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Chase "My Bonus" promotions (targeted category bonuses).

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Old May 1, 2020, 2:33 pm
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Last edit by: StartinSanDiego
Chase regularly offers 3-month spending bonuses at chase.com/mybonus.
Chase Spend and Get Offers | My Bonus | Chase.com

These bonuses have the following characteristics:
  • Offers are not visible in your Chase online account. You can view them only through the portal at the link above. Viewing an offer automatically registers your card for it.
  • Offers are individually targeted. You may receive a different offer, or none at all, on a card type for which another FTer reports a bonus.
  • A given card will have, at most, one applicable bonus offer at a time.
  • Offers are typically for higher multiples of miles/points per dollar spent. Note that when an offer is for “10x on gas spend,” that means 10 points or miles per dollar total, including any category bonus native to the relevant card.
    • If you downgrade a qualifying card during an offer period, the offer will still apply, but you will receive only the incremental benefit relative to the new card’s built-in category bonus, if any. For example, the Chase IHG Premier card always earns 5x on dining, so a 10x quarterly offer is worth an extra 5 points/dollar. If you downgrade to the IHG Traveler card (native 3x dining bonus), you will receive 8 total points per dollar (native 3x plus the promotional 5 points/dollar) for spending during the offer period.
    • On very rare occasions, an offer may be for a fixed bonus contingent on the cardholder making a certain number of transactions of a minimum value. (For an early 2022 instance of this—5,000 UR for making 15 purchases of at least $2 each—see this post.)
  • Most offers are for generic categories (gas, grocery, dining, etc.). On occasion, however, an offer may be for purchases with a specific Chase partner using the applicable co-branded card (e.g., United Airlines, Hyatt, IHG) or for a large merchant such as Amazon (Q422).
  • Offers are usually capped at $1500 in spend. In some cases, however, the cap may be higher, e.g., extra miles on up to $6,000 in purchases from United Airlines on a United card.
  • Bonuses are typically for standard quarterly periods, but offers may also run for other three-month periods (e.g., June/July/August). It is generally worth checking on, or even shortly before, the first of each month for any card that doesn’t currently have an associated offer.
    • If you have a Q3 offer, you won’t be able to see any Q4 offer on that card until the Q3 offer expires. That said, Chase may send you an email notification a few days before the cutoff allowing you to view & pre-register for the upcoming offer.
For discussion of “Chase Offers”—short-term (usually <30 days) percentage discounts with specific merchants (not categories)—see "Chase Offers" (merchant branded discounts or rebates on specific cards), including the wiki at the top of each page.


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Chase "My Bonus" promotions (targeted category bonuses).

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Old May 1, 2020, 1:34 pm
  #31  
 
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Originally Posted by mia
Groceries was already a bonus category for Chase Freedom for April - June, 2020. The list of eligible and ineligible merchants is here. Walmart and Target are explicitly excluded:

https://creditcards.chase.com/freedo...ards/merchants
Thanks! And Fred Meyer is included. So I guess there's one place you can get grocery points for buying a TV. Unless those items are processed differently.
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Old May 1, 2020, 1:47 pm
  #32  
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Originally Posted by lexdevil
I would also be interested in hearing from folks who shop at stores like Target and Walmart. They have groceries, but they sell so much other stuff. How are they categorized on your Chase statements?
The local Walmart is shown as "groceries" regardless of what is purchased.

Originally Posted by mia
Walmart and Target are explicitly excluded:
A test purchase on a Freedom card at Walmart this quarter got me 1x.
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Old May 1, 2020, 1:50 pm
  #33  
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It is a Meh offer.

They should do what Citi Prestige card does - now their $250 travel credit can be used at grocery store and restaurant while CSR still is strict travel related only, except for UberEat. Meh.
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Old May 1, 2020, 1:54 pm
  #34  
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Originally Posted by serpens
The local Walmart is shown as "groceries" regardless of what is purchased.
A test purchase on a Freedom card at Walmart this quarter got me 1x.
Only the Neighborhood Market is counted as Grocery, on both Chase and AMEX cards.

We have the big WalMart much closer to home than the Neighborhood Market. What I do is to buy WalMart gift cards at the Neighborhood Market to use at both the big WalMart and at Sam's which carries some items not found at WalMarts, such as whole steelhead trout (farmed raised at Peru)., Australia lamb racks, US Prime Grade Angus steaks, and Argentine pink shrimps. The good thing about Sam's is, their fish / poultry / meat packages are in "normal sizes", not gigantic like Costco, and it never has as many shoppers as at Costco.which even under current restriction, it is near impossible to keep social distancing once inside the store.

Or, just buy the Visa GC when Staples have Zero fee, using the Inks and then use the VGCs at WalMart / Sam's.

