 16, 22, 7:03 am
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Last edit by: mia
This thread continues discussion from: JPM Reserve VISA Infinite replaced Palladium (2016 - 2021)

Temporary COVID-19 rewards are documented here:
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JP Morgan Reserve Ultimate Rewards Program Agreement
https://chaseonline.chase.com/resources/RPA0512_Web.pdf

JP Morgan Reserve Guide to Benefits
https://www.chasebenefits.com/jpmreserve2

JP Morgan Reserve card features are found here
https://www.chase.com/card-benefits/jpmreserve/travel






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JP Morgan Reserve VISA Infinite

Old Jan 15, 22, 9:51 pm
  #1  
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JP Morgan Reserve VISA Infinite

Do I need to keep this card?
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Old Jan 15, 22, 10:58 pm
  #2  
 
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Originally Posted by IflyonAA
Do I need to keep this card?
Why the question? If you still like it, sure. I still like mine, especially with United Club.
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Last edited by schalliol; Jan 15, 22 at 11:36 pm
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Old Jan 17, 22, 6:49 pm
  #3  
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Originally Posted by schalliol
Why the question? If you still like it, sure. I still like mine, especially with United Club.
I don't really use it but retained it in case JPM upped their game vs. Amex Cent. I used to find that my card details were compromised several times a year if I used it on a regular basis. That has since stopped.
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Old Jan 18, 22, 5:40 pm
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Originally Posted by IflyonAA
I don't really use it but retained it in case JPM upped their game vs. Amex Cent. I used to find that my card details were compromised several times a year if I used it on a regular basis. That has since stopped.
This card, even in the original Pd version, was never meant to compete with Amex Centurion. The price structures are completely different as are the customer bases. The Chase card is for people with a lot of liquid assets while the Amex card is for people who spend a lot even if they don't really have a lot of liquid assets.

Last edited by Dr_wanderlust; Jan 18, 22 at 5:41 pm Reason: typo
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Old Feb 25, 22, 1:55 am
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Originally Posted by schalliol
Why the question? If you still like it, sure. I still like mine, especially with United Club.
I find great value in this card, the JPMR Concierge being one factor:

JP Morgan Reserve Concierge: What have they done for you?
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Old Feb 25, 22, 10:26 am
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Cannot find an application page for JP Morgan Reserve VISA Infinite card. Is it essentially a Sapphire Reserve card with a different appearance? How and where does one apply? Thank you.
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Old Feb 25, 22, 10:31 am
  #7  
 
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Originally Posted by Dr Jabadski
Cannot find an application page for JP Morgan Reserve VISA Infinite card. Is it essentially a Sapphire Reserve card with a different appearance? How and where does one apply? Thank you.
My understanding is this is an "invite only" card, requiring pretty substantial assets held with JP Morgan.

Source: https://thepointsguy.com/guide/guide...palladium-card

Regards
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Old Feb 25, 22, 3:38 pm
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Originally Posted by scubadu
My understanding ... Regards
Thank you. I don't have nearly the assets described in the link but maybe I'll give my friendly JP Morgan (CPC) Account Exec a call to find out if that asset amount is correct. (FWIW, I think one can get ongoing UA Club access by alternating churns of the UA Club card and the UA Club Biz card every 25-26 months, the SUBs are worth the AF and Biz currently earns 1.5x on all spending. It's worked for me for the past couple of years and I keep a 5/24 spot available for the personal card every 2 years.) Thanks again.
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Old Feb 26, 22, 9:52 am
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Originally Posted by Dr Jabadski
Cannot find an application page for JP Morgan Reserve VISA Infinite card. Is it essentially a Sapphire Reserve card with a different appearance? How and where does one apply? Thank you.
The primary differences between CSR and JPMR: with the latter you get free UA Club annual membership, a tradeline that does not report to the four big CRAs, and occasionally interesting thank you gifts (but there are also plenty of reports of CSR card holders getting thank you gifts too).
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Old Feb 27, 22, 11:01 am
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Originally Posted by Dr_wanderlust
The primary differences between CSR and JPMR: with the latter you get free UA Club annual membership, a tradeline that does not report to the four big CRAs, and occasionally interesting thank you gifts (but there are also plenty of reports of CSR card holders getting thank you gifts too).
I read in one of the threads that the Reserve is no longer a hidden tradeline.

Last edited by SteveT; Feb 27, 22 at 11:01 am Reason: .
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Old Feb 27, 22, 4:05 pm
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Originally Posted by SteveT
I read in one of the threads that the Reserve is no longer a hidden tradeline.
I've had the card over a decade and it has never reported.
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Old Apr 9, 22, 9:36 pm
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Originally Posted by Dr Jabadski
Thank you. I don't have nearly the assets described in the link but maybe I'll give my friendly JP Morgan (CPC) Account Exec a call to find out if that asset amount is correct. (FWIW, I think one can get ongoing UA Club access by alternating churns of the UA Club card and the UA Club Biz card every 25-26 months, the SUBs are worth the AF and Biz currently earns 1.5x on all spending. It's worked for me for the past couple of years and I keep a 5/24 spot available for the personal card every 2 years.) Thanks again.
I'm curious what you ever heard from this (or if anyone else can speak to this).

Have been thinking about migrating from Vanguard to JPMorgan Self-Directed accounts to simplify things a bit, unrelated to the card -- though I've also read anecdotally that the $10m JPM Private Bank limit isn't always needed for the card, and folks who have some working relationship with JPMorgan even outside of Private Banking can sometimes get their contact to get the card for them.
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Old Apr 10, 22, 8:53 am
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Originally Posted by exigence
I'm curious what you ever heard from this (or if anyone else can speak to this)....
I never did anything further about it, never made that call. I'll (re)post here if and when I do.
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Old Apr 10, 22, 11:27 am
  #14  
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Originally Posted by schalliol
Why the question? If you still like it, sure. I still like mine, especially with United Club.
that plus top of the line travel insurance that is automatic for all airline tix and hotels charged to the card (including award tix). Much better than Amex which only covers RT flights. I almost always book one-ways.

Originally Posted by IflyonAA
I don't really use it but retained it in case JPM upped their game vs. Amex Cent. I used to find that my card details were compromised several times a year if I used it on a regular basis. That has since stopped.
this used to happen to me too but ceased when I stopped swiping the card at restaurants outside the USA. In any case we now prefer to use Amex Gold (4x dining points) or my Freedom Unlimited (also 3x) for restaurants.

Agree that the card needs a major refresh from JPM but that does not not seem to be the direction Chase is headed now.

Has anyone ever had success in requesting a retention bonus?
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Old Apr 10, 22, 12:01 pm
  #15  
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Originally Posted by Boraxo
...Amex which only covers RT flights. I almost always book one-ways.
This is inaccurate. American Express requires a round trip itinerary, but it can include one-way flights.

Covered Trip means a period of round-trip travel to one or more destinations other than an Eligible Traveler’s city of residence at the time of departure where: (1) The Eligible Traveler departs by Common Carrier to begin the period of round-trip travel; (2) the period of round-trip travel ends when the Eligible Traveler returns by Common Carrier to the city of departure; (3) the period of round-trip travel does not exceed three hundred sixty-five (365) days away from the Eligible Traveler’s city of residence at the time of departure; and (4) the full amount of the Eligible Traveler’s cost of transportation by Common Carrier(s) is charged to your Eligible Card. The period of round-trip travel may consist of roundtrip, one-way, or combinations of roundtrip and one-way tickets with Common Carrier(s).
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