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Freedom/Freedom Flex Q4 2020 bonus categories: PayPal & Walmart

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Freedom/Freedom Flex Q4 2020 bonus categories: PayPal & Walmart

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Old Oct 16, 2020, 9:56 am
  #46  
 
Join Date: Sep 2018
Posts: 60
Originally Posted by RNE
How long does a PPK remain active? (I created one this month thinking I would need it but I unexpectedly* maxed out Q4 spend yesterday.) And should I care if it expires?

*Sweet deal on a high-end laptop.
Look at the key - the expiration date is on it just like any other virtual card - mine is 9/23. Just switch to a different freedom/flex card to take advantage of its $1500 quarterly 5% on Paypal. - use "manage key" to change the card used.
RNE likes this.
rapatelrocky is offline  
Old Oct 17, 2020, 9:25 am
  #47  
 
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 790
Paypal and Samsung Pay

Is there anyway to use this to utilize the 5x points?
Critterlynn is offline  
Old Oct 18, 2020, 5:21 pm
  #48  
 
Join Date: Mar 2018
Posts: 26
Love this quarter!

Wal-Mart is easy. Papyal is easy. Should easily max out my Freedom.

Considering getting a Freedom Flex to double the limit. Though in a lot of quarters, I don't hit the limits.
Jm192 is offline  
Old Oct 19, 2020, 8:30 am
  #49  
RNE
 
Join Date: Sep 2005
Location: JZRO
Posts: 9,169
I only recently discovered PPK. Thanks to it, I'll be able to max-out this quarter... which is not always easy given that the wife and I have four* Freedom/Freedom Flex cards between us. That's $6000/quarter category spend. Every quarter. Year in and year out.

*Soon to be five.

RNE, on a UR-hoarding treadmill hell of my own making.
txpenny and majorkirkus like this.
RNE is offline  
Old Oct 19, 2020, 10:28 am
  #50  
 
Join Date: Aug 2016
Posts: 58
Originally Posted by Critterlynn
Is there anyway to use this to utilize the 5x points?
According to a Doctor of Credit post, PPK does not work with Samsung Pay and mixed results for Google Pay.
majorkirkus is offline  
Old Oct 19, 2020, 10:49 am
  #51  
 
Join Date: Nov 2007
Location: PHX
Posts: 4,787
Weird posting with PPK. A 10/11 purchase just posted for me today but with a 10/16 transaction date. It originally showed in pending immediately but then dropped out and only showed up in posted transactions today with the later date. Weird.
lkar is offline  
Old Oct 19, 2020, 1:53 pm
  #52  
 
Join Date: Aug 2016
Posts: 58
Originally Posted by lkar
Weird posting with PPK. A 10/11 purchase just posted for me today but with a 10/16 transaction date. It originally showed in pending immediately but then dropped out and only showed up in posted transactions today with the later date. Weird.
My first test charge did that too. But the others seem to be authorizing and posting like normal.
majorkirkus is offline  
Old Nov 24, 2020, 3:30 pm
  #53  
 
Join Date: Feb 2011
Posts: 131
Originally Posted by roder
When I go to make a person-to-person payment on my Chase Freedom Card via PayPal, it warns me that it will likely be classified as a cash advance. Anyone have any data points as to whether or not this is true?

Bump on this - anyone with other data points? I get the same message.

PPK is a good backup but would rather send to friend.
wonderboy is offline  
Old Nov 28, 2020, 4:23 pm
  #54  
 
Join Date: Oct 2007
Programs: AA, WN, UA, Bonvoy, Hertz
Posts: 2,491
I used the PayPal QR/regular bar code option instore recently as I don't use a mobile wallet that works with PPKEY and there was the CVS promo.

This is my first PayPal transaction where PayPal was not in the merchant prefix. It also appears Chase added PayPal as a transaction type like contactless or CNP which is interesting.

Anyway, it still got 5x for Freedom. There are not many instore merchants and the auth process is slow so unless there is a promo, I am unsure I would go through the trouble.
rasheed is offline  
Old Dec 13, 2020, 12:07 pm
  #55  
 
Join Date: Oct 2006
Location: SFO
Programs: AS MVP, Hilton Diamond, Marriot LTG
Posts: 614
Shouldn't the 2021 Q1 5X categories be up by now? Any info?
RedPanda5 is offline  
Old Dec 13, 2020, 1:36 pm
  #56  
mia
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Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
Originally Posted by richiezc
Shouldn't the 2021 Q1 5X categories be up by now?
Not until the 15th, typically they are leaked to promotional partners a day early.
sdsearch likes this.
mia is online now  
Old Dec 14, 2020, 8:44 am
  #57  
 
Join Date: Feb 2018
Posts: 182
Originally Posted by mia
Not until the 15th, typically they are leaked to promotional partners a day early.
They are on the UR portal. Will post a separate topic shortly
restrictonthehanger is offline  
Old Dec 15, 2020, 1:19 pm
  #58  
 
Join Date: Nov 2009
Location: PDX
Programs: Don't think it matters...
Posts: 5,240
I and SO have 2 CF cards but never maxed out the quarterly categories
Looking at this thread, I understand that there are three possible avenues to maximize -
- Buy GC's thru Walmart (pay the GC fee BUT can we not buy Walmart GC which has no charge?
- Pay taxes or some other bills in advance (usually a charge between 1.5-2%)
- Use Paypal Key (I read some places that Amex has restricted/closed many accounts using PPK, so Chase may follow?)

Seems I am probably missing some tricks here? Never maximized the quarterly bonus's so trying to start learning this now
Any guidance will be nice, thx

Originally Posted by RNE
I only recently discovered PPK. Thanks to it, I'll be able to max-out this quarter... which is not always easy given that the wife and I have four* Freedom/Freedom Flex cards between us. That's $6000/quarter category spend. Every quarter. Year in and year out.

*Soon to be five.

RNE, on a UR-hoarding treadmill hell of my own making.
Wow, this is great.. Would not hurt to learn more.
Curious on how PPK is being used

Last edited by mia; Dec 15, 2020 at 2:46 pm
abhilife2001 is offline  
Old Dec 15, 2020, 5:38 pm
  #59  
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Join Date: Jul 2008
Location: IAH
Programs: DL DM, Hyatt Ist-iest, Stariott Platinum, Hilton Diamond
Posts: 12,790
Originally Posted by abhilife2001
- Pay taxes or some other bills in advance (usually a charge between 1.5-2%)
- Use Paypal Key (I read some places that Amex has restricted/closed many accounts using PPK, so Chase may follow?)
You can pay taxes with your PPK and run it as a debit card. $1500 in spend for a fee of ~$2.50. That's what I did since I felt extremely lazy. And it's cost efficient.
krazykanuck is offline  
Old Dec 21, 2020, 2:45 pm
  #60  
 
Join Date: Nov 2009
Location: PDX
Programs: Don't think it matters...
Posts: 5,240
Originally Posted by krazykanuck
You can pay taxes with your PPK and run it as a debit card. $1500 in spend for a fee of ~$2.50. That's what I did since I felt extremely lazy. And it's cost efficient.
I created ppk earlier today and prepaid some of my monthly bills.. seems taxes payment are being blocked since last few days from what I read on the net.
abhilife2001 is offline  


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