Last edited by Happy; May 1, 2020 at 2:07 pm
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Old May 1, 2020, 2:41 pm
  #35  
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Originally Posted by lexdevil
https://www.cnbc.com/select/chase-sa...rds-groceries/
5X rewards3X rewards
Thanks for this list. I'll put it in the new Wiki
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Old May 1, 2020, 3:22 pm
  #36  
 
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I expect Chase might do 5x on groceries and streaming again for Q3 on Freedom when they announce. One major advantage for not announcing the categories ahead. Chase did already extend streaming service (albeit a much smaller list than AmEx's streaming list) into Q2. That will likely help balance out the $1500 per quarter limit.

So, this two month Chase deal concept on groceries was a misfire compare to AmEx, no doubt.
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Old May 1, 2020, 3:24 pm
  #37  
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Originally Posted by Dieuwer
So what. Chase Freedom already earns 5x per grocery spend and does NOT levy an annual fee.
So there are people who don’t have a Chase Freedom card. (I have the CFU from a CSP downgrade, and a CSR).

Originally Posted by Statman
5x UR is solid and I get why Chase is doing this, but to throw out a TWO MONTH promo offer just seems petty.

Just make it 6 months or the end of the year and stop with these penny pinching promos when they have just increased the AF by $100. It's just a bad look IMO.
The $100 is being credited back, isn’t it?

And 5X on my CSR and 6X on my Marriott card (plus 12X on my Aspire) for groceries is much appreciated. I don’t think Chase is going to make any profits on my grocery shopping trips for the next two months, so while 6 months or five years would be better, I fully understand why they limit it for the time being.

Originally Posted by lexdevil
Thanks! And Fred Meyer is included. So I guess there's one place you can get grocery points for buying a TV. Unless those items are processed differently.
Presumably you could also buy from Amazon or Best Buy with gift cards acquired at another grocery store.
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Old May 1, 2020, 5:50 pm
  #38  
 
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Does anyone know if the purchase of GCs at grocery stores will trigger the bonus on above mentioned cards?
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Old May 1, 2020, 7:44 pm
  #39  
 
Join Date: Jun 2011
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Originally Posted by mia
Probably not, based on the Chase Freedom list: https://creditcards.chase.com/freedo...ards/merchants
American Express excludes Walmart from their grocery categories, but Walmart Neighborhood Markets count there.
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Old May 1, 2020, 8:11 pm
  #40  
 
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Originally Posted by Dieuwer
So what. Chase Freedom already earns 5x per grocery spend and does NOT levy an annual fee.
I’m going to max that out in way less than three months, so this comes in handy.
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Old May 1, 2020, 8:18 pm
  #41  
 
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Originally Posted by notquiteaff
So there are people who don’t have a Chase Freedom card. (I have the CFU from a CSP downgrade, and a CSR).
And people who spend more than $1500 on grocery in 3 months.
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Old May 1, 2020, 8:44 pm
  #42  
 
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Could these offers, specifically the Sapphire Reserve 5x grocery purchases, be targeted?

(The only references to these offers are on blogs, forums and individual emails, nothing on any Chase website, nothing on my Chase account. The Sapphire Reserve links go to an application landing page which does not mention the temporary COVID-19 promos.)
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Old May 1, 2020, 9:26 pm
  #43  
 
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Originally Posted by Dr Jabadski
Could these offers, specifically the Sapphire Reserve 5x grocery purchases, be targeted?

(The only references to these offers are on blogs, forums and individual emails, nothing on any Chase website, nothing on my Chase account. The Sapphire Reserve links go to an application landing page which does not mention the temporary COVID-19 promos.)
I posted the Chase list. It is from this article. https://www.cnbc.com/select/chase-sa...rds-groceries/

It's also reported by Forbes. https://www.forbes.com/sites/ericros...l#255a8f544fc7

Business Insider too.https://www.businessinsider.com/pers...t-cards-2020-5

Last edited by lexdevil; May 1, 2020 at 10:47 pm
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Old May 1, 2020, 10:26 pm
  #44  
 
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Originally Posted by Dieuwer
So what. Chase Freedom already earns 5x per grocery spend and does NOT levy an annual fee.
This is not an “either/or” choice. You can do both, and the new Chase Sapphire benefit is good for $3,000 in purchases, while the Freedom is limited to $1,500.

It will be easy to max out both offers. Or you can simply declare “So what,” and pass up the additional 15,000 UR points.

Your choice.
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Old May 2, 2020, 7:33 am
  #45  
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Originally Posted by lexdevil
t's also reported by Forbes.
Not really. This article was written by Eric Rosen, a "non-staff contributor", and Forbes does not have editorial control: It's essentially a blog that happens to appear on forbes.com.

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