beachfan

CSP not quite useless as it earns 2x travel, and you need either CSP, CSR or Ink Preferred to maximize it. But agree that CSP is devalued in relative terms, especially for the target market (folks who might just use UR points as statement credits rather than transferring).

wooootles

I concur with what people here say about CSP... and it already had outdated earning prior to this announcement.

CSR on the other hand has been keeping me happy with the temp bonuses (doordash, also 5x rotating categories like CF/CFF etc) but they also need to do a serious revamp on their earning structure... There's just no way it makes sense that their no AF-cards have better earning than their premium travel cards.

nall

Unless these new cards cannot participate in UR pooling or they kill pooling altogether, which has been rumored before.

Cobranded cards can generally only be product-changed within that family - so to one of the Marriott cards.

Adelphos

Do we know if Chase really wants to improve the CSR or CSP? It is a money loser - the goal before Covid was to make it more profitable through a higher fee.

When Covid hit, a lot of their temporary bonuses were really strong (5x on grocery, pay yourself back), and it still is the best card for general travel (car rental, taxi, Uber, Lyft at 10x, etc). But I wouldn’t be surprised if CSR wasn’t actually devalued further in some way

Happy

Chase has confirmed to CNN that the combine points feature stays with the new Freedom cards, for the time being at least.

christianj

That is true but whenever I apply for a new product and end up closing one I get the credit limit moved over to the new card even if it is in another family of cards.

wooootles

It's been reported that with this new CFF you can still transfer UR to Sapphire (no changes).

paperwastage

You can still buy Costco gift cards online with a MasterCard. Dont do this if you want extended warranty/returns on a large expensive item (otherwise, Costco's return policy is generally generous enough to cover other defects)

Need

I was hoping that they would just combine Freedom Flex and Freedom Unlimited together. Freedom Flex has rotating 5%; Freedom Unlimited has 1.5% everyday spending. Just combine them and it would be the Freedom Ultimate card! Maybe the CSR will be updated to including both Freedom Flex and Freedom Unlimited.. a way of saying you already paid $500+ for the CSR... we will throw in our free cards benefits so you don't have to carry 3 cards.

RNE

Introducing New Chase Freedom Flex

https://media.chase.com/news/new-cha...ed-cardmembers

reslfakb

Love the new benefits. I use the business ink preferred as my UR "hub." I just got the Freedom Unlimited to take advantage of the 5% back on groceries. Have 2 Freedoms (second one from a product change/downgrade). Will probably just hold on to them and see if Chase offers a bonus for converting to the new card at a later date. The 3% back at restaurants was the big category of spending that I didn't have with my current combo of cards.

RNE

Similarly, I have an Ink Preferred, a Freedom and a Freedom Unlimited (also a Chase Sapphire Reserve -- more about that in a bit). My plan is to cancel my Freedom now so I can apply for the Freedom Flex on Sept. 15. Why cancel? Because I want the 20,000-point sign-up bonus for the Flex. (It's my understanding that having an open Freedom card precludes getting that bonus. My Freedom card is 6 years old, by the way.) My Ink will hold my URs. I'll use the Flex like I use my Freedom now. I'll use my Freedom Unlimited for 3x dining. That new benefit is especially handy because I'm going to cancel my Chase Sapphire Reserve when the annual fee hits in October. I was lamenting the loss of 3x dining. But no more.

Biscoff27

Costco was the first thing that came to my mind. For me, though, it kills the gas category. Costco is by far the cheapest place to buy gas around here, and gas has been a quarterly bonus 5x since the beginning of 2018. Warehouse stores have only been a category once in that time period. And unfortunately, the gift card trick won't work for the gas category. I have a CFU for the other new benefits (drug store bonus, etc), and have other World Elite Mastercard, so I have no plans to convert any time soon.

lwildernorva

I have a regular Freedom plus a CSP and CSR. Was already considering the Unlimited, even before today's announcement. No problem with 5/24--no new cards with any issuer the last two years although I currently have nine personal cards, including the Freedom, and three business, including the Ink Preferred. I've hardly used the Freedom 5% categories since dining has fallen away as a regular option (not great in my area for gas station spend) and I've hardly used the Sapphire Preferred in the last year or two. Assuming approvals (and I'm happy to hear any negative views of completing this double play) is canceling the Freedom and going for both the Unlimited and Flex currently the way to go with personal cards in the UR arena with this portfolio?

storewanderer

Don't forget CSP has the primary rental car damage coverage thing...