Applying for Chase PERSONAL Cards (2020 - 2022)
Jun 15, 2021, 6:26 am
#586
Join Date: Sep 2011
Posts: 1,857
No need to wait for it to arrive. The card should already be in your Chase login.
Jun 15, 2021, 6:30 pm
#587
Join Date: Jun 2020
Posts: 121
I got my chase IHG Premier card. It's the 150k offer. I tried to do referral to my wife for this card, the only referral offer is 125k. Will they update this to the 150k?
Jun 22, 2021, 8:12 pm
#588
Join Date: Apr 2013
Posts: 580
Haven't gotten a Chase card in a long time but a few months off from being under 5/24 and a few questions if someone can help.
1. How picky is Chase these days with minimum spend for bonuses? Giftcardmall allowed? Large supermarket purchases?
2. Do you anticipate problems with me getting 4 or 5 cards in a 4 month period of so (I'll be under 5/24 for all).
3. Also have an ink business cash that I've had for many years. Fine to cancel it to get the bonus in a few month?
4. I have a few other chase cards that are not super important to me (freedom, freedom unlimited)... do you think best to cancel a few months in advance, or just keep open?
Thanks a lot.
1. How picky is Chase these days with minimum spend for bonuses? Giftcardmall allowed? Large supermarket purchases?
2. Do you anticipate problems with me getting 4 or 5 cards in a 4 month period of so (I'll be under 5/24 for all).
3. Also have an ink business cash that I've had for many years. Fine to cancel it to get the bonus in a few month?
4. I have a few other chase cards that are not super important to me (freedom, freedom unlimited)... do you think best to cancel a few months in advance, or just keep open?
Thanks a lot.
Jun 22, 2021, 9:04 pm
#589
Join Date: Jun 2021
Programs: AA,UA,DL,WN
Posts: 2
I had to wait since my online account only showed the last 5 digits. But I was able yo expedite the delivery by calling and got it 3 days later. Transferred freedom points to CSP and CSP to United and booked flights for 4 with 1 week to go. Good thing travel is slow these days.
Jun 24, 2021, 8:47 am
#590
Join Date: Sep 2005
Location: JZRO
Posts: 9,169
2. Do you anticipate problems with me getting 4 or 5 cards in a 4 month period of so (I'll be under 5/24 for all).
3. Also have an ink business cash that I've had for many years. Fine to cancel it to get the bonus in a few month?
4. I have a few other chase cards that are not super important to me (freedom, freedom unlimited)... do you think best to cancel a few months in advance, or just keep open?
Jun 24, 2021, 11:33 am
#594
Join Date: Nov 2011
Location: Iowa
Posts: 721
I just applied for the CSP and received the message that they need more time to review and that, if approved, I will receive the card in 7-10 days.
Do applicants actually get declined at the time of submission or does Chase always say they need more time to review? I know they do approve at time of application but I wasn't sure if the decline immediately or always make that statement if they are going to decline via mail.
Do applicants actually get declined at the time of submission or does Chase always say they need more time to review? I know they do approve at time of application but I wasn't sure if the decline immediately or always make that statement if they are going to decline via mail.
Jun 24, 2021, 11:58 am
#595
Join Date: Feb 2013
Programs: Hilton Plastic, Delta Silver Emeritus
Posts: 1,037
I just applied for the CSP and received the message that they need more time to review and that, if approved, I will receive the card in 7-10 days.
Do applicants actually get declined at the time of submission or does Chase always say they need more time to review? I know they do approve at time of application but I wasn't sure if the decline immediately or always make that statement if they are going to decline via mail.
Do applicants actually get declined at the time of submission or does Chase always say they need more time to review? I know they do approve at time of application but I wasn't sure if the decline immediately or always make that statement if they are going to decline via mail.
Immediate yes
Immediate no
Yes after review
No after review
The order listed is from most frequent to least frequent.
Jun 24, 2021, 6:22 pm
#597
Join Date: Feb 2013
Programs: Hilton Plastic, Delta Silver Emeritus
Posts: 1,037
Only if I wanted to speed the process. Generally those were because they did not want to give more credit and they would approve telling me they had taken some of the credit limit from another card for the new card if I didn't call in. If I did they would let me decide how to rearrange credit lines.
Jun 25, 2021, 7:58 am
#598
Join Date: Nov 2011
Location: Iowa
Posts: 721
Only if I wanted to speed the process. Generally those were because they did not want to give more credit and they would approve telling me they had taken some of the credit limit from another card for the new card if I didn't call in. If I did they would let me decide how to rearrange credit lines.
I'm starting to wonder if I might not get approved because my credit limit across all of my cards is almost as much as my annual salary.
EDIT: I think I may still be in the running for the CSP. I received 2 emails today that said my credit file has had an inquiry. Yay!
Last edited by iowa guy; Jun 25, 2021 at 10:16 am
Jun 25, 2021, 10:16 am
#599
Join Date: Feb 2013
Programs: Hilton Plastic, Delta Silver Emeritus
Posts: 1,037
Most of my examples are a little dated since they now judge my fickleness as too high. (I'm almost always over 5/24).
Jun 25, 2021, 10:20 am
#600
Join Date: Nov 2011
Location: Iowa
Posts: 721
I used to be able to take $10,000 from one card to make the new one. I did this to get the Fairmont once and another time to get the Ritz by calling . Mrs. HighOPS just got CSP when they adjusted her limits to create one for the card.
Most of my examples are a little dated since they now judge my fickleness as too high. (I'm almost always over 5/24).
Most of my examples are a little dated since they now judge my fickleness as too high. (I'm almost always over 5/24).